2023-06-13T12:15:27-04:00 2022-12-31 383079404 STRALEY LAMP & KRAENZLEIN PC PO BOX 738 ALPENA MI 497070738 990 2022-01-01 381438940 CREDIT UNION CHARTERED IN MICHIGAN ALPENA COMMUNITY CREDIT UNION CRED 9893564561 710 WEST MILLER ST ALPENA MI 49707 ANN D BOYK CEO/MANAGER 9893564561 2023-06-07 true ANN D BOYK XXX-XX-XXXX true JAMES E KRAENZLEIN CPAABVCFFCVA P01254701 9893564531 2023-06-07 2022 2023-04-26 12:10:37Z ANN D BOYK 710 W MILLER ST ALPENA MI 49707 1034603 false X WWW.ALPENACREDITUNION.COM X 1970 MI PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS. 6 6 12 6 6631 0 772169 779876 212894 237139 24348 17588 1009411 1034603 0 0 428145 447973 0 0 433631 489587 861776 937560 147635 97043 31445409 30369989 28783177 28672725 2662232 1697264 X PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS. false false THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2022 WAS 2,408. THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2022 WAS 154. N/A false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 283 0 true 12 true true true false false false false false false false X 6 6 false false false false true true true true true false false false true true true false true true true false X ANN D BOYK 9893564561 710 W MILLER ST ALPENA MI 49707 X JON BENSON DIRECTOR 1.00 X 0 0 0 CRISTIE VAN MASSENHOVE VICE CHAIR 1.00 X 0 0 0 JASON RENSBERRY DIRECTOR 1.00 X 0 0 0 JORDAN REYNOLDS DIRECTOR 1.00 X 0 0 0 RYAN SUSZEK CHAIRMAN 1.00 X 0 0 0 CHARLES WIESEN SECRETARY 1.00 X 0 0 0 false false false INTEREST ON LOANS 477676 477676 FEES & CHARGES 159183 159183 ATM INCOME 80804 80804 VISA INTERCHANGE 38308 38308 ALLOYA NCUA APPROVED 17700 17700 6205 6205 779876 237139 237139 PROVISION FOR LOAN LOSS 10000 10000 NON-MEMBER ATM FEES 524298 3237 3237 INSURANCE 990-T PORTION 524298 2943 2943 1408 957 451 17588 1034603 1027972 6631 93258 249742 26156 45384 33433 14221 12564 18627 98158 57599 30097 628 6116 24109 32722 15315 ATM EXPENSE 73314 LOAN SERVICING 68595 LOSSES ON CHECKING/ATM 8399 MEMBER INSURANCE EXPENSE 8087 21036 937560 0 0 0 378544 303169 603307 543005 12543541 12364805 29358 66008 884844 660131 242569 224713 9479160 8660149 7763300 7755100 405630 453040 31445409 30369989 644570 341981 28138607 28330744 28783177 28672725 X 2662232 1697264 2662232 1697264 31445409 30369989 97043 -1062011 X false false 14789 14789 576457 437718 138739 49440 12137 37303 244158 210276 33882 224713 CREDIT UNION RELATED INVESTMENTS 7755100 7755100 MEMBER ACCOUNTS 28330744 28330744 FORM 990, PAGE 2, PART III, LINE 4D N/A FORM 990, PAGE 6, PART VI, LINE 6 SECTION 501C(14) - CREDIT UNION IS COMPOSED OF MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETINGS. FORM 990, PAGE 6, PART VI, LINE 7B MERGERS ARE VOTED ON BY THE ENTIRE MEMBERSHIP. FORM 990, PAGE 6, PART VI, LINE 11B MANAGEMENT REVIEWS TAX RETURNS AND FORWARDS US FORM 8879-EO TO TAX PREPARER. BOARD REVIEWS TAX RETURNS AT NEXT SCHEDULED MEETING. FORM 990, PAGE 6, PART VI, LINE 12C EMPLOYEE LOANS ARE MANAGEMENT APPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE NCUA APPROVED. BOARD MEMBERS DO NOT VOTE ON RELATED ISSUES. FORM 990, PAGE 6, PART VI, LINE 15A EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD APPROVED. BOARD OF DIRECTOR MEMBERS ARE NOT COMPENSATED. FORM 990, PAGE 6, PART VI, LINE 15B OFFICER AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. FORM 990, PAGE 6, PART VI, LINE 19 DOCUMENTS ARE POSTED IN LOBBY FOR PUBLIC INSPECTION. COPIES ARE FURNISHED UP REQUEST.