2023-11-01T14:28:26-07:00 2022-12-31 582106437 Anderson Adkins & Company CPAs PC 604 Ponder Place Drive Evans GA 30809 990 2022-01-01 581256173 Health Center Credit Union HEAL 7064341600 1424 Walton Way Augusta GA 30901 Stacy A Tallent President 2023-11-01 true Stacy A Tallent 999009999 true Scott A Adkins P01255720 7062882000 2 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z Stacy A Tallent 1424 Walton Way Augusta GA 30901 3984525 false X www.hccu.coop X 1976 GA state chartered credit union - provides deposit products, payment services, auto loans, atm services, visa credit card, and safe deposit boxes for the members. Also, sale of loan protection products such as GAP, warranties, and single premium life and disability. 11 11 18 84383 0 3304619 3644669 147113 332842 4534 7014 3456266 3984525 0 0 1288695 1339379 0 0 1874473 2039585 3163168 3378964 293098 605561 71769219 71894689 1105024 1494088 70664195 70400601 state chartered credit union - provides deposit products, payment services, auto loans, atm services, visa credit card, and safe deposit boxes for the members. Also, sale of loan protection products such as GAP, warranties, and single premium life and disability. false false 3378965 3644669 HEALTH CENTER CREDIT UNION PROVIDES AUTO LOANS, VISA CARDS, SAFE DEPOSIT BOXES, DEPOSIT PRODUCTS, AND ATM SERVICES 3378965 false false false false false false false false false true false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false true false false true 0 0 false 18 true true true false false false false false false false X 11 11 false false false false true true true true true false true true true true true true false true true true true true GA X X Stacy Tallent 7064341600 1424 Walton Way Augusta GA 30901 Stacy A Tallent President 40.00 0.00 X X 128196 0 0 Lisa B Mahaffey Vice President 40.00 0.00 X 108220 0 0 Melissa K Haffly Vice President 40.00 0.00 X 74117 0 0 W Robert Graybill Board Member 1.00 0.00 X 0 0 0 Jack Evans Board Member 1.00 0.00 X 0 0 0 Charles D Sanford Board Member 1.00 0.00 X 0 0 0 Aisha Lavin Board Member 1.00 0.00 X 0 0 0 Mike Wren Board Member 1.00 0.00 X 0 0 0 Dr Dalton E Brannen Board Member 1.00 0.00 X 0 0 0 Anthony Wright Board Member 1.00 0.00 X 0 0 0 Patrick Hatch Board Member 1.00 0.00 X 0 0 0 Libby Poteet Board Member 1.00 0.00 X 0 0 0 Carolyn Burns Board Member 1.00 0.00 X 0 0 0 310533 2 false false false 0 0 Fees & Charges 424342 354102 70240 Income from Loans 2144463 2144463 Rental Income 24000 24000 Share Draft Fees 981658 981658 Visa Card Income 41157 41157 29049 14906 14143 3644669 332842 332842 0 0 0 0 0 0 0 Repossessed Property Sale 2757 2757 Safe Deposit Box Rental 4257 4257 7014 3984525 3900142 84383 X 0 0 0 0 310533 310533 0 671991 671991 174164 174164 119856 119856 62835 62835 0 10000 10000 30000 30000 0 0 0 80962 80962 60000 60000 10056 10056 115796 115796 0 98248 98248 0 0 0 7966 7966 0 152763 152763 0 SHARE DRAFT EXPENSE 369058 369058 PROVISIONS FOR LOSS 283199 283199 ATM EXPENSE 198520 198520 DATA PROCESSING EXPENSE 175940 175940 447077 447077 3378964 3378964 0 0 5180184 1798002 0 0 37352508 42055317 0 0 0 0 54717 40653 5206298 1531785 3832336 3674513 0 0 0 0 25349474 24326204 71769219 71894689 841066 1144326 263958 349762 1105024 1494088 X 70664195 70400601 70664195 70400601 71769219 71894689 X 605561 -869155 X false false false 1565000 1565000 2813339 751369 2061970 368406 368406 296740 278147 18593 162813 133863 28950 3674513 other receivables 89924 24326204 other liabilities 929 Taxes Payable 45061 unapplied data processing exceptions 303772 349762 Form 990, Part VI, Section A, Line 6 HEALTH CENTER CREDIT UNION IS A STATE CHARTED CREDIT UNION. EVERY CUSTOMER WHO HAS A SAVINGS ACCOUNT WITH THE CREDIT UNION IS CONSIDERED A MEMBER OF THE ORGANIZATION. EVERY MEMBER HAS ONE VOTE. MEMBERS CAN ELECT BOARD MEMBERS OF THE GOVERNING BODY. MAJOR DECISIONS INVOLVING CONVERSION OR MERGER OF CREDIT UNION CHARTER NEEDS TO BE APPROVED BY THE MEMBERS. Form 990, Part VI, Section A, Line 7a MEMBERS CAN ELECT BOARD MEMBERS OF THE GOVERNING BODY. Form 990, Part VI, Section A, Line 7b ANY MAJOR DECISION INVOLVING CONVERSION OR MERGER OF CREDIT UNION CHARTER NEEDS TO BE APPROVED BY THE MEMBERS. Form 990, Part VI, Section B, Line 11b COPY OF FORM 990 IS PROVIDED TO THE ORGANIZATION'S GOVERNING BODY FOR APPROVAL PRIOR TO FILING. Form 990, Part VI, Section B, Line 12c THE CREDIT UNION MAINTAINS GUIDELINES FOR RELATED PARTY TRANSACTIONS. THE AGENCY MONITORS AND ENFORCES THE CONFLICT OF INTEREST POLICY THROUGH REQUIRING EMPLOYEES, MANAGEMENT, AND DIRECTORS TO DISCLOSE CONFLICTS OF INTEREST ON A REGULAR BASIS. Form 990, Part VI, Section B, Line 15a THE PRESIDENT'S COMPENSATION IS DETERMINED BY AN ANNUAL PERFORMANCE REVIEW CONDUCTED BY THE CHAIRMAN OF THE BOARD.ALSO, ANNUAL REVIEWS ARE CONDUCTED CREDIT UNION WIDE DURING THE FIRST QUARTER OF THE YEAR. AS A DEPARTMENT OF THE UNIVERSITY SYSTEM OF GEORGIA, MERIT INCREASE RANGES ARE DETERMINED BY THE BOARD OF REGENTS. ANNUAL MERIT INCREASES IN EACH DEPARTMENT ARE DETERMINED BY THE DEPARTMENT MANAGER (CREDIT UNION CEO AND ALCO CHAIR). Form 990, Part VI, Section B, Line 15b OTHER OFFICERS' COMPENSATION IS DETERMINED BY AN ANNUAL PERFORMANCE REVIEW CONDUCTED BY THE PRESIDENT. Form 990, Part VI, Section C, Line 18 FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST AND ARE DISPLAYED IN EACH OF THE CREDIT UNION'S BRANCHES. OTHER GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. Form 990, Part VI, Section C, Line 19 FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST AND ARE DISPLAYED IN EACH OF THE CREDIT UNION'S BRANCHES. OTHER GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. Form 990, Part IX, Line 24e ASSOCIATION DUES: Column (A) - Total = $15756; Column (B) - Program Services = $15756; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e BANK SERVICE CHARGES: Column (A) - Total = $14973; Column (B) - Program Services = $14973; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e BOARD MEETING EXPENSE: Column (A) - Total = $1628; Column (B) - Program Services = $1628; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e BOND PREMIUM: Column (A) - Total = $35718; Column (B) - Program Services = $35718; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e CASH OVER/SHORT: Column (A) - Total = $134; Column (B) - Program Services = $134; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e CITY TAXES: Column (A) - Total = $22000; Column (B) - Program Services = $22000; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e COL CTY PROPERTY TAXES: Column (A) - Total = $22000; Column (B) - Program Services = $22000; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e COMMUNICATION EXPENSES: Column (A) - Total = $40116; Column (B) - Program Services = $40116; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e CU VEHICLE EXPENSE: Column (A) - Total = $5510; Column (B) - Program Services = $5510; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e CURRENCY COURIER EXPENSE: Column (A) - Total = $4833; Column (B) - Program Services = $4833; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e D/P EQUIPMENT & SOFTWARE: Column (A) - Total = $7756; Column (B) - Program Services = $7756; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e DIVIDENDS PAID: Column (A) - Total = $46290; Column (B) - Program Services = $46290; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e EDUCATION EXPENSE: Column (A) - Total = $16821; Column (B) - Program Services = $16821; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e EQUIPMENT MAINTENANCE: Column (A) - Total = $25046; Column (B) - Program Services = $25046; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e FRAUD CHARGE OFFS: Column (A) - Total = $2017; Column (B) - Program Services = $2017; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e LOAN SERVICING EXPENSES: Column (A) - Total = $49655; Column (B) - Program Services = $49655; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e MGR & STAFF EXPENSE: Column (A) - Total = $29804; Column (B) - Program Services = $29804; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e MISCELLANEOUS: Column (A) - Total = $25788; Column (B) - Program Services = $25788; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e Postage and Shipping: Column (A) - Total = $20624; Column (B) - Program Services = $20624; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e RECORDS STORAGE: Column (A) - Total = $9465; Column (B) - Program Services = $9465; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e VISA CARD EXPENSES: Column (A) - Total = $51143; Column (B) - Program Services = $51143; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part XI, Line 9 Net K-1 Income on Return, not on F/S = -$124168 Form 990, Part XI, Line 9 SHARE EQUITY DECREASE = -$744987 Augusta University 1120 15th Street Augusta GA 30912 586002053 Teaching GA 115(1) No false false false false false false false false false false false false false false false false false false false false