2023-08-08T12:57:54-04:00 2022-12-31 251644159 BROWN SCHULTZ SHERIDAN & FRITZ 210 GRANDVIEW AVE CAMP HILL PA 170111706 990 2022-01-01 842346572 PA NJ CREDIT UNION ASSOCIATION PANJ 7172343156 4309 NORTH FRONT STREET HARRISBURG PA 17110 PATRICK CONWAY PRESIDENT & CEO 7172343156 2023-07-26 true PATRICK CONWAY 999009999 false TIMOTHY D GRUNSTRA P00033502 7177617171 2023-07-26 2022 2023-04-26 12:10:37Z CROSSSTATE CREDIT UNION ASSOCIATION PATRICK CONWAY 4309 NORTH FRONT STREET HARRISBURG PA 17110 6147645 false X WWW.CROSSSTATE.ORG X 2020 DE CROSSSTATE PROVIDES ADVOCACY, RESOURCES, AND SOLUTIONS TO MEMBER CREDIT UNIONS IN PENNSYLVANIA AND NEW JERSEY. 14 14 26 206 24000 23000 0 5151759 5936054 762953 114156 52617 74046 5967329 6124256 15758 17652 0 3152725 3298618 0 0 1556532 1571168 4725015 4887438 1242314 1236818 23054558 23378111 3478128 2736173 19576430 20641938 CROSSSTATE PROVIDES ADVOCACY, RESOURCES, AND SOLUTIONS TO MEMBER CREDIT UNIONS IN PENNSYLVANIA AND NEW JERSEY. false false THE ORGANIZATION PROMOTES ADVOCACY AND PROVIDES EDUCATIONAL RESOURCES AND GUIDANCE TO CREDIT UNIONS. CROSSSTATE IS GOVERNED BY A BOARD OF DIRECTORS WHO ARE ELECTED BY AND ARE FROM AFFILIATED CREDIT UNIONS BY ASSET CATEGORIES WITHIN THEIR STATE. MEMBERS OF THE ORGANIZATION RECEIVE VARIOUS BENEFITS FROM SERVICES PROVIDED BY CROSSSTATE SUCH AS LEGISLATIVE AND REGULATORY ADVOCACY, EDUCATION AND PROFESSIONAL DEVELOPMENT, PUBLIC RELATIONS, AND COMPLIANCE ASSISTANCE FOR STATE AND FEDERAL MATTERS. false false false false false false false true false true true false false true false true true false false false false false false true false false false true true false false false false false false false false false false false true true true false true 39 0 true 26 true true true false false false false false false false X 14 14 false false false false true true false true true false true true false true true true true true true false false X PA NJ CREDIT UNION ASSOCIATION 7172343156 4309 NORTH FRONT STREET HARRISBURG PA 17110 PATRICK CONWAY PRESIDENT & 40.00 X 583065 0 61459 T FETSKO TREASURER 40.00 X 319588 0 23353 MIKE WISHNOW SVP MARKETIN 40.00 X 277749 0 44729 CHRISTIAN ABEEL VP GOV RELAT 40.00 X 145012 0 42453 CHRISTINA MIHALIK SVP GOV RELA 40.00 X 167193 0 15141 NICOLA FOGGIE CHIEF REG OF 40.00 X 137560 0 12336 KAMALA BRANCHICK DIRECTOR HR 40.00 X 111187 0 17114 TJ ADKINSON DIRECTOR - H 0.50 X 0 0 0 DAVID ARDIRE DIRECTOR 0.50 X 0 0 0 JEFFREY BALESTRINI VP-NWSC 1.00 X X 0 0 0 JOHN BARKER VP - AKVC 1.00 X X 0 0 0 JESSICA BERLEW DIRECTOR - N 0.50 X 0 0 0 ALICE BIALON DIRECTOR - M 0.50 X 0 0 0 BRIAN C BISCHOF TREASURER - 1.00 X X 0 0 0 LAUREN BOWKER DIRECTOR - M 0.50 X 0 0 0 SCOTT BRUNNER VP - BEAVER 1.00 X X 0 0 0 KELLY BUNNELL DIRECTOR - P 0.50 X 0 0 0 JIM BURNS DIRECTOR 0.50 X 0 0 0 DONNA BUSH TREASURER - 1.00 X X 0 0 0 CHESTER J BUZZINSKI DIRECTOR - N 0.50 X 0 0 0 SANDI CARANGI VP - SHENANG 1.00 X X 0 0 0 TRACEY CAREY DIRECTOR - N 0.50 X 0 0 0 DIANNA L CECCHINI SECRETARY - 1.00 X X 0 0 0 GARY CHIZMADIA PRESIDENT - 1.00 X X 0 0 0 MARI COLLAZO SECRETARY - 1.00 X X 0 0 0 FELICIA CUNNINGHAM PRESIDENT - 1.00 X X 0 0 0 DENISE L DAVIS VP - MONTGOM 1.00 X X 0 0 0 JEFF DEBREE DIRECTOR 0.50 X 0 0 0 DANA DEFILIPPIS SECRETARY - 1.00 X X 0 0 0 TRACI DONAHUE DIRECTOR 0.50 X 0 0 0 HILARY FALK TREASURER - 1.00 X X 0 0 0 DENNIS FERCHAK SECRETARY - 1.00 X X 0 0 0 CAROLE FISCHER SECRETARY - 1.00 X X 0 0 0 JOSEPH FLETCHER PRESIDENT - 1.00 X X 0 0 0 DONNA FOGEL TREASURER - 1.00 X X 0 0 0 NADINE FREET SECRETARY -Y 1.00 X X 0 0 0 RICHARD GARCIA DIRECTOR 0.50 X 0 0 0 RYAN GLISTA SECRETARY - 1.00 X X 0 0 0 ASHLEY GOSS VP - LANCAST 1.00 X X 0 0 0 NELSON GRAF TREASURER - 1.00 X X 0 0 0 LYNNE GRIFFITH-SCHALL DIRECTOR - S 0.50 X 0 0 0 LYNETTE HAMM TREASURER - 1.00 X X 0 0 0 SCOTT HARPER DIRECTOR - P 0.50 X 0 0 0 AMANDA HOPPLE PRESIDENT - 1.00 X X 0 0 0 TARA HOUSER DIRECTOR - Y 0.50 X 0 0 0 STACEY HOVAN PRESIDENT - 1.00 X X 0 0 0 CAROLE HUGHES DIRECTOR - N 0.50 X 0 0 0 ANDY JAEGER CHAIR 0.50 X X 0 0 0 ALLISON JANOSKO DIRECTOR - H 0.50 X 0 0 0 RENEE JESSEE DIRECTOR - G 0.50 X 0 0 0 SARAH J JOHNSTON PRESIDENT - 1.00 X X 0 0 0 VICTOR A GIOIOSA JR PRESIDENT - 1.00 X X 0 0 0 MICHAEL KACZENSKI DIRECTOR - D 0.50 X 0 0 0 JANELLE KACZMAREK VP - NORTHEA 1.00 X X 0 0 0 DEBRA A KAUFFMAN VP - YORK 1.00 X X 0 0 0 KRIS I KAUFFMAN TREASURER-NW 1.00 X X 0 0 0 BRANDI KEMPFER VP - HARRISB 1.00 X X 0 0 0 ALLAN D KING SECRETARY - 1.00 X X 0 0 0 WENDY KINGSLAND VICE CHAIR 0.50 X X 0 0 0 MARYANNE KLEIN DIRECTOR - P 0.50 X 0 0 0 ROBERT KLINKEL DIRECTOR - N 0.50 X 0 0 0 AARON KNIESS SECRETARY - 1.00 X X 0 0 0 DAN KOMACEK DIRECTOR - M 0.50 X 0 0 0 ROSEMARIE E KRANTZ PRESIDENT - 1.00 X X 0 0 0 GINNY LAPINSKI DIRECTOR - P 0.50 X 0 0 0 JOSEPH LEONARD DIRECTOR - N 0.50 X 0 0 0 AMY LICHWA VP - GREENSB 1.00 X X 0 0 0 ANNA LO DIRECTOR 0.50 X 0 0 0 GARY LOOMIS PRESIDENT - 1.00 X X 0 0 0 DIANE LOPEZ TREASURER - 1.00 X X 0 0 0 MARK MALINOWSKI PRESIDENT - 1.00 X X 0 0 0 VINCENT J MARKET PRESIDENT - 1.00 X X 0 0 0 RACHEL MATTIONI TREASURER - 1.00 X X 0 0 0 MARYA MAZZEO TREASURER - 1.00 X X 0 0 0 ALYSIA MCCANDLESS TREASURER - 1.00 X X 0 0 0 PAMELA MOHN TREASURER - 1.00 X X 0 0 0 ROBERT C MUSZLAY DIRECTOR - D 0.50 X 0 0 0 LOUIS M NARDELLA DIRECTOR - N 0.50 X 0 0 0 STEPHANIE E NEWBERT DIRECTOR - M 0.50 X 0 0 0 JOHN NEWMAN PRESIDENT - 1.00 X X 0 0 0 MARIE O'BRIEN PRESIDENT - 1.00 X X 0 0 0 JOHN P PATERRA VP - MONOGAH 1.00 X X 0 0 0 DIANE C PETRUCCI VP - PITTSBU 1.00 X X 0 0 0 ROBERT PINO DIRECTOR - P 0.50 X 0 0 0 BRENDA RAKER PRESIDENT-NW 1.00 X X 0 0 0 JAY REED DIRECTOR 0.50 X 0 0 0 STACEY REMICK DIRECTOR 0.50 X 0 0 0 LISA RESSLAR SECRETARY - 1.00 X X 0 0 0 AMEY SCGRIGNOLI DIRECTOR 0.50 X 0 0 0 JOHN SCHMIDT SECRETARY - 1.00 X X 0 0 0 SHANNON SCRIBNER SECRETARY - 1.00 X X 0 0 0 JANELLE SEIBERT SECRETARY-NW 1.00 X X 0 0 0 ANNEMARIE SHINN DIRECTOR 0.50 X 0 0 0 LYNETTE SMART SECRETARY - 1.00 X X 0 0 0 BOB STEEVES DIRECTOR 0.50 X 0 0 0 RICHARD STIPA CHAIRMAN 0.50 X X 0 0 0 LIESL M STROUP DIRECTOR - M 0.50 X 0 0 0 MARY SUMMITS VP - JOHNSTO 1.00 X X 0 0 0 DANIEL SUPIZIO VP - SNJ 1.00 X X 0 0 0 GINA M TATKUS DIRECTOR - P 0.50 X 0 0 0 RICHARD R THOMAS DIRECTOR - A 0.50 X 0 0 0 BARRY C TORREY DIRECTOR - H 0.50 X 0 0 0 STEVE TURPIN DIRECTOR - L 0.50 X 0 0 0 MICHAEL VATTER PRESIDENT - 1.00 X X 0 0 0 DARLENE J WALKER PRESIDENT - 1.00 X X 0 0 0 KAREN WALKER PRESIDENT - 1.00 X X 0 0 0 KELLY WEISS TREASURER - 1.00 X X 0 0 0 TIMOTHY WOJTASZEK DIRECTOR - B 0.50 X X 0 0 0 CHIP YATES SECRETARY - 1.00 X X 0 0 0 1741354 216585 7 false true false MEMBERSHIP DUES 900099 2905816 2905816 MANAGEMENT SERVICE FEE 900099 1172400 1172400 OTHER PROGRAM SERVICE REVENUE 900099 811360 811360 CONVENTION 900099 558521 558521 CONFRENCES & TRAINING 900099 421224 421224 66733 66733 5936054 114156 114156 46589 46589 46589 24000 22589 50846 23389 27457 27457 6124256 5936054 24000 164202 17652 2593067 530275 175276 15849 22700 25953 15457 77441 154194 127892 434978 88302 50056 SUPPLIES & SERVICES 156696 GOVERNMENTAL RELATIONS 149485 OTHER EXPENSES 123699 CONTRIBUTIONS 58704 69762 4887438 0 0 0 300 300 13352298 14579893 31401 41392 228672 158516 3600434 2979422 656573 621012 8613719 7703298 171595 273700 23054558 23378111 601680 596266 1333657 1267301 630443 583275 487500 424848 289331 3478128 2736173 X 19468702 20535786 107728 106152 19576430 20641938 23054558 23378111 X 1236818 -281379 110069 X false true X true false false false 173943 173943 2130775 1758935 371840 389092 368345 20747 906624 852142 54482 621012 6470174 C OTHER INVESTMENTS 1233124 C 7703298 LEASE LIABILITY 151947 DEFERRED COMPENSATION 137384 289331 5829744 -281379 133458 -147921 5977665 146591 146591 6124256 4766604 23389 23389 4743215 144223 144223 4887438 SCHEDULE D, PAGE 4, PART XI, LINE 2D FUNDRAISING EXPENSE 23,389 GAIN (LOSS) IN AFFILIATE 110,069 SCHEDULE D, PAGE 4, PART XI, LINE 4B REVENUE OF CHAPTERS 146,591 SCHEDULE D, PAGE 4, PART XII, LINE 2D FUNDRAISING EXPENSE 23,389 SCHEDULE D, PAGE 4, PART XII, LINE 4B CHAPTER EXPENSES 144,223 CHAPTER EVENTS 50846 50846 23389 50846 50846 23389 23389 27457 false STUDENT SCHOLARSHIPS 26 17652 X X true true X X X X X false false false PATRICK CONWAY PRESIDENT & CEO 583065 43959 17500 644524 T FETSKO TREASURER 319588 3353 20000 342941 MIKE WISHNOW SVP MARKETING/COMMUN 277749 24729 20000 322478 CHRISTIAN ABEEL VP GOV RELATIONS 145012 32302 10151 187465 CHRISTINA MIHALIK SVP GOV RELATIONS 167193 3438 11703 182334 FORM 990, PAGE 6, PART VI, LINE 6 ANY CREDIT UNION THAT IS HEADQUARTERED WITHIN NEW JERSEY OR PENNSYLVANIA; AND IS ORGANIZED IN ACCORDANCE WITH STATE AND/OR FEDERAL LAWS SHALL BE ELIGIBLE TO BECOME A MEMBER OF CROSSSTATE. ANY CREDIT UNION THAT IS HEADQUARTERED OUTSIDE OF NEW JERSEY AND PENNSYLVANIA AND IS ORGANIZED WITHIN THE LAWS OF THAT STATE, SHALL BE ELIGIBLE TO BECOME A MEMBER OR AN ASSOCIATE MEMBER OF CROSSSTATE. ASSOCIATE MEMBERS ARE ENTITLED TO REPRESENTATION BY ITS AUTHORIZED REPRESENTATIVE WITH PRIVILEGES TO PARTICIPATE IN DISCUSSION, BUT ASSOCIATE MEMBERS SHALL HAVE NO POWER TO VOTE. FORM 990, PAGE 6, PART VI, LINE 7A CROSSSTATE HAS THREE CATEGORIES OF MEMBERS WITHIN NEW JERSEY AND PENNSYLVANIA, RESPECTIVELY, WHO NOMINATE AND VOTE FOR MEMBERS OF THE BOARD OF DIRECTORS. 1.CREDIT UNIONS WITH ASSETS UP TO 50,000,000, NOMINATE AND ELECT THREE MEMBERS OF THE BOARD FROM EACH STATE. 2.CREDIT UNIONS WITH ASSETS GREATER THAN 50,000,000 AND UP TO 250,000,000, NOMINATE AND ELECT THREE MEMBERS OF THE BOARD FROM EACH STATE. 3.CREDIT UNIONS WITH ASSETS GREATER THAN 250,000,000, NOMINATE AND ELECT THREE MEMBERS OF THE BOARD FROM EACH STATE. FORM 990, PAGE 6, PART VI, LINE 11B THE 990 IS PREPARED BY THE AUDITING FIRM WITH THE INFORMATION PROVIDED BY INTERNAL MANAGEMENT STAFF. THE DRAFT 990 IS REVIEWED BY THE PRESIDENT AND THE TREASURER. ANY CHANGES OR CLARIFICATION ARE REPORTED TO THE AUDITORS. A COPY IS MADE AVAILABLE UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 12C THE ORGANIZATION REQUIRES THE MEMBERS OF THE BOARD OF DIRECTORS, THE PRESIDENT, THE TREASURER AND THE CORPORATE SECRETARY TO READ THE CODE OF ETHICS ANNUALLY. EACH MUST THEN ATTEST BY SIGNATURE TO THE FACT THAT IT HAS BEEN READ, DISCLOSE ANY CONFLICTS OF INTEREST OR STATE THAT NO CONFLICTS EXIST. UNDER THE TERMS OF THE CODE OF ETHICS: A DIRECTOR IS REQUIRED TO MAKE A PROMPT AND FULL DISCLOSURE OF ANY MATERIAL PERSONAL INTEREST, EITHER DIRECT OR INDIRECT, HE OR SHE MAY HAVE IN A TRANSACTION TO WHICH THE ORGANIZATION IS A PARTY, INCLUDING BUT NOT LIMITED TO THE DIRECTOR'S RELATIONSHIP WITH ANY PERSON OR ENTITY WITH WHICH THE ORGANIZATION IS DOING BUSINESS. A DIRECTOR SHALL NOT VOTE ON OR PARTICIPATE IN DISCUSSIONS OR DELIBERATIONS ON MATTERS WHEN A CONFLICT IS DEEMED TO EXIST OTHER THAN TO PRESENT FACTUAL INFORMATION OR TO RESPOND TO QUESTIONS PRESENTED. A DIRECTOR SHALL ASSURE THAT THE MINUTES PROPERLY RECORD HIS OR HER ABSTENTION ON ANY VOTES ON MATTERS FOR WHICH A CONFLICT MAY EXIST. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD DIRECTORS SETS AND APPROVES THE COMPENSATION FOR THE TOP OFFICIAL. COMPENSATION, SURVEYS AND INDEPENDENT COMPENSATION CONSULTANTS ARE USED AS RESOURCES. THE DIRECTORS VOTE IN A CLOSED SESSION, THE RESULTS ARE RECORDED IN THE MINUTES WHICH ARE POSTED TO THE SECURE DIRECTORS' WEBSITE. THERE IS A FORMAL WRITTEN EMPLOYMENT CONTRACT FOR THIS POSITION. FORM 990, PAGE 6, PART VI, LINE 19 UPON REQUEST FORM 990, PART XI, LINE 9 EQUITY GAIN FROM SUBSIDIARY 110,069 CROSSSTATE CREDIT UNION FOUNDATION 4309 NORTH FRONT STREET HARRISBURG PA 17110 251786339 EDU & ASST PA 501C3 10 PANJCUA true PA NJ CU SOLUTIONS INC 4309 NORTH FRONT STREET HARRISBURG PA 17110 842673133 SERVICES PA CCUA C CORP 159675 6826960 1.00000 true MID-ATLANTIC REGIONAL SERVICE CORP 4309 NORTH FRONT STREET HARRISBURG PA 17110 232889260 MARKETING PA N/A C CORP -92 26060 0.21900 false true false false false false false false false false false false false false true true false false false true PA NJ CU SOLUTIONS INC A 46000 LEASE AGREEMENT PA NJ CU SOLUTIONS INC S 1172400 MGMNT. SERVICE AGREEMENT PA NJ CU SOLUTIONS INC S 230553 SPONSORSHIP PAYMENTS