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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>ACCOUNTANT PROVIDES BOARD A DRAFT COPY OF RETURN WHICH IS REVIEWED BEFORE BEING APPROVED FOR FILING.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>A COPY OF THE PERTINENT DOCUMENTS ARE KEPT AT THE HEAD OFFICE AND ARE AVAILABLE FOR REVIEW DURING REGULAR BUSINESS HOURS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL COMPENSATION PACKAGES ARE CAREFULLY REVIEWED BY THE BOARD AND APPROVED BASED ON SIMILAR COMPENSATION FOR LIKE KIND ORGANIZATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL COMPENSATION PACKAGES ARE CAREFULLY REVIEWED BY THE BOARD AND APPROVED BASED ON SIMILAR COMPENSATION FOR LIKE KIND ORGANIZATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
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</Return>
