2023-10-03T10:21:50-05:00 2022-12-31 560571159 BERNARD ROBINSON & COMPANY LLP PO BOX 19608 GREENSBORO NC 274199608 990 2022-01-01 271087774 MOUNTAIN HOUSING OPPORTUNITIES LOAN FUND INC MOUN 8282544030 PO BOX 2278 ASHEVILLE NC 28802 VIC ANDERSON CHIEF FINANCIAL OFFICER 8282544030 2023-10-02 1 VIC ANDERSON 999009999 0 RHONDA F SKILES P00174702 3362944494 2023-09-29 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z R SCOTT DEDMAN PO BOX 2278 ASHEVILLE NC 28802 651635 0 X N/A X 2009 NC TO ADVANCE HOMEOWNERSHIP, PROMOTE COMMUNITY DEVELOPMENT AND IMPROVE ECONOMIC OPPORTUNITIES THROUGH FINANCIAL ASSISTANCE AND OTHER ACTIVITIES BENEFITING LOW AND MODERATE INCOME PEOPLE. 13 13 0 0 0 0 470742 332457 413871 319178 0 0 0 0 884613 651635 0 0 0 0 217147 224129 0 0 0 141721 89175 358868 313304 525745 338331 9146159 9168190 1355868 1039568 7790291 8128622 TO ADVANCE HOMEOWNERSHIP, PROMOTE COMMUNITY DEVELOPMENT AND IMPROVE ECONOMIC OPPORTUNITIES THROUGH FINANCIAL ASSISTANCE AND OTHER ACTIVITIES BENEFITING LOW AND MODERATE INCOME PEOPLE. 0 0 313304 319178 PROVIDED HOME LOANS FOR LOW AND MODERATE INCOME FAMILIES IN BUNCOMBE, HAYWOOD, HENDERSON, AND MADISON COUNTIES. 313304 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 13 13 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X SELENA JIMENEZ 8282544030 64 CLINGMAN AVENUE SUITE 101 ASHEVILLE NC 28801 CHARLES D OWEN III CHAIR 0.10 0.40 X X 0 0 0 ANTHONY THOMAS VICE CHAIR 0.10 0.40 X X 0 0 0 TREVA WILLIAMS SECRETARY 0.10 0.40 X X 0 0 0 THERESA PIWOWAR TREASURER 0.10 0.40 X X 0 0 0 GRETA BYRD DIRECTOR 0.10 0.40 X 0 0 0 LYNN COOK DIRECTOR 0.10 0.40 X 0 0 0 JACK GILBERT DIRECTOR 0.10 0.40 X 0 0 0 ANNETTE MCCLURE DIRECTOR 0.10 0.40 X 0 0 0 RUTH MORRISSEY DIRECTOR 0.10 0.40 X 0 0 0 CONSTANCE PROCTOR DIRECTOR 0.10 0.40 X 0 0 0 RYAN ROHWER DIRECTOR 0.10 0.40 X 0 0 0 MIKE ROMERO DIRECTOR 0.10 0.40 X 0 0 0 ELIZABETH TEAGUE DIRECTOR 0.10 0.40 X 0 0 0 DANA WARD DIRECTOR 0.10 0.40 X 0 0 0 SCOTT DEDMAN PRESIDENT & EXECUTIVE DIRE 1.00 39.00 X 0 143634 0 0 143634 0 0 0 0 0 0 317457 15000 332457 INTEREST EARNED ON NOT 522291 317178 317178 LOAN & LATE FEES 522291 2000 2000 319178 651635 319178 0 0 224129 224129 13778 13778 14419 14419 6896 6896 122 122 35346 35346 780 780 1541 1541 DEVELOPMENT AND CONSTRU 12016 12016 PROGRAM FEES 1695 1695 EQUIPMENT EXPENSE 1687 1687 BAD DEBT EXPENSE 500 500 395 395 313304 313304 0 0 685190 606396 31482 31482 6 4 8426862 8528469 3899 2060 2619 1839 9146159 9168190 2360 1076 43508 43492 1310000 995000 1355868 1039568 X 4110127 4582374 3680164 3546248 7790291 8128622 9146159 9168190 338331 0 X 0 1 X 1 1 1 X 489870 367249 150325 470742 332457 1810643 489870 367249 150325 470742 332457 1810643 1810643 1810643 1389464 1.00000 0.99840 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 3899 2060 1839 1839 X PART X, LINE 2: IT IS THE ORGANIZATION'S POLICY TO EVALUATE ALL TAX POSITIONS TO IDENTIFY ANY THAT MAY BE CONSIDERED UNCERTAIN. ALL IDENTIFIED MATERIAL TAX POSITIONS ARE ASSESSED AND MEASURED BY A MORE-LIKELY-THAN-NOT THRESHOLD TO DETERMINE IF THE TAX POSITION IS UNCERTAIN AND WHAT, IF ANY, THE EFFECT OF THE UNCERTAIN TAX POSITION MAY HAVE ON THE CONSOLIDATED FINANCIAL STATEMENTS. NO MATERIAL UNCERTAIN TAX POSITIONS WERE IDENTIFIED FOR 2022 AND 2021. FORM 990, PART VI, SECTION B, LINE 11B ALL MEMBERS OF THE GOVERNING BODY RECEIVE A COPY OF FORM 990 AND AN OPPORTUNITY TO COMMENT OR RAISE QUESTIONS BEFORE THE DOCUMENT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C A POTENTIAL CONFLICT OF INTEREST IS REPORTED TO A DIFFERENT LEVEL OF MANAGEMENT UP TO AND INCLUDING THE FULL BOARD OF DIRECTORS DEPENDING ON THE AMOUNT OF FUNDS AFFECTED. IN ADDITION, THE BOARD OF DIRECTORS AND STAFF MEMBERS MUST DISCLOSE POTENTIAL CONFLICTS ANNUALLY BY LISTING PROPERTY, BUSINESS OWNERSHIP AND INVESTMENTS ON A DISCLOSURE FORM. FORM 990, PART VI, SECTION B, LINE 15 COMPARABLE DATA AND RECOMMENDATIONS FROM NEIGHBORWORKS OF AMERICA AND OTHER SOURCES ARE USED IN DETERMING COMPENSATION. THE EXECUTIVE COMMITTEE REVIEWS AND APPROVES ALL COMPENSATION. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST. MOUNTAIN HOUSING OPPORTUNITIES INC PO BOX 2278 ASHEVILLE NC 28802 581816998 TO PROVIDE AFFORDABLE HOUSING FOR LOW-INCOME INDIVIDUALS IN VARIOUS COUNTIES NC 501(C)(3) 7 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 MOUNTAIN HOUSING OPPORTUNITIES INC D 3573118 CASH