2023-05-03T10:37:58-07:00 2022-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2022-01-01 340826014 BSE Credit Union BSEC 4402439180 19249 Bagley Road Middleburg Heights OH 44130 Diana L Larsen Sec/Treas 2023-05-03 true Diana L Larsen 999009999 true Patrick Haughey P01980057 8005225820 2 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z 19249 Bagley Road Middleburg Heights OH 44130 620736 false X bsecu.org X 1955 OH The BSE Credit Union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution. 7 6 5 10 6551 0 496710 470833 131144 149903 0 627854 620736 0 0 351479 327768 0 0 312852 340980 664331 668748 -36477 -48012 20112776 19850943 18515514 18301693 1597262 1549250 The BSE Credit Union's mission is to provide superior service and the best possible rates to members while maintaining a sound financial institution. false false The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members as of 2022 was 2,526. The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding as of 2022 was 1,279. false false false false false false false false false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 52 0 true 5 true true true false false false false false false false X 7 6 false false false false true true true true true false false false true true true false true true false false X Diana L Larsen 4402439180 19249 Bagley Road Middleburg Heights OH 44130 Drema Braun Former CEO 40.00 0.00 96731 0 4206 Diana L Larsen CEO/Treasurer 40.00 0.00 X X 75664 0 1018 John Dossa Jr Director 1.00 0.00 X 0 0 0 Jeff Domonkos Director 1.00 0.00 X 0 0 0 Tim Gerding President 1.00 0.00 X 0 0 0 Vickie A McDonald Director 1.00 0.00 X 0 0 0 Jack Winget Director 1.00 0.00 X 0 0 0 Glenn Blatnica Vice President 1.00 0.00 X 0 0 0 Diana L Larsen Sec/Treas 1.00 0.00 X 0 0 0 172395 5224 0 true false false 0 0 Fees & Charges 522100 75407 75407 Insurance Royalties 6551 6551 Interchange Revenue 522100 67365 67365 Interest on Loans 522100 310097 310097 Misc Operating Income 525990 5756 5756 5657 5657 470833 149903 149903 0 0 0 0 0 0 0 0 620736 614185 6551 0 0 0 0 177619 0 85702 0 44702 19745 0 0 9228 0 0 0 28351 23798 77802 0 0 41839 0 0 0 5985 0 8374 9782 VISA/ATM/Ipay 99954 Postage and Shipping 12956 ASI EXPENSE 7047 Loan Servicing Expenses 6493 9371 668748 0 0 0 192785 92377 3247835 2191654 0 0 0 0 5375815 5945628 0 21445 15739 758351 607170 151194 151181 0 10895513 11195510 0 0 228189 258854 20112776 19850943 215439 213492 18300075 18088201 18515514 18301693 X 1597262 1549250 1597262 1549250 20112776 19850943 -48012 X false true X true false 108500 108500 393279 360937 32342 256572 246233 10339 151181 11195510 Member Share Accounts 18088201 18088201 false false false Drema Braun Former CEO 48331 48400 4206 100937 Form 990, Part VI, Section A, Line 6 Section 501c(14) Credit Union is composed of members. Form 990, Part VI, Section A, Line 7a Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting. Form 990, Part VI, Section A, Line 7b Mergers are voted on by entire membership. Form 990, Part VI, Section B, Line 11b Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting. Form 990, Part VI, Section B, Line 12c Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee. Form 990, Part VI, Section B, Line 15a Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated. Form 990, Part VI, Section C, Line 19 Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public.