2023-11-14T12:52:05-06:00 2022-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2022-01-01 314415974 718 ATOMIC CREDIT UNION INC 718A 7402895060 711 BEAVER CREEK ROAD PIKETON OH 45661 THOMAS GRIFFITHS CEO 7402895060 2023-11-06 1 THOMAS GRIFFITHS 999009999 0 GREGORY HEIMKREITER P01331287 5138713033 2023-11-06 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z THOMAS GRIFFITHS 711 BEAVER CREEK ROAD PIKETON OH 45661 35831312 0 X WWW.ATOMICCU.COM X 1955 OH THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. 6 6 278 6 153211 0 0 0 30557787 34253140 513162 1388548 0 0 31070949 35641688 0 0 0 0 13271478 14623029 0 0 0 12990446 14123866 26261924 28746895 4809025 6894793 496858759 550744794 458752124 505743366 38106635 45001428 THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. 0 0 PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 3186 0 1 278 1 1 1 0 0 0 0 0 0 0 X 6 6 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 0 0 0 X X PATRICK ARMSTRONG CONTROLLER 7402895060 711 BEAVER CREEK ROAD PIKETON OH 45661 CHARLOTTE LITTEN CHAIR 1.00 X X 0 0 0 BILLY SPENCER VICE CHAIR 1.00 X X 0 0 0 VERN BLAINE SECRETARY 1.00 X X 6306 0 0 TAMMY JONES BOARD MEMBER 1.00 X 0 0 0 JOHN BOYER BOARD MEMBER 1.00 X 0 0 0 GERALD KOMLOS BOARD MEMBER 1.00 X 0 0 0 THOMAS GRIFFITHS CEO/PRESIDENT 40.00 X X 477815 0 47987 JEROD WILEY CFO 40.00 X 217883 0 22598 AARON MICHAEL COO 40.00 X 275913 0 26127 CURTIS GREEN VP OF IT 40.00 X 137012 0 14037 NICOLE PERSIN VP OF RISK MANAGEMENT 40.00 X 118153 0 12021 BRANDEN MCGHEE REGIONAL MANAGER 40.00 X 109157 0 11122 GEOFF GRIMES REGIONAL MANAGER 40.00 X 113894 0 11010 SHANNON WEBER COMPLIANCE ATTORNEY 40.00 X 107060 0 11180 TYLER PIERPONT VP OF COLLECTIONS 40.00 X 102348 0 10570 JOHN LAMBERT REGIONAL MANAGER 40.00 X 110667 0 8690 1776208 0 175342 10 0 1 0 DALAND LLC 520 CROMWELL AVE ROCKY HILL CT 06067 CONSULTING 554795 1 INTEREST ON LOANS 522100 21205955 21205955 FEES & COMMISSIONS 522100 13034269 12881058 153211 OTHER INCOME 522100 12916 12916 34253140 1217530 1217530 360642 189624 171018 171018 171018 35641688 34270947 153211 1217530 1776208 8838723 891521 2300201 816376 92990 126000 1707876 692390 1720989 418683 231381 6150 1505452 1812317 104368 CARD PROCESSING EXPENSE 2854390 PROVISION FOR LOAN LOSS 1643019 LOAN SERVICING 587590 MISCELLANEOUS 543311 76960 28746895 12761614 15781140 69195679 33644934 2240907 2375592 369224005 448132169 32391049 11204540 19725715 21186509 10420925 15837133 4331156 3582701 8958758 10204616 496858759 550744794 4821464 4278629 453930660 501464737 458752124 505743366 X 0 0 0 0 38106635 45001428 38106635 45001428 496858759 550744794 6894793 0 X 0 1 X 1 0 3654638 3654638 14990795 4146333 10844462 1298773 538840 759933 9654570 6519367 3135203 2792273 2792273 21186509 MEMBERS' SHARES & DEPOSITS 501464737 501464737 X 35641688 0 35641688 0 35641688 28746895 0 28746895 0 28746895 PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FASB ASC, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. THE CREDIT UNION'S INCOME TAX RETURNS PRIOR TO 2019 ARE CLOSED. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. X X 1 1 X 0 0 0 THOMAS GRIFFITHS CEO/PRESIDENT 445663 0 22500 0 9652 0 47987 0 0 0 525802 0 0 0 AARON MICHAEL COO 262644 0 12000 0 1269 0 26127 0 0 0 302040 0 0 0 JEROD WILEY CFO 201556 0 15000 0 1327 0 22598 0 0 0 240481 0 0 0 CURTIS GREEN VP OF IT 131925 0 5000 0 87 0 14037 0 0 0 151049 0 0 0 THOMAS D GRIFFITHS CEO HOME MORTGAGE X 417000 231783 0 1 1 THOMAS D GRIFFITHS CEO HELOC X 105935 98728 0 1 1 NICOLE P PERSIN NEW AUTO X 45123 24879 0 1 1 NICOLE P PERSIN SIGNATURE LOAN X 5050 0 0 1 1 NICOLE P PERSIN CONSUMER-RV X 27636 22313 0 1 1 NICOLE P PERSIN CONSUMER-NEW AUTO X 25666 0 0 1 1 JEROD P WILEY CFO HOME MORTGAGE X 80000 0 0 1 1 CURTIS S GREEN VP INDIRECT-NEW AUTO X 67668 53887 0 1 1 CURTIS S GREEN VP MORTGAGE 30 YEAR FIXED X 355300 338575 0 1 1 AARON C MICHAEL COO USED AUTO X 31834 18564 0 1 1 AARON C MICHAEL COO DETACHED ACCESSORY STRUCTURE X 50362 30997 0 1 1 AARON C MICHAEL COO MORTGAGE 30 YEAR ARM 10/1 X 762000 581850 0 1 1 THOMAS D GRIFFITHS CEO CREDIT CARD X 0 0 0 1 0 NICOLE P PERSIN MORTGAGE 15 YEAR X 168892 149614 0 1 1 JEROD P WILEY CFO CREDIT CARD X 0 75 0 1 1 AARON C MICHAEL COO CREDIT CARD X 520 64 0 1 1 AARON C MICHAEL COO HELOC X 27000 14650 0 1 0 CURTIS S GREEN VP CONSUMER NEW AUTO X 28302 24065 0 1 0 BRANDEN MCGHEE INDIRECT-NEW AUTO X 54593 44650 0 1 0 BRANDEN MCGHEE CONSUMER SIGNATURE X 10050 0 0 1 0 BRANDEN MCGHEE CONSUMER USED VEHICLE X 14000 0 0 1 0 BRANDEN MCGHEE MORTGAGE 30 YEAR ARM 10/1 X 285000 264651 0 1 0 GEOFFREY GRIMES CREDIT CARD X 2000 0 0 1 0 GEOFFREY GRIMES HELOC X 17000 16479 0 1 0 GEOFFREY GRIMES MORTGAGE 20 YEAR ARM 10/1 X 140640 124158 0 1 0 THOMAS D GRIFFITHS CEO CONSUMER CREDIT CARD X 7597 7597 0 1 0 THOMAS D GRIFFITHS CEO CONSUMER/USED VEHICLE X 155000 70923 0 1 0 NICOLE P PERSIN HELOC X 19042 14047 0 1 0 CURTIS S GREEN HELOC X 47536 47536 0 1 0 BRANDEN MCGHEE CONSUMER - SIGNATURE X 17575 16254 0 1 0 BRANDEN MCGHEE CONSUMER-USED CAR X 15000 12756 0 1 0 TYLER J PIERPONT CONSUMER - USED CAR X 22985 17810 0 1 0 TYLER J PIERPONT MORTGAGE 30 YEAR X 170000 148687 0 1 0 2375592 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 WILL BE REVIEWED BY MANAGEMENT PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C ANNUAL DISCLOSURE OF CONFLICTS OF INTEREST IS REQUIRED. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS REVIEWS AND SETS THE SALARY FOR THE CEO AND OTHER OFFICERS ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC.