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        <ExplanationTxt>FORM 990 AND ALL ATTACHMENTS ARE REVIEWED BY THE BOARD OF DIRECTORS.</ExplanationTxt>
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        <ExplanationTxt>IT IS IMPROPER TO USE ONE'S POSITION, DIRECTLY OR INDIRECTLY, FOR PRIVATE GAIN, TO ADVANCE PERSONAL INTEREST OR TO OBTAIN FAVORS OR BENEFITS FOR ONESELF, A FAMILY MEMBER, OR ANY OTHER PERSON. EMPLOYEES ARE EXPECTED TO GIVE THIS SUBJECT THEIR CAREFUL ATTENTION AND TO SEEK GUIDANCE FROM THE EXECUTIVE DIRECTOR WHENEVER THERE IS ANY DOUBT AS TO WHETHER A CONFLICT OF INTEREST MAY EXIST.</ExplanationTxt>
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        <ExplanationTxt>AN EMPLOYEE'S COMPENSATION IS DETERMINED BY THE JOB DESCRIPTION. EACH HOMESFUND POSITION HAS A JOB DESCRIPTION ON FILE, WHICH HAS BEEN APPROVED BY THE HOMESFUND EXECUTIVE DIRECTOR AND THE BOARD. THE JOB DESCRIPTION OUTLINES BASIC RESPONSIBILITIES AND DUTIES FOR THAT POSITION. THE EMPLOYEE AND/OR SUPERVISOR SHALL PERIODICALLY REVIEW AND UPDATE THE JOB DESCRIPTION WHENEVER ANY SIGNIFICANT CHANGES OCCUR IN THE JOB. THIS REVISED POSITION DESCRIPTION SHALL BE SUBMITTED BY THE SUPERVISOR TO THE EXECUTIVE DIRECTOR FOR REVIEW AND APPROVAL. IF APPROVED BY THE EXECUTIVE DIRECTOR THE REVISED JOB DESCRIPTION SHALL BE SUBMITTED FOR BOARD APPROVAL AND FOR RECLASSIFICATION IF NECESSARY.</ExplanationTxt>
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        <ExplanationTxt>THE ORGANIZATION'S FINANCIAL STATEMENTS, GOVERNING DOCUMENTS AND BOARD MINUTES ARE AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
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</Return>
