2023-11-14T09:25:20-06:00 2022-12-31 381357951 PLANTE & MORAN PLLC 1111 MICHIGAN AVE STE 100 EAST LANSING MI 48823 990 2022-01-01 620812197 DELTA DENTAL OF TENNESSEE INC DELT 6152553175 240 VENTURE CIRCLE NASHVILLE TN 37228 JEFFREY A NEWTON VICE PRESIDENT AUDIT & FINANCE 6152553175 2023-11-10 1 JEFFREY NEWTON 999009999 0 DAVID LOWENTHAL CPA P00378651 5173326200 2023-11-06 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z JEFFREY A NEWTON 240 VENTURE CIRCLE NASHVILLE TN 37228 226523740 0 X WWW.DELTADENTALTN.COM X 1965 TN OUR MISSION IS ENSURING HEALTHY SMILES. DELTA DENTAL OF TENNESSEE BELIEVES EVERYONE DESERVES GOOD HEALTH. OUR AIM IS TO IMPROVE THE OVERALL WELLNESS OF OUR COMMUNITIES THROUGH OUR PRODUCTS, ADVOCACY, EDUCATION, AND PHILANTHROPY. 10 8 98 0 3119848 0 0 0 183827413 221641789 2458503 1940859 1834 0 186287750 223582648 8782489 5890701 132659412 172778026 12025017 12164753 0 0 0 26217132 28566739 179684050 219400219 6603700 4182429 111020559 101403448 20527454 25108539 90493105 76294909 X OUR MISSION IS ENSURING HEALTHY SMILES. DELTA DENTAL OF TENNESSEE BELIEVES EVERYONE DESERVES GOOD HEALTH. OUR AIM IS TO IMPROVE THE OVERALL WELLNESS OF OUR COMMUNITIES THROUGH OUR PRODUCTS, ADVOCACY, EDUCATION, AND PHILANTHROPY. 0 0 207984695 5890701 218521941 THE PRIMARY PURPOSE OF DELTA DENTAL OF TENNESSEE IS TO PROVIDE PROFESSIONAL DENTAL SERVICES UNDER WRITTEN CONTRACTS WHICH ENTITLE THE SUBSCRIBERS TO REIMBURSEMENT FOR COVERED SERVICES PROVIDED BY LICENSED DENTISTS, AND VISION CARE PROVIDERS, PRIMARILY IN THE STATE OF TENNESSEE. BOTH LOCAL AND NATIONAL CONTRACTS ARE ADMINISTERED, WHICH HAVE THE KEY FEATURE OF GIVING SUBSCRIBERS ACCESS TO THE LOCAL PROVIDER NETWORKS MAINTAINED BY DELTA DENTAL OF TENNESSEE AND OUR VISION PARTNER, AS WELL AS THE NATIONAL PROVIDER NETWORKS OF THE DELTA DENTAL SYSTEM UNDER THE DELTA USA PROGRAM.SEE SCHEDULE O FOR CONTINUATIONTHE COMPANY MAKES UNCONDITIONAL PROMISES TO GIVE, TO BOTH ITS FOUNDATION AND VARIOUS OTHER ORGANIZATIONS, WHICH SUPPORT EDUCATIONAL AND RESEARCH PROGRAMS FOR THE ADVANCEMENT OF DENTAL SCIENCE AND TO PROMOTE THE ORAL HEALTH OF THE PUBLIC THROUGH EDUCATIONAL AND SERVICE ACTIVITIES.DELTA DENTAL OF TENNESSEE ASSISTED CLINICS THAT PRIMARILY SERVE THE WORKING POOR AND FUNDED AMBULATORY SURGERY CENTERS TO ALLOW INPATIENT ORAL HEALTH CARE. AT THE EDUCATION LEVEL, THE COMPANY ASSISTED DENTAL SCHOOLS IN ORDER TO KEEP THEIR FACILITIES AND TEACHING EQUIPMENT UP TO DATE AND FUNDED DENTAL SCHOLARSHIPS TO 3RD AND 4TH YEAR DENTAL STUDENTS. 207984695 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 1 1 1 0 1 44781 0 1 98 1 1 1 0 0 0 0 0 1 0 X 10 8 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 1 1 X JEFFREY A NEWTON VICE PRESIDENT AUDIT & FINANCE 6157426917 240 VENTURE CIRCLE NASHVILLE TN 372281604 X DR PHILIP A WENK CEO 40.00 0.00 X 1587915 0 56831 JEFFREY BALLARD PRESIDENT & CFO 40.00 0.00 X 909520 0 164467 MELISSA HUSCHKE CHIEF OPERATING OFFICER 40.00 0.00 X 481311 0 116831 SHANDA TUCKER CHIEF COMPLIANCE AND DIVERSITY OFF. 40.00 0.00 X 355185 0 69230 MICHELLE ACOSTA VP BRAND STRATEGY 40.00 0.00 X 261524 0 81371 JEFFREY A NEWTON VP AUDIT & FINANCE 40.00 0.00 X 254595 0 79250 TRACY BAILEY ACCOUNT EXECUTIVE 40.00 0.00 X 279751 0 48622 LARRY HOGG VP INFORMATION SERVICES 40.00 0.00 X 240266 0 59073 WILLIAM HAMILTON III ACCOUNT EXECUTIVE 40.00 0.00 X 250259 0 44221 DAVID PEMBERTON MANAGER, SALES AND ACCOUNT MGMT 40.00 0.00 X 224870 0 50442 EMILY PEARSON ACCOUNT EXECUTIVE 40.00 0.00 X 129191 0 38227 DARLENE LEMOND MANAGER, OPERATIONS 40.00 0.00 X 126472 0 36418 AMANDA CONYER VP QUALITY, MONITORING AND IMPROV. 40.00 0.00 X 132172 0 29039 DR PAUL BACON CHAIRMAN 1.00 0.00 X X 28134 0 0 JEAN EVETTE WHITE VICE CHAIR 1.00 0.00 X X 26104 0 0 DREW ROBINSON IMMEDIATE PAST CHAIR 1.00 0.00 X X 25002 0 0 BRADLEY LAMPLEY SECOND VICE CHAIR 1.00 0.00 X X 23211 0 0 JANET MILLER DIRECTOR 1.00 0.00 X 22862 0 0 JEREMY PARK DIRECTOR 1.00 1.00 X 21201 1500 0 CHRISTOPHER HOLMES DIRECTOR 1.00 0.00 X 21937 0 0 DR JAY SHEATS II DIRECTOR 1.00 0.00 X 21575 0 0 JEROME MELSON DIRECTOR 1.00 0.00 X 21000 0 0 DR FREDRICK GUTHRIE JR DIRECTOR 1.00 0.00 X 20991 0 0 DR VICTOR BECK IMMEDIATE PAST CHAIR - THRU 6/2022 1.00 5.00 X X 8603 10415 0 5473651 11915 874022 16 0 1 0 GISH SHERWOOD & FRIENDS INC 209 10TH AVENUE SOUTH NASHVILLE TN 37203 MARKETING 1060363 LOCKTON COMPANIES LLC 1185 AVENUES OF THE AMERICAS STE 20 NEW YORK NY 10036 COMMISSIONS 562601 BALDWIN KRYSTYN SHERMAN PARTNERS LLC 4221 W BOY SCOUT BLVD STE 800 TAMPA FL 33607 COMMISSIONS 503421 WILLIS OF TENNESSEE INC 29982 NETWORK PLACE CHICAGO IL 60673 COMMISSIONS 395587 DIGITAL INSURANCE LLC 200 GALLERIA PKWY STE 1950 ATLANTA GA 30339 COMMISSIONS 367840 20 DENTAL CARE REVENUE 624100 218521941 218521941 VISION INSURANCE REVENUE 624100 3119848 3119848 221641789 1840295 1840295 3041656 2941092 100564 100564 100564 223582648 218521941 3119848 1940859 5890701 5890701 172778026 172778026 5119200 2430115 2689085 4928490 2237639 2690851 1588029 891316 696713 529034 296060 232974 338453 338453 87343 52406 34937 82702 82702 982308 601198 381110 2528840 1274465 1254375 2184907 1351164 833743 649775 349421 300354 527666 125438 402228 489420 489420 386835 218932 167903 141082 7073 134009 COMMISSIONS 9205229 9089749 115480 CLAIMS PROCESSING 6187393 6178408 8985 STATE PREMIUM TAX 3672327 3672327 0 DUES AND SUBSCRIPTIONS 801455 357594 443861 301004 182663 118341 219400219 207984695 11415524 0 3078409 9784497 8374543 5322815 665812 645835 9753353 6988509 2524567 2764844 77140481 65070737 17123541 16537493 2113206 1277227 111020559 101403448 18692694 23095663 1834760 2012876 20527454 25108539 X 0 0 0 0 90493105 76294909 90493105 76294909 111020559 101403448 X 4182429 -18924559 543934 X 0 1 X 1 0 231288 231288 2494279 1316234 1178045 55254 55254 0 6607045 5356832 1250213 365487 260189 105298 2764844 INVESTMENT IN SUBSIDIARY 16537493 C 16537493 OTHER LIABILITIES 1814760 LEASE LIABILITY 198116 2012876 1 ALSACST JUDE CHILDREN'S RESEARCH HOSPITAL 1 MUSIC CIRCLE S STE 200 NASHVILLE TN 37203 351044585 501(C)(3) 131800 0 EVENT SPONSORSHIP AND DONATION TO THE GENERAL FUND ALZHEIMER'S ASSOCIATION 225 N MICHIGAN AVE 17TH FLOOR CHICAGO IL 60601 133039601 501(C)(3) 7500 0 EVENT SPONSORSHIP AMERICAN CANCER SOCIETY 250 WILLIAMS STREET NW NO 400 ATLANTA GA 30303 131788491 501(C)(3) 15000 0 EVENT SPONSORSHIP AMERICAN RED CROSSNASHVILLE AREA CHAPTER 431 18TH STREET NW WASHINGTON DC 20006 530196605 501(C)(3) 31500 0 EVENT SPONSORSHIP AND DONATION TO THE GENERAL FUND AUTOZONE LIBERTY BOWL 959 RIDGEWAY LOOP MEMPHIS TN 38120 626064769 501(C)(4) 18000 0 EVENT SPONSORSHIP BALLAD HEALTH FOUNDATION 1019 W OAKLAND AVE STE 2 JOHNSON CITY TN 37604 581594191 501(C)(3) 20000 0 EVENT SPONSORSHIP BIG BROTHERS BIG SISTERS OF MIDDLE TENNESSEE 1704 CHARLOTTE AVE STE 130 NASHVILLE TN 37203 237056024 501(C)(3) 15000 0 EVENT SPONSORSHIP CABLE PO BOX 24156 NASHVILLE TN 37202 061620781 501(C)(3) 10000 0 EVENT SPONSORSHIP EAST TENNESSEE CHILDREN'S HOSPITAL PO BOX 15010 KNOXVILLE TN 37901 626002604 501(C)(3) 24800 0 EVENT SPONSORSHIP ERLANGER FOUNDATION 975 EAST THIRD STREET NO B-508 CHATTANOOGA TN 37403 581664027 501(C)(3) 24200 0 EVENT SPONSORSHIP FOR ERLANGER HEALTH AND GRANT FOR DENTAL CLINIC OPERATIONS AND CAPITAL IMPROVEMENTS FOR DODSON AVE COMMUNITY HEALTH GOVERNOR'S EARLY LITERACY FOUNDATION 312 ROSA L PARKS AVENUE 27TH FLOOR NASHVILLE TN 37243 201115704 501(C)(3) 75000 0 DONATION TO THE GENERAL FUND HOSPITAL HOSPITALITY HOUSE 214 REIDHURST AVE NASHVILLE TN 37203 620909363 501(C)(3) 58300 0 EVENT SPONSORSHIP KINGSPORT CHAMBER 400 CLINCHFIELD STREET ROOM STE 1 KINGSPORT TN 37660 581453565 501(C)(3) 20000 0 EVENT SPONSORSHIP KNOXVILLE ZOOLOGICAL GARDENS INC 3500 KNOXVILLE ZOO DRIVE KNOXVILLE TN 37914 621034633 501(C)(3) 20000 0 EVENT SPONSORSHIP LE BONHEUR CHILDREN'S HOSPITAL 850 POPLAR AVENUE BLD 2 MEMPHIS TN 38105 621872938 501(C)(3) 29300 0 EVENT SPONSORSHIP AND DONATION TO THE GENERAL FUND LEADERSHIP TENNESSEE 718 THOMPSON LANE SUITE 108-141 NASHVILLE TN 37204 872004805 501(C)(3) 10000 0 DONATION TO THE GENERAL FUND MIDDLE TENNESSEE STATE UNIVERSITY FOUNDATION PO BOX 109 WOOD-STEGALL CENTER MURFREESBORO TN 37132 620695507 501(C)(3) 15000 0 DONATION TO STUDENT EMERGENCY FUND MONROE CARELL JR CHILDREN'S HOSPITAL 3322 WEST END AVE STE 900 NASHVILLE TN 37203 352528741 501(C)(3) 15500 0 EVENT SPONSORSHIP AND DONATION TO THE GENERAL FUND MUNFORD MIDDLE SCHOOL 100 EDUCATION AVE MUNFORD TN 38058 626000870 GOV 0 6282 COST WATER STATION AND WATER BOTTLES DONATION TO THE GENERAL FUND MUSIC CITY BOWL INC 414 UNION STREET STE 1010 NASHVILLE TN 37219 621720086 501(C)(3) 90000 0 EVENT SPONSORSHIP NASHVILLE BALLET 3630 REDMON STREET NASHVILLE TN 37209 581440788 501(C)(3) 8000 0 EVENT SPONSORSHIP NASHVILLE RESCUE MISSION 639 LAFAYETTE NASHVILLE TN 37203 452424130 501(C)(3) 25000 0 DONATION TO THE GENERAL FUND NISWONGER CHILDREN'S HOSPITAL 400 N STATE OF FRANKLIN RD JOHNSON CITY TN 37604 621871605 501(C)(3) 11300 0 DONATION TO THE GENERAL FUND NORTH PARKWAY MIDDLE SCHOOL 1341 NORTH PARKWAY JACKSON TN 38305 626000729 GOV 0 5819 COST WATER STATION AND WATER BOTTLES DONATION TO THE GENERAL FUND NORTHEAST MIDDLE SCHOOL 2665 CHRISTMASVILLE RD JACKSON TN 38305 626000732 GOV 0 6135 COST WATER STATION AND WATER BOTTLES DONATION TO THE GENERAL FUND OPERATION STAND DOWN TENNESSEE 1125 12TH AVENUE SOUTH NASHVILLE TN 37203 621638832 501(C)(3) 30000 0 EVENT SPONSORSHIP SCOTT HAMILTON CARES FOUNDATION PO BOX 680483 FRANKLIN TN 37068 472328142 501(C)(3) 25000 0 EVENT SPONSORSHIP SECOND HARVEST FOOD BANK OF EAST TENNESSEE 136 HARVEST LANE MARYVILLE TN 37801 581450139 501(C)(3) 25000 0 EVENT SPONSORSHIP SECOND HARVEST FOOD BANK OF MIDDLE TENNESSEE 331 GREAT CIRCLE ROAD NASHVILLE TN 37228 621049447 501(C)(3) 20000 0 EVENT SPONSORSHIP SMILE 180 FOUNDATION 240 VENTURE CIRCLE NASHVILLE TN 37228 471654054 501(C)(3) 4495000 305752 FMV SALARY ALLOCATION DONATION TO THE GENERAL FUND SPECIAL OLYMPICS TENNESSEE 461 CRAIGHEAD ST NASHVILLE TN 37204 237348136 501(C)(3) 15000 0 EVENT SPONSORSHIP STAR CENTER INC 1119 OLD HUMBOLDT ROAD JACKSON TN 38305 621354152 501(C)(3) 6000 0 EVENT SPONSORSHIP AND DONATION TO THE GENERAL FUND TENNESSEE GOLF FOUNDATION 400 FRANKLIN ROAD FRANKLIN TN 37069 581893478 501(C)(3) 25000 0 EVENT SPONSORSHIP TENNESSEE PERFORMING ARTS CENTER 505 DEADRICK STREET 3RD FLOOR NASHVILLE TN 37243 581320590 501(C)(3) 50000 0 EVENT SPONSORSHIP THE CHILDREN'S MUSEUM OF MEMPHIS 2525 CENTRAL AVE MEMPHIS TN 38104 621326890 501(C)(3) 6500 0 EVENT SPONSORSHIP THE LEUKEMIA & LYMPHOMA SOCIETY 3 INTERNATIONAL DRIVE RYE BROOK NY 10573 135644916 501(C)(3) 25000 0 EVENT SPONSORSHIP THE SALVATION ARMY 1424 NORTHEAST EXPRESSWAY NE ATLANTA GA 30329 580660607 501(C)(3) 52000 0 EVENT SPONSORSHIP US FIGURE SKATING CHAMPIONSHIPS NASHVILLE INC 414 UNION ST STE 1010 NASHVILLE TN 37219 844935005 501(C)(3) 12000 0 EVENT SPONSORSHIP WEST TENNESSEE HEALTHCARE FOUNDATION 620 SKYLINE DRIVE JACKSON TN 38301 581671241 501(C)(3) 25800 0 EVENT SPONSORSHIP AND DONATION TO THE GENERAL FUND 38 1 PART I, LINE 2: DONATIONS ARE BASED UPON DECISION FROM THE SENIOR STAFF AND APPROVED BY THE BOARD OF DIRECTORS AS PART OF THE ANNUAL BUDGET. CONTRIBUTIONS ARE MONITORED MONTHLY BY SENIOR STAFF AND REPORTED TO THE BOARD THROUGH THE MONTHLY FINANCIAL STATEMENTS AND DISCUSSED AT THE BOARD MEETINGS. X X 1 1 X X X 0 1 0 0 0 0 0 1 0 DR PHILIP A WENK CEO 830077 0 737069 0 20769 0 39650 0 17181 0 1644746 0 0 0 JEFFREY BALLARD PRESIDENT & CFO 411081 0 496993 0 1446 0 139650 0 24817 0 1073987 0 321 0 MELISSA HUSCHKE CHIEF OPERATING OFFICER 270287 0 200080 0 10944 0 99650 0 17181 0 598142 0 15 0 SHANDA TUCKER CHIEF COMPLIANCE AND DIVERSITY OFF. 225321 0 117225 0 12639 0 44413 0 24817 0 424415 0 13 0 MICHELLE ACOSTA VP BRAND STRATEGY 177022 0 73419 0 11083 0 53155 0 28216 0 342895 0 14 0 JEFFREY A NEWTON VP AUDIT & FINANCE 179637 0 74103 0 855 0 54433 0 24817 0 333845 0 14 0 TRACY BAILEY ACCOUNT EXECUTIVE 34111 0 242495 0 3145 0 20406 0 28216 0 328373 0 0 0 LARRY HOGG VP INFORMATION SERVICES 171438 0 68425 0 403 0 49756 0 9317 0 299339 0 0 0 WILLIAM HAMILTON III ACCOUNT EXECUTIVE 47804 0 190880 0 11575 0 19404 0 24817 0 294480 0 0 0 DAVID PEMBERTON MANAGER, SALES AND ACCOUNT MGMT 162614 0 55689 0 6567 0 25625 0 24817 0 275312 0 0 0 EMILY PEARSON ACCOUNT EXECUTIVE 40532 0 84175 0 4484 0 10011 0 28216 0 167418 0 0 0 DARLENE LEMOND MANAGER, OPERATIONS 89361 0 35748 0 1363 0 16886 0 19532 0 162890 0 0 0 AMANDA CONYER VP QUALITY, MONITORING AND IMPROV. 94749 0 36967 0 456 0 14063 0 14976 0 161211 0 0 0 PART I, LINE 1A FIRST CLASS TRAVEL IS AVAILABLE TO ALL BOARD MEMBERS AND SENIOR MANAGEMENT TO ATTEND THE ANNUAL BOARD RETREAT. THE AMOUNT IS FOR A BUSINESS PURPOSE AND NOT TAXABLE TO THE INDIVIDUAL. TRAVEL EXPENSES WERE PAID FOR THE SPOUSE OF ANY BOARD MEMBER WHO CHOSE TO ATTEND ANY BOARD MEETING. THE AMOUNT PAID FOR EACH SPOUSE WAS REPORTED AS TAXABLE COMPENSATION ON A 1099 AND PROVIDED TO EACH RESPECTIVE BOARD MEMBER. PART I, LINE 4B A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN UNDER SEC. 457(F) IS MAINTAINED BY THE ORGANIZATION FOR CERTAIN EXECUTIVE EMPLOYEES. UPON SEVERANCE FROM SERVICE PRIOR TO ATTAINMENT OF NORMAL RETIREMENT AGE, THE PARTICIPANT SHALL FORFEIT INELIGIBLE AMOUNTS IN THE PLAN UNLESS SUCH SEVERANCE IS DUE TO DEATH, DISABILITY OR INVOLUNTARY TERMINATION WITHOUT CAUSE. THE CURRENT PLAN PAYS OUT AT THE END OF A 5 YEAR PERIOD THAT WAS FUNDED IN 2020. IN 2022, MICHELLE ACOSTA, SHANDA TUCKER, JEFFREY NEWTON, LARRY HOGG, MELISSA HUSCHKE, AND JEFFREY BALLARD ACCRUED BENEFITS AS PARTICIPANTS IN THE PLAN, AMOUNTS PREVIOUSLY ACCRUED IN THE PLAN WERE DISTRIBUTED DURING 2022 AND TOTALED A NOMINAL AMOUNT. PART I, LINE 7 AS INDICATED IN SCHEDULE J, PART II, OFFICERS OF THE ORGANZIATION RECEIVED A BONUS BASED ON PERFORMANCE AND THE FINANCIAL RESULTS OF THE ORGANZIATION. THIS BONUS WAS APPROVED BY THE EXECUTIVE COMMITTEE OF THE BOARD. BECK DENTAL CARE DR. VICTOR BECK, PART YEAR BOARD MEMBER, IS AN OWNER IN BECK DENTAL CARE 197672 HEALTH CARE PAYMENTS 0 GUTHRIE DENTISTRY INC DR. FREDRICK GUTHRIE JR., BOARD MEMBER OF DDTN, IS AN OWNER IN GUTHRIE DENT 183284 HEALTH CARE PAYMENTS 0 JIMMY B SHEATS DDS PC DR. JAY SHEATS II, BOARD MEMBER DDTN, IS AN OWNER IN JIMMY B SHEATS DDS 204026 HEALTH CARE PAYMENTS 0 AMY REAVIS WIFE OF LATE OFFICER JERRY R. REAVIS, JR. 539397 DEATH BENEFIT PAYMENT 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATON HAS ONE MEMBER, RENAISSANCE HEALTH SERVICE CORPORATION. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION'S SOLE MEMBER, RENAISSANCE HEALTH SERVICE CORPORATION, HAS VOTING RIGHTS. THESE VOTING RIGHTS ALLOW THE SOLE MEMBER TO ELECT DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B IF ANY TRANSFER OF ASSETS, INVESTMENT, LOAN GUARANTY OR EXPENDITURE WHICH, INDIVIDUALLY OR IN THE AGGREGATE DURING ANY CALENDAR YEAR, EXCEEDS TEN PERCENT (10%) OF THE ORGANIZATION'S NET ASSETS AT THE TIME OF SUCH ACTION, THE TRANSACTION MUST BE APPROVED BY RENAISSANCE HEALTH SERVICE CORPORATION PRIOR TO THE CONSUMMATION OF SUCH TRANSACTION. FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETED 990 PREPARED BY PLANTE MORAN WAS PROVIDED TO THE BOARD MEMBERS. BOARD MEMBERS WERE GIVEN ONE WEEK TO REVIEW THE 990 AND TO PROVIDE ANY QUESTIONS REGARDING THE 990. ANY QUESTIONS ARE THEN ADDRESSED PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE ENTERPRISE'S VICE PRESIDENT AND GENERAL COUNSEL IS CHARGED WITH REVIEWING AND MONITORING ANY POTENTIAL CONFLICT OF INTEREST TRANSACTIONS. ALL MEMBERS OF THE BOARD OF DIRECTORS, OFFICERS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW AND EXECUTE A CONFLICT OF INTEREST POLICY. THIS POLICY REQUIRES THAT ANY CONFLICTS OF INTEREST BE DISCLOSED ON AN ANNUAL BASIS, OR AT ANY OTHER TIME THAT THE PERSON EXECUTING THE POLICY BECOMES AWARE OF A SITUATION OR TRANSACTION THAT ACTUALLY OR POTENTIALLY CREATES A CONFLICT OF INTEREST. IF A PROHIBITED TRANSACTION WERE IDENTIFIED, THE MATTER WOULD BE BROUGHT TO THE CHAIRPERSON OF THE BOARD FOR FURTHER REVIEW AND APPROPRIATE ACTION. IN THE EVENT OF A CONFLICT OF INTEREST INVOLVING A MEMBER OF THE BOARD OF DIRECTORS, SUCH AS A CONFLICT IN WHICH A MEMBER HAD AN INTEREST, THE MEMBER IS REQUIRED TO DISCLOSE THE POTENTIAL CONFLICT AND ABSTAIN FROM ANY VOTE ON THE MATTER. WHETHER FURTHER PRECAUTIONS ARE REQUIRED (E.G., PROHIBITING THE INTERESTED PARTY FROM ENGAGING IN DISCUSSIONS) WOULD DEPEND UPON THE SPECIFIC NATURE AND BACKGROUND OF THE CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 OUTSIDE CONSULTANTS REVIEW COMPENSATION FOR THE ENTITY ON A YEARLY BASIS BEFORE RAISES ARE DETERMINED AND ON AN AS NEEDED BASIS AS NEW POSITIONS ARE ADDED. FOR CEO SALARY AND BENEFITS, THE FINAL DETERMINATION OF COMPENSATION IS APPROVED BY THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS, WHICH IS MADE UP OF INDEPENDENT PERSONS, AND IS BASED ON THE COMPARABILITY DATA PROVIDED BY THE COMPENSATION CONSULTANTS. THE DELIBERATIONS AND DECISIONS REGARDING THE COMPENSATION ARE CONTEMPORANEOUSLY DOCUMENTED IN WRITING IN THE COMMITTEE MINUTES AND APPROVED BY THE BOARD. ALL OTHER COMPENSATION INFORMATION IS REVIEWED AND APPROVED BY THE AUDIT AND FINANCE COMMITTEE AS PART OF THE YEARLY BUDGET APPROVAL PROCESS. THE APPROVED BUDGET IS ALSO PRESENTED TO THE BOARD AND IS DOCUMENTED IN WRITING IN THE MINUTES. FORM 990, PART VI, SECTION C, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC. FORM 990, PART VII: CERTAIN EMPLOYEES ARE OFFICERS OF MULTIPLE COMPANIES WITHIN THE ENTERPRISE. THE AVERAGE HOURS WORKED REFLECTS APPROXIMATE TIME SPENT IN EACH OF THOSE INDIVIDUAL COMPANIES. WHILE THE HOURS ARE ALLOCATED TO INDIVIDUAL COMPANIES, MUCH OF THE OFFICERS' TIME IS SPENT WORKING ON ISSUES THAT IMPACT THE ENTIRE ORGANIZATION, NOT JUST ONE COMPANY. COMPENSATION IS REPORTED IN FULL TO AGREE TO THE EMPLOYEE'S W-2 AS REQUIRED BY IRS INSTRUCTIONS. ANY ALLOCATION OF COMPENSATION IS INCLUDED ON SCHEDULE R. FORM 990, PART XI, LINE 9: CHANGE IN INVESTMENT IN SUBSIDIARY 543,934. 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