2023-05-16T11:44:17-07:00 2022-12-31 820548504 WHITTEMORE DOWEN & RICCIARDELLI LLP 333 AVIATION RD BLDG B QUEENSBURY NY 12804 990 2022-01-01 135604788 Silver Bay Association for Christian Conferences and Training SILV 5185438501 87 Silver Bay Road Silver Bay NY 12874 Peter Doliber CEO 2023-05-16 true Peter Doliber 999009999 true Colin D Combs CPA P00968109 5187920918 2 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z Peter Doliber 87 Silver Bay Road Silver Bay NY 12874 17578959 false X www.silverbay.org X 1941 NY SILVER BAY ASSOCIATION FOR CHRISTIAN CONFERENCES AND TRAINING (DOING BUSINESS AS SILVER BAY YMCA) IS A CHARITABLE ORGANIZATION THAT SERVES INDIVIDUALS, FAMILIES, AND CONFERENCES REGARDLESS OF FAITH, RELIGION, GENDER, ETHNICITY, SEXUAL ORIENTATION, OR ABILITY TO PAY FULL COSTS WITH OPPORTUNITIES TO RENEW, REFRESH, AND NUTURE THEIR SPIRIT, MIND, AND BODY. SILVER BAY IS DEDICATED TO YOUTH DEVELOPMENT, HEALTHY LIVING, AND SOCIAL RESPONSIBILITY. 21 21 267 159 0 4958583 4307809 2681774 4213425 853277 1744380 122657 108094 8616291 10373708 16100 14800 0 3395846 4481786 0 191693 3782562 4800193 7194508 9296779 1421783 1076929 48585677 46052135 4767956 4307020 43817721 41745115 SILVER BAY ASSOCIATION FOR CHRISTIAN CONFERENCES AND TRAINING'S (DOING BUSINESS AS SILVER BAY YMCA) MISSION IS TO FOSTER RELATIONSHIPS, STRENGTHEN COMMUNITIES, AND NURTURE SPIRIT, MIND, AND BODY FOR ALL.IMPACT: BECAUSE OF SILVER BAY YMCA, PERSONAL AND FAMILY BONDS ARE STRONGER. PEOPLE ARE MORE CONNECTED, RESPECTFUL, AND CARING. THEY HAVE THE CONFIDENCE TO DEVELOP TO THEIR FULL POTENTIAL; AND TO POSITIVELY IMPACT THE COMMUNITIES IN WHICH THEY WORK AND LIVE. AS A RESULT, COMMUNITIES ARE MORE DYNAMIC, INCLUSIVE AND DIVERSE. AS STEWARDS OF LAKE GEORGE, WE INSPIRE PEOPLE TO BE STEWARDS OF THE ENVIRONMENT WHILE THEY ARE VISITING OUR MAGNIFICENT CAMPUS AND IN THEIR HOME COMMUNITIES. false false 7792731 14800 4213425 FOR OVER 121 YEARS, SILVER BAY ASSOCIATION FOR CHRISTIAN CONFERENCES AND TRAINING (DOING BUSINESS AS SILVER BAY YMCA) HAS BEEN A LOCATION FOR CHURCHES, SCHOOLS, AND OTHER NON-PROFIT ORGANIZATIONS TO GATHER FOR CONFERENCES AND RETREATS. SILVER BAY NOT ONLY PROVIDES ROOM AND BOARD FOR CONFERENCES, BUT SUPPORTS THEM WITH MANY PROGRAMS AND ACTIVITIES WHICH IMPACT PARTICIPANTS IN THE FOLLOWING WAYS:-DEVELOP WHOLESOME AND SOCIALLY RESPONSIBLE VALUES FOR DAILY LIVING, DEVELOPS MORAL AND ETHICAL BEHAVIOR BASED ON CHRISTIAN PRINCIPLES. AS A YMCA, WE ARE FOR YOUTH DEVELOPMENT, FOR HEALTHY LIVING, AND FOR SOCIAL RESPONSIBILITY.-ON YOUTH DEVELOPMENT: OUR YMCA IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE THAT ALL YOUTHS DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE TO THEIR FULLEST POTENTIAL. WE STRIVE TO HELP YOUNG PEOPLE CULTIVATE THE VALUES, SKILLS, AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH, AND EDUCATIONAL ACHIEVEMENT. OUR YMCA PROGRAMS OFFER A RANGE OF EXPERIENCES THAT ENRICH COGNITIVE, SOCIAL, PHYSICAL, AND EMOTIONAL GROWTH. EXPENSES INCLUDE SUBSIDIES AND DIRECT FINANCIAL ASSISTANCE THAT MAKE PARTICIPATION POSSIBLE FOR THE YOUNG PEOPLE WE ENGAGE.-HEALTHY LIVING: THE YMCA IS A LEADING VOICE ON HEALTH AND WELL-BEING. WE CREATE OPPORTUNITIES FOR FAMILIES TO COME TOGETHER, TO ENRICH THEIR RELATIONSHIPS, ENCOURAGE GOOD HEALTH, AND DEEPEN THEIR FAITH AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN, AND SHARED INTERESTS. AS A RESULT, PEOPLE IN OUR COMMUNITY, LOCALLY AND GLOBALLY, ARE RECEIVING THE SUPPORT, GUIDANCE, AND RESOURCES THEY NEED TO ACHIEVE GREATER HEALTH IN SPIRIT, MIND, AND BODY. THIS IS PARTICULARLY IMPORTANT AS OUR NATION STRUGGLES WITH AN OBESITY CRISIS, FAMILIES STRUGGLE WITH WORK/LIFE BALANCE, CHILDREN STRUGGLE WITH FINDING THEIR OWN IDENTITY IN AN INCREASINGLY COMPLEX WORLD AND INDIVIDUALS SEARCH FOR PERSONAL FULFILLMENT. OUR PROGRAMS ARE ACCESSIBLE, AFFORDABLE, AND OPEN TO ALL FAITHS, BACKGROUNDS, ABILITIES, AND INCOME LEVELS; WE ARE OPEN TO ALL PEOPLE. WE PROVIDED FINANCIAL ASSISTANCE TO PEOPLE WHO OTHERWISE WOULD HAVE FACED ECONOMIC BARRIERS TO PARTICIPATE.-ON SOCIAL RESPONSIBILITY: OUR YMCA BELIEVES IN GIVING BACK AND SUPPORTING OUR NEIGHBORS. WE HAVE BEEN LISTENING AND RESPONDING TO OUR COMMUNITYS MOST CRITICAL SOCIAL NEEDS FOR MORE THAN 121 YEARS. WE OFFER VARIOUS YMCA PROGRAMS WHICH INCLUDE; AFTER SCHOOL TUTORING, ARTS AND CRAFTS AND PHYSICAL ACTIVITIES AND SAFE HARBOR ACTIVITIES (WHILE PARENTS ARE WORKING); VARIOUS SPIRITUAL LIFE ACTIVITIES (NO COST CLERGY RESPITE, MENS AND WOMENS PRAYER GROUPS, BOOK STUDY, SPIRITUAL MENTORSHIP, GRIEF COUNSELING, CHURCH SERVICES, MARRIAGE CEREMONIES AND FUNERAL SERVICES, BAPTISMS AND OTHER RELIGIOUS/SPIRITUAL SERVICES); NO-COST MILITARY RESPITE FOR VETERANS (AND THEIR FAMILIES) RETURNING FROM OVERSEAS DEPLOYMENT; NO-COST RESPITE FOR PEOPLE UNDERGOING CANCER TREATMENT. THESE ARE SOME EXAMPLES OF HOW WE DELIVER TRAINING, RESOURCES, AND SUPPORT THAT EMPOWER OUR NEIGHBORS TO AFFECT CHANGE, BRIDGE GAPS, AND OVERCOME OBSTACLES.PROGRAMS:-BROOKSIDE TRINITY RESPITE PROGRAM SERVES AS A PASTORS RESPITE CENTER OFFERING ROOM, BOARD, AND PERSONAL SPACE FOR STUDY AND PRAYER. SUPPORT SERVICES AND ACTIVITIES ARE ALSO PROVIDED FOR IMMEDIATE FAMILY MEMBERS AT NO COST TO THE INDIVIDUAL. APPROXIMATELY 635 PEOPLE SERVED. SPIRITUAL LIFE PROGRAMS PROVIDE A WIDE VARIETY OF SUPPORT SERVICES INCLUDING PASTORAL COUNSELING, CAREER COUNSELING, MARRIAGE RECOVERY, WORSHIP SERVICES, WEDDINGS, MEMORIAL SERVICES, CLASSES, GRIEVING, AND PRAYER GROUPS. APPOXIMATELY 5,366 INDIVIDUALS SERVED. DUE TO COVID-19, SPIRITUAL LIFE HELD MONTHLY DEVOTIONALS AND WORSHIP SERVICE VIRTUALLY. APPROXIMATELY 5,970 PEOPLE VIEWED.-SILVER BAY YMCA OFFERS A NO COST RESPITE GETAWAY TO INDIVIDUALS AND FAMILIES AFFECTED BY CANCER. WE PARTNER WITH SEVERAL HEALTH CARE INSTITUTIONS INCLUDING GLENS FALLS HOSPITAL AND HUDSON HEADWATERS HEALTH NETWORK INC., WHO IDENTIFY PATIENTS IN NEED, AND SILVER BAY YMCA IN TURN PROVIDES THE FOOD, LODGING AND ACTIVITIES AT NO COST. MORE THAN 18 INDIVIDUALS/FAMILIES RECEIVED SERVICES. THE PROGRAMS GIVE INDIVIDUALS/FAMILIES THE OPPORTUNITY TO RECONNECT, GROW SPIRITUALLY, MENTALLY, AND EMOTIONALLY DURING A VERY DIFFICULT TIME IN THEIR LIVES. THE SERVICES ARE VALUED AT APPROXIMATELY $10,148.-SILVER BAY YMCA OFFERS ACTIVE-DUTY MILITARY PERSONNEL AND THEIR FAMILIES THE OPPORTUNITY TO PARTICIPATE IN OUR PROGRAMS AT NO COST TO THEM. 6 INDIVIDUALS HAD THE OPPORTUNITY TO RENEW AND RELAX IN AN ATMOSPHERE THAT PROVIDED PROGRAMMING THAT HELPED INDIVIDUALS TO USE OUR PROGRAMS, RECONNECT WITH THEIR FAMILIES BEFORE OR AFTER DEPLOYMENT; ALLOWED USE OF FACILITIES TO HELP THE INDIVIDUALS FIND COMFORT THROUGH OUR SPIRITUAL PROGRAMS AND TO GROW BOTH MENTALLY AND EMOTIONALLY. THE SERVICES ARE VALUED AT APPROXIMATELY $3,464.-AS PART OF SILVER BAY YMCAS MISSION TO HAVE A POSITIVE IMPACT ON ITS COMMUNITY, SILVER BAY OFFERS THE VACATIONS MADE POSSIBLE PROGRAM, WHICH PROVIDES LOCAL FAMILIES WHO MAY NOT HAVE THE FINANCIAL ABILITY TO ENJOY A VACATION IN THE ADIRONDACKS WITH THE OPPORTUNITY FOR REST AND RENEWAL. UNDERSTANDING THE UNIQUE CHALLENGES THAT THESE FAMILIES FACE, SILVER BAY YMCA IS HONORED TO PROVIDE THIS OPPORTUNITY AT NO COST, GIVING THESE FAMILIES THE OPPORTUNITY TO RECONNECT WITH ONE ANOTHER AND ENJOY A REPRIEVE FROM THE STRESSES ASSOCIATED WITH EVERYDAY LIFE. IN ADDITION, SILVER BAY YMCA EXPANDED VACATIONS MADE POSSIBLE TO INCLUDE INDIVIDUALS AND FAMILIES WHO HAVE PROVIDED ESSENTIAL SERVICES TO PATIENTS AND PEOPLE THROUGHOUT THE COVID-19 PANDEMIC, OR WHO HAVE SUFFERED FINANCIALLY AS A RESULT OF THE COVID-19 PANDEMIC. APPROXIMATELY 6 INDIVIDUALS WERE SERVED, VALUED AT APPROXIMATELY $6,300.-DAY CAMP IS PROVIDED DURING THE SUMMER MONTHS TO PROVIDE YOUTH WITH SAFE, WHOLESOME AND POSITIVE ACTIVITIES THAT FOCUS ON THE CORE VALUES OF CARING, HONESTY, RESPECT, AND SOCIAL RESPONSIBILITY. THIS PROGRAM ALSO BENEFITS WORKING PARENTS BY RELIEVING THE STRESS OF BALANCING WORK AND LIFE ISSUES KNOWING THEIR CHILDREN ARE IN A SAFE AND POSITIVE ENVIRONMENT. MORE THAN $17,640 IN SCHOLARSHIPS WAS PROVIDED FOR THIS PROGRAM. APPROXIMATELY 454 CHILDREN SERVED DURING THE SUMMER SEASON.-THE SILVER BAY YMCA TEEN CENTER IS A SAFE AND WHOLESOME PLACE FOR YOUTH, WHERE STUDENTS INTERACT WITH THEIR PEERS ON A LEVEL PLAYING FIELD, CARING ADULTS PROVIDE A SAFETY NET OF SUPPORTIVE SERVICES, FUN, FELLOWSHIP, SELF-DISCOVERY FLOURISH. STUDENTS HAVE ACCESS TO A VARIETY OF RECREATIONAL ACTIVITIES: FROM OPEN GYM TO ARTS AND CRAFTS, HOMEWORK HELP, AND THE YMCA LEADERS CLUB PROGRAM. THIS PROGRAM IS AVAILABLE TO ANY TEEN IN THE NORTH COUNTRY IN GRADES 6 THROUGH 12 AT NO COST. THE TEEN CENTER IS ALSO MADE AVAILABLE TO OTHER COMMUNITY GROUPS AT NO COST FOR ACTIVITIES THAT INCLUDE: SENIOR CITIZEN RECREATIONAL ACTIVITIES AND COMMUNITY YOUTH TEAM SPORT TRAINING AND PRACTICE. APPROXIMATELY 135 YOUTH PARTICIPATED IN THE PROGRAM.-YOUTH AND GOVERNMENT IS A PROGRAM THAT DEVELOPS LEADERSHIP ABILITIES AND POLITICAL AWARENESS ABILITIES IN HIGH SCHOOL STUDENTS AND HELPS THEM BECOME GOOD CITIZENS THROUGH LEARNING AND EXPERIENCING OUR DEMOCRATIC LEGISLATIVE PROCESS. ADDITIONALLY, THEY LEARN THE SKILLS OF NEGOTIATING, WRITING AND ORAL DEBATE SKILLS. THIS PROGRAM ALSO GIVES TEENS POSITIVE ROLE MODELS AND HELPS THEM DEVELOP BETTER SELF-ESTEEM, A STRONG WORK ETHIC, GROUP SKILLS, AND AN INTEREST IN CIVIC INVOLVEMENT. APPROXIMATELY 90 YOUTH PARTICIPATED IN THE PROGRAM.-ELEMENTARY THROUGH COLLEGE SCHOOL GROUPS COME TO SILVER BAY FOR TEAM-BUILDING ACTIVITIES THAT HELP YOUTH TO LEARN TO WORK TOGETHER TO ACCOMPLISH GOALS AND BUILD SELF-ESTEEM BY STEPPING OUT OF THEIR COMFORT ZONES AND IDENTIFYING PERSONAL STRENGTHS TO BECOME BETTER LEADERS. APPROXIMATELY 870 STUDENTS SERVED.-EDUCATIONAL LECTURES AND LEADERSHIP DEVELOPMENT PROGRAMS ARE PROVIDED TO HELP ADULTS LEARN NEW SKILLS AND BECOME AWARE OF CURRENT ISSUES IN A RAPIDLY CHANGING WORLD. APPROXIMATELY 1,184 PEOPLE SERVED.-FITNESS CENTER AND HIKING TRAILS ARE PROVIDED YEAR-ROUND TO ENCOURAGE HEALTHY LIFESTYLES FOR ALL AGES. APPROXIMATELY 7,099 PEOPLE SERVED.-LIFETIME ACTIVITIES LIKE CANOEING, ARCHERY, TENNIS, AND EXERCISE CLASSES ARE LEARNED WHICH ENCOURAGE BOTH YOUTH AND ADULTS TO ADOPT HEALTHY LIFESTYLES. APPROXIMATELY 116,138 PEOPLE SERVED.-A NO-COST LENDING LIBRARY FOR PEOPLE OF ALL AGES PROVIDES LEARNING OPPORTUNITIES. APPROXIMATELY 2,471 PEOPLE SERVED. 7792731 true true false true false true false false false true true false false false true true true false false false false false false false true false false false true true true false false false false false false false false false false true false false false false false false false false true 36 0 false 267 true false false false false false true true false 0 false false false false false false false X 21 21 false false false false false false false true true false false true true true true true true true true false NY X X Maletta Hourigan 5185438501 87 Silver Bay Road Silver Bay NY 12874 Peter Doliber CEO 40.00 0.00 X 159272 0 27261 Maletta Hourigan CFO 40.00 0.00 X 104944 0 17909 Steven Tamm Former CEO 40.00 0.00 55000 0 0 Kathryn Bang Trustee 1.00 0.00 X 0 0 0 Michelle Hay Trustee 1.00 0.00 X 0 0 0 Jack Mangiante Trustee 1.00 0.00 X 0 0 0 Paul Bell Trustee 1.00 0.00 X 0 0 0 Elise Walton Trustee 1.00 0.00 X 0 0 0 Kathy Wilson Trustee 1.00 0.00 X 0 0 0 Paul Nasrani Trustee 1.00 0.00 X 0 0 0 Andy Gorelik Trustee 1.00 0.00 X 0 0 0 Denise Carter Trustee 1.00 0.00 X 0 0 0 Melissa Adams Trustee 1.00 0.00 X 0 0 0 Carolyn Wester Trustee 1.00 0.00 X 0 0 0 Beth Whitaker Trustee 1.00 0.00 X 0 0 0 Stephanie Wagoner Chair/CVO 1.00 0.00 X X 0 0 0 Jonathan Loane Treasurer/VC 1.00 0.00 X X 0 0 0 Joel Wattenbarger Chair Elect/VC 1.00 0.00 X X 0 0 0 Phil White Trustee 1.00 0.00 X 0 0 0 Howard Crusey Trustee 1.00 0.00 X 0 0 0 David Kaiser Trustee 1.00 0.00 X 0 0 0 Morris Peters Secretary 1.00 0.00 X X 0 0 0 David Gray Trustee 1.00 0.00 X 0 0 0 David Ports Trustee 1.00 0.00 X 0 0 0 319216 45170 2 true true false 0 349564 18509 3939736 194834 4307809 Conference Fees 721110 2200252 2200252 Guest Revenue 721110 1655843 1655843 Program Revenue 721110 357330 357330 4213425 398294 398294 0 0 0 8464519 7118433 1346086 1346086 1346086 13065 18509 20765 -7700 -7700 0 162534 66053 96481 96481 Insurance proceeds 900099 19313 19313 19313 10373708 4213425 1852474 0 14800 14800 0 0 321994 321994 0 3452047 2956112 411114 84821 155343 117082 33917 4344 302043 235561 47331 19151 250359 197427 47054 5878 0 0 19250 19250 0 0 55437 55437 25702 27495 -1793 126168 63084 63084 0 0 0 300539 300539 53840 40879 10719 2242 0 0 135056 135056 0 1391314 1391314 249570 249570 Equipment Maintenance 548500 340793 207707 Food Purchases 539472 539472 Programs 428915 428915 Buildings - Repairs and Maint. 141502 141502 784928 640625 130337 13966 9296779 7792731 1312355 191693 15964 22997 4323277 3983423 18145 5295 3899 12744 0 0 0 94654 92431 120501 99331 49505258 21209395 29080429 28295863 14928808 13524708 0 0 0 15343 48585677 46052135 233136 278281 826915 647787 3707905 3365609 15343 4767956 4307020 X 36033043 35118002 7784678 6627113 43817721 41745115 48585677 46052135 1076929 -3149535 X false true X true false X 3288291 4728412 5678602 4958583 4307809 22961697 0 0 3288291 4728412 5678602 4958583 4307809 22961697 10666236 12295461 432856 392493 352866 634598 398294 2211107 0 40793 9168 4632 57398 19313 131304 25304108 16955825 0.48590 0.48520 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false false false false false false true 21477 false false false 21477 false false Part II-B, Line 1i - Other Activities Description Silver Bay Association for Christian Conferences and Training (doing business as Silver Bay YMCA) does not directly engage in lobbying efforts. Approximately 30% of our annual dues paid to the Alliance of New York State YMCAs, Inc. are used by the Alliance for lobbying activities. Part IV - Additional Information 1 211205 362822 5350516 true true 1174211 153000 1327211 927601 246610 1174211 699893 227708 927601 487458 212435 699893 306702 4314 311016 1.00000 false false false 199581 199581 36697312 14259559 22437753 12346407 6949836 5396571 261958 261958 28295863 Operating Lease Payable 15343 15343 X 7168736 -3149535 -3149535 10318271 55437 55437 10373708 9241342 9241342 55437 55437 9296779 Part V, Line 4: Intended uses of the endowment fund. The endowment distribution policy denies withdrawal of the initial gift. The Associations policy permits a spending of income and investment appreciation for purposes designated by the donors. Part X : FIN48 Footnote In accordance with accounting principles generally accepted in the United States of America, the Association accounts for uncertainty in income taxes by recognizing tax positions in the financial statements when it is more-likely-than-not the positions will be sustained upon examination by tax authorities. As of December 31, 2022, the Association believes that it has appropriate support for the income tax positions taken on its tax returns and, therefore, believes that it has no uncertain tax positions that would have a material impact on the financial statements. As of December 31, 2022, the tax years that remain subject to examination by taxing authorities begin with 2019. X X X X false NY Golf Outing 31574 18509 13065 3260 7471 9329 705 31574 18509 13065 3260 7471 9329 705 20765 -7700 true 0 0 John Costello Scholarship 1 1000 EAF Scholarships 2 5000 Peter Neal Scholarships 7 7800 Timmerman Award 1 1000 Grantmaker's Description of How Grants are Used Scholarships granted to individuals are meant to further the charitable purpose of Silver Bay Association for Christian Conferences and Training (doing business as Silver Bay YMCA). X true false X X X X X X false false false false false true false false false Peter Doliber CEO 159272 16827 10434 186533 Steven Tamm Former CEO 55000 55000 Part I, Line 1a: Relevant information in regards to selections on 1a. The CEO lives on campus and does not receive a housing allowance. The CEO pays $6,240 per year for this benefit. A Counties of Wrn-Wash CDC 383853734 2018-05-09 6862313 Constr. of William Boyd Center false false false A 3871340 6900000 6900000 2018 false false true true Part VI Part II, Line 3: Total proceeds are not identical to the issue price because an additional $37,687 draw was made on the bond during 2019. X 10 194834 FMV false true false Form 990, Part VI, Section B, Line 11b THE 990 IS PREPARED BY OUR AUDITING FIRM. THE 990 IS THEN REVIEWED BY THE CHIEF EXECUTIVE OFFICER, CHIEF FINANCIAL OFFICER, AND THE AUDIT COMMITTEE. THEREAFTER, THE 990 IS THEN GIVEN TO THE FULL BOARD OF TRUSTEES FOR REVIEW AND SIGNED FOR FILING. Form 990, Part VI, Section B, Line 12c SILVER BAY YMCA HAS A CONFLICT OF INTEREST POLICY IN PLACE. EACH YEAR THE AUDIT COMMITTEE REQUIRES ALL MEMBERS OF THE BOARD OF TRUSTEES AND KEY EMPLOYEES TO READ AND SIGN OFF ON THE POLICY. THROUGHOUT THE YEAR AS THE ASSOCIATION CONDUCTS BUSINESS; THE CONFLICT OF INTEREST POLICY IS REVIEWED IF THE ASSOCIATION NEEDS TO CONDUCT BUSINESS WITH A BOARD MEMBER OR ONE OF ITS ASSOCIATES. IT IS NOT THE PRACTICE OF THE ASSOCIATION TO CONDUCT BUSINESS WITH A BOARD MEMBER; BUT IF IT IS DEEMED BENEFICIAL AND RESPONSIBLE TO DO SO, SILVER BAY FOLLOWS THE FOLLOWING STEPS: THE BOARD MEMBER INVOLVED IN THE BUSINESS TRANSACTION MUST EXCUSE THEMSELVES FROM ANY DISCUSSION OR RELATED VOTE. THEY MUST UPDATE THEIR CONFLICT OF INTEREST FORM TO NOTE THE EXTENT OF THE BUSINESS AND THE LENGTH OF TIME THE TRANSACTION WILL TAKE PLACE. IF THERE IS A DISCUSSION THAT IS RELEVANT TO THE OPERATIONS OR POLICIES OF THE ASSOCIATION AND A BOARD MEMBER MAY HAVE INFLUENCE OR A DIRECT INVOLVEMENT WITH CIRCUMSTANCE, THEY MUST MAKE ACKNOWLEDGEMENT OF THIS. THEY WILL THEN EXCUSE THEMSELVES FROM THE DISCUSSION AND RELATED VOTE. THE AUDIT COMMITTEE ALSO REVIEWS ALL UPDATED CONFLICT OF INTEREST DISCLOSURES AND INFORMS THE FULL BOARD ACCORDINGLY. IF A CASE WHERE A CONFLICT OF INTEREST IS DEEMED TO CREATE A REAL OR PERCIEVED BENEFIT TO THE DISCLOSURER, THE AUDIT COMMITTEE WOULD MAKE A RECOMMENDATION TO THE FULL BOARD AS TO WHAT ADDITIONAL STEPS ARE NEEDED. Form 990, Part VI, Section B, Line 15a THE CEO COMPENSATION COMMITTEE REVIEWS AND RECOMMENDS THE COMPENSATION PACKAGE FOR THE CHIEF EXECUTIVE OFFICER. COMPARABLE DATA IS UTILIZED IN THE PROCESS AND RECORDS ARE KEPT OF THE PROCESS. THE FULL BOARD OF TRUSTEES VOTE ON THE COMPENSATION PACKAGE AND GIVES FINAL APPROVAL. Form 990, Part VI, Section B, Line 15b THE CEO REVIEWS AND APPROVES THE COMPENSATION PACKAGE FOR THE CFO, COO AND VP POSITIONS. THE CEO, CFO AND COO REVIEWS AND APPROVES THE COMPENSATION PACKAGE FOR THE OTHER EMPLOYEES. COMPARABLE DATA IS UTILIZED IN THE PROCESS AND RECORDS ARE KEPT OF THE PROCESS. Form 990, Part VI, Section C, Line 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST AT THE ORGANIZATION'S BUSINESS OFFICE LOCATED AT 87 SILVER BAY ROAD, SILVER BAY, NY 12874. INQUIRIES SHOULD BE SENT: ATTENTION: CFO, SILVER BAY YMCA, 87 SILVER BAY ROAD, SILVER BAY, NY 12874.