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        <TitleTxt>CHIEF INVESTMENT OFFICER</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>SARAH MARCHAL MURRAY</PersonNm>
        <TitleTxt>CHIEF OFFICER, STRATEGIC P</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>DONALD CARTER</PersonNm>
        <TitleTxt>EXECUTIVE VP, PEOPLE &amp; PLACES</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>ANNETE PROMES</PersonNm>
        <TitleTxt>CHIEF MARKETING OFFICER</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>ELIZABETH RAY</PersonNm>
        <TitleTxt>CHIEF FINANCIAL OFFICER</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <TotalReportableCompFromOrgAmt>0</TotalReportableCompFromOrgAmt>
      <TotReportableCompRltdOrgAmt>0</TotReportableCompRltdOrgAmt>
      <TotalOtherCompensationAmt>0</TotalOtherCompensationAmt>
      <IndivRcvdGreaterThan100KCnt>0</IndivRcvdGreaterThan100KCnt>
      <FormerOfcrEmployeesListedInd>0</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>0</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>0</CompensationFromOtherSrcsInd>
      <CntrctRcvdGreaterThan100KCnt>0</CntrctRcvdGreaterThan100KCnt>
      <AllOtherContributionsAmt>13996171</AllOtherContributionsAmt>
      <TotalContributionsAmt>13996171</TotalContributionsAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>779772</TotalRevenueColumnAmt>
        <ExclusionAmt>779772</ExclusionAmt>
      </InvestmentIncomeGrp>
      <LessCostOthBasisSalesExpnssGrp>
        <OtherAmt>16600</OtherAmt>
      </LessCostOthBasisSalesExpnssGrp>
      <GainOrLossGrp>
        <OtherAmt>-16600</OtherAmt>
      </GainOrLossGrp>
      <NetGainOrLossInvestmentsGrp>
        <TotalRevenueColumnAmt>-16600</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>-16600</RelatedOrExemptFuncIncomeAmt>
      </NetGainOrLossInvestmentsGrp>
      <OtherRevenueMiscGrp>
        <Desc>MISCELLANEOUS REVENUE</Desc>
        <BusinessCd>900999</BusinessCd>
        <TotalRevenueColumnAmt>35341</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>35341</RelatedOrExemptFuncIncomeAmt>
      </OtherRevenueMiscGrp>
      <OtherRevenueMiscGrp>
        <Desc>CURRENCY GAIN</Desc>
        <BusinessCd>900999</BusinessCd>
        <TotalRevenueColumnAmt>14312</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>14312</RelatedOrExemptFuncIncomeAmt>
      </OtherRevenueMiscGrp>
      <OtherRevenueTotalAmt>49653</OtherRevenueTotalAmt>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>14808996</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>33053</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>779772</ExclusionAmt>
      </TotalRevenueGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>1265601</TotalAmt>
        <ProgramServicesAmt>1002968</ProgramServicesAmt>
        <ManagementAndGeneralAmt>134851</ManagementAndGeneralAmt>
        <FundraisingAmt>127782</FundraisingAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>7401976</TotalAmt>
        <ProgramServicesAmt>5527381</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1005968</ManagementAndGeneralAmt>
        <FundraisingAmt>868627</FundraisingAmt>
      </OtherSalariesAndWagesGrp>
      <PensionPlanContributionsGrp>
        <TotalAmt>288262</TotalAmt>
        <ProgramServicesAmt>228674</ProgramServicesAmt>
        <ManagementAndGeneralAmt>31078</ManagementAndGeneralAmt>
        <FundraisingAmt>28510</FundraisingAmt>
      </PensionPlanContributionsGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>792028</TotalAmt>
        <ProgramServicesAmt>659481</ProgramServicesAmt>
        <ManagementAndGeneralAmt>52064</ManagementAndGeneralAmt>
        <FundraisingAmt>80483</FundraisingAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>871481</TotalAmt>
        <ProgramServicesAmt>690082</ProgramServicesAmt>
        <ManagementAndGeneralAmt>92782</ManagementAndGeneralAmt>
        <FundraisingAmt>88617</FundraisingAmt>
      </PayrollTaxesGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>38782</TotalAmt>
        <ProgramServicesAmt>4638</ProgramServicesAmt>
        <ManagementAndGeneralAmt>34144</ManagementAndGeneralAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>75271</TotalAmt>
        <ProgramServicesAmt>45333</ProgramServicesAmt>
        <ManagementAndGeneralAmt>29938</ManagementAndGeneralAmt>
      </FeesForServicesAccountingGrp>
      <FeesForServicesOtherGrp>
        <TotalAmt>326926</TotalAmt>
        <ProgramServicesAmt>106570</ProgramServicesAmt>
        <ManagementAndGeneralAmt>220356</ManagementAndGeneralAmt>
      </FeesForServicesOtherGrp>
      <AdvertisingGrp>
        <TotalAmt>783110</TotalAmt>
        <ProgramServicesAmt>144221</ProgramServicesAmt>
        <ManagementAndGeneralAmt>638772</ManagementAndGeneralAmt>
        <FundraisingAmt>117</FundraisingAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>63007</TotalAmt>
        <ProgramServicesAmt>35634</ProgramServicesAmt>
        <ManagementAndGeneralAmt>25755</ManagementAndGeneralAmt>
        <FundraisingAmt>1618</FundraisingAmt>
      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
        <TotalAmt>1475375</TotalAmt>
        <ProgramServicesAmt>1010530</ProgramServicesAmt>
        <ManagementAndGeneralAmt>337412</ManagementAndGeneralAmt>
        <FundraisingAmt>127433</FundraisingAmt>
      </InformationTechnologyGrp>
      <OccupancyGrp>
        <TotalAmt>445866</TotalAmt>
        <ProgramServicesAmt>355438</ProgramServicesAmt>
        <ManagementAndGeneralAmt>48764</ManagementAndGeneralAmt>
        <FundraisingAmt>41664</FundraisingAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>103462</TotalAmt>
        <ProgramServicesAmt>60816</ProgramServicesAmt>
        <ManagementAndGeneralAmt>23114</ManagementAndGeneralAmt>
        <FundraisingAmt>19532</FundraisingAmt>
      </TravelGrp>
      <InterestGrp>
        <TotalAmt>335466</TotalAmt>
        <ManagementAndGeneralAmt>335466</ManagementAndGeneralAmt>
      </InterestGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>1453130</TotalAmt>
        <ProgramServicesAmt>1441476</ProgramServicesAmt>
        <ManagementAndGeneralAmt>11592</ManagementAndGeneralAmt>
        <FundraisingAmt>62</FundraisingAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>133426</TotalAmt>
        <ProgramServicesAmt>38920</ProgramServicesAmt>
        <ManagementAndGeneralAmt>89112</ManagementAndGeneralAmt>
        <FundraisingAmt>5394</FundraisingAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>CONTRACTORS</Desc>
        <TotalAmt>3306607</TotalAmt>
        <ProgramServicesAmt>2177413</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1123952</ManagementAndGeneralAmt>
        <FundraisingAmt>5242</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>ORIGINATION FEE</Desc>
        <TotalAmt>941015</TotalAmt>
        <ProgramServicesAmt>941015</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>DISTRIBUTIONS</Desc>
        <TotalAmt>211513</TotalAmt>
        <ProgramServicesAmt>211513</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>CRF OPERATING EXPENSES</Desc>
        <TotalAmt>200938</TotalAmt>
        <ProgramServicesAmt>200938</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>554416</TotalAmt>
        <ProgramServicesAmt>395294</ProgramServicesAmt>
        <ManagementAndGeneralAmt>146311</ManagementAndGeneralAmt>
        <FundraisingAmt>12811</FundraisingAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>21067658</TotalAmt>
        <ProgramServicesAmt>15278335</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4381431</ManagementAndGeneralAmt>
        <FundraisingAmt>1407892</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>35246758</BOYAmt>
        <EOYAmt>31226832</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>51886736</BOYAmt>
        <EOYAmt>48522932</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <PledgesAndGrantsReceivableGrp>
        <BOYAmt>634257</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </PledgesAndGrantsReceivableGrp>
      <AccountsReceivableGrp>
        <BOYAmt>100711262</BOYAmt>
        <EOYAmt>105907194</EOYAmt>
      </AccountsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>51017271</BOYAmt>
        <EOYAmt>62359089</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>874159</BOYAmt>
        <EOYAmt>882491</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>28606986</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>24873973</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>3971282</BOYAmt>
        <EOYAmt>3733013</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <InvestmentsPubTradedSecGrp>
        <BOYAmt>671805</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </InvestmentsPubTradedSecGrp>
      <InvestmentsProgramRelatedGrp>
        <BOYAmt>115017</BOYAmt>
        <EOYAmt>268621</EOYAmt>
      </InvestmentsProgramRelatedGrp>
      <IntangibleAssetsGrp>
        <BOYAmt>25000</BOYAmt>
        <EOYAmt>25000</EOYAmt>
      </IntangibleAssetsGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>219182</BOYAmt>
        <EOYAmt>308653</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>245372729</BOYAmt>
        <EOYAmt>253233825</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>3999631</BOYAmt>
        <EOYAmt>5611987</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <DeferredRevenueGrp>
        <BOYAmt>188400</BOYAmt>
        <EOYAmt>378838</EOYAmt>
      </DeferredRevenueGrp>
      <UnsecuredNotesLoansPayableGrp>
        <BOYAmt>163760985</BOYAmt>
        <EOYAmt>178092640</EOYAmt>
      </UnsecuredNotesLoansPayableGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>37674270</BOYAmt>
        <EOYAmt>35663533</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>205623286</BOYAmt>
        <EOYAmt>219746998</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>25218547</BOYAmt>
        <EOYAmt>16699412</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>14530896</BOYAmt>
        <EOYAmt>16787415</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>39749443</BOYAmt>
        <EOYAmt>33486827</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>245372729</BOYAmt>
        <EOYAmt>253233825</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
      <ReconcilationRevenueExpnssAmt>-6258662</ReconcilationRevenueExpnssAmt>
      <OtherChangesInNetAssetsAmt>-3954</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>1</FSAuditedInd>
      <FSAuditedBasisGrp>
        <ConsolidatedBasisFinclStmtInd>X</ConsolidatedBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>0</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>23064341</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>19712505</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>38319210</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>39005595</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>13996171</CurrentTaxYearAmt>
        <TotalAmt>134097822</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>23064341</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>19712505</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>38319210</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>39005595</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>13996171</CurrentTaxYearAmt>
        <TotalAmt>134097822</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>5637323</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>128460499</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>84317</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>196160</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>251904</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>3389871</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>779772</CurrentTaxYearAmt>
        <TotalAmt>4702024</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <OtherIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>47950</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>27150</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>31407</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>11647</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>49653</CurrentTaxYearAmt>
        <TotalAmt>167807</TotalAmt>
      </OtherIncome170Grp>
      <TotalSupportAmt>138967653</TotalSupportAmt>
      <PublicSupportCY170Pct>0.92440</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.93060</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
      <Form990ScheduleAPartVIGrp>
        <FormAndLineReferenceDesc>PART II, SHORT YEAR EXPLANATION:</FormAndLineReferenceDesc>
        <ExplanationTxt>EFFECTIVE JANUARY 1, 2022, THE ORGANIZTION CHANGED IS YEAR END TO JUNE 30TH. THIS RESULTS IN A SHORT YEAR FROM JANUARY 1, 2022 TO JUNE 30, 2022.</ExplanationTxt>
      </Form990ScheduleAPartVIGrp>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="RetDoc1039900001">
      <DonorAdvisedFundsHeldCnt>71</DonorAdvisedFundsHeldCnt>
      <DonorAdvisedFundsContriAmt>1223725</DonorAdvisedFundsContriAmt>
      <DonorAdvisedFundsGrantsAmt>1478995</DonorAdvisedFundsGrantsAmt>
      <DonorAdvisedFundsVlEOYAmt>9510609</DonorAdvisedFundsVlEOYAmt>
      <DisclosedOrgLegCtrlInd>1</DisclosedOrgLegCtrlInd>
      <DisclosedForCharitablePrpsInd>1</DisclosedForCharitablePrpsInd>
      <AgentTrusteeEtcInd>1</AgentTrusteeEtcInd>
      <BeginningBalanceAmt>160053488</BeginningBalanceAmt>
      <AdditionsDuringYearAmt>20485937</AdditionsDuringYearAmt>
      <DistributionsDuringYearAmt>18510291</DistributionsDuringYearAmt>
      <EndingBalanceAmt>162029134</EndingBalanceAmt>
      <InclEscrowCustodialAcctLiabInd>0</InclEscrowCustodialAcctLiabInd>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>221481</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>132414</DepreciationAmt>
        <BookValueAmt>89067</BookValueAmt>
      </EquipmentGrp>
      <OtherLandBuildingsGrp>
        <OtherCostOrOtherBasisAmt>28385505</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>24741559</DepreciationAmt>
        <BookValueAmt>3643946</BookValueAmt>
      </OtherLandBuildingsGrp>
      <TotalBookValueLandBuildingsAmt>3733013</TotalBookValueLandBuildingsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>DEFERRED RENT OBLIGATION</Desc>
        <Amt>42806</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>KC PURCHASES, REDEMPTIONS ETC</Desc>
        <Amt>616640</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>ACCRUED DEPOSITS, WITHDRAWALS, PURCHASES &amp; DONATIONS</Desc>
        <Amt>30130192</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>KIVA CARDS</Desc>
        <Amt>-1293615</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>CURRENCY HOLDINGS</Desc>
        <Amt>798069</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>LENDING</Desc>
        <Amt>4794551</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>KMF HOLDINGS</Desc>
        <Amt>574890</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>35663533</TotalLiabilityAmt>
      <FootnoteTextInd>X</FootnoteTextInd>
      <TotalRevEtcAuditedFinclStmtAmt>16047964</TotalRevEtcAuditedFinclStmtAmt>
      <DonatedServicesAndUseFcltsAmt>1238968</DonatedServicesAndUseFcltsAmt>
      <RevenueNotReportedAmt>1238968</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>14808996</RevenueSubtotalAmt>
      <RevenueNotReportedFinclStmtAmt>0</RevenueNotReportedFinclStmtAmt>
      <TotalRevenuePerForm990Amt>14808996</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>22306624</TotExpnsEtcAuditedFinclStmtAmt>
      <DonatedServicesUseFcltsAmt>1238968</DonatedServicesUseFcltsAmt>
      <ExpensesNotReportedAmt>1238968</ExpensesNotReportedAmt>
      <ExpensesSubtotalAmt>21067656</ExpensesSubtotalAmt>
      <OtherExpensesNotIncludedAmt>2</OtherExpensesNotIncludedAmt>
      <ExpensesNotRptFinclStmtAmt>2</ExpensesNotRptFinclStmtAmt>
      <TotalExpensesPerForm990Amt>21067658</TotalExpensesPerForm990Amt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART IV, LINE 1B:</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FUNDS OF KIVA'S USERS ARE HELD IN ACCOUNTS SEPARATE FROM KIVA'S OPERATIONAL FUNDS. KIVA IS ENTITLED TO THE INTEREST EARNED ON THE FUNDS HELD IN THE FBO ACCOUNTS, PURSUANT TO THE BINDING TERMS OF USE WITH INDIVIDUAL USERS AT THE TIME A USER ACCOUNT IS ESTABLISHED. KIVA IS ALSO ENTITLED TO THE AUTO-CONVERTED DONATIONS FROM KIVA CARDS HELD IN THESE ACCOUNTS, AND ONLINE DONATIONS INTENDED FOR KIVA THAT ARE PROCESSED THROUGH THESE ACCOUNTS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART X, LINE 2:</FormAndLineReferenceDesc>
        <ExplanationTxt>KIVA HAS ADOPTED THE ACCOUNTING STANDARD RELATED TO UNCERTAINTIES IN INCOME TAXES. MANAGEMENT HAS CONSIDERED ITS TAX POSITIONS AND BELIEVES THAT ALL OF THE POSITIONS TAKEN BY KIVA IN ITS FEDERAL AND STATE EXEMPT ORGANIZATION TAX RETURNS ARE MORE LIKELY THAN NOT TO BE SUSTAINED UPON EXAMINATION; THEREFORE, NO LIABILITY FOR UNRECOGNIZED INCOME TAX BENEFITS HAS BEEN RECORDED AS OF JUNE 30, 2022. KIVA, KUF, KDAF, KIF, KCM, KRIF, SBRF, CRF, CASE G-SPV, CASE B-SPV, KP, AND JURNUS ARE SUBJECT TO EXAMINATION BY A MAJOR TAX JURISDICTION BACK TO 2019, OR INCEPTION OF THE ENTITY IN THE CASE OF KCM, KRIF, SBRF, CRF, CASE G-SPV, CASE B-SPV, KP, AND JURNUS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART XII, LINE 4B - OTHER ADJUSTMENTS:</FormAndLineReferenceDesc>
        <ExplanationTxt>ROUNDING 2.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PART XI AND XII</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION OBTAINED AUDITED FINANCIAL STATEMENTS FOR THE 18-MONTH PERIOD BEGINNING 1/1/2021 AND ENDING 6/30/2022 DUE TO THE ORGANIZATION CHANGING ITS YEAR-END DATE FROM A CALENDAR YEAR END TO A FISCAL YEAR END OF JUNE 30.</ExplanationTxt>
      </SupplementalInformationDetail>
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        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>MIDDLE EAST</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>22977</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>MIDDLE EAST</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>108978</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>CENTRAL ASIA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>68416</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>CENTRAL ASIA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>77186</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>CENTRAL ASIA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>96512</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>9213</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>13356</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>45240</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>54682</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>70706</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>149082</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>210899</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>134600</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH PACIFIC</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>76170</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SOUTH PACIFIC</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>9710</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>10320</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>31795</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>33319</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>43996</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>58249</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>200819</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>203143</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>28957</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>57649</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>44128</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>231758</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>27025</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>CENTRAL AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>12770</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>EAST ASIA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>12845</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>EAST ASIA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>54550</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>EAST ASIA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>90740</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>SUB SAHARAN AFRICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>104180</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>EASTERN EUROPE</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>5718</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>CENTRAL AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>5581</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>CENTRAL AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>14369</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>CENTRAL AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>75358</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <GrantsToOrgOutsideUSGrp>
        <RegionTxt>CENTRAL AMERICA</RegionTxt>
        <PurposeOfGrantTxt>MICROFINANCE LOANS DISBURSED TO PARTNERS</PurposeOfGrantTxt>
        <CashGrantAmt>76035</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE TRANSFER</MannerOfCashDisbursementTxt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <TransferToForeignCorpInd>0</TransferToForeignCorpInd>
      <InterestInForeignTrustInd>0</InterestInForeignTrustInd>
      <ForeignCorpOwnershipInd>0</ForeignCorpOwnershipInd>
      <PassiveForeignInvestmestCoInd>0</PassiveForeignInvestmestCoInd>
      <ForeignPartnershipInd>0</ForeignPartnershipInd>
      <BoycottCountriesInd>0</BoycottCountriesInd>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART III ACCOUNTING METHOD:</FormAndLineReferenceDesc>
      </SupplementalInformationDetail>
    </IRS990ScheduleF>
    <IRS990ScheduleL documentId="RetDoc1042800001">
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>JULIE HANNA FARRIS</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>DIRECTOR</RelationshipDescriptionTxt>
        <TransactionAmt>60000</TransactionAmt>
        <TransactionDesc>CONSULTING SERVICES</TransactionDesc>
        <SharingOfRevenuesInd>0</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART III, LINE 3</FormAndLineReferenceDesc>
        <ExplanationTxt>THE COMPANY ANNOUNCED THAT IT WAS ENDING THE KIVA PROTOCOL INITIATIVE EFFECTIVE JUNE 30, 2022.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 3</FormAndLineReferenceDesc>
        <ExplanationTxt>KATHY ROCK - CONTRACTED FINANCE SERVICE PROVIDER WHILE CFO POSITION VACANT SIN MEI TSAI - CONTRACTED ENGINEERING SERVICE PROVIDER WHILE CTO POSITION WAS VACANT</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FORM 990 WILL BE REVIEWED BY THE AUDIT COMMITTEE AND BOARD BEFORE IT IS FILED. ANY CONCERNS OR QUESTIONS WILL BE ADDRESSED AT THAT TIME.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>OFFICERS, DIRECTORS, TRUSTEES, AND KEY EMPLOYEES ARE REQUIRED TO SIGN A STATEMENT AND THERE IS A FORMAL REQUEST TO DISCLOSE ANY CONFLICTS OF INTEREST ON AN ANNUAL BASIS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15</FormAndLineReferenceDesc>
        <ExplanationTxt>THE COMPENSATION COMMITTEE REVIEWS COMPENSATION ANNUALLY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL DOCUMENTS AND POLICIES ARE MADE AVAILABLE ON THE ORGANIZATION'S WEBSITE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9:</FormAndLineReferenceDesc>
        <ExplanationTxt>CHANGE IN CUMULATIVE TRANSLATION ADJUSTMENT -3,954.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="RetDoc1043400001">
      <IdDisregardedEntitiesGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>KIVA USER FUNDS LLC</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>986 MISSION ST STE 400</AddressLine1Txt>
          <CityNm>SAN FRANCISCO</CityNm>
          <StateAbbreviationCd>CA</StateAbbreviationCd>
          <ZIPCd>94103</ZIPCd>
        </USAddress>
        <EIN>261778383</EIN>
        <PrimaryActivitiesTxt>FBO ACCOUNT HOLDER</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>CA</LegalDomicileStateCd>
        <TotalIncomeAmt>0</TotalIncomeAmt>
        <EndOfYearAssetsAmt>161929471</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>KIVA MICROFUNDS</BusinessNameLine1Txt>
        </DirectControllingEntityName>
      </IdDisregardedEntitiesGrp>
      <IdDisregardedEntitiesGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>KIVA-DAF LLC</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>986 MISSION ST STE 400</AddressLine1Txt>
          <CityNm>SAN FRANCISCO</CityNm>
          <StateAbbreviationCd>CA</StateAbbreviationCd>
          <ZIPCd>94103</ZIPCd>
        </USAddress>
        <EIN>463976029</EIN>
        <PrimaryActivitiesTxt>DONOR ADVISED FUND ACCOUNT</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>DE</LegalDomicileStateCd>
        <TotalIncomeAmt>1185238</TotalIncomeAmt>
        <EndOfYearAssetsAmt>9260608</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
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          <StateAbbreviationCd>CA</StateAbbreviationCd>
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        <LegalDomicileStateCd>DE</LegalDomicileStateCd>
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        <EndOfYearAssetsAmt>0</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
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        <LegalDomicileStateCd>DE</LegalDomicileStateCd>
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        <LegalDomicileStateCd>DE</LegalDomicileStateCd>
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        <EIN>852987081</EIN>
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        <LegalDomicileStateCd>DE</LegalDomicileStateCd>
        <TotalIncomeAmt>831367</TotalIncomeAmt>
        <EndOfYearAssetsAmt>62459315</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
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      <IdDisregardedEntitiesGrp>
        <DisregardedEntityName>
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        <USAddress>
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          <CityNm>SAN FRANCISCO</CityNm>
          <StateAbbreviationCd>CA</StateAbbreviationCd>
          <ZIPCd>94103</ZIPCd>
        </USAddress>
        <EIN>853053551</EIN>
        <PrimaryActivitiesTxt>CALIFORNIA FUND FOR SMALL BUSINESSES (COVID-19 RESPONSE)</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>DE</LegalDomicileStateCd>
        <TotalIncomeAmt>0</TotalIncomeAmt>
        <EndOfYearAssetsAmt>0</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>KIVA MICROFUNDS</BusinessNameLine1Txt>
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      </IdDisregardedEntitiesGrp>
      <IdDisregardedEntitiesGrp>
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        <USAddress>
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          <CityNm>SAN FRANCISCO</CityNm>
          <StateAbbreviationCd>CA</StateAbbreviationCd>
          <ZIPCd>94103</ZIPCd>
        </USAddress>
        <EIN>853073827</EIN>
        <PrimaryActivitiesTxt>CALIFORNIA FUND FOR SMALL BUSINESSES (COVID-19 RESPONSE)</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>DE</LegalDomicileStateCd>
        <TotalIncomeAmt>0</TotalIncomeAmt>
        <EndOfYearAssetsAmt>0</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>KIVA MICROFUNDS</BusinessNameLine1Txt>
        </DirectControllingEntityName>
      </IdDisregardedEntitiesGrp>
      <IdDisregardedEntitiesGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>JURNUS LLC</BusinessNameLine1Txt>
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        <USAddress>
          <AddressLine1Txt>986 MISSION ST STE 400</AddressLine1Txt>
          <CityNm>SAN FRANCISCO</CityNm>
          <StateAbbreviationCd>CA</StateAbbreviationCd>
          <ZIPCd>94103</ZIPCd>
        </USAddress>
        <EIN>854390192</EIN>
        <PrimaryActivitiesTxt>BLOCKCHAIN-RELATED WORK WITH DEIM</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>DE</LegalDomicileStateCd>
        <TotalIncomeAmt>0</TotalIncomeAmt>
        <EndOfYearAssetsAmt>0</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>KIVA MICROFUNDS</BusinessNameLine1Txt>
        </DirectControllingEntityName>
      </IdDisregardedEntitiesGrp>
    </IRS990ScheduleR>
  </ReturnData>
</Return>
