2023-05-10T09:32:47-04:00 2022-12-31 030302296 KITTELL BRANAGAN & SARGENT 154 N MAIN ST ST ALBANS VT 05478 990 2022-01-01 222864900 VERMONT COMMUNITY LOAN FUND VERM 8022231448 PO BOX 827 MONTPELIER VT 05601 WILLIAM BELONGIA EXECUTIVE DIRECTOR 8022231448 2023-03-29 true WILLIAM BELONGIA 999009999 true ANDREW BACHAND CPA P01281230 8025249531 2023-04-24 2022 2023-04-26 12:10:37Z WILLIAM BELONGIA 1851 SHAW MANSION ROAD WATERBURY CENTER VT 05677 3049200 false X WWW.VCLF.ORG X 1987 TO CREATE OPPORTUNITIES THAT LEAD TO HEALTHY COMMUNITIES AND FINANCIAL STABILITY FOR ALL VERMONTERS. 12 12 25 0 4364906 1276536 1835398 1619684 56574 152980 31406 0 6288284 3049200 140314 56850 0 1546597 1607936 0 100290 1169734 1012995 2856645 2677781 3431639 371419 52195414 51802353 35050659 34286179 17144755 17516174 TO CREATE OPPORTUNITIES THAT LEAD TO HEALTHY COMMUNITIES AND FINANCIAL STABILITY FOR ALL VERMONTERS. false false 2124479 56850 1619684 THE ORGANIZATION IS A MISSION-DRIVEN, COMMUNITY-FOCUSED ALTERNATIVE LENDER. WE MAKE LOANS TO LOCAL BUSINESSES, COMMUNITY ORGANIZATIONS & NONPROFITS, CHILD CARE PROVIDERS AND DEVELOPERS OF AFFORDABLE HOUSING WHO DON'T QUALIFY FOR A LOAN FROM A TRADITIONAL LENDER. WE COMBINE OUR LOANS WITH FINANCIAL CONSULTING AND BUSINESS DEVELOPMENT SERVICES TO MAKE SURE OUR BORROWERS HAVE ACCESS TO ALL THE TOOLS THEY NEED TO SUCCEED. 2124479 true true false true false false false false false false true false false false true false true false false false false false false false false false false true false true false false false false false false false false false false false false false false false false false true 568 0 true 25 true false false false false false false false false false false false false X 12 12 false false false false false false false true true false false true true true true true true true false false VT X X VERMONT COMMUNITY LOAN FUND 8022231448 7 SCHOOL STREET MONTPELIER VT 05602 WILLIAM BELONGIA EXECUTIVE DI 40.00 X 196692 0 12160 JAKE IDE EMPLOYEE 40.00 X 119195 0 8285 KATHERINE NELSON EMPLOYEE 40.00 X 116521 0 6989 DR ASMA ALI ABUNAIB MEMBER 1.00 X 0 0 0 JOSE AGUAYO MEMBER 1.00 X 0 0 0 ARNE HAMMARLUND SECRETARY 5.00 X X 0 0 0 KIM KEISER MEMBER 1.00 X 0 0 0 CHLOE LEAREY MEMBER 40.00 X 0 0 0 JIM MALAND MEMBER 1.00 X 0 0 0 IRA MARVIN MEMBER 1.00 X 0 0 0 MATTHEW PLASSE MEMBER 1.00 X 0 0 0 GWEN POKALO VICE PRESIDE 5.00 X X 0 0 0 JANET SPITLER PRESIDENT 5.00 X X 0 0 0 MICHAEL THOMPSON MEMBER 1.00 X 0 0 0 STEPHANIE WERNHOFF TREASURER 5.00 X X 0 0 0 432408 27434 3 false true false 718045 558491 1276536 LOAN INTEREST 522291 1506154 1506154 FINANCING CHARGES 522291 89015 89015 ADMIN FEE INCOME 24515 24515 1619684 152980 152980 3049200 1619684 152980 56850 56850 196692 196692 1084650 936393 90196 58061 54539 45015 5794 3730 178076 146977 18920 12179 93979 77567 9985 6427 4192 1048 3144 36131 36131 44206 39785 4421 7521 5641 1504 376 106794 80095 21359 5340 1427 1071 285 71 505062 505062 60671 45503 12134 3034 21778 16333 4356 1089 CONSULTANTS 118729 83110 35619 FORECLOSURE 41929 41929 OUTREACH 20116 18104 2012 FISCAL SPONSOR ADMIN FEES 15354 15354 29085 8642 16893 3550 2677781 2124479 453012 100290 1137320 1339806 17153795 10290661 27301890 25969023 47185 44434 418958 208770 213851 210188 3409127 11293481 2752266 1951538 175672 201572 4308 501650 52195414 51802353 342823 331437 57946 36114 5700906 5509930 28607894 27763137 341090 645561 35050659 34286179 X 13284527 13748273 3860228 3767901 17144755 17516174 52195414 51802353 371419 X false true X true true true X 2456561 862262 1931623 4364906 1276536 10891888 2456561 862262 1931623 4364906 1276536 10891888 10891888 95667 154210 101586 56574 152980 561017 445262 63818 116950 62762 24515 713307 12166212 8772910 0.89530 0.89380 X PART II, LINE 10 RECOVERY OF BAD DEBT AND OTHER INC. 713,307 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 7362 7362 7362 1472 368 5890 false 2745 2228 1241 1472 7686 11529 13727 11138 6206 7362 38433 686 557 310 368 1921 2882 120643 17235 103408 298315 191535 106780 210188 LEASE LIABILITY 504501 BORROWER DEPOSITS 141060 645561 3049200 3049200 3049200 2677781 2677781 2677781 true MONUMENT FARMS THREE GEN LLC 2107 JAMES ROAD 2107 JAMES ROAD WEYBRIDGE VT 05753 264713436 52450 2 SCHEDULE I, PAGE 1, PART I, LINE 2 ALL GRANT PROGRAMS ARE TRACKED INDIVIDUALLY IN THE ACCOUNTING SYSTEM AND ON SPREADSHEETS WHICH SHOW AVAILABLE FUNDS AND ALLOWABLE USES. false false false false false false false false false WILLIAM BELONGIA EXECUTIVE DIRECTOR 187692 9000 12160 208852 FORM 990, PAGE 6, PART VI, LINE 11B THE FINANCE COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE FORM 990 PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C VCLF MONITORS AND ENFORCES THEIR CONFLICT OF INTEREST POLICY BY HAVING BOARD MEMBERS SIGN THE CONFLICT OF INTEREST POLICY ANNUALLY ATTESTING TO KNOWLEDGE OF THE POLICY AND COMPLIANCE WITH DISCLOSURE. FORM 990, PAGE 6, PART VI, LINE 15A THE EXECTIVE DIRECTOR'S SALARY IS DETERMINED BY THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS WITH INPUT FROM RECENT SALARY SURVEYS OF SIMILAR ORGANIZATIONS. FORM 990, PAGE 6, PART VI, LINE 19 THE FINANCIAL STATEMENT AUDIT REPORTS AND ANNUAL REPORTS ARE AVAILABLE ON THE VERMONT COMMUNITY LOAN FUND WESBSITE AND UPON REQUEST.