2023-04-25T12:31:35-07:00 2022-12-31 841233526 KEN RANSFORD PC 132 MIDLAND AVE STE 3 BASALT CO 81621 990 2022-01-01 854176243 The Savings Collaborative SAVI 9703794234 959 Cedar Creek Carbondale CO 81623 Barbara Freeman Executive Director 9703794234 2023-03-27 true Barbara Freeman XXX-XX-XXXX true Ken Ransford P01455989 9709271200 2023-04-25 3 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z Barbara Freeman 959 Cedar Creek Carbondale CO 81623 425628 false X N/A X 2021 CO The Savings Collaborative helps low income people save through a secure mobile app. It pays rewards & favorable interest rates as incentives to save, issues loans at favorable interest rates, and coaching & education on financial management. 7 7 1 12 0 0 1156033 422046 0 3582 0 0 1156033 425628 0 0 68319 116262 0 1177 237885 396236 306204 512498 849829 -86870 1573171 2049315 723340 1328600 849831 720715 The Savings Collaborative helps low income people save through a secure mobile app. It pays rewards & favorable interest rates as incentives to save, issues loans at favorable interest rates, and coaching & education on financial management. false false 29650 0 29650 The Bell Policy Project helps educate and promote economic mobility within our community, helping individuals and families improve their economic well-being over time. 421718 0 418470 The Savings Collaborative has empowered hundreds of lower-income families across Colorado to start saving and become financially literate. It provides loans for unexpected expenses and emergencies. It provides educational programs to develop the habit of saving and financial management skills 451368 true true false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 0 0 1 true false false false false false false false false false false false false false false false false false false X 7 7 false false false false false false false true true false false true true true true true true true true false Lea Tyler 9703559058 300 Sunlight Dr Carbondale CO 81623 Barbara Freeman Executive Director 60.00 X X 25465 108000 0 Maria Judith Alvarez Director 1.00 X 0 0 0 Reginald Berry Director 2.50 X 0 0 0 Cindy Kahn Director 1.50 X 0 0 0 Iliana Renteria Director 1.00 X 10850 0 0 Yana Ricart Director 1.00 X 0 0 0 Jon Fox-Rubin Director 1.50 X 0 0 0 36315 108000 0 false false false 10500 411546 422046 3582 0 0 425628 3582 0 0 108000 95040 12960 0 8262 7271 991 0 1023 0 1023 0 7230 6507 723 0 3000 2700 300 0 51683 46515 5168 0 4322 3890 432 0 55750 50175 5575 0 9000 8100 900 0 636 572 64 0 666 599 67 0 27244 24520 2724 0 1390 0 1390 0 Consulting & Management 26973 24276 2697 0 Bell Policy Project 31296 28166 3130 0 Merchant Services Fee 38590 34731 3859 0 Program ambassadors 105770 93078 12692 0 31663 25228 5258 1177 512498 451368 59953 1177 1515079 2004637 56547 42246 1545 2432 1573171 2049315 4050 723340 1324550 723340 1328600 X 849831 694641 26074 849831 720715 1573171 2049315 -86870 -42246 X true X false false false X 0 261033 422046 683079 0 0 261033 422046 683079 0 683079 0 0 0 683079 X 0 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED Savers Deposits (Savings Club) 1282304 Savers Loans Receivable 42246 1324550 Pt VI, Line 11b The nonprofit provides a copy of form 990 to board members for their review before filing. Pt VI, Line 12c Members of the board of directors complete a conflict of interest statement each year. Pt VI, Line 19 The organization provides IRS Form 1023 and the past three tax returns of form 990, available upon request. Pt VI, Line 15a The organization consults nonprofit salary reviews to determine whether executive director salaries are excessive. Pt VI, Line 15b The executive director is the only salaried employee. Other The Savings Collaborative records loans to Savings Club members as a current asset (Loan receivable) and as an offsetting liability which reduces the restricted fund balance. At 12-31-2022, the outstanding loan balance to Savings Club members and corresponding reduction to restricted fund balance is $42,246.