2023-10-26T08:48:00-05:00 2022-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2022-01-01 310240910 POSTAL FAMILY CREDIT UNION INC POST 5133818600 PO BOX 14403 CINCINNATI OH 45250 RUDY RATTMAN CEO 5133818600 2023-10-23 1 RUDY RATTMAN 999009999 0 GREG HEIMKREITER P01331287 5138713033 2023-10-23 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z RUDY RATTMAN PO BOX 14403 CINCINNATI OH 45250 2443778 0 X WWW.URMYCU.COM X 1928 OH TO PROMOTE THRIFT AND TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. 7 7 12 8 0 0 0 0 1960011 2003031 203331 440747 0 0 2163342 2443778 0 0 0 0 802775 527968 0 0 0 1216655 1424841 2019430 1952809 143912 490969 67568091 66060866 58424832 56426638 9143259 9634228 TO PROMOTE THRIFT AND TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. 0 0 PROVIDE FINANCIAL SERVICES TO MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1282 0 1 12 1 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 0 1 1 1 0 1 1 1 0 X RUDY RATTMAN 5133818600 PO BOX 14403 CINCINNATI OH 45250 KAREN BEPLER VICE PRESIDENT 40.00 X X 76127 0 0 THOMAS CROWLEY CHAIRMAN 0.00 X X 0 0 0 LANCE WAGNER BOARD MEMBER 0.00 X 0 0 0 WILLIAM NOLAN TREASURER 0.00 X X 0 0 0 MARK MERCER BOARD MEMBER 0.00 X X 0 0 0 CHARLES WILLIS BOARD MEMBER 0.00 X 0 0 0 LAUREN DITULLIO BOARD MEMBER 0.00 X 0 0 0 KIM JANSEN SECRETARY 0.00 X 0 0 0 CHRISTINE LINDSEY COMPLIANCE OFFICER 40.00 X X 49895 0 0 SUE EGBERS BOARD MEMBER 0.00 X 0 0 0 RUDOLPH J RATTMAN JR PRESIDENT,CEO 40.00 X 141376 0 0 267398 0 0 1 0 0 0 0 INTEREST ON LOANS 522100 1454582 1454582 FEES INCOME 522100 456398 456398 OTHER OPERATING INCOME 522100 92051 92051 2003031 440747 440747 2443778 2003031 0 440747 267397 87406 65810 60730 46625 8263 37500 9260 68283 386846 237028 98046 45415 BANK CHARGES AND PROCES 414661 PROVISION FOR LOAN LOSS 90611 DIRECTOR AND DUES EXPEN 28928 1952809 425681 556553 8339076 1014260 36305324 39519673 2658537 1696736 1033069 961801 20207764 22810836 1257177 1197743 67568091 66060866 469723 467366 57955109 55959272 58424832 56426638 X 0 0 0 0 9143259 9634228 9143259 9634228 67568091 66060866 490969 0 X X 0 1 X 1 0 162639 162639 1855309 1218944 636365 640589 477792 162797 961801 CERTIFICATE OF DEPOSITS 9489000 C GOVERNMENT INVESTMENTS 2000000 C OTHER INVESTMENTS 11321836 C 22810836 MEMBERS' SHARES & DEPOSITS 55959272 55959272 X PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FINANCIAL ACCOUNTING STANDARDS (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC), ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST, AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. THE CREDIT UNION'S INCOME TAX RETURNS PRIOR TO 2019 ARE CLOSED. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNIONS ARE DEMOCRATICALLY CONTROLLED ORGANIZATIONS WHERE THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP OF THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE CEO AND VP OF FINANCE OF THE ORGANIZATION PRIOR TO FILING. COPIES ARE PROVIDED TO THE BOARD FOR THEIR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C AN ANNUAL QUESTIONNAIRE IS REQUIRED. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S SALARY IS DETERMINED BY THE BOARD OF DIRECTORS WITH COMPARABLES FROM THIRD-PARTY DATA SOURCES. OTHER OFFICER'S SALARIES ARE DETERMINED BY EXECUTIVE MANAGEMENT WITH INDUSTRY COMPARABLES FOR REFERENCE. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE DISPLAYED IN THE CREDIT UNION LOBBIES. ALL OTHER INFORMATION IS MADE AVAILABLE UPON REQUEST. PART XII LINE 2C THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR THE AUDIT AND SELECTION OF AN INDEPENDENT ACCOUNTANT.