2023-11-14T11:48:06-06:00 2022-12-31 450310328 BRADY MARTZ & ASSOCIATES PC PO BOX 848 MINOT ND 587020848 990 2022-01-01 450278124 TOWN & COUNTRY CREDIT UNION TOWN 7018522018 PO BOX 2046 MINOT ND 587022046 JAY LANDSIEDEL CFO 7018522018 2023-11-14 1 JAY LANDSIEDEL XXX-XX-XXXX 1 RYAN E BAKKE CPA P01086599 7018520196 2023-11-14 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z JAY LANDSIEDEL PO BOX 2046 MINOT ND 587022046 30307379 0 X WWW.TOWNANDCOUNRTY.ORG X 1939 ND TO BUILD TRUSTED FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED SERVICE 7 7 210 7 1273460 318950 0 0 30339767 28033911 156718 1368059 116868 112881 30613353 29514851 0 0 0 0 15677405 14304237 0 0 0 9633206 10695829 25310611 25000066 5302742 4514785 639797460 637609134 565244245 558025543 74553215 79583591 THE MISSION OF TOWN & COUNTRY CREDIT UNION IS TO BUILD TRUSTED FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED SERVICE. 0 0 NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 6819 0 1 210 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X JAY LANDSIEDEL 7018522018 PO BOX 2046 MINOT ND 587022046 JAY HIGHT DIRECTOR 1.00 X 0 0 0 BRIAN NELSON DIRECTOR 1.00 X 0 0 0 DAVID RIPPLINGER DIRECTOR 1.00 X 0 0 0 JIM ANDERSON DIRECTOR 1.00 X 0 0 0 DELRAE GEINERT CHAIR 1.00 X 0 0 0 JAY LANDSIEDEL CFO 40.00 X 279599 0 28043 JEFF STREMICK SECRETARY/TREASURER 1.00 X 0 0 0 KEVIN HARMON VICE CHAIRMAN 1.00 X 0 0 0 MORTGAGE LOAN OFFICERS3 INDIVIDUALS MORTGAGE LOAN ORIGINATOR 40.00 X 839069 0 153087 KALLI SCHELL COO 40.00 X 301372 0 45586 FRED BEUCHLER CLO 40.00 X 254842 0 46382 ADAM SILBERNAGEL CIO 40.00 X 248263 0 42287 JEREMIAH KOSSEN FORMER CEO 40.00 X 250883 0 25104 2174028 0 340489 28 1 1 0 NCR CORPORATION PO BOX 740641 LOS ANGELES CA 90074 HOME BANKING, MOBILE BANKING PRODUCT 278176 CONSOLIDATED COMMUNICATIONS PO BOX 3248 MANKATO MN 56002 TELEPHONE, INTERNET, DATA LINE COMMUNICA 180174 LKCS 4130 PLANK ROAD PERU IL 61354 STATEMENT PROVIDER, NEW WEBSITE DEVELOPE 171464 3 INTEREST ON LOANS 522100 19507122 19507122 SERVICE FEES 522100 3332426 2221223 1111203 NET GAIN ON SALES OF LOANS 522100 3043169 3043169 INSURANCE INCOME 524292 362151 362151 EXTENDED WARRANTIES 522100 50487 50487 1738556 1626786 111770 28033911 2160587 2160587 112881 0 112881 112881 112881 34034 758494 -34034 -758494 -792528 -792528 29514851 26760451 1273460 1480940 530482 11431143 589673 1065221 687718 72123 593023 3075405 1217637 174388 2422328 1109835 VISA 903272 PROFESSIONAL FEES 514402 LOAN SERVICE EXPENSE 316093 MISC 188138 109185 25000066 11369691 11675120 147427657 90278902 445221422 508471565 567009 625407 20488540 8768612 13253533 11719928 13207833 3800553 8750315 11037659 639797460 637609134 5140846 6106923 560103399 551918620 565244245 558025543 X 0 0 0 0 74553215 79583591 74553215 79583591 639797460 637609134 X 4514785 515591 X X 0 1 X 1 0 0 3713078 3713078 12864738 6074033 6790705 2906 2906 0 3907818 2691673 1216145 11719928 MEMBER SHARES 305635791 SAVINGS CERTIFICATES 120093336 MONEY MARKETS 126189493 551918620 X PART X, LINE 2: THE CREDIT UNION'S POLICY IS TO EVALUATE THE LIKELIHOOD THAT ITS UNCERTAIN TAX POSITIONS WILL PREVAIL UPON EXAMINATION BASED ON THE EXTENT TO WHICH THOSE POSITIONS HAVE SUBSTANTIAL SUPPORT WITHIN THE INTERNAL REVENUE CODE AND REGULATIONS, REVENUE RULINGS, COURT DECISIONS, AND OTHER EVIDENCE. IT IS THE OPINION OF MANAGEMENT THAT THE CREDIT UNION HAS NO SIGNIFICANT UNCERTAIN TAX POSITIONS THAT WOULD BE SUBJECT TO CHANGE UPON EXAMINIATION. THE FEDERAL INCOME TAX RETURNS OF THE CREDIT UNION ARE SUBJECT TO EXAMINATION BY THE IRS, GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. X X 0 0 0 MORTGAGE LOAN OFFICERS3 INDIVIDUALS MORTGAGE LOAN ORIGINATOR 88018 0 749541 0 1510 0 61913 0 91174 0 992156 0 0 0 KALLI SCHELL COO 235568 0 60194 0 5610 0 21646 0 23940 0 346958 0 0 0 JAY LANDSIEDEL CFO 212902 0 59888 0 6809 0 17908 0 10135 0 307642 0 0 0 FRED BEUCHLER CLO 216608 0 37874 0 360 0 18870 0 27512 0 301224 0 0 0 ADAM SILBERNAGEL CIO 184429 0 58474 0 5360 0 18091 0 24196 0 290550 0 0 0 JEREMIAH KOSSEN FORMER CEO 76825 0 173933 0 125 0 17813 0 7291 0 275987 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS OWNED BY IT'S MEMBERS, WHO ARE CUSTOMERS OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP BODY. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS MADE BY THE BOARD MEMBERS ARE APPROVED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11B THE PRESIDENT, CFO, AND CONTROLLER REVIEW THE TAX RETURN BEFORE IT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C ALL GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART VI, SECTION B, LINE 15 OFFICER COMPENSATION IS APPROVED IN AN EXECUTIVE SESSION OF THE BOARD OF DIRECTORS. A CUNA SALARY SURVEY IS UTILIZED TO ASSIST THE BOARD IN THE DECISION. IN ADDITION, OPERATIONAL AND FINANCIAL GOALS ARE REVIEWED AND DISCUSSED, AND AN ANNUAL SALARY IS ESTABLISHED. FORM 990, PART VI, SECTION C, LINE 19 ALL INFORMATION IS MADE AVAILABLE UPON REQUEST. FORM 990, PART VI, SECTION A, LINE 1 THERE IS AN EXECUTIVE COMMITTEE COMPOSED OF THE OFFICERS OF THE BOARD OF DIRECTORS. THIS EXECUTIVE COMMITTEE HAS THE ABILITY TO ACT ON ISSUES NOT CONSIDERED NECESSARY TO BRING TO THE ATTENTION OF THE FULL BOARD OF DIRECTORS. FORM 990, PART XI, LINE 9: GAIN ON INVESTMENT IN CONTROLLED ENTITY CUSO 515,591. FORM 990, PART XII, LINE 2C THE ORGANIZATION'S PROCESS FOR SELECTING AN INDEPENDENT ACCOUNTANT HAS NOT CHANGED FROM PRIOR YEARS. TOWN & COUNTRY CUSO INC 615 SOUTH BROADWAY MINOT ND 58701 450449588 INSURANCE AGENCY ND TOWN & COUNTRY CREDIT UNION C 5409045 2217529 1.00000 1 1 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 1 0 0 TOWN & COUNTRY CUSO INC A 39892 ACTUAL PAYMENTS TOWN & COUNTRY CUSO INC D 350000 LOAN PRINCIPAL BALANCE TOWN & COUNTRY CUSO INC J 96000 ACTUAL PAYMENTS TOWN & COUNTRY CUSO INC Q 1246261 ACTUAL PAYMENTS