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        <ExplanationTxt>COMMUNITY INDUSTRIAL DEVELOPMENT - THE COMPANY PROVIDES FUNDING IN THE FORM OF LOANS TO NEW OR EXISTING BUSINESS OWNERS IN VARIOUS INDUSTRIES LOCATED IN THE CITY OF CARBONDALE (LACKAWANNA COUNTY), PENNSYLVANIA.</ExplanationTxt>
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        <ExplanationTxt>COMMUNITY INDUSTRIAL DEVELOPMENT - THE COMPANY PROVIDES FUNDING IN THE FORM OF LOANS TO NEW OR EXISTING BUSINESS OWNERS IN VARIOUS INDUSTRIES LOCATED IN THE CITY OF CARBONDALE (LACKAWANNA COUNTY), PENNSYLVANIA.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>A COPY OF THE ORGANIZATION'S FORM 990 IS PROVIDED TO A MEMBER OF THE BOARD OF DIRECTORS PRIOR TO IT BEING FILED ELECTRONICALLY WITH THE IRS. THE RETURN IS PRESENTED AND REVIEWED BY THE FULL BOARD OF DIRECTORS AT ONE OF ITS REGULARLY SCHEDULED BOD MEETINGS.</ExplanationTxt>
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        <ExplanationTxt>UPON REQUEST, THE ORGANIZATION WILL PROVIDE A COPY OF ITS FORM 990 TO MEMBERS OF THE GENERAL PUBLIC.</ExplanationTxt>
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        <ExplanationTxt>THE ACCOUNTING FIRM OF CUNNINGHAM &amp; SAUNDERS, P.C. PROVIDES BOTH BOOKEEPING SERVICES TO THE ORGANIZATION AS WELL AS PREPARATION OF COMPILED FINANCIAL STATEMENTS ON AN ANNUAL BASIS. OUR FIRM IS NOT INDEPENDENT WITH RESPECT TO THIS ORGANIZATION.</ExplanationTxt>
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