2023-11-14T12:01:05-08:00 2022-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2022-01-01 381362849 HPC CREDIT UNION HPCC 9893544698 1234 WEST CHRISHOLM STREET ALPENA MI 49707 DENNIS J WERNER Manager 2023-11-14 true DENNIS J WERNER 999009999 true Thomas Cvinar P00743293 8005225820 0 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z DENNIS J WERNER 4415579 false X WWW.HPCCU.COM X MI TO SERVE AND PROMOTE MEMBERS' PERSONAL FINANCIAL SUCCESS AND TO CONTINUE THE CREDIT UNION PHILOSOPHY OF "PEOPLE HELPINGPEOPLE." 7 0 49 35618 0 3513237 3125667 963971 1289912 0 4477208 4415579 0 0 1788150 1908344 0 0 1882100 2405050 3670250 4313394 806958 102185 158654438 163735432 138607713 143586522 20046725 20148910 TO SERVE AND PROMOTE MEMBERS' PERSONAL FINANCIAL SUCCESS AND TO CONTINUE THE CREDIT UNION PHILOSOPHY OF "PEOPLE HELPINGPEOPLE." false false TO SERVE AND PROMOTE MEMBERS' PERSONAL FINANCIAL SUCCESS AND TO CONTINUE THE CREDIT UNION PHILOSOPHY OF "PEOPLE HELPINGPEOPLE." THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING CHECKING, SAVINGS, CETERFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/22 WAS 7,336, TOTAL NUMBER OF ACCOUNTS HELD ARE 16,634THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AR 12/31/22 WAS 2,616 false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 7932 0 true 49 true true true false false false false false false false X 7 0 false false false false false false true true false false false false false false false false false false DENNIS J WERNER 9893544698 1234 WEST CHRISHOLM STREET ALPENA MI 497071620 Dennis Werner CEO 50.00 0.00 X 146844 0 15863 THOMAS HENDRICKS BUSINESS LENDER 40.00 0.00 127657 0 22780 MELISSA GUY ASSISTANT MANAGER 40.00 0.00 103303 0 29490 Robert Isley Director 1.00 0.00 X 0 0 0 James Hubert Director 1.00 0.00 X 0 0 0 Mark Lee Director 1.00 0.00 X 0 0 0 Jon Benson Chairman 1.00 0.00 X 0 0 0 William Michley Secretary 1.00 0.00 X 0 0 0 James Malaski Treasurer 1.00 0.00 X 0 0 0 Andrew Lamp Director 1.00 0.00 X 0 0 0 377804 68133 3 false true false CU ANSWERS 6000 28TH STREET SE GRAND RAPIDS MI 49546 153218 1 0 INC FROM INSURANCE 30290 30290 INC FROM NON MEMBER ATM 5328 5328 INCOME FROM FEES 522100 220572 220572 INCOME FROM LOANS 522100 2430745 2430745 OTHER INCOME 522100 438732 438732 3125667 1289912 1289912 0 0 0 0 0 0 0 0 4415579 4379961 35618 0 0 0 0 162707 0 1306041 102875 218382 118339 0 0 0 0 0 0 0 162767 808284 0 0 249247 0 0 0 399595 0 0 0 PROFESSIONAL SERVICES 437406 ALL OTHER EXPENSES 347826 -75 4313394 0 0 0 1804203 2341995 47711612 57671934 0 1055252 0 0 0 56676989 65646135 0 55290 0 4647844 2186978 1804542 2460866 47455000 33159000 614200 468200 0 0 1477350 1987302 158654438 163735432 -717642 2895428 139325355 140691094 138607713 143586522 X 20046725 20148910 20046725 20148910 158654438 163735432 102185 X false false false 308778 308778 2402316 842159 1560157 693213 547751 145462 1243537 797068 446469 2460866 Member Deposits 140691094 140691094 false false false Dennis Werner CEO 131844 15000 15863 162707 THOMAS HENDRICKS BUSINESS LENDER 107657 20000 22780 150437 Form 990, Part VI, Section B, Line 11b No review was or will be conducted. Form 990, Part VI, Section C, Line 19 No documents available to the public. FORM 990, PART VI, LINE 7A-HOW MEMBERS ELECT GOVERNING BODY MEMBERS VOTE ON BYLAWS AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETING. FORM 990,PART VI,LINE 11B-FORM 990 REVIEW PROCESS MANAGEMENT REVIEWS TAX RETURNS AND FORWARDS US FORM 8879-EO TO TAX PREPARER. BOARD OF DIRECTORS REVIEWS FILED TAX RETURN AT NEXT SCHEDULED MEETING. FORM 990,PART VI,LINE 12C-MONITORING AND ENFORCEMENT OF CONFLICTS EMPLOYEE LOANS ARE MANGEMENT APPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE APPROVED BY THE BOARD WITH THE LENDEE OBSTAINING. FORM 990,PART VI,LINE 15B-COMP REVIEW AND APP PROCESS-OFFICERS/KEY EMP EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. BOARD OF DIRECTORS ARE VOLUNTEERS AND NOT COMPENSATED FORM 990,PART VI,LINE 19-OTHER ORG DOCUMENTS PUBLICLY AVAILABLE CREDIT UNION BYLAWS ARE AVILABLE UPON REQUEST AT THE CREDIT UNIONS MAIN OFFICE. QUARTERLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY WHICH IS ACCESIBLE TO THE GENERAL PUBLIC. QUARTERLY FINANCIAL PERFORMANCE (FORM 5300 CALL REPORT) ARE AVAILABLE AT NCUA.GOV FOR ALL FEDRALLY INSURED CREDIT UNIONS. FORM 990,PART VI,LINE 6-EXPLANATION OF CLASSES OF MEMBERS SECTION 501C(14) CREDIT UNION IS COMPOSED OF MEMBERS FORM 990,PART VI,LINE 7B-DEC OF GOVERNING BODY APPROVAL BY MEMBERS MERGERS ARE VOTED ON BY ENTIRE MEMBERSHIP