2023-11-15T09:34:50-06:00 2022-12-31 410746749 CLIFTONLARSONALLEN LLP 220 S 6TH STREET SUITE 300 MINNEAPOLIS MN 55402 990 2022-01-01 432116172 WISCONSIN NATIVE LOAN FUND INC WISC 7155881600 PO BOX 580 LAC DU FLAMBEAU WI 54538 CHERYL CLOUD CEO 7155881600 2023-11-09 1 CHERYL CLOUD 999009999 0 DEIRDRE HODGSON P01484710 6123764500 2023-11-08 0 AAL1 IAL1 2022 2023-04-26 12:10:37Z WINLF CHERYL CLOUD PO BOX 580 LAC DU FLAMBEAU WI 54538 2400832 0 X WWW.WINLF.ORG X 2006 WI TO INCREASE THE FINANCIAL WELL-BEING OF WISCONSIN NATIVE AMERICAN FAMILIES AND COMMUNITIES. 11 11 1 11 0 0 1107442 2034751 329185 364344 0 487 0 1250 1436627 2400832 27604 511132 0 0 398834 372408 0 0 66609 299467 487377 725905 1370917 710722 1029915 5661202 7515814 2036794 3435334 3624408 4080480 TO INCREASE THE FINANCIAL WELL-BEING OF WISCONSIN NATIVE AMERICAN FAMILIES AND COMMUNITIES. 0 0 933914 511132 364344 THE WISCONSIN NATIVE LOAN FUND (WINLF) INC. IS A 501(C)(3) NONPROFIT AND U.S. TREASURY-CERTIFIED NATIVE COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) WHOSE MISSION IS TO INCREASE THE FINANCIAL SELF-SUFFICIENCY OF WISCONSIN NATIVE AMERICAN COMMUNITIES. SINCE ITS FOUNDING IN 2006, WINLF HAS ACCOMPLISHED THIS MISSION THROUGH A SUITE OF LOAN PRODUCTS SUCH AS HOME, CONSUMER, AND SMALL BUSINESS LOANS, WHICH ARE COMPLEMENTED WITH DEVELOPMENT SERVICES SUCH AS HOMEBUYER EDUCATION, CREDIT COUNSELING, AND BUSINESS/ENTREPRENEURSHIP SERVICES. 933914 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 X 11 11 0 1 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 WI X DAVID GOUWENS 7155881600 PO BOX 580 LA DU FLAMBEAU WI 54538 CHERYL CLOUD CHAIR 1.00 X X 0 0 0 RANDY CADOTTE VICE CHAIR 1.00 X X 0 0 0 FERN ORIE TREASURER 1.00 X X 0 0 0 JEFFERY JOHNSON SECRETARY (AS OF AUG 2022) 1.00 X X 97446 0 0 JEFF ACKLEY JR DIRECTOR 1.00 X 0 0 0 JEFF BOWMAN DIRECTOR 1.00 X 0 0 0 CASEY FITZPATRICK DIRECTOR 1.00 X 0 0 0 SEAN HARTE DIRECTOR 1.00 X 0 0 0 JOSEPH MONTANO SR DIRECTOR 1.00 X 0 0 0 JESSIE PETERSON DIRECTOR 1.00 X 0 0 0 RUSSELL SWAGGER DIRECTOR 1.00 X 0 0 0 DAVID GOUWENS COO 40.00 X 87803 0 23348 185249 0 23348 0 0 0 0 0 1681921 352830 2034751 LOAN RECEIVABLE INTERE 522291 285500 285500 LOAN FEES 522291 54886 54886 LOAN RECOVERY INCOME 522291 23958 23958 364344 487 487 TRAVEL REIMBURSEMENT 900099 1250 1250 1250 2400832 364344 0 1737 475710 475710 35422 35422 111151 38903 54464 17784 201477 71605 97964 31908 5566 1903 2850 813 31506 10154 16755 4597 22708 7684 11717 3307 23012 5105 17907 105546 3800 101746 13561 12815 746 14120 11518 2463 139 15096 9550 5546 34814 12392 20422 2000 50001 33628 11675 4698 13584 2727 10458 399 43127 43127 1244 622 622 4605 891 3714 LOAN LOSS PROVISION 139794 139794 EQUIPMENT 11755 11755 GOVERNANCE 8303 8303 LOAN FEES 3695 3695 5120 1114 3042 964 1370917 933914 370394 66609 1536048 3378558 79622 81337 32500 114140 21853 19133 274859 296138 21951 40533 3689393 3582243 6220 2488 4976 3732 5661202 7515814 21018 18485 0 251294 2015776 3165555 2036794 3435334 X 2979695 4009429 644713 71051 3624408 4080480 5661202 7515814 1029915 -573843 0 X 0 1 X 1 1 1 X 473600 38325 862155 1099042 2034751 4507873 8400 8400 8400 8400 8400 42000 482000 46725 870555 1107442 2043151 4549873 4549873 487 487 1250 1250 4551610 1321826 0.99960 1.00000 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: TRAVEL REIMBURSEMENT - 2022 AMOUNT: $ 1,250. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 6220 2488 3732 3732 X 1916910 8400 8400 1908510 492322 492322 2400832 868185 8400 8400 859785 511132 511132 1370917 PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. IN ADDITION, THE ORGANIZATION QUALIFIES FOR THE CHARITABLE CONTRIBUTION DEDUCTION UNDER SECTION 170(B)(1)(A) AND HAS BEEN CLASSIFIED AS AN ORGANIZATION OTHER THAN A PRIVATE FOUNDATION UNDER SECTION 509(A)(2). PART XI, LINE 2D - OTHER ADJUSTMENTS: IN-KIND EXPENSES 8,400. PART XI, LINE 4B - OTHER ADJUSTMENTS: NONOPERATING GOVERMENT GRANTS 492,322. PART XII, LINE 2D - OTHER ADJUSTMENTS: IN-KIND EXPENSES 8,400. PART XII, LINE 4B - OTHER ADJUSTMENTS: LOAN FORGIVENESS 511,132. 0 WHITE BUFFALO TRUCKING W1357 TALL FEATHER WAY SEYMOUR WI 54165 462001857 0 238212 N/A LOAN FORGIVENESS LOAN FORGIVENESS ST GERMAINE ENTERPRISES LLC 14183 LONGS POINT LANE LAC DU FLAMBEAU WI 54538 462423775 0 72992 N/A LOAN FORGIVENESS LOAN FORGIVENESS TABI'S LAKE COUNTRY 111 E CAPITOL DRIVE HARTAND WI 53029 831272022 0 72123 N/A LOAN FORGIVENESS LOAN FORGIVENESS FOUR WINDS ENTERPRISES LLC PO BOX 1239 LAC DU FLAMBEAU WI 54538 833011280 0 7392 N/A LOAN FORGIVENESS LOAN FORGIVENESS DOG CITY HOTEL & SPA LLC 1775 E BOLIVAR AVE ST FRANCIS WI 53235 834205167 0 27820 N/A LOAN FORGIVENESS LOAN FORGIVENESS ANASA TRAFFIC & RESTORATION SERVICES LLC W230N5000 BETKER DR STE A PEWAUKEE WI 53072 861779712 0 36850 N/A LOAN FORGIVENESS LOAN FORGIVENESS 0 6 LOAN FORGIVENESS 1 35422 N/A LOAN FORGIVENESS CHERYL CLOUD CEO & CHAIR OF THE BOARD HOME LOAN X 298417 296138 0 1 1 NEIL BIG BOY SON OF BOARD CHAIR DEBT CONSOLIDATION X 27898 23249 0 1 1 JULIA ORIE SISTER OF FORMER CEO/TREASURER AUTO LOAN X 10525 5291 0 1 1 LINDA ORIE SISTER OF FORMER CEO/TREASURER HOME IMPROVEMENT LOAN X 25000 11993 0 1 1 336671 FORM 990, PART VI, SECTION A, LINE 1A WINLF'S BOARD OF DIRECTORS DELEGATES GOVERNING AUTHORITIES TO AN EXECUTIVE COMMITTEE. THE EXECUTIVE COMMITTEE IS COMPRISED OF THE CHAIR, VICE CHAIR, SECRETARY, AND TREASURER. FUNCTIONS OF THE CORPORATE OR EXECUTIVE COMMITTEE INCLUDE THE FOLLOWING PRESIDING OVER MEETINGS (CHAIRMAN/VICE-CHAIRMAN), DOCUMENTATION/MINUTES OF BOARD ACTIONS (SECRETARY), REVIEW AND OVERSIGHT OF ORGANIZATIONS FINANCIALS (TREASURER), PERSONNEL MANAGEMENT OF THE EXECUTIVE DIRECTOR, OVERSIGHT OF OPERATIONS IN THE ABSENCE OF A CEO, REVIEW OF OPERATIONAL MATTERS AND PROPOSALS PRIOR TO SUBMISSION TO THE FULL BOARD; AND REVIEW OF ISSUES PERTAINING TO THE BOARD MEMBERS, INCLUDING CONDUCT, MEETING PARTICIPATION (OR LACK OF), EXPECTATIONS, ETC. FORM 990, PART VI, SECTION A, LINE 3 WINLF CONTRACTED JW JOHNSON & ASSOCIATES EXECUTIVE MANAGEMENT SERVICES, JEFF JOHNSON TO SERVE AS INTERIM CEO FROM JANUARY 2022 THROUGH AUG 2022 FOR A TOTAL OF $97,446.03 AND DAVID GOUWENS AS COO FOR $87,803.45 FORM 990, PART VI, SECTION B, LINE 11B THE 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR AND TREASURER PRIOR TO BEING SUBMITTED. FORM 990, PART VI, SECTION B, LINE 12C EACH BOARD MEMBER COMPLETES AN ANNUAL DISCLOSURE STATEMENT SETTING FORTH ALL BUSINESS AND OTHER AFFILIATIONS WHICH RELATE IN ANY WAY TO THE BUSINESS AND OTHER AFFILIATIONS OF WISCONSIN NATIVE LOAN FUND. THE BOARD OF DIRECTORS OR MEMBERS OF GOVERNING COMMITTEES REVIEWS ALL POTENTIAL CONFLICTS OF INTEREST. SHOULD A CONFLICT OF INTEREST ARISE, THE INTERESTED PERSON SHALL LEAVE THE GOVERNING BOARD OR COMMITTEE MEETING WHILE THE DETERMINATION OF A CONFLICT OF INTEREST IS DISCUSSED AND VOTED UPON BY THE REMAINING BOARD OR COMMITTEE MEMBERS. THE BOARD MINUTES SHALL DOCUMENT THE NAMES OF INTERESTED PERSONS, AS WELL AS THE BOARD OR COMMITTEE MEMBERS PRESENT DURING THE DISCUSSIONS AND VOTES RELATING TO THE CONFLICT OF INTEREST. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.