2023-11-14T15:04:00-06:00 2022-12-31 SUTTLE & STALNAKER PLLC 501 5TH AVENUE HUNTINGTON WV 25701 990 2022-01-01 237124716 CONSUMER CREDIT COUNSELING OF THE MID-OHIO VALLEY % SHELENE SHREWSBURY CONS 3044853141 2435 DUDLEY AVE PARKERSBURG WV 26101 SHELENE SHREWSBURY EXECUTIVE DIRECTOR 3044853141 2023-11-14 true SHELENE SHREWSBURY 999009999 WADE S C NEWELL CPA P01051041 3045250301 2 2022 2023-04-26 12:10:37Z SHELENE SHREWSBURY 2435 DUDLEY AVE PARKERSBURG WV 26101 500725 false X WWW.WVCCCS.ORG X 1971 WV DIRECT CREDIT COUNSELING AND PUBLIC EDUCATION TO ALL INDIVIDUALS REQUESTING AND IN NEED OF SUCH HELP. 12 12 10 4 0 215814 171777 301162 324728 2305 -1984 2862 -2674 522143 491847 0 0 0 0 261244 272915 0 0 0 182513 201076 443757 473991 78386 17856 1952798 2168856 1834688 2032890 118110 135966 DIRECT CREDIT COUNSELING AND PUBLIC EDUCATION TO ALL INDIVIDUALS REQUESTING AND IN NEED OF SUCH HELP. false false 392830 324728 DIRECT COUNSELING AND PUBLIC EDUCATION TO ALL INDIVIDUALS REQUESTING AND IN NEED OF SUCH HELP. 392830 true true false false false false false false true false true false false false true false true false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false true 0 0 10 true false false false false false false false false false false false false X 12 12 false false false false false false false true true false false true false true true true false false WV X X X SHELENE SHREWSBURY 3044853141 2435 DUDLEY AVE parkersburg WV 26101 SHELENE SHREWSBURY EXECUTIVE DIRECTOR 40.0 0.0 X 56110 0 0 PAM Y BAYER BOARD MEMBER/SECRETARY 1.0 0.0 X X 0 0 0 GEORGE Y CHANDLER BOARD MEMBER 1.0 0.0 X 0 0 0 TERESA CUNNINGHAM BOARD MEMBER 1.0 0.0 X 0 0 0 TOM A FRAWLEY BOARD MEMBER/PRESIDENT 2.0 0.0 X X 0 0 0 JOLIE KERENICK BOARD MEMBER 1.0 0.0 X 0 0 0 RONALD D LEACH BOARD MEMBER/TREASURER 2.0 0.0 X X 0 0 0 NICOLE RABER BOARD MEMBER/VICE PRESIDENT 2.0 0.0 X X 0 0 0 ROBERT D REEDER BOARD MEMBER 1.0 0.0 X 0 0 0 RAYMOND H ULMER BOARD MEMBER 1.0 0.0 X 0 0 0 ROBIN STEWART BOARD MEMBER 1.0 0.0 X 0 0 0 JULIE DYE BOARD MEMBER 1.0 0.0 X 0 0 0 TONYA DAVIS BOARD MEMBER 1.0 0.0 X 0 0 0 56110 0 0 0 false false false 0 20020 16116 7033 128608 171777 FEES - REPPAYEE 541990 288092 288092 FEES - FINANCIAL COUNSELING 541990 36636 36636 324728 -1984 -1984 0 0 0 0 0 0 6204 16116 8878 -2674 -2674 0 0 0 0 0 0 0 491847 322744 -2674 0 0 0 0 56110 28055 28055 194434 170565 23869 0 0 2417 1686 731 19954 16203 3751 0 0 8550 8550 0 0 0 0 9515 9515 45954 41359 4595 0 0 38442 34597 3845 6607 6607 0 0 0 0 886 886 46448 46448 POSTAGE 13014 11713 1301 LICENSE 5146 5146 DUES 16625 14962 1663 PUBLIC RELATIONS 2384 2384 7505 2704 4801 473991 392830 81161 0 1804277 1877951 117668 168251 0 0 420 12010 0 0 0 0 0 0 0 0 3660 219 32508 24838 984 7670 0 0 0 0 25789 14507 0 0 0 88248 1952798 2168856 17505 57125 0 0 0 0 0 0 1817183 1887517 0 0 0 0 0 0 0 88248 1834688 2032890 X 106651 121459 11459 14507 118110 135966 1952798 2168856 17856 X false true X true false X 43892 72441 190400 215814 171777 694324 385602 409875 352782 301162 324728 1774149 0 0 0 429494 482316 543182 516976 496505 2468473 0 0 0 2468473 1193 2879 1923 2305 -1984 6316 0 1193 2879 1923 2305 -1984 6316 0 0 430687 485195 545105 519281 494521 2474789 0.99745 0.99634 0.00255 0.00366 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true X 32508 24838 7670 7670 0 OPERATING LEASE LIABILITY 88248 88248 X 500725 8878 8878 491847 491847 482869 8878 8878 473991 473991 FORM 990 SCHEDULE D PART IV LINE 2B THE AGENCY IS A REPRESENTATIVE PAYEE FOR SOCIAL SECURITY AND SSI BENEFICIARIES. SEPARATE CHECKING ACCOUNTS ARE MAINTAINED FOR THIS PURPOSE. SINCE THESE ACCOUNTS DO NOT BELONG TO THE AGENCY, INCOME AND EXPENSE TRANSACTIONS THAT RELATE TO THIS ACCOUNT ARE NOT INCLUDED IN THE CONSOLIDATED STATEMENT OF ACTIVITIES. ADDITIONALLY, AN EQUAL AND OFFSETTING LIABILITY IS MAINTAINED TO REMOVE THE VALUE OF THIS ASSET FROM THE NET ASSETS OF THE AGENCY. THE AGENCY IS CUSTODIAN FOR FUNDS USED FOR VARIOUS EXPENDITURES OF CERTAIN INDIVIDUALS IN ITS CONSUMER CREDIT COUNSELING AND PAYEE PROGRAM. CLIENT FUNDS ARE RECEIVED AND THEN DISBURSED TO THE CLIENT'S CREDITORS ON A MONTHLY BASIS. BECAUSE THESE FUNDS DO NOT BELONG TO THE AGENCY, THEY ARE INCLUDED AS AN ASSET AND A LIABILITY IN THE CONSOLIDATED FINANCIAL STATEMENTS. FORM 990 SCHEDULE D PART X LINE 2 The Organization follows the provisions of Accounting Standards Codification (ASC) Topic 740, Income Taxes, relating to unrecognized tax benefits. This standard requires an organization to recognize a liability for tax positions when there is a 50% or greater likelihood that the position will not be sustained upon examination. The Organization is liable for taxes to the extent of any unrelated business income as defined by IRS regulations. The Organization believes that it has not engaged in any unrelated business income as defined by IRS regulations and that it is more likely than not that this position would be sustained upon examination. As such, there were no liabilities recorded for uncertain tax positions as of December 31, 2022. FORM 990 SCHEDULE D PART XI LINE 2D RECLASSIFICATION OF FUNDRAISING EXPENSES $8,878 FORM 990 SCHEDULE D PART XII LINE 2D RECLASSIFICATION OF FUNDRAISING EXPENSES $8,878 MYSTERY DINNER 22320 16116 6204 8878 0 22320 16116 6204 8878 8878 -2674 FORM 990, PART VI, LINE 11B ANNUALLY APPROVED BY THE BOARD FORM 990, PART VI, LINE 18 OPEN DOOR POLICY - ANYONE CAN STOP BY AND INSPECT THE FORM 990. IN ADDITION, THE 990 IS AVAILABLE ON GUIDESTAR.ORG. FORM 990, PART VI, LINE 15A THE EVALUATION OF THE EXECUTIVE DIRECTOR IS CONDUCTED ANNUALLY BY THE BOARD OF DIRECTORS. SALARY COMPENSATION IS GRANTED BASED OFF MERIT AND COMPARED TO SALARY DATA FROMORGANIZATIONS TO ENSURE A COMPETITIVE AND FAIR WAGE IS OFFERED TO THE POSITION.