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    <ReturnTs>2023-11-13T23:45:00Z</ReturnTs>
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        <BusinessNameLine1Txt>GEORGIA UNITED CREDIT UNION FOUNDATION INC</BusinessNameLine1Txt>
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        <AddressLine1Txt>6705 SUGARLOAF PARKWAY</AddressLine1Txt>
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        <StateAbbreviationCd>GA</StateAbbreviationCd>
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      <PersonNm>Robert Bogart</PersonNm>
      <PersonTitleTxt>Assistant Treasurer</PersonTitleTxt>
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      <SignatureDt>2023-04-04</SignatureDt>
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    <BuildTS>2023-04-26 12:10:37Z</BuildTS>
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      <ActivityOrMissionDesc>FOCUSED ON THE LIVES OF FAMILIES IN THE COMMUNITIES SERVED BY GEORGIA UNITED CREDT UNION.</ActivityOrMissionDesc>
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      <MissionDesc>THE GEORGIA UNITED CREDIT UNION FOUNDATION'S MISSION IS TO IMPROVE THE QUALITY OF LIFE FOR CHILDREN AND FAMILIES IN THE COMMUNITITES SERVED BY GEORGIA UNITED CREDIT UNION. THIS MISSION IS PERFORMED BY SUPPORTING SCHOOOLS AND PROGRAMS THAT ADVANCE FINANCIAL LITERACY.</MissionDesc>
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      <Desc>SCHOOL CRASHERS IS A PROGRAM THAT PARTNERS WITH GEORGIA UNITED CREDIT UNION TO OFFER GEORGIA SCHOOLS A MAKOVER WHICH GENERALLY INCLUDES BEAUTIFICATION OF OUTSIDE AND INSIDE. IT MAY INCLUDE PLAYGROUND EQUIPMENT, LANDSCAPE MATERIAL, BENCHES, INTERIOR FURNITURE, PAINT AND CARPETING. RECENTLY WE ADDED BUILDING SENSORY ROOMS FOR STUDENTS WITH SOCIAL EMOTIONAL AND BEHAVIORAL NEEDS. THE ROOMS HELP IMPROVE THEIR VISUAL, AUDITORY AND TACTILE PROCESSING, IMPROVE GROSS MOTOR SKILLS AND HELP THEM SELF-REGULATED THEIR BEHAVIORS, WHICH ULTIMATELY IMPROVES FOCUS. SCHOOLS ARE NOMINATED FOR CONTENTION AND A GROUP OF GEORGIA UNITED CREDIT UNION EMPLOYEES AND MEMBERS OF THE FOUNDATION TEAM WILL MAKE THE FINAL SELECTIONS BASED ON THE NEED AND THE COMPLETENESS OF THE APPLICATION. THERE IS GENERALLY ONE GRAND PRIZE WINNER AND TWO RUNNER UP PRIZES. IN ADDITION A FEW INDIVIDUAL WINNERS MAY RECIEVE NEW CARPET OR FURNITURE ON A SMALLER SCALE. IN 2022, A TOTAL OF 5 SCHOOLS RECEIVED MAKEOVERS.</Desc>
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        <Desc>JUNIOR ACHEIVEMENT IS A PARTNERSHIP THAT WAS STARTED BY GEORGIA UNITED CREDIT UNION AND HAS EXPANDED OVER THE LAST SEVERAL YEARS. THE FOUNDATION PROVIDES MAJOR GRANTS TO THE ATLANTA, GWINNET, CUMMING, DALTON, AND SAVANNAH CHAPTERS OF JUNIOR ACHEIVMENT. THE GRANTS HELP FUND THEIR PROGRAMS TO EDUCATE MIDDLE SCHOOL STUDENTS ABOUT WORKFORCE READINESS, ENTREPRENEURSHIP AND FINANCIAL LITERACY THROUGH AN EXPERIMENTAL LEARNING ENVIRONMENT. IT ALSO INCLUDES OVER 100 VOLUNTEERS FROM GEORGIA UNITED CREDIT UNION TO ASSIST IN GUIDING STUDENTS THROUGH FINANCIAL SIMULATIONS AT JA DISCOVERY CENTERS.</Desc>
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        <Desc>THE FOUNDATION PROVIDED VARIOUS SCHOLARSHIPS TO DESERVING HIGH SCHOOL SENIORS. SOME ARE MANAGED DIRECTLY BY THE FOUNDATION AND OTHERS ARE ADMINISTRED THROUGH LOCAL SCHOOL DISTRICTS</Desc>
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        <TotalAmt>626531</TotalAmt>
        <ProgramServicesAmt>603803</ProgramServicesAmt>
        <ManagementAndGeneralAmt>22728</ManagementAndGeneralAmt>
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        <EOYAmt>237864</EOYAmt>
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      <TotalLiabilitiesGrp>
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        <EOYAmt>0</EOYAmt>
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      <RtnEarnEndowmentIncmOthFndsGrp>
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        <EOYAmt>237863</EOYAmt>
      </RtnEarnEndowmentIncmOthFndsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>131423</BOYAmt>
        <EOYAmt>237863</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>131423</BOYAmt>
        <EOYAmt>237863</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>106441</ReconcilationRevenueExpnssAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>true</AccountantCompileOrReviewInd>
      <AcctCompileOrReviewBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </AcctCompileOrReviewBasisGrp>
      <FSAuditedInd>false</FSAuditedInd>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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      <SupportedOrganizationsTotalCnt>0</SupportedOrganizationsTotalCnt>
      <SupportSumAmt>0</SupportSumAmt>
      <OtherSupportSumAmt>0</OtherSupportSumAmt>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>488612</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>543574</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>707426</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>687709</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>732968</CurrentTaxYearAmt>
        <TotalAmt>3160289</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>488612</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>543574</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>707426</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>687709</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>732968</CurrentTaxYearAmt>
        <TotalAmt>3160289</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>2603345</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>556944</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearAmt>4</CurrentTaxYearAmt>
        <TotalAmt>4</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <TotalSupportAmt>3160293</TotalSupportAmt>
      <First5Years170Ind>X</First5Years170Ind>
      <PublicSupportCY170Pct>0.17620</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.00000</PublicSupportPY170Pct>
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    <IRS990ScheduleB documentId="ScheduleB" documentName="IRS990ScheduleB">
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        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleI documentId="ScheduleI" documentName="IRS990ScheduleI">
      <GrantRecordsMaintainedInd>true</GrantRecordsMaintainedInd>
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          <BusinessNameLine1Txt>Radloff Middle School</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>3939 Shackleford Rd</AddressLine1Txt>
          <CityNm>Duluth</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30096</ZIPCd>
        </USAddress>
        <RecipientEIN>586000254</RecipientEIN>
        <IRCSectionDesc>115I</IRCSectionDesc>
        <CashGrantAmt>1675534</CashGrantAmt>
        <PurposeOfGrantTxt>SENSORY ROOM</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>Heritage High School</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>2400 Granade Rd SW</AddressLine1Txt>
          <CityNm>Conyers</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30094</ZIPCd>
        </USAddress>
        <RecipientEIN>586000312</RecipientEIN>
        <IRCSectionDesc>115I</IRCSectionDesc>
        <CashGrantAmt>31285</CashGrantAmt>
        <PurposeOfGrantTxt>SENSORY ROOM</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>Colham Ferry Elementaty School</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>191 Colham Ferry Rd</AddressLine1Txt>
          <CityNm>Watkinsville</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30677</ZIPCd>
        </USAddress>
        <RecipientEIN>586000395</RecipientEIN>
        <IRCSectionDesc>115I</IRCSectionDesc>
        <CashGrantAmt>14948</CashGrantAmt>
        <PurposeOfGrantTxt>SENSORY ROOM</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>Westside Middle School</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>580 Lafayette Rd</AddressLine1Txt>
          <CityNm>Rocky Face</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30740</ZIPCd>
        </USAddress>
        <RecipientEIN>586000347</RecipientEIN>
        <IRCSectionDesc>115I</IRCSectionDesc>
        <CashGrantAmt>43898</CashGrantAmt>
        <PurposeOfGrantTxt>COUNSELING AND MEDIA CENTER</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>Towers High School</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>3919 Brookcrest Circle</AddressLine1Txt>
          <CityNm>Decatur</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30032</ZIPCd>
        </USAddress>
        <RecipientEIN>586000227</RecipientEIN>
        <IRCSectionDesc>115I</IRCSectionDesc>
        <CashGrantAmt>66334</CashGrantAmt>
        <PurposeOfGrantTxt>CAREER COUNSELING CENTER</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>Junior Achievement Of Georgia</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>275 Northside Drive</AddressLine1Txt>
          <AddressLine2Txt>Building C 3rd Floor</AddressLine2Txt>
          <CityNm>Atlanta</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30314</ZIPCd>
        </USAddress>
        <RecipientEIN>462774184</RecipientEIN>
        <IRCSectionDesc>501(c)3</IRCSectionDesc>
        <CashGrantAmt>253500</CashGrantAmt>
        <NonCashAssistanceAmt>7679</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>GENERAL PURPOSES</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>University of Georgia Foundation</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>394 S Miledge Avenue</AddressLine1Txt>
          <CityNm>Athens</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30602</ZIPCd>
        </USAddress>
        <RecipientEIN>586033837</RecipientEIN>
        <IRCSectionDesc>501(c)3</IRCSectionDesc>
        <CashGrantAmt>25000</CashGrantAmt>
        <NonCashAssistanceAmt>5601</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>GENERAL ASSISTANCE - MEALS FOR WORKERS</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>Whitfield Health Foundation</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>PO Box 1168</AddressLine1Txt>
          <CityNm>Dalton</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30722</ZIPCd>
        </USAddress>
        <RecipientEIN>510175056</RecipientEIN>
        <IRCSectionDesc>501(c)3</IRCSectionDesc>
        <CashGrantAmt>6000</CashGrantAmt>
        <PurposeOfGrantTxt>GENERAL ASSISTANCE</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>Worldwide Foundation for Credit Unions</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>5710 MINERAL POINT ROAD</AddressLine1Txt>
          <CityNm>MADISON</CityNm>
          <StateAbbreviationCd>WI</StateAbbreviationCd>
          <ZIPCd>53705</ZIPCd>
        </USAddress>
        <RecipientEIN>396093210</RecipientEIN>
        <CashGrantAmt>10000</CashGrantAmt>
        <PurposeOfGrantTxt>UKRAINE RELIEF</PurposeOfGrantTxt>
      </RecipientTable>
      <Total501c3OrgCnt>9</Total501c3OrgCnt>
      <TotalOtherOrgCnt>0</TotalOtherOrgCnt>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>SCHOLARSHIPS</GrantTypeTxt>
        <RecipientCnt>21</RecipientCnt>
        <CashGrantAmt>60250</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>Scholarships</GrantTypeTxt>
        <RecipientCnt>21</RecipientCnt>
        <CashGrantAmt>60323</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART i, LINE 2:</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FOUNDATION MAINTAINS A COMPLETE SET OF RECORDS USING ACCOUNTING SOFTWARE. GRANTS ARE EITHER CASH DONATIONS TO BE USED FOR GENERAL PURPOSES OR IN THE INSTANCE OF THE SCHOOL MAKEOVERS, VOLUNTEERS FROM GEORGIA UNITED CREDIT UNION ALONG WITH OTHER VOLUNTEERS PERFORM OR MANAGE THE MAKOVER. MEMBERS OF THE FOUNDATIONS ARE INVOLVED IN THESE WORK DAYS AND MONITOR THE PERORMANCE OF THE TASKS. ALL GRANTS ARE FULLY DOCUMENTED WITH RECEIPTS OR LETTER DOCUMENTATION. THE ACCOUNTING FUNCTION IS PERFORMED BY FINANCIAL PROFESSIONALS EMPLOYED BY THE CREDIT UNION.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleI>
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      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <CompBasedOnRevenueOfFlngOrgInd>false</CompBasedOnRevenueOfFlngOrgInd>
      <CompBsdOnRevRelatedOrgsInd>false</CompBsdOnRevRelatedOrgsInd>
      <CompBsdNetEarnsFlngOrgInd>false</CompBsdNetEarnsFlngOrgInd>
      <CompBsdNetEarnsRltdOrgsInd>false</CompBsdNetEarnsRltdOrgsInd>
      <AnyNonFixedPaymentsInd>false</AnyNonFixedPaymentsInd>
      <InitialContractExceptionInd>false</InitialContractExceptionInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>Debbie Smith</PersonNm>
        <TitleTxt>President/Director</TitleTxt>
        <BaseCompensationFilingOrgAmt>461920</BaseCompensationFilingOrgAmt>
        <CompensationBasedOnRltdOrgsAmt>0</CompensationBasedOnRltdOrgsAmt>
        <BonusFilingOrganizationAmount>248875</BonusFilingOrganizationAmount>
        <OtherCompensationFilingOrgAmt>565938</OtherCompensationFilingOrgAmt>
        <OtherCompensationRltdOrgsAmt>0</OtherCompensationRltdOrgsAmt>
        <DeferredCompensationFlngOrgAmt>30500</DeferredCompensationFlngOrgAmt>
        <DeferredCompRltdOrgsAmt>0</DeferredCompRltdOrgsAmt>
        <NontaxableBenefitsFilingOrgAmt>6544</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>1313777</TotalCompensationFilingOrgAmt>
        <TotalCompensationRltdOrgsAmt>0</TotalCompensationRltdOrgsAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>Laura King</PersonNm>
        <TitleTxt>Secretary/Director</TitleTxt>
        <BaseCompensationFilingOrgAmt>335695</BaseCompensationFilingOrgAmt>
        <BonusFilingOrganizationAmount>89067</BonusFilingOrganizationAmount>
        <OtherCompensationFilingOrgAmt>108549</OtherCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>30500</DeferredCompensationFlngOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>17169</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>580980</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>Robert Bogart</PersonNm>
        <TitleTxt>Assistant Treasurer</TitleTxt>
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        <OtherCompensationFilingOrgAmt>29172</OtherCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>150070</DeferredCompensationFlngOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>7966</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>582313</TotalCompensationFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>Carolina King</PersonNm>
        <TitleTxt>Director</TitleTxt>
        <BaseCompensationFilingOrgAmt>205311</BaseCompensationFilingOrgAmt>
        <BonusFilingOrganizationAmount>52650</BonusFilingOrganizationAmount>
        <OtherCompensationFilingOrgAmt>29321</OtherCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>106683</DeferredCompensationFlngOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>12490</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>406455</TotalCompensationFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>Aaron Chestnut</PersonNm>
        <TitleTxt>former Director</TitleTxt>
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        <BonusFilingOrganizationAmount>90880</BonusFilingOrganizationAmount>
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        <DeferredCompensationFlngOrgAmt>25395</DeferredCompensationFlngOrgAmt>
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        <TotalCompensationFilingOrgAmt>735799</TotalCompensationFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>Shawn Turpin</PersonNm>
        <TitleTxt>Former Director</TitleTxt>
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        <BonusFilingOrganizationAmount>105000</BonusFilingOrganizationAmount>
        <OtherCompensationFilingOrgAmt>313396</OtherCompensationFilingOrgAmt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part I, Lines 4a &amp;B</FormAndLineReferenceDesc>
        <ExplanationTxt>Aaron Chestnut - Severance Pay $87,500 Shawn Turpin - Severance Pay $100,000</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleJ>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part 1, line 1</FormAndLineReferenceDesc>
        <ExplanationTxt>DESCRIPTION OF ORGANIZATION MISSION: DONE THROUGH SUPPORTING PROGRAMS THAT ADVANCE EDUCATION AND FINANCIAL LITERACY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>PROVIDED UPON REQUEST</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>A DRAFT COPY OF THE FORM 990 IS REVIEWED IN DETAIL BY THE ASSISTANT TREASURER AND A COPY IS PROVIDED TO ALL BOARD MEMBERS PRIOR TO FILING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>EACH DIRECTOR, PRINCIPAL OFFICER AND MEMBER OF A COMMITTEE WITH BOARD DELEGATED POWERS SIGNS A COPY OF THE CONFLICT OF INTEREST POLICY AFFIRMING THAT SUCH PERSON (A) HAS RECEIVED A COPY OF THE CONFLICTS OF INTEREST POLICY, (B) HAS READ AND UNDERSTANDS THE POLICY, (C) HAS AGREED TO COMPLY WITH THE POLICY, AND (D) UNDERSTANDS THAT THE FOUNDATION IS A CHARITABLE ORGANIZATION AND THAT IN ORDER TO MAINTAIN ITS FEDERAL TAX EXEMPTION IT MUST ENGAGE PRIMARILY IN ACTIVITIES WHICH ACCOMPLISH ONE OR MORE OF ITS TAX-EXEMPT PURPOSES. MEMBERS AND OFFICERS CONTINUALLY MONITOR FOR POTENTIAL CONFLICTS OF INTEREST. IN THE EVENT THAT A POTENTIAL CONFLICT OF INTEREST SHALL ARISE DURING THE YEAR, THE INTERESTED BOARD MEMBER SHALL RECUSE HIMSELF/HERSELF FROM ALL DISCUSSIONS AND VOTE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART VI, SECTION B, LINE 15B:</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL EMPLOYEES WHO PERFORM WORK FOR THE FOUNDATION ARE EMPLOYED BY GEORGIA UNITED CREDIT UNION, A TAX-EXEMPT STATE-CHARTERED CREDIT UNION, OR ARE BOARD VOLUNTEERS OF THE CREDIT UNION AND PROVIDE SERVICES TO THE FOUNDATION. THOSE EMPLOYED BY THE CREDIT UNION VOLUNTEER THEIR TIME, AND INVOLVEMENT IS NOT CONSIDERED PART OF THEIR COMPENSATION. THEREFORE, ALL COMPENSATION METHODS AND ANALYSES ARE PERFORMED BY GEORGIA UNITED CREDIT UNION. THE EXECUTIVE COMPENSATION PACKAGES ARE INITIALLY APPROVED BY THE CREDIT UNION BOARD AS PART OF THE BUDGET PROCESS. THE CREDIT UNION USES A THIRD-PARTY CONSULTANT TO PROVIDE COMPENSATION ASSESSMENTS AND COMPARES TO OTHERS WITHIN THE INDUSTRY TO ENSURE THEIR COMPENSATION IS REASONABLE AND COMPARABLE TO THE LOCAL AND INDUSTRY MARKETS. COMPENSATION INFORMATION IS UPDATED ANNUALLY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART VI, SECTION C, LINE 19:</FormAndLineReferenceDesc>
        <ExplanationTxt>AVAILABLE UPON REQUEST</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART XI, LINE 2C:</FormAndLineReferenceDesc>
        <ExplanationTxt>RESPONSIBILITY OF REVIEW OVERSIGHT: THE BOARD OF DIRECTORS OVERSEES THE FINANCIAL STATEMENT REVIEW PROCESS.</ExplanationTxt>
      </SupplementalInformationDetail>
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          <BusinessNameLine1Txt>GEORGIA UNITED CREDIT UNION</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>6705 SUGARLOAF PARKWAY</AddressLine1Txt>
          <CityNm>DULUTH</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30097</ZIPCd>
        </USAddress>
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        <PrimaryActivitiesTxt>STATE CHARTERED CREDIT UNION</PrimaryActivitiesTxt>
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        </DirectControllingEntityName>
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          <BusinessNameLine1Txt>Georgia United Credit Union</BusinessNameLine1Txt>
        </RelatedOrganizationName>
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          <AddressLine1Txt>6705 Sugarloaf Parkway</AddressLine1Txt>
          <CityNm>Duluth</CityNm>
          <StateAbbreviationCd>GA</StateAbbreviationCd>
          <ZIPCd>30097</ZIPCd>
        </USAddress>
        <EIN>580800932</EIN>
        <PrimaryActivitiesTxt>State Chartered Credit Union</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>GA</LegalDomicileStateCd>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>United States</BusinessNameLine1Txt>
        </DirectControllingEntityName>
        <PredominantIncomeTypeTxt>United States</PredominantIncomeTypeTxt>
        <ShareOfTotalIncomeAmt>0</ShareOfTotalIncomeAmt>
        <ShareOfEOYAssetsAmt>0</ShareOfEOYAssetsAmt>
        <DisproportionateAllocationsInd>false</DisproportionateAllocationsInd>
        <UBICodeVAmt>0</UBICodeVAmt>
        <GeneralOrManagingPartnerInd>false</GeneralOrManagingPartnerInd>
        <OwnershipPct>0.00000</OwnershipPct>
      </IdRelatedOrgTxblPartnershipGrp>
      <ReceiptOfIntAnntsRntsRyltsInd>true</ReceiptOfIntAnntsRntsRyltsInd>
      <GiftGrntOrCapContriToOthOrgInd>false</GiftGrntOrCapContriToOthOrgInd>
      <GiftGrntCapContriFromOthOrgInd>true</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>false</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>false</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>false</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>false</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>false</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>false</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>false</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>false</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>false</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>false</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>true</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>true</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>true</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>false</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>false</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>false</TransferFromOtherOrgInd>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>Georgia United Credit Union</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>c</TransactionTypeTxt>
        <InvolvedAmt>565000</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>FMV</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
    </IRS990ScheduleR>
  </ReturnData>
</Return>