2024-08-15T16:27:18-05:00 2023-09-30 310800053 CLARK SCHAEFER HACKETT & CO 10100 INNOVATION DRIVE DAYTON OH 45342 990 2022-10-01 364500925 HOMEOWNERSHIP CENTER OF GREATER DAYTON INC HOME 9372256328 130 W 2ND STREET 1420 DAYTON OH 45402 STEPHEN NAAS PRESIDENT 9372256328 2024-08-15 1 1 ANNAMARIE B REILLY P00431897 9372260070 2024-08-15 2022 2024-08-08 14:25:15Z X STEPHEN NAAS 130 W 2ND STREET 1420 DAYTON OH 45402 1093589 0 X WWW.HOMEOWNERSHIPDAYTON.ORG/ X 2002 OH THE ORGANIZATION EMPOWERS RESIDENTS TO ACHIEVE AND SUSTAIN HOMEOWNERSHIP AND FINANCIAL SUCCESS X 14 12 0 12 0 0 1317358 987989 82234 99164 274 209 116405 6227 1516271 1093589 400000 0 0 0 0 0 0 0 8174 558254 528138 958254 528138 558017 565451 1396257 0 457237 0 939020 0 X TO ASSIST CONSUMERS TO ACHIEVE THEIR HOMEONWERSHIP GOALS THROUGH A VARIETY OF SERVICES INCLUDING PRE-PURCHASE EDUCATION AND COACHING FOR POTENTIAL HOMEBUYERS; EDUCATION AND GUIDANCE REGARDING MORTGAGE UNDERWRITING GUIDELINES, FINANCING, AND REFINANCING; FINANCIAL LITERARY TRAINING; HOME MAINTENANCE CLASSES; ASSISTANCE TO CURRENT AND POTENTIAL HOMEOWNERS IN SECURING AVAILABLE RESOURCES TO ACHIEVE THEIR HOMEOWNERSHIP GOALS; POST-PURCHASE COUNSELING, REVERSE MORTGAGE COUNSELING AND MORTGAGE DELINQUENCY INTERVENTION; MARKETING AND CONSUMER INFORMATION REGARDING HOUSING OPPORTUNITIES, LENDING PROGRAMS, AND LOCAL RESOURCES; DOWNPAYMENT ASSISTANCE. 0 0 0 0 NEIGHBORHOOD DEVELOPMENT GRANT TO CITYWIDE & COUNTY CORP FOR NEIGHBORHOOD PLANNING AND HOME REPAIR FUNDING. 109650 0 THE AGENCY PROVIDES GRANT FUNDING FOR HOMEOWNERS EXPERIENCING A FINANCIAL HARDSHIP DUE TO COVID-19. APPLICATIONS ARE APPROVED BASED ON PROGRAM GUIDELINES. GRANT FUNDS ARE PROVIDED FOR ELIGIBLE HOUSEHOLDS AND PAID DIRECTLY TO THE MORTGAGE COMPANY TO BRING MORTGAGE, PROPERTY TAXES AND UTILITIES CURRENT. 125693 27324 THE AGENCY PROVIDES CREDIT COUNSELING TO HELP CLIENTS UNDERSTAND CREDIT AND MONEY MANAGEMENT. SERVICES INCLUDE EDUCATION AND GUIDANCE TO ACHIEVE FINANCIAL GOALS. DEBT MANAGEMENT PLANS ARE OFFERED TO CLIENTS WHO ARE ELIGIBLE AND ELECT SERVICES TO ASSIST IN UNSECURED DEBT REPAYMENT. 224881 78067 THE AGENCY PROVIDES HOUSING AND FINANCIAL COUNSELING. HOUSING COUNSELING INCLUDES EDUCATION AND GUIDANCE ABOUT THE HOME PURCHASE PROCESS, PREPARATION FOR MORTGAGE QUALIFICATION, FINANCIAL LITERACY, AND RESOURCES TO SUPPORT SUSTAINABLE HOMEOWNERSHIP. THE AGENCY PROVIDES SERVICES TO EXISTING HOMEOWNERS EXPERIENCING MORTGAGE DIFFICULTY, INCLUDING EDUCATION AND GUIDANCE REGARDING OPTIONS TO AVOID FORECLOSURE, FACILITATING PAYMENT ARRANGEMENTS WITH LENDERS, EXPLORING ALTERNATIVE FINANCING, AND LONG-TERM GOALS FOR SUSTAINABILITY. THE AGENCY PROVIDES FINANCIAL WELLNESS AND CREDIT COUNSELING. CREDIT COUNSELING INVOLVES UNDERSTANDING CREDIT AND MONEY MANAGEMENT. 6 0 THE AGENCY PROVIDES DOWN PAYMENT ASSISTANCE TO LOW-MODERATE INCOME HOMEBUYERS TO IMPROVE THEIR ABILITY TO SUCCESSFULLY PURCHASE A HOME AND SECURE FAVORABLE MORTGAGE FINANCING THAT MEETS THEIR NEEDS. 224887 78067 460230 1 1 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 0 1 4 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 14 12 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X TRACY SCHULTZ 9372256328 130 W 2ND STREET SUITE 1420 DAYTON OH 45402 STEPHEN NAAS DIRECTOR/PRESIDENT 1.00 34.00 X X 0 139224 23295 TRACY SCHULTZ DIRECTOR/TREASURER 5.00 31.00 X X 0 86813 38542 VERONICA BEDELL-NEVELS DIRECTOR 1.00 X 0 0 0 KEITH BORDERS DIRECTOR 1.00 X 0 0 0 CARLTON JACKSON DIRECTOR 1.00 X 0 0 0 TAWANA JONES DIRECTOR 1.00 X 0 0 0 SHANNON MEADOWS DIRECTOR 1.00 X 0 0 0 FRANK PETRIE DIRECTOR 1.00 X 0 0 0 MARYA RUTHERFORD LONG DIRECTOR 1.00 X 0 0 0 LIZ SONNANSTINE DIRECTOR 1.00 X 0 0 0 JOHN ZIMMERMAN DIRECTOR 1.00 X 0 0 0 ANGELA RAHMAN DIRECTOR/CHAIR 1.00 X X 0 0 0 KAREN DEMASI DIRECTOR/VICE CHAIR 1.00 X X 0 0 0 KRISTINA LEWIS DIRECTOR/SECRETARY 1.00 X X 0 0 0 JULIE DEACON EXECUTIVE DIRECTOR 37.00 3.00 X 0 0 0 0 226037 61837 0 0 1 0 0 400000 201893 386096 987989 DEBT MGMT/CREDIT COUNC 624100 71556 71556 COUNSELING/EDUCATION 624100 27323 27323 OTHER INCOME 624100 285 285 99164 209 209 RECOVERY OF LOAN LOSSE 522291 6227 6227 6227 1093589 105391 0 209 2973 210 2763 10506 7740 2766 26740 13900 12840 7322 6970 352 45394 43993 1401 26060 8000 18060 156 156 7179 3753 3426 2056 2056 12275 9844 2431 P/R ALLOC./PUR. SVCS. 387477 365664 13639 8174 528138 460230 59734 8174 649059 0 126732 0 0 128854 0 0 0 485990 0 0 0 0 0 5622 0 0 0 0 0 0 1396257 0 398528 0 58709 0 457237 0 X 570359 0 368661 0 939020 0 1396257 0 X 565451 -1504471 X X 0 1 X 1 1 1 X 202616 1188717 1096614 1317358 987989 4793294 202616 1188717 1096614 1317358 987989 4793294 1583992 3209302 6202 2198 337 211 209 9157 116405 6227 122632 4925083 585510 0.65160 0.74380 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 40181 37538 2643 2643 X 1087363 0 1087363 6226 6226 1093589 521912 0 521912 6226 6226 528138 PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. THE ACTIVITIES OF THE ORGANIZATION'S SINGLE MEMBER LIMITED LIABILITY COMPANIES ARE INCLUDED WITH THE ACTIVITY OF THE ORGANIZATION FOR FEDERAL TAX REPORTING PURPOSES. MANAGEMENT HAS DETERMINED THAT ANY PROVISION FOR INCOME TAXES WOULD NOT BE MATERIAL. PART XI, LINE 4B - OTHER ADJUSTMENTS: RECOVERY OF LOAN LOSSES 6,226. PART XII, LINE 4B - OTHER ADJUSTMENTS: RECOVERY OF LOAN LOSSES 6,226. 1 PART I, LINE 2: THE ORGANIZATION MONITORS THE USE OF GRANT FUNDS BASED ON THE CRITERIA IN THE CONTRACT FROM THE PROVIDER OF THE FUNDS. PERIODIC REPORTS ARE SUBMITTED TO THE GRANT FUND PROVIDER. X 0 0 0 0 0 0 0 0 0 STEPHEN NAAS DIRECTOR/PRESIDENT 0 139224 0 0 0 0 0 0 0 23295 0 162519 0 0 ALL ASSETS 2023-10-01 2370566 MARKET 310978908 COUNTY CORP 130 W 2ND STREET 1420 DAYTON OH 45402 501(C)(3) 1 0 0 0 1 1 1 1 0 PART I, LINE 3: EFFECTIVE OCTOBER 1, 2023, ALL ASSETS, LIABILITIES AND ONGOING ACTIVITIES WERE TRANSFERRED TO COUNTY CORP AND THE ORGANIZATION WAS EFFECTIVELY DISSOLVED.STEPHEN D. NAAS IS THE ASSISTANT SECRETARY/PRESIDENT AND A DIRECTOR OF THE TRANSFEREE ORGANIZATION AND TRACY L. SCHULTZ IS THE ASSISTANT TREASURER AND A DIRECTOR OF THE TRANSFEREE ORGANIZATION. FORM 990, PAGE 3, PART IV, LINE 9 THE ORGANIZATION PROVIDES CREDIT COUNSELING IN THE CONTEXT OF ASSISTING LOW-MODERATE INCOME CONSUMERS TO ACHIEVE OR SUSTAIN HOMEOWNERSHIP. SERVICES ARE TAILORED TO THE SPECIFIC NEEDS OF THE CONSUMER AND DO NOT INCLUDE FEES. THE ORGANIZATION ALSO OFFERS DEBT MANAGEMENT SERVICES. FORM 990, PART IV, LINE 9 HOMEOWNERSHIP CENTER OF GREATER DAYTON ANSWERED "YES" TO FORM 990, PART IV, LINE 9 BECAUSE THE ORGANIZATION PROVIDES CREDIT COUNSELING AND DEBT MANAGEMENT SERVICES AS PART OF ITS TAX EXEMPT MISSION. THE ORGANIZATION DOES NOT HAVE AN ESCROW OR CUSTODIAL ACCOUNT LIABILITY NEITHER DOES THE ORGANIZATION SERVE AS A CUSTODIAN FOR AMOUNTS NOT LISTED ON ITS BALANCE SHEET IN PART X. FORM 990, PART VI, SECTION B, LINE 11B THE ENTITY'S PRESIDENT, SECRETARY, AND TREASURER ARE PROVIDED WITH A COPY OF FORM 990, AND GIVEN AN OPPORTUNITY TO COMMENT ON ITS CONTENTS PRIOR TO THE FILING OF THE TAX RETURN WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, TRUSTEES, DIRECTORS, OFFICERS AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE INFORMATION THAT COULD GIVE RISE TO A CONFLICT OF INTEREST BY SIGNING AND DATING A STATEMENT INDICATING COMPLIANCE WITH THE ENTITY'S CONFLICT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15 SALARY INCREASES ARE BASED ON THE ENTITY'S APPROVED BUDGET. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE AS REQUIRED BY LAW. FORM 990, PART VII CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC STEPHEN NAAS - 3600 SHROYER RD., KETTERING, OH 45429. TRACY SCHULTZ - 8 N MAIN STREET, DAYTON, OH 45402. JULIE DEACON - WE BUILD COMMUNITIES, DAYTON, OH 45405. VERONICA BEDELL-NEVELS - 5178 CHILDRENS HOME-BRADFORD RD, GREENVILLE, OH 45331. KEITH BORDERS - 8805 GOVERNORS HILL DRIVE, CINCINNATI, OH 45249. CARLTON JACKSON - 1515 S MAIN STREET, DAYTON, OH 45409. TAWANA JONES - 451 W. THIRD ST., 10TH FLOOR, DAYTON, OH 45402. SHANNON MEADOWS - 76 EAST HIGH ST., SPRINGFIELD, OH 45504. FRANK PETRIE - 3560 PENTAGON BLVD., BEAVERCREEK, OH 45431. MARYA RUTHERFORD LONG - 1 S. MAIN ST, 10TH FLOOR, DAYTON, OH 45402. LIZ SONNANSTINE - 12 S THIRD ST., TIPP CITY, OH 45371. JOHN ZIMMERMAN - 505 RIVERSIDE DR., DAYTON, OH 45405. ANGELA RAHMAN - 130 W. 2ND ST., SUITE 1420, DAYTON, OH 45402. KAREN DEMASI - 130 W. 2ND ST., SUITE 1420, DAYTON, OH 45402. KRISTINA LEWIS - 130 W. 2ND ST., SUITE 1420, DAYTON, OH 45402. FORM 990, PART XI, LINE 9: TRANSFER OF NET ASSETS TO COUNTY CORP (31-0978908) -1,504,471. FORM 990, PART XII, LINE 2C: COUNTY CORP'S AUDIT COMMITTEE IS RESPONSIBLE FOR OVERSIGHT OF THE INDEPENDENT AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR. THIS PROCESS IS CONSISTENT WITH THE PRIOR YEAR. COUNTY CORP 130 W 2ND STREET STE 1420 DAYTON OH 45402 310978908 AFFORDABLE HOUSING OH 501(C)(3) LINE 7 N/A 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 COUNTY CORP O 361387 FMV COUNTY CORP Q 53139 FMV COUNTY CORP C 400000 FMV