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        <FundraisingAmt>0</FundraisingAmt>
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        <Desc>RETURNS/LOSSES</Desc>
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        <FundraisingAmt>0</FundraisingAmt>
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      <OtherExpensesGrp>
        <Desc>MISC</Desc>
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      <CashNonInterestBearingGrp>
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      <SavingsAndTempCashInvstGrp>
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      <OthNotesLoansReceivableNetGrp>
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        <EOYAmt>73028467</EOYAmt>
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      <PrepaidExpensesDefrdChargesGrp>
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        <EOYAmt>238679</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>1908483</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>955110</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>991854</BOYAmt>
        <EOYAmt>953373</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>1097587</BOYAmt>
        <EOYAmt>1269587</EOYAmt>
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      <TotalAssetsGrp>
        <BOYAmt>105453476</BOYAmt>
        <EOYAmt>114282720</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
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        <EOYAmt>636396</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <OtherLiabilitiesGrp>
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        <EOYAmt>105001286</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>97007295</BOYAmt>
        <EOYAmt>105637682</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
      <PdInCapSrplsLandBldgEqpFundGrp>
        <BOYAmt>870427</BOYAmt>
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      <RtnEarnEndowmentIncmOthFndsGrp>
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        <EOYAmt>8645038</EOYAmt>
      </RtnEarnEndowmentIncmOthFndsGrp>
      <TotalNetAssetsFundBalanceGrp>
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        <EOYAmt>8645038</EOYAmt>
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      <TotLiabNetAssetsFundBalanceGrp>
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        <EOYAmt>114282720</EOYAmt>
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      <ReconcilationRevenueExpnssAmt>198857</ReconcilationRevenueExpnssAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleD documentId="IRS990ScheduleD-01" softwareId="22015534">
      <LandGrp>
        <InvestmentCostOrOtherBasisAmt>386014</InvestmentCostOrOtherBasisAmt>
        <BookValueAmt>386014</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <InvestmentCostOrOtherBasisAmt>1298893</InvestmentCostOrOtherBasisAmt>
        <DepreciationAmt>798605</DepreciationAmt>
        <BookValueAmt>500288</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <InvestmentCostOrOtherBasisAmt>223576</InvestmentCostOrOtherBasisAmt>
        <DepreciationAmt>156505</DepreciationAmt>
        <BookValueAmt>67071</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>953373</TotalBookValueLandBuildingsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>MEMBER DEPOSITS</Desc>
        <Amt>105001286</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>105001286</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="IRS990ScheduleJ-01">
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>DAVID BROWN</PersonNm>
        <BaseCompensationFilingOrgAmt>151249</BaseCompensationFilingOrgAmt>
        <CompensationBasedOnRltdOrgsAmt>0</CompensationBasedOnRltdOrgsAmt>
        <BonusFilingOrganizationAmount>5051</BonusFilingOrganizationAmount>
        <BonusRelatedOrganizationsAmt>0</BonusRelatedOrganizationsAmt>
        <OtherCompensationFilingOrgAmt>1500</OtherCompensationFilingOrgAmt>
        <OtherCompensationRltdOrgsAmt>0</OtherCompensationRltdOrgsAmt>
        <DeferredCompensationFlngOrgAmt>7891</DeferredCompensationFlngOrgAmt>
        <DeferredCompRltdOrgsAmt>0</DeferredCompRltdOrgsAmt>
        <NontaxableBenefitsFilingOrgAmt>13035</NontaxableBenefitsFilingOrgAmt>
        <NontaxableBenefitsRltdOrgsAmt>0</NontaxableBenefitsRltdOrgsAmt>
        <TotalCompensationFilingOrgAmt>178726</TotalCompensationFilingOrgAmt>
        <TotalCompensationRltdOrgsAmt>0</TotalCompensationRltdOrgsAmt>
        <CompReportPrior990FilingOrgAmt>0</CompReportPrior990FilingOrgAmt>
        <CompReportPrior990RltdOrgsAmt>0</CompReportPrior990RltdOrgsAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
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        <PersonNm>JERRY CLARK</PersonNm>
        <RelationshipWithOrgTxt>TREASURER</RelationshipWithOrgTxt>
        <LoanPurposeTxt>AUTO</LoanPurposeTxt>
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        <OriginalPrincipalAmt>86191</OriginalPrincipalAmt>
        <BalanceDueAmt>65194</BalanceDueAmt>
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        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>ERIC PARRISH</PersonNm>
        <RelationshipWithOrgTxt>BOARD</RelationshipWithOrgTxt>
        <LoanPurposeTxt>MISC</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>74899</OriginalPrincipalAmt>
        <BalanceDueAmt>62700</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>BEN RAINBOLT</PersonNm>
        <RelationshipWithOrgTxt>SECRETARY</RelationshipWithOrgTxt>
        <LoanPurposeTxt>MORT</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>83186</OriginalPrincipalAmt>
        <BalanceDueAmt>23511</BalanceDueAmt>
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        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>PATRICIA PATRAGLIA</PersonNm>
        <RelationshipWithOrgTxt>BOARD</RelationshipWithOrgTxt>
        <LoanPurposeTxt>AUTO</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>11682</OriginalPrincipalAmt>
        <BalanceDueAmt>1272</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>SCOTT INLOES</PersonNm>
        <RelationshipWithOrgTxt>BOARD</RelationshipWithOrgTxt>
        <LoanPurposeTxt>AUTO</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>24136</OriginalPrincipalAmt>
        <BalanceDueAmt>16087</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>DAVID BROWN</PersonNm>
        <RelationshipWithOrgTxt>CEO</RelationshipWithOrgTxt>
        <LoanPurposeTxt>MISC</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
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        <BalanceDueAmt>164073</BalanceDueAmt>
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        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>DEBBIE NIXON</PersonNm>
        <RelationshipWithOrgTxt>COO</RelationshipWithOrgTxt>
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        <BalanceDueAmt>200</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>JIAN LIND</PersonNm>
        <RelationshipWithOrgTxt>BOARD</RelationshipWithOrgTxt>
        <LoanPurposeTxt>MISC</LoanPurposeTxt>
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        <BalanceDueAmt>40947</BalanceDueAmt>
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        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>JOCELYN WALTERS</PersonNm>
        <RelationshipWithOrgTxt>BOARD</RelationshipWithOrgTxt>
        <LoanPurposeTxt>UNSEC</LoanPurposeTxt>
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        <OriginalPrincipalAmt>10000</OriginalPrincipalAmt>
        <BalanceDueAmt>912</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
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    <IRS990ScheduleO documentId="IRS990ScheduleO-01" softwareId="22015534">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL ACCOUNT HOLDERS ARE CONSIDERED MEMBERS</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>CREDIT UNION MEMBERS ELECT THE BOARD ON AN ANNUAL BASIS</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>ANY PROPOSED MERGERS OR CHANGES TO CHARTER MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>A COPY OF THE COMPLETED 990 IS PROVIDED TO EACH BOARD MEMBER</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ANY ACCOUNT LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CEO COMPENSATION PACKAGE IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>
