2024-03-26T18:38:14-04:00 2023-12-31 461065712 BRENT WOOKEY CPA PO BOX 1512 LA CROSSE WI 546021512 990 2023-01-01 390652280 ENTERPRISE CREDIT UNION ENTE 2627976260 15850 WEST BLUEMOUND RD BROOKFIELD WI 53005 LYNN VOHL CFO 2627976263 2024-03-26 true LYNN VOHL 999009999 true BRENT WOOKEY CPA P00062439 6087920843 2024-03-26 X 2023 2023-04-26 12:10:37Z JEFF BASHAW 15850 W BLUEMOUND RD BROOKFIELD WI 53005 2384377 false X WWW.ENTERPRISECU.COM X 1935 WI A COOPERATIVE, NOT-FOR-PROFIT CORPORATION, INCORPORATED TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERSHIP TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 5 4 11 6 4050 0 957514 1163746 304106 314956 173579 5248 1435199 1483950 0 0 504329 566637 0 0 606938 659055 1111267 1225692 323932 258258 34282099 33164361 33240929 31564804 1041170 1599557 X A COOPERATIVE, NOT-FOR-PROFIT CORPORATION, INCORPORATED TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERSHIP TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. false false THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 137 NEW DEPOSIT ACCOUNTS IN 2023. AS OF 12/31/23 WE HAD 3,355 MEMBERS. THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 263 NEW LOANS DURING 2023. AS OF 12/31/23 WE HAD 40,190 LOANS RECEIVABLE. false false false false false false false true false true false true false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 185 0 true 11 true true true false false false false false false false X 5 4 false false false false true true true true true false false false true true true false true true false false X LYNN VOHL 2627976260 15850 W BLUEMOUND RD BROOKFIELD WI 53005 JEFF BASHAW PRESIDENT/CE 40.00 X 124325 0 7623 LYNN VOHL CFO 40.00 X 56071 0 4221 BARBARA JALOSKY TREASURER 10.00 X X 19760 0 0 BETTY STEINBERGER CHAIR 1.00 X X 0 0 0 GEORGE MOORE VICE CHAIR 1.00 X X 0 0 0 DAVID IRWIN SECRETARY 1.00 X X 0 0 0 CHARLIE KELLY DIRECTOR 1.00 X 0 0 0 200156 11844 1 false false false INTEREST ON LOANS 522130 921306 921306 MEMBER FEE INCOME 522130 195799 195799 OTHER MEMBER RELATED REVENUE 522130 42591 42591 FEE & INSURANCE INCOME 520000 4050 4050 1163746 335810 335810 5248 5248 615056 264517 630427 270000 -15371 -5483 -20854 -20854 1483950 1138842 4050 341058 200156 272617 32956 27844 33064 6844 5275 59846 32056 151583 123278 110008 374 12136 18 16882 27689 DIVIDEND EXPENSE 41969 INDIRECT LENDING COMMISS 40908 CREDIT LOSS EXPENSE 30189 1225692 0 0 0 323279 408790 2991366 2319596 195584 24861 17741970 19167216 204922 167351 591994 524233 58171 67761 11417491 9738145 1349316 1270641 34282099 33164361 329630 377515 6050 6935 32905249 31180354 33240929 31564804 X 1041170 1599557 1041170 1599557 34282099 33164361 X 258258 240963 59166 X false false false true X 379545 328888 50657 212449 195345 17104 67761 AFS SECURITIES WITH MATURITY > 1 YR 9366196 F CORP CU CAPITAL ACCOUNTS 266071 C CUSO - WI SHARED SERVICE 50000 C FHLB INVESTMENT 44645 C CUSO-PSCU 6001 C CUSO-TRELLANCE 3232 C WISCUB 2000 C 9738145 MEMBER SHARES & DEPOSITS 31316734 DEFERRED COMP 36667 ESCROW BALANCES TO LINE 21 BAL SHEET -6935 DEFERRED PENSION LIABILITY -166112 31180354 SCHEDULE D, PAGE 2, PART IV, LINE 2B THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES RELATED TO MORTGAGE LOANS. FORM 990 - ORGANIZATION'S MISSION A COOPERATIVE, NOT-FOR-PROFIT CORPORATION, INCORPORATED TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERSHIP TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. FORM 990, PAGE 6, PART VI, LINE 6 THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 7B A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 11B MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO PREPARES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS RETURN WITH DIRECTORS AT THE NEXT BOARD MEETING. FORM 990, PAGE 6, PART VI, LINE 12C INSIDER ACCUNTS ARE REVEIWED BY SENIOR MANAGEMENT ON A PERIODIC BASIS. ALL EMPLOYEES AND BOARD MEMBERS ARE REQUIRED TO DISCLOSE THEIR OUTSIDE INTERESTS TO ENSURE THAT ANY CONFLICTS ARE MITIGATED. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS REVIEWS THE CEO'S PERFORMANCE AND DETERMINES THE COMPENSATION. THE PERSONNEL COMMITTEE DOCUMENTS THE REVIEW AND COMPENSATION DECISION IN THEIR COMMITTEE MEETING MINUTES. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEEMENTS ARE PROVIDED TO MEMBERS UPON REQUEST. FORM 990, PART XI, LINE 9 CHANGE IN OTHER COMP INCOME - PENSION 63,511 INITIAL CECL ADJUSTMENT -4,345 TOTAL 59,166