2023-11-08T15:28:21-07:00 2022-12-31 811513563 The Charity CFO LLC 1310 Papin Street Suite 300 Saint Louis MO 63103 990 2022-01-01 844391836 FINEQUITY INC FINE 6467606655 41 SCHERMERHORN STREET SUITE 1002 BROOKLYN NY 11201 BRIANE CORNISH EXECUTIVE DIRECTOR 6467606655 2023-11-08 1 1 Zachary Meyer P02529579 3143901301 2023-11-08 0 11 1 AAL2 2022 2023-04-26 12:10:37Z SAME AS C ABOVE 41 SCHERMERHORN STREET SUITE 1002 BROOKLYN NY 11201 947411 0 X HTTPS://WWW.FINEQUITY.ORG/ X 2019 NY Our mission is to help those who have been impacted by long-term incarceration, mass incarceration, and financial exclusion to build their credit profiles as part of their re-entry journey. 3 3 4 13 0 0 255750 947411 3600 0 0 0 259350 947411 0 0 91886 182552 0 47516 32227 92880 124113 275432 135237 671979 169621 1001732 327 10459 169294 991273 Our mission is to help those who have been impacted by long-term incarceration, mass incarceration, and financial exclusion to build their credit profiles as part of their re-entry journey. 0 0 143548 0 We served formerly incarcerated community members and their families on their journey to navigate credit barriers and establish credit. First, we provided community members with free summaries of their current credit report and what their credit report conveys to prospective lenders and landlords. We also enrolled community members who are credit invisible (with no previous credit history) in our credit-establishing loan service. Through this service, we provided participants with a $100 no-interest, no-fee loan that is paid back over 6 months and establishes a healthy credit score in the mid-600s. In 2022, 100% of community members who completed repayment of finEQUITY's loan established a healthy credit score. finEQUITY also provided community members with guidance around accessing no-cost financial resources and navigating financial emergencies. Additionally, we served currently incarcerated community members across 13 NY State prisons with our post-mail-based financial education correspondence course. This 8-part course covers strategies on navigating credit barriers upon returning home from prison. More than 75% of active participants in 2022 continued to engage with our course for at least 6 months. 0 0 0 143548 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 7 0 1 4 1 0 0 0 0 0 0 0 0 0 0 0 0 X 3 3 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 1 1 1 0 NY X BRIANE CORNISH 6467606655 41 SCHERMERHORN STREET SUITE 1002 BROOKLYN NY 11201 BRIANE CORNISH EXECUTIVE DIRECTOR 40 0 X 70005 0 0 MARK SHERVINGTON VICE CHAIRMAN 0.5 0 X 0 0 0 JOE ROBINSON SECRETARY 0.5 0 X 0 0 0 CARL OWENS TREASURER 0.50 0 X 0 0 0 70005 0 0 0 0 0 0 0 947411 947411 0 0 0 0 0 0 947411 0 0 0 70005 17501 28002 24502 89029 74803 14226 8912 4951 1772 2189 14606 8496 2557 3553 30908 27634 3274 15406 15406 18593 18593 0 2188 2188 2887 1462 1425 5730 2924 2152 654 7200 4177 1269 1754 219 219 6925 6925 2620 1520 462 638 204 80 124 275432 143548 84368 47516 169021 871331 128400 2001 600 169621 1001732 327 10459 327 10459 X 154294 766273 15000 225000 169294 991273 169621 1001732 671979 0 0 0 150000 0 X X 1 X 0 1 0 X 0 0 0 255750 947411 1203161 0 0 0 255750 947411 1203161 0 1203161 1203161 0 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED Form 990, Part VI, Section B, Line 11b The Finance Committee will review the 990 prior to filing. Form 990, Part VI, Section B, Line 12c Board members must disclose the existence and all material facts related to the conflict of interest. The board shall determine whether the transaction or arrangement is in the corporation's best interest. Form 990, Part VI, Section B, Line 15 The compensation of the Chief Employed Executive and each Officer, Key Employee or Disqualified Person shall be reviewed and approved by the board of directors or compensation committee of the Organization, provided that directors or other persons with conflicts of interest with respect to the compensation arrangement at issue shall not be involved in this review and approval. Form 990, Part VI, Section C, Line 19 The organization's governing documents, conflict of interest policy, and financial statements are available upon request. Form 990, Part XII, Line 1 The organization changed their method of accounting from cash to accrual.