2023-10-03T12:31:56-05:00 2022-12-31 910189318 MOSS ADAMS LLP 805 SW BROADWAY STE 1400 PORTLAND OR 97205 990 2022-01-01 930468003 FIRST COMMUNITY CREDIT UNION FIRS 5413962145 200 N ADAMS STREET COQUILLE OR 97423 RENEE NELSON EVP/CFO 5413962145 2023-10-02 1 RENEE NELSON XXX-XX-XXXX 0 WENDY CAMPOS P00448102 5032421447 2023-10-02 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z DAVID ELMER 200 N ADAMS STREET COQUILLE OR 97423 58042476 0 X WWW.MYFIRSTCCU.ORG X 1957 OR TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 13 13 402 18 1644414 0 0 0 44988739 45818754 4044732 10082911 1639749 1644414 50673220 57546079 12810 410886 0 0 25779118 25550737 0 0 0 14475995 14071980 40267923 40033603 10405297 17512476 1761836849 1796419066 1608749854 1629402121 153086995 167016945 TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 0 0 ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION, INCLUDING FUNDING AND SERVICING OF LOANS, DEPOSITS, ACH SERVICES, ATM ACCESS, ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY, WITH THE EXCEPTION OF FEDERAL HOLIDAYS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1104 0 1 402 1 1 1 0 0 0 0 0 0 0 X 13 13 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X RENEE NELSON EVPCFO 5413962145 200 N ADAMS STREET COQUILLE OR 97423 SHAUN HOBACK BOARD MEMBER (CHAIRPERSON) 12.00 X X 25000 0 0 ROBIN MCALPIN BOARD MEMBER (VICE-CHAIRPERSON) 10.00 X X 18000 0 0 LINDA FURMAN GRILE BOARD MEMBER (SECRETARY) 10.00 X X 18000 0 0 BRIAN MENEFEE BOARD MEMBER (TREASURER) 10.00 X X 18000 0 0 STEVE MOHRLAND BOARD MEMBER (FORMER CHAIR) 10.00 X X 18000 0 0 DAN GIBSON BOARD MEMBER 10.00 X 18000 0 0 FRANK SPROUL BOARD MEMBER 10.00 X 18000 0 0 DENNIS ERICKSON BOARD MEMBER 10.00 X 18000 0 0 GERALD PRICKETT BOARD MEMBER 10.00 X 18000 0 0 HALL THOMAS BOARD MEMBER 12.00 X 20000 0 0 JUNE CHADBOURNE BOARD MEMBER 10.00 X 18000 0 0 MARY-ELLEN ROBBINS BOARD MEMBER 10.00 X 18000 0 0 ELIZABETH DAVIS BOARD MEMBER 10.00 X 0 0 0 DAVID ELMER PRESIDENT/CEO/TREASURER 40.00 X 709851 0 36361 RENEE NELSON EXECUTIVE VICE PRESIDENT/CFO 40.00 X 800523 0 36361 DENISE HILL EXECUTIVE VICE PRESIDENT/COO 40.00 X 591126 0 19017 TED RUBIN VP OF INVESTMENT SERVICES 40.00 X 229257 0 36361 KEVIN ISLEY SVP EBANKING & DEVELOPMENT 40.00 X 223176 0 36361 ERIN SPENCER SVP COMMUNICATIONS & ENGAGEMENT 40.00 X 212348 0 27815 MINDY REEVES SVP CREDIT ADMINISTRATION 40.00 X 217719 0 36361 MIKE LEEP SVP FINANCE 40.00 X 230218 0 35320 3439218 0 263957 29 0 1 0 HARMON CONSTRUCTION 61393 HWY 101 COOS BAY OR 97420 BUILDING SERVICES 7025367 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 ATM SUPPORT 823254 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 DATA SERVICES 403399 KILMER VOORHEES & LAURICK PC 2701 NW VAUGHN ST PORTLAND OR 97210 LEGAL SERVICES 387382 APPRAISAL VALET INC 10260 SW GREENBURG RD 400 PORTLAND OR 97223 APPRAISAL SERVICES 231275 17 INTEREST ON LOANS 522100 30756633 30756633 OTHER OPERATING INCOME 522100 15062121 15062121 45818754 9802449 9802449 776859 496397 280462 280462 280462 INSURANCE SALES 524298 1154451 1154451 INVESTMENT SERVICES 523940 354267 354267 NON-MEMBER ATM INCOME 522100 135696 135696 1644414 57546079 45818754 1644414 10082911 347886 63000 2418239 17945703 484365 1819904 2882526 22982 67000 103898 219073 6320060 1845413 2085316 96387 213101 568206 2057138 250349 ASSOCIATION DUES 146047 REGULATORY FEES 117350 PROVISIONS FOR LOSSES -40340 40033603 9948889 10995670 435664694 252967434 509930 2449907 867623225 963051286 1510940 1516934 82145819 15435565 59204800 66710254 344658408 458388052 1173762 -2104763 15451848 15333948 26090353 27110344 1761836849 1796419066 5638726 5397234 1603111128 1624004887 1608749854 1629402121 X 0 0 0 0 153086995 167016945 153086995 167016945 1761836849 1796419066 17512476 -3582526 0 X 0 0 0 8194722 8194722 60854927 5766740 55088187 9595827 6346059 3249768 3500343 3322766 177577 66710254 MEMBER SHARES 1624004887 1624004887 0 COOS COUNTY FAIR & RODEO 936002289 GOVT 6500 0 COMMUNITY SUPPORT COOS YOUTH AUCTION COMMITTEE 930915867 501(C)(3) 12786 0 COMMUNITY SUPPORT ROSEBURG ROTARY FOUNDATION 931032986 501(C)(3) 15139 0 COMMUNITY SUPPORT LUTHERAN COMMUNITY SERVICES NORTHWEST 930386860 501(C)(3) 20000 0 COMMUNITY SUPPORT CITY OF FAIRVIEW 936002161 GOVT 10000 0 COMMUNITY SUPPORT UMATILLA COUNTY FAIR 936001993 GOVT 19995 0 COMMUNITY SUPPORT HEARTS WITH A MISSION 208678122 501(C)(3) 10000 0 COMMUNITY SUPPORT BOYS & GIRLS CLUB 930588108 501(C)(3) 16667 0 COMMUNITY SUPPORT GRANTS PASS ACTIVE CLUB 930883280 15506 0 COMMUNITY SUPPORT KLAMATH COUNTY 4H 936031803 501(C)(3) 20962 0 COMMUNITY SUPPORT DESCHUTES COUNTY FAIR ASSOCIATION 936002353 501(C)(3) 10002 0 COMMUNITY SUPPORT HCYLUA BUYERS 870166300 11255 0 COMMUNITY SUPPORT LAKE COUNTY ROUNDUP 936002302 501(C)(3) 10000 0 COMMUNITY SUPPORT LAKE COUNTY 4H & FFA MARKET SALE COMMITTEE 452550090 501(C)(3) 9257 0 COMMUNITY SUPPORT 12 2 SCHOLARSHIPS 21 63000 X X X 0 0 0 RENEE NELSON EXECUTIVE VICE PRESIDENT/CFO 500770 0 277500 0 22253 0 10250 0 26111 0 836884 0 0 0 DAVID ELMER PRESIDENT/CEO/TREASURER 685098 0 2500 0 22253 0 10250 0 26111 0 746212 0 0 0 DENISE HILL EXECUTIVE VICE PRESIDENT/COO 291373 0 277500 0 22253 0 10250 0 8767 0 610143 0 0 0 TED RUBIN VP OF INVESTMENT SERVICES 228857 0 400 0 0 0 10250 0 26111 0 265618 0 0 0 MIKE LEEP SVP FINANCE 228168 0 2050 0 0 0 9209 0 26111 0 265538 0 0 0 KEVIN ISLEY SVP EBANKING & DEVELOPMENT 221101 0 2075 0 0 0 10250 0 26111 0 259537 0 0 0 MINDY REEVES SVP CREDIT ADMINISTRATION 215144 0 2575 0 0 0 10250 0 26111 0 254080 0 0 0 ERIN SPENCER SVP COMMUNICATIONS & ENGAGEMENT 210298 0 2050 0 0 0 10250 0 17565 0 240163 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 EACH PERSON WHO HAS PURCHASED A $1 SHARE AND OPENED AN ACCOUNT WITH THE ORGANIZATION IS A MEMBER. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR THE MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR ISSUES THAT ARE BROUGHT BEFORE THE MEMBERSHIP TO BE VOTED ON. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY THE SENIOR VICE PRESIDENT FINANCE. IT IS REVIEWED BY THE CHIEF FINANCIAL OFFICER, AND IS THEN PRESENTED TO THE EXECUTIVE COMMITTEE FOR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION HAS AND MAINTAINS A CONFLICT OF INTEREST POLICY. THE POLICY INCLUDES MEMBERS OF SENIOR AND EXECUTIVE MANAGEMENT AS WELL AS BOARD MEMBERS. IF A CONFLICT OF INTEREST WERE TO ARISE, IT WOULD BE REPORTED AT THE NEXT SCHEDULED BOARD MEETING. VARIOUS CONTROLS ARE IN PLACE TO HELP DETER THESE TYPES OF RELATIONSHIPS OR TRANSACTIONS AND IS MONITORED BY MANAGEMENT. THE POLICY IS REVIEWED ANNUALLY FOR ANY NECESSARY CHANGES OR UPDATES. FORM 990, PART VI, SECTION B, LINE 15 ANNUAL REVIEWS ARE PERFORMED BY THE BOARD FOR THE CEO AT THE BEGINNING OF EACH YEAR, USING SALARY SURVEY DATA. THE PERFORMANCE FOR THE LAST YEAR IS ANALYZED AND PAY INCREASES ARE ADMINISTERED AS DEEMED NECESSARY. THE CEO DOES THE SAME ANNUAL REVIEW PROCESS WITH THE OTHER OFFICERS OF THE ORGANIZATION AND ALSO ADMINISTERS ANY BOARD APPROVED SALARY INCREASES AS WARRANTED. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS OF THE ORGANIZATION ARE AVAILABLE UPON REQUEST, AS WELL AS THE MONTHLY FINANCIAL STATEMENTS. THE FINANCIAL STATEMENTS ARE ALSO POSTED IN THE BRANCHES FOR REVIEW BY THE PUBLIC. OREGON FINANCIAL SERVICES LLC 200 N ADAMS STREET COQUILLE OR 97423 930468003 INSURANCE OR 889962 64662 FCCU