2023-11-09T09:57:26-05:00 2022-12-31 474306215 Mullins PC 7625 Wisconsin Avenue Bethesda MD 20814 990 2022-01-01 822553525 Americans for Financial Reform Education Fund AMER 1615 L Street NW STE 450 Washington DC 20036 Lisa Donner Director 2024661885 2023-11-01 true Lisa Donner XXX-XX-XXXX John Mullins P01429307 2027706371 2023-11-09 0 00 AAL1 IAL1 2022 2023-04-26 12:10:37Z Lisa Donner 3427093 false X www.realbankreform.org X 2018 DC To create a fair and just financial system that contributes to shared prosperity for all families and communities. 8 7 51 0 0 3981782 3296111 0 535 68103 62879 3982317 3427093 420000 453500 0 2176031 3032203 0 184267 829265 933290 3425296 4418993 557021 -991900 8369313 7519746 711463 1181196 7657850 6338550 To create a fair and just financial system that contributes to shared prosperity for all families and communities. false false 3817724 453500 Public Education and Communications: Our public education and communications materials and activities provide information and analysis on a broad range of finance and financial markets related matters, from the impact of high-cost lending, to investor protections, to capital markets and derivatives regulation and more. Our audiences include our institutional allies ( national, state and local groups ), the general public, opinion leaders, policymakers, and various forms of media. We work to build public will for substantial reform toward a just and accountable financial system. Our work has resulted in thousands of mentions in the press and social media. . Building and Maintaining a Broad Coalition: We bring together a nonpartisan nonprofit coalition of more than 200 civil rights, consumer, labor, investor, small business, and civic and community-based organizations. We build connections among disparate groups; put together and nurture an infrastructure to develop and share information, experiences, insights, tools, tactics, and strategies; and provide materials, research, and other tools so that together we can develop and advance economic and racial justice priorities to reform the financial system. Policy Analysis and Development: We analyse policy proposals in the financial space, including regulatory proposals from the CFPB, Federal Reserve, FDIC, SEC, CFTC and more, as well as legislative proposals ; write regulatory comment letters arguing for consumer and investor protection, financial stability, big bank accountability, increased transparency, an end to racial discrimination, etc; testify as experts before Congress; convene public policy conversations; research and write memoranda and reports. And we work with our allies to develop and propose policy solutions to stop financial sector abuses of economically vulnerable families and communities, and reverse growing inequality that results from unchecked financialization and speculation. 3817724 true true false false false false false false false false true false false false true true true false false false false false false false false false false true false true false false false false false false false false false false false false false false false false false false true 12 0 true 51 true false false false false false false false false false false false false X 8 7 false false false false false false false true true false false true true true true true true true false false X The Organization 2024661885 1615 L Street NW Washington DC 20036 Maria Robalino Managing Director of Communic 40.00 0.00 X 160622 0 19506 Lisa Donner Director 27.37 0.00 X X 159160 0 16102 Virginia Robnett Chief Operating Officer 27.37 0.00 X 134845 0 25579 Sarah Pray Managing Director of Policy 40.00 0.00 X 118231 0 7685 Carter Dougherty Communications Director 40.00 0.00 X 117500 0 7638 Andrew Park Senior Policy Analyst 40.00 0.00 X 111537 0 12892 Marian McConnell Campaign Director 40.00 0.00 X 116788 0 7591 Renita Marcellin Advocacy and Legislative Dire 40.00 0.00 X 110240 0 13730 Ricardo Valadez Private Equity Campaigns Mana 40.00 0.00 X 100043 0 22041 Ericka Taylor Popular Education Mgr Take o 40.00 0.00 X 107350 0 13518 Rion Dennis Advocacy & Legislative Strate 40.00 0.00 X 106204 0 11226 Alexander Martin Senior Policy Analyst 40.00 0.00 X 106719 0 10664 Saqib Bhatti Director 5.00 0.00 X 0 0 0 Steven Renderos Director 5.00 0.00 X 0 0 0 Darrick Hamilton Director 5.00 0.00 X 0 0 0 Patricia McCoy Director 5.00 0.00 X 0 0 0 Rebecca Dixon Director 5.00 0.00 X 0 0 0 Hilary Shelton Secretary 5.00 0.00 X X 0 0 0 Anna Lefer Kuhn Treasurer 5.00 0.00 X X 0 0 0 1449239 0 168172 12 false true false 3296111 3296111 68103 68103 Other 900099 62879 62879 62879 3427093 62879 0 68103 X 453500 453500 294005 253391 27124 13490 2222001 1915052 204992 101957 516197 444889 47622 23686 12023 6030 4345 1648 54601 54601 178362 118588 30846 28928 190998 190916 55 27 24698 20768 2820 1110 94917 79921 14996 177811 152660 16756 8395 22376 19572 195 2609 15487 13297 1459 731 13622 11318 1682 622 Staff Development 148395 137822 9509 1064 4418993 3817724 417002 184267 6373778 3407169 837500 362678 70807 55783 20487 46958 123313 118363 20438 4950 1029627 3300331 16676 341877 8369313 7519746 328213 479108 383250 344500 357588 711463 1181196 X 3972938 3464047 3684912 2874503 7657850 6338550 8369313 7519746 -991900 -327400 0 X false true X true false X 9918070 1801726 2284905 3981782 3296111 21282594 9918070 1801726 2284905 3981782 3296111 21282594 10226981 11055613 19822 17112 4710 535 68103 110282 62879 62879 21455755 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 79032 59769 19263 44281 58594 -14313 4950 Right of Use ROU Asset 341877 341877 Lease Liability 357588 357588 X 3099693 -327400 -327400 3427093 3427093 4418993 4418993 4418993 Footnote for uncertain tax position under FIN 48 (Part X) The accounting standard on accounting for uncertainty in income taxes addresses the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the financial statements. Under that guidance, AFREF may recognize the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by taxing authorities based on the technical merits of the position. Examples of tax positions include the tax-exempt status of AFREF and various positions related to the potential sources of unrelated business taxable income (UBIT). The tax benefits recognized in the financial statements from such a position are measured based on the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement. There were no unrecognized tax benefits identified or recorded as liabilities for at year end. AFREFs policy is to recognize interest and penalties, if any, on tax positions related to its unrecognized tax benefits in income tax expense in the financial statements. No interest and penalties were assessed or recorded during the year. true ACCE Institute 3655 S Grand Ave 250 Los Angeles CA 90007 271487442 501c3 25000 Americans for Financial Reform 1615 L Street NW Washington Washington DC 20036 822543434 501c4 250000 Voice Education Fund Inc PO Box 881 Oklahoma City OK 73103 262941339 501c3 27500 Texas Appleseed 1609 Shoal Creek Austin TX 78701 742804268 501c3 40000 Virginia Organizing Inc 703 Concord Avenue Charlottesville VA 22903 541674992 501c3 21000 Woodstock Institute 67 East Madison Street Chicago IL 60603 362907408 501c3 25000 New Georgia Project Education Fund 830 Glenwood Ave SE 510-221 Atlanta GA 30316 821348307 501c3 20000 Florida Consumer Action Network 740 4th St N 236 Saint Petersburg FL 33701 592475292 501c3 8500 Prosperity Indiana 1099 North Meridian Street Indianapolis IN 46204 465150303 501c3 43500 AKPIRG PO Box 201416 Anchorage AK 99520 920047627 501c3 15000 MH Action PO Box 889385 Los Angeles CA 90088 501c3 25000 New Jersey Citizen Action Education 75 Raritan Ave 200 Highland Park NJ 08904 222493628 501c3 10000 WISPIRG Foundation 1543 Wazee St 400 Denver CO 80202 391926253 501c3 10000 Monitoring procedures (Part I, line 2) Organization maintains sub-grants records and ensures adherence to its guideines on grantees eligibiity and selection. X X X X false false false false false false false false false Lisa Donner Director 159160 10345 5757 175262 Virginia Robnett Chief Operating Officer 134845 8765 16814 160424 Maria Robalino Managing Director of Communications 160622 10440 9066 180128 Form 990 governing body review Part VI line 11 Once the form 990 is prepared, it is reviewed by senior staff. The board of directors reviews the form 990 prior to filing. Conflict of interest policy compliance Part VI line 12c Board members are required to answer an annual conflict of interest questionnaire and to report any potential conflicts of interest as they arise. Staff sign a conflict of interest agreement upon hire and are required to report potential conflicts of interest as they arise. CEO executive director top management comp Part VI line 15a The Executive Directors salary is approved by an independent committee that uses industry data and the decision is documented through the budgeting process. Governing documents etc available to public Part VI line 19 These documents are available upon request. Part IX response or note to any line in Part IX Americans for Financial Reform (AFR)(EIN: 82-2543434) shares employees with Americans for Financial Reform Education Fund (AFREF) pursuant to a cost sharing agreement. All federal employment tax returns are filed by AFREF on behalf of both organizations. AFR pays its portion of payroll services, of certain employees for services provided to AFR, through regular reimbursements. Compensation reimbursed by AFR (as reported in Part IX) is not additive to the compensation reported by AFREF. AFREF and AFR are not related organizations as that term is defined in the Form 990 glossary.