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        <ExplanationTxt>Partners submit monthly reports seeking reimbursement for recruiting and training activities related to the establishment and maintenance of savings groups. The partners also provide bank statements to support the use of funds previously.</ExplanationTxt>
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        <ExplanationTxt>SUB-SAHARAN AFRICA-Accrual</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule F, Part II, Line 1 Method used to account for expenditures on org's financial statements</FormAndLineReferenceDesc>
        <ExplanationTxt>SUB-SAHARAN AFRICA-Accrual</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part VI, Line 7a Members or stockholders electing members of governing body</FormAndLineReferenceDesc>
        <ExplanationTxt>The eleven directors of the Board of Directors of The Chalmers Center is derived from three separate pools. Six directors (Class A) are appointed by a majority vote of the Board. Three directors (Class B) are appointed by the Executive Committee of the Covenant College Board upon nomination by the Covenant College's President and Senior Leadership Team after consulting with the Chalmers Center Executive Director and its Senior Leadership Team in accordance with the Bylaws. In practice, Class B Directors nominations have been initiated by the Executive Director and Senior Leadership Team of The Chalmers Center for submission to the Executive Committee of the Covenant College Board. Two Ex Officio Directors (Class C) include the President and the Chief Academic Officer of Covenant College.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 8b Documentation of meetings held by committees of governing body</FormAndLineReferenceDesc>
        <ExplanationTxt>The organization has no committees with authority to act on behalf of the governing body. Therefore, this line was answered no in accordance with the instructions.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 11b Review of form 990 by governing body</FormAndLineReferenceDesc>
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        <FormAndLineReferenceDesc>Form 990, Part VI, Line 12c Conflict of interest policy</FormAndLineReferenceDesc>
        <ExplanationTxt>The organization has a detailed written conflict of interest policy. Both Board members and employees are required to disclose conflicts and sign a disclosure statement annually. The Board Chair and the Vice President of Operations review the annually signed statements. Should any potential conflicts of interest be disclosed, the Board member or officer would be asked to refrain from participation in any deliberation or decision with regard to matters affected by the relationship.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 15a Process to establish compensation of top management official</FormAndLineReferenceDesc>
        <ExplanationTxt>Compensation for the Executive Director was determined by obtaining comparable external salary data from similar-sized non-profits in the region and through use of a compensation survey. Compensation amounts were approved by the independent Board and documented in the Board minutes.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 15b Process to establish compensation of other employees</FormAndLineReferenceDesc>
        <ExplanationTxt>Compensation for officers and key employees included review and approval by the independent Board, comparability data, and contemporaneous substantiation of the deliberation and decision.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 19 Required documents available to the public</FormAndLineReferenceDesc>
        <ExplanationTxt>Governing documents, conflict of interest policy, and financial statements are available to the public upon request. The audited financial statements are also made available on the organization's website.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Form 990, Part VIII, Line 2f Other Program Service Revenue</FormAndLineReferenceDesc>
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</Return>
