2023-10-10T15:39:04-05:00 2022-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2022-01-01 237089505 EMORY ALLIANCE CREDIT UNION EMOR 200 E CHAMPAIGN AVE RANTOUL IL 618662930 MICHELLE ZHANG CFO 2023-09-27 1 MICHELLE ZHANG 999009999 0 GREG HEIMKREITER P01331287 5138713033 2023-09-27 0 AAL1 IAL1 2022 2023-04-26 12:10:37Z X MICHELLE ZHANG 200 E CHAMPAIGN AVE RANTOUL IL 618662930 8484479 0 X N/A X 2007 IL AS A LEADING NON-PROFIT FINANCIAL COOPERATIVE, OUR PURPOSE IS TO PROVIDE HIGH QUALITY, LOW COST FINANCIAL SERVICES FOR OUR MEMBERS. WE ARE DEDICATED TO IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBER COMMUNITY THROUGH ENGAGEMENT, SERVICE, EDUCATION, OUTREACH AND CHARITY. X 11 11 35 15 0 0 0 0 6978410 7338681 545866 1145798 0 0 7524276 8484479 0 0 0 0 2804794 3035564 0 0 0 4408124 6789756 7212918 9825320 311358 -1340841 209660943 0 2047298 0 207613645 0 X AS A LEADING NON-PROFIT FINANCIAL COOPERATIVE, OUR PURPOSE IS TO PROVICE HIGH QUALITY, LOW COST FINANCIAL SERVICES FOR OUR MEMBERS. WE ARE DEDICATED TO IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBER COMMUNITY THROUGH ENGAGEMENT, SERVICE, EDUCATION, OUTREACH, AND CHARITY. 0 0 SERVED MORE THAN EIGHTEEN THOUSAND MEMBERS DURING THE YEAR BY OFFERING FAVORABLE DIVIDEND RATES ON SAVINGS AND ATTRACTED OVER ONE HUNDRED NINETY THREE MILLION DOLLARS IN MEMBERS DEPOSITS. SERVED MORE THAN EIGHTEEN THOUSAND MEMBERS DURING THE YEAR BY EXTENDING CREDIT WITH LOW INTEREST RATES AND HELD OVER 126 MILLION DOLLARS CONSUMER AND REAL ESTATE LOANS. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 X 0 0 35 1 1 0 0 0 0 0 0 0 0 0 0 X 11 11 0 0 0 0 1 1 0 1 1 0 1 1 0 1 1 1 0 1 1 1 0 GA X AL NUKU 4043296415 200 E CHAMPAIGN AVE RANTOUL IL 618662930 DAVID THURSTON CHAIR BOARD OF DIRECTORS 2.00 X 0 0 0 JOANNA GREEN VICE CHAIR, BOARD OF DIRECTORS 2.00 X 0 0 0 HEATHER MUGG SECRETARY OF BOARD 2.00 X 0 0 0 JOSE G RODRIGUEZ TREASURER OF BOARD 2.00 X 0 0 0 BEVERLY CORMICAN BOARD MEMBER 2.00 X 0 0 0 DEEPA PAWATE BOARD MEMBER 2.00 X 0 0 0 AUDREY PHILLIPS-TURNER BOARD MEMBER 2.00 X 0 0 0 LISA UNDERWOOD BOARD MEMBER 2.00 X 0 0 0 ROLAND WITTER BOARD MEMBER 2.00 X 0 0 0 JON W WOLLENZIEN JR BOARD MEMBER 2.00 X 0 0 0 KATHERINE WRIGHT BOARD MEMBER 2.00 X 0 0 0 CHRIS CULBERSON PRESIDENT 40.00 X 209609 0 28025 DAVID KANE MEMBER FINANCIAL SERVICE REP 40.00 X 135686 0 11177 345295 0 39202 2 0 1 0 EMORY UNIVERSITY 101 BOISFEUILLET JONES CENTER ATLANTA GA 30322 PAYROLL SERVICES 483092 1 INCOME FROM LOANS 522130 5380132 5380132 SHARE & SHARE DRAFT FE 522130 1267953 1267953 LOAN FEES 522130 394293 394293 OTHER SERVICE FEES 522130 296303 296303 7338681 1145798 1145798 8484479 8484479 0 0 384497 2651067 640664 142481 1969079 487962 57001 49549 FRAUD LOSS & MISCELLANE 3133400 LOAN SERVICE FEES & LOS 281021 ASSOCIATION DUES 28599 9825320 1935942 0 36471977 0 0 1457021 0 0 0 124530493 0 0 315669 0 0 529320 0 41007667 0 0 1778157 0 0 1634697 0 209660943 0 2047298 2047298 0 X 193286562 0 0 0 14327083 0 207613645 0 209660943 0 X -1340841 -206272804 X 0 1 X 1 0 0 0 0 CHRIS CULBERSON PRESIDENT 187000 0 22609 0 0 0 16830 0 11195 0 237634 0 0 0 CREDIT UNION 1 ACQUIRED EMORY ALLIANCE CREIDT UNION ON 12/31/2022 VIA A MERGER 2022-12-31 199013748 370767435 CREDIT UNION 1 200 E CHAMPAIGN AVE RANTOUL IL 618662930 501(C)(14) 0 0 0 0 1 0 1 1 0 FORM 990, PART V, LINE 3B 990T WILL BE FILED AFTER THE FILING OF 990 FORM 990, PART VI, SECTION A, LINE 6 ANYONE WHO IS ELIGIBLE TO OPEN A SAVINGS ACCOUNT AND DEPOSIT $5 BECOMES A MEMBER OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE CREDIT UNION ELECT MEMBERS OF THE GOVERNING BODY, THE BOARD OF DIRECTORS, EACH APRIL DURING THE ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11B A COPY OF THE FORM 990 IS PROVIDED TO THE CREDIT UNION'S EXECUTIVE COMMITTEE FOR ITS REVIEW AFTER THE RETURN IS FILED. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION POSTS ITS FINANCIAL STATEMENTS AT EACH BRANCH. MEMBERS CAN MAKE REQUESTS TO REVIEW OTHER DOCUMENTS AS WELL. FORM 990, PART VI, SECTION B, LINE 15 TO DETERMINE THE COMPENSATION FOR THE PRESIDENT, THE BOARD OF DIRECTORS CONDUCTS PERFORMANCE REVIEW, RESEARCHES INDUSTRY DATA, DECIDES, AND APPROVES THE COMPENSATION AND ANY RAISES. TO DETERMINE THE COMPENSATION FOR TOP MANAGEMENT OFFICIALS, THE PRESIDENT CONDUCTS PERFORMANCE REVIEWS AND DECIDE THE COMPENSATION AND ANY RAISES. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION POSTS ITS FINANCIAL STATEMENTS AT EACH BRANCH. MEMBERS CAN MAKE REQUEST TO REVIEW OTHER DOCUMENTS AS WELL. FORM 990, PART XI, LINE 9: EQUITY DISPERSED IN MERGER -206,272,804.