2023-11-07T09:43:48-05:00 2022-12-31 990 2022-01-01 561382971 Self-Help Credit Union SELF 301 W Main Street Durham NC 27701 Randy Chambers President 9199564400 2023-11-07 Randy Chambers 0 00 AAL1 IAL1 2022 2023-04-26 12:10:37Z Randy Chambers 301 W Main Street Durham NC 27701 77946111 false X www.self-help.org X Credit Union 1983 NC Our mission is to create ownership and economic opportunities for all, especially people of color, women, rural residents,low-wealth families and communities. We provide loans to members at reasonable rates and pay competitive rates of interest to members. 19 14 0 139508 0 1977290 7176685 48997312 64685283 1344498 6084143 0 52319100 77946111 0 0 0 0 0 40972922 49710208 40972922 49710208 11346178 28235903 1341389804 1812435213 1143399993 1564642091 197989811 247793122 Our mission is to create ownership and economic opportunities for all, especially people of color, women, rural residents,low-wealth families and communities. We provide loans to members at reasonable rates and pay competitive rates of interest to members. false false Provided consumer, mortgage and business loan to members at reasonable rates. A total of 3,481 loans were originated in 2022. Provided services and paid competitives rates of interest to members. Total members served 89,917 false true false false false false false true false true false false false true false true false false false false false false false false false false false false false false false false false false false false false false false false true false false true 82 0 true 0 true true false false false false false false false X 19 14 false false false false true true true true true false true true true true true true true true true true false false X Marcus Bowen 9199564400 301 West Main Street Durham NC 27701 Holton Wilkerson DirectorStaff 0.00 40.00 X 0 89792 40602 Martin Eakes CEODirector 0.00 40.00 X X 0 90354 34556 Samantha Pratt DirectorStaff 0.00 40.00 X 0 52071 29572 Laura Jackson Director 0.00 0.50 X 0 0 0 La-tasha Best-Gaddy Director Secretary 0.00 0.50 X 0 0 0 Thomas King Director 0.00 0.50 X 0 0 0 Laura Pichardo-Cruz Director 0.00 0.50 X 0 0 0 LaTorrie Geer Director 0.00 0.50 X 0 0 0 Jackie Mondora Director 0.00 0.50 X 0 0 0 Jackie Mondora Director 0.00 0.50 X 0 0 0 Ed Fulbright Director 0.00 0.50 X 0 0 0 Edward Byron Director 0.00 0.50 X 0 0 0 Doris Asbury Director 0.00 0.50 X 0 0 0 Ivan Parra Director 0.00 0.50 X 0 0 0 Tessa Petit Director 0.00 0.50 X 0 0 0 Natalie Williams Director 0.00 0.50 X 0 0 0 F David Kearns Director Treasurer 0.00 0.50 X X 0 0 0 Scott Misner Director Chair 0.00 0.50 X X 0 0 0 Deborah McKetty DirectorVice Chair 0.00 0.50 X X 0 0 0 0 232217 104730 0 false false false Coxschepp Constructions LLC 2410 Dunavant Street Charlotte NC 28203 Constuction Servic 229353 Lendersallies LLC 3030 N Rocky Point West Suite 150 Tampa FL 33607 AppraisalValuatio 184225 Nationwide Property Appraisal Ser 1103 Laurel Oak Road Suite 160 Voorhees NJ 08043 AppraisalValuatio 117125 Allstate Appraisal LP 320 West 202nd Street Chicago Heights IL 60411 AppraisalValuatio 116800 Dell Marketing LP PO Box 534118 Atlanta GA 30353 Computer Hardware 108480 5 7176685 7176685 Loan Interest 522100 58079032 58079032 Loan and Deposit Fees 522100 5320554 5320554 Misc Program Income 900099 1285697 1146189 139508 64685283 6084143 6084143 77946111 64545775 139508 6084143 37589 91487 504860 3841574 1415485 2358540 341733 20513 9432793 1855882 -94119 Provision for Loan Loss 1429877 1429877 Staffing Reimbursement 22257959 22257959 Loan Servicing 2079619 2079619 Debit & Credit Card 1980206 1980206 2156210 49710208 0 0 0 6548499 2076469 487576137 197331780 6416769 19417784 760773874 1490440641 247508 640415 56515431 7297525 38980521 49217906 15390445 12609045 794300 823300 85317 24576434 39877873 1341389804 1812435213 17310971 23377526 842 4093135 2809252 243000000 1121995045 1295455313 1143399993 1564642091 X 197989811 247793122 197989811 247793122 1341389804 1812435213 X 28235903 21567408 X false true X true true true RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true X 13588631 13588631 21847476 4018269 17829207 198376 76373 122003 6328609 3202883 3125726 14552339 14552339 49217906 FHLB Stock 823300 C 823300 Vizo Corporate Credit Union Capital 4367018 NCUSIF Deposit 8417946 Right of Use Asset-Operating Lease 2241255 REO 73945 Other 24777709 39877873 Member Shares and Share Drafts 354399900 Member Share Certificates and IRAs 230462741 Member Money Market Shares 708328412 Right of Use Lease Liability 2264260 1295455313 77946111 77946111 77946111 49710208 49710208 49710208 Escrow account liability (Part IV, line 2b) Self-Help Credit Union manages escrow share accounts on mortgages that it orginates for its members. Members or stockholder classes and rights Part VI line 6 The organization is a member-owned credit union. Member elect directors on a staggered annual basis at the annual meeting. Certain decisions, such as amendments to bylaws are subject to approval by the North Carolina Credit Union Division and/or the National Credit Union Administration. Member election for additional members Part VI line 7a No director or officer receives compensation for their work as a director, officer or trustee; instead the amount listed in columns (E) and (F) are compensation paid to full-time (40 hours per week) employees of the related organization, Self-Help Services Corporation, which serves as the employer for all the filing organizations workers. Governing body decisions Part VI line 7b The organization is a member-owned credit union. Members elect directors on a staggered annual basis at the annual meeting. Certain decisions, such as amendments to bylaws, are subject to approval by the North Carolina Credit Union Division and/or the National Credit Union Administration. Form 990 governing body review Part VI line 11 The Form 990 is prepared by staff accountants. The Chief Financial Officer, the Controller, and in-house cousel review multiple drafts and verify all answers before the form is provided to the Chief Executive Officer and board of directors for further review and comment prior to submission. Conflict of interest policy compliance Part VI line 12c The organizations Conflict of Interest Policy covers its officers, directors or trustees, all employees of the organization or any related organizations, and family members of persons in these categories. All covered persons are required under the policy to disclose actual or potential conflicts as soon as they arise and the directors of the organization and related organizations confirm anually that there are no existing conflicts of interest. Person with actual conflicts are prohibited from participating in any decision relevant to the situation where the conflict exists. Most conflicts are clearly delineated by the policy; situations that are not so clear-cut are reviewed by in-house counsel, the CEO, or Board, as appropriate. CEO executive director top management comp Part VI line 15a The organization pays its highest paid workers including the CEO, top management officials and other officers, in accordance with a salary ceiling that is confirmed annually by the board, and was last confirmed in November 2021. This ceiling is subject to adjustment for increased costs of living associated with the geographical areas in which workers are working but it is well within the average market salary for workers with comparable levels of expertise and experience. Other officer or key employee compensation Part VI line 15b No director or officer receives compensation for their work as a director, officer or trustee; instead the amount listed in columns (E) and (F) are compensation paid to full-time (40 hours per week) employees of the related organization, Self-Help Services Corporation, which serves as the employer for all the filing organizations workers. Governing documents etc available to public Part VI line 19 No documents available to the public. Explanation of other changes in net assets or fund balances Part XI line 9 Non-realized derivative gain $24,073,134Cash dividends paid on secondary capital ($2,505,726) Center for Community Self-Help 301 West Main Street Durham NC 27701 561271685 Economic Development NC 501c3 7 N/A false Center for Responsible Lending 301 West Main Street Durham NC 27701 743043913 Research & Policy NC 501c3 12a CCSH Org Nbr1 false Self-Help Community Dev Corp 301 West Main Street Durham NC 27701 561975829 Affordable Housing NC 501c3 12a CCSH Org Nbr 1 false Self-Help Ventures Fund 301 West Main Street Durham NC 27701 561562750 Charitable Lending NC 501c3 12a CCSH Org Nbr 1 false Self-Help Services Corporation 301 West Main Street Durham NC 27701 561849615 Staffing Services NC 501c3 12a CCSH Org Nbr 1 false Self-Help Assistance Corporation 301 West Main Street Durham NC 27701 561923620 Economic Development NC 501c3 12a CCSH Org Nbr 1 false Self-Help Federal Credit Union 301 West Main Street Durham NC 27701 263016612 Economic Development NC 501c1 N/A false Self-Help Economic Development Inc 1330 Broadway Street Suite 604 Oakland CA 94612 205330006 Financial Capability CA 501c3 7 CCSH Org Nbr 1 false false false true true true false true true false false true false false true true true true false false