<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2022v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2023-08-08T07:07:07-04:00</ReturnTs>
    <TaxPeriodEndDt>2022-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>200221868</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>BARNES BROCK CORNWELL &amp; PAINTER PLC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>908 EDEN WAY N STE 201</AddressLine1Txt>
        <CityNm>CHESAPEAKE</CityNm>
        <StateAbbreviationCd>VA</StateAbbreviationCd>
        <ZIPCd>233202640</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990</ReturnTypeCd>
    <TaxPeriodBeginDt>2022-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>541549780</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>COMMUNITY ACTION COALITION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>COMM</BusinessNameControlTxt>
      <PhoneNum>7579254738</PhoneNum>
      <USAddress>
        <AddressLine1Txt>PO BOX 160</AddressLine1Txt>
        <CityNm>SUFFOLK</CityNm>
        <StateAbbreviationCd>VA</StateAbbreviationCd>
        <ZIPCd>234392342</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>HARRY LEE CROSS</PersonNm>
      <PersonTitleTxt>PRESIDENT</PersonTitleTxt>
      <PhoneNum>7579254738</PhoneNum>
      <SignatureDt>2023-06-14</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>HARRY</PersonFirstNm>
        <PersonLastNm>CROSS</PersonLastNm>
      </PersonFullName>
      <SSN>XXX-XX-XXXX</SSN>
    </SigningOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>false</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>JOHN R WYNN</PreparerPersonNm>
      <PTIN>P01240541</PTIN>
      <PhoneNum>7579615017</PhoneNum>
      <PreparationDt>2023-06-14</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2022</TaxYr>
    <BuildTS>2023-04-26 12:10:37Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="5">
    <IRS990 documentId="RetDoc1" referenceDocumentId="RetDoc4">
      <PrincipalOfficerNm>HARRY LEE CROSS</PrincipalOfficerNm>
      <USAddress>
        <AddressLine1Txt>1707 N MAIN STREET</AddressLine1Txt>
        <CityNm>SUFFOLK</CityNm>
        <StateAbbreviationCd>VA</StateAbbreviationCd>
        <ZIPCd>23434</ZIPCd>
      </USAddress>
      <GrossReceiptsAmt>102989</GrossReceiptsAmt>
      <GroupReturnForAffiliatesInd>false</GroupReturnForAffiliatesInd>
      <Organization501c3Ind>X</Organization501c3Ind>
      <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
      <FormationYr>1990</FormationYr>
      <LegalDomicileStateCd>VA</LegalDomicileStateCd>
      <ActivityOrMissionDesc>FORM 990, PART I, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: MINORITY AND LOW-INCOME PERSONS, TO INCREASE LITERACY TO FURTHER IMPROVEMENT OF THE ENVIRONMENT AND LAND CONSERVATION, TO PROMOTE MEDICAL CARE, HEALTH AND NUTRITION AND TO PROMOTE ANY OTHER EDUCATIONAL, SCIENTIFIC AND CHARITABLE ACTIVITIES EITHER WITHIN OR WITHOUT THE COMMONWEALTH OF VIRGINIA. THE MAKING OF DISTRIBUTIONS TO ORGANIZATIONS THAT QUALIFY AS EXEMPT 501(C)(3) ORGANIZATIONS.</ActivityOrMissionDesc>
      <VotingMembersGoverningBodyCnt>12</VotingMembersGoverningBodyCnt>
      <VotingMembersIndependentCnt>12</VotingMembersIndependentCnt>
      <TotalEmployeeCnt>0</TotalEmployeeCnt>
      <TotalGrossUBIAmt>0</TotalGrossUBIAmt>
      <CYContributionsGrantsAmt>20000</CYContributionsGrantsAmt>
      <PYProgramServiceRevenueAmt>44124</PYProgramServiceRevenueAmt>
      <CYProgramServiceRevenueAmt>30980</CYProgramServiceRevenueAmt>
      <PYInvestmentIncomeAmt>43027</PYInvestmentIncomeAmt>
      <CYInvestmentIncomeAmt>52009</CYInvestmentIncomeAmt>
      <CYOtherRevenueAmt>0</CYOtherRevenueAmt>
      <PYTotalRevenueAmt>87151</PYTotalRevenueAmt>
      <CYTotalRevenueAmt>102989</CYTotalRevenueAmt>
      <PYGrantsAndSimilarPaidAmt>160732</PYGrantsAndSimilarPaidAmt>
      <CYGrantsAndSimilarPaidAmt>103000</CYGrantsAndSimilarPaidAmt>
      <CYBenefitsPaidToMembersAmt>0</CYBenefitsPaidToMembersAmt>
      <CYSalariesCompEmpBnftPaidAmt>0</CYSalariesCompEmpBnftPaidAmt>
      <CYTotalProfFndrsngExpnsAmt>0</CYTotalProfFndrsngExpnsAmt>
      <CYTotalFundraisingExpenseAmt>0</CYTotalFundraisingExpenseAmt>
      <PYOtherExpensesAmt>36067</PYOtherExpensesAmt>
      <CYOtherExpensesAmt>33571</CYOtherExpensesAmt>
      <PYTotalExpensesAmt>196799</PYTotalExpensesAmt>
      <CYTotalExpensesAmt>136571</CYTotalExpensesAmt>
      <PYRevenuesLessExpensesAmt>-109648</PYRevenuesLessExpensesAmt>
      <CYRevenuesLessExpensesAmt>-33582</CYRevenuesLessExpensesAmt>
      <TotalAssetsBOYAmt>3336239</TotalAssetsBOYAmt>
      <TotalAssetsEOYAmt>2620295</TotalAssetsEOYAmt>
      <TotalLiabilitiesBOYAmt>85733</TotalLiabilitiesBOYAmt>
      <TotalLiabilitiesEOYAmt>86263</TotalLiabilitiesEOYAmt>
      <NetAssetsOrFundBalancesBOYAmt>3250506</NetAssetsOrFundBalancesBOYAmt>
      <NetAssetsOrFundBalancesEOYAmt>2534032</NetAssetsOrFundBalancesEOYAmt>
      <InfoInScheduleOPartIIIInd>X</InfoInScheduleOPartIIIInd>
      <MissionDesc>FORM 990, PART I, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: MINORITY AND LOW-INCOME PERSONS, TO INCREASE LITERACY TO FURTHER IMPROVEMENT OF THE ENVIRONMENT AND LAND CONSERVATION, TO PROMOTE MEDICAL CARE, HEALTH AND NUTRITION AND TO PROMOTE ANY OTHER EDUCATIONAL, SCIENTIFIC AND CHARITABLE ACTIVITIES EITHER WITHIN OR WITHOUT THE COMMONWEALTH OF VIRGINIA. THE MAKING OF DISTRIBUTIONS TO ORGANIZATIONS THAT QUALIFY AS EXEMPT 501(C)(3) ORGANIZATIONS.</MissionDesc>
      <SignificantNewProgramSrvcInd>false</SignificantNewProgramSrvcInd>
      <SignificantChangeInd>true</SignificantChangeInd>
      <ExpenseAmt>136260</ExpenseAmt>
      <GrantAmt>103000</GrantAmt>
      <RevenueAmt>30980</RevenueAmt>
      <Desc>PROGRAM SERVICE ACCOMPLISHMENTS: SINCE ITS INCEPTION THE ORGANIZATION HAS ASSISTED IN THE COMPLETED DEVELOPMENT AND MANAGEMENT OF THREE LOW INCOME HOUSING PROJECT WITH 316 UNITS AND OVER 500 TENANTS. THE ORGANIZATION HAS BEEN DIRECTLY INVOLVED IN THE DEVELOPMENT AND MANAGEMENT OF LOW INCOME HOUSING PROJECTS AND HAS BEEN RESPONSIBLE FOR A. SPECIAL NEEDS OF LOW INCOME FAMILIES AND HOW THEIR NEEDS CAN BEST BE SERVED IN A COST-EFFECTIVE MANNER. B. COORDINATION WITH LOCAL SERVICE AGENCIES INCLUDING HOUSING AUTHORITIES, WELFARE AND SOCIAL SERVICES DEPARTMENTS, CHURCHES AND OTHER ORGANIZATIONS. C. OBTAINING INFORMATION FROM LOW INCOME HOUSING TENANTS AS TO SERVICES THAT MIGHT BE PROVIDED BY THE PROJECT. D. ORGANIZATION OF RECREATIONAL ACTIVITIES FOR CHILDREN RESIDING IN THE PROJECTS. THE ORGANIZATION HAS MADE CONTRIBUTIONS TO VARIOUS ORGANIZATIONS THAT BENEFIT SIMILAR CLASSES OF INDIVIDUALS CONSISTENT WITH THE ORGANIZATIONS PRIMARY PURPOSE</Desc>
      <ProgSrvcAccomActyOtherGrp>
        <ExpenseAmt>311</ExpenseAmt>
        <Desc>SINCE ITS INCEPTION THE ORGANIZATION HAS ASSISTED IN THE COMPLETEDPROGRAM SERVICE ACCOMPLISHMENTS:</Desc>
      </ProgSrvcAccomActyOtherGrp>
      <TotalOtherProgSrvcExpenseAmt>311</TotalOtherProgSrvcExpenseAmt>
      <TotalProgramServiceExpensesAmt>136571</TotalProgramServiceExpensesAmt>
      <DescribedInSection501c3Ind referenceDocumentId="RetDoc5">true</DescribedInSection501c3Ind>
      <ScheduleBRequiredInd>false</ScheduleBRequiredInd>
      <PoliticalCampaignActyInd>false</PoliticalCampaignActyInd>
      <LobbyingActivitiesInd>false</LobbyingActivitiesInd>
      <SubjectToProxyTaxInd>false</SubjectToProxyTaxInd>
      <DonorAdvisedFundInd referenceDocumentId="RetDoc2">false</DonorAdvisedFundInd>
      <ConservationEasementsInd referenceDocumentId="RetDoc2">false</ConservationEasementsInd>
      <CollectionsOfArtInd referenceDocumentId="RetDoc2">false</CollectionsOfArtInd>
      <CreditCounselingInd referenceDocumentId="RetDoc2">false</CreditCounselingInd>
      <DonorRstrOrQuasiEndowmentsInd referenceDocumentId="RetDoc2">false</DonorRstrOrQuasiEndowmentsInd>
      <ReportLandBuildingEquipmentInd referenceDocumentId="RetDoc2">false</ReportLandBuildingEquipmentInd>
      <ReportInvestmentsOtherSecInd referenceDocumentId="RetDoc2">false</ReportInvestmentsOtherSecInd>
      <ReportProgramRelatedInvstInd referenceDocumentId="RetDoc2">false</ReportProgramRelatedInvstInd>
      <ReportOtherAssetsInd referenceDocumentId="RetDoc2">false</ReportOtherAssetsInd>
      <ReportOtherLiabilitiesInd referenceDocumentId="RetDoc2">true</ReportOtherLiabilitiesInd>
      <IncludeFIN48FootnoteInd referenceDocumentId="RetDoc2">false</IncludeFIN48FootnoteInd>
      <IndependentAuditFinclStmtInd referenceDocumentId="RetDoc2">false</IndependentAuditFinclStmtInd>
      <ConsolidatedAuditFinclStmtInd referenceDocumentId="RetDoc2">false</ConsolidatedAuditFinclStmtInd>
      <SchoolOperatingInd>false</SchoolOperatingInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
      <ForeignActivitiesInd>false</ForeignActivitiesInd>
      <MoreThan5000KToOrgInd>false</MoreThan5000KToOrgInd>
      <MoreThan5000KToIndividualsInd>false</MoreThan5000KToIndividualsInd>
      <ProfessionalFundraisingInd>false</ProfessionalFundraisingInd>
      <FundraisingActivitiesInd>false</FundraisingActivitiesInd>
      <GamingActivitiesInd>false</GamingActivitiesInd>
      <OperateHospitalInd>false</OperateHospitalInd>
      <GrantsToOrganizationsInd referenceDocumentId="RetDoc3">true</GrantsToOrganizationsInd>
      <GrantsToIndividualsInd referenceDocumentId="RetDoc3">false</GrantsToIndividualsInd>
      <ScheduleJRequiredInd>false</ScheduleJRequiredInd>
      <TaxExemptBondsInd>false</TaxExemptBondsInd>
      <EngagedInExcessBenefitTransInd>false</EngagedInExcessBenefitTransInd>
      <PYExcessBenefitTransInd>false</PYExcessBenefitTransInd>
      <LoanOutstandingInd>false</LoanOutstandingInd>
      <GrantToRelatedPersonInd>false</GrantToRelatedPersonInd>
      <BusinessRlnWithOrgMemInd>false</BusinessRlnWithOrgMemInd>
      <BusinessRlnWithFamMemInd>false</BusinessRlnWithFamMemInd>
      <BusinessRlnWith35CtrlEntInd>false</BusinessRlnWith35CtrlEntInd>
      <DeductibleNonCashContriInd>false</DeductibleNonCashContriInd>
      <DeductibleArtContributionInd>false</DeductibleArtContributionInd>
      <TerminateOperationsInd>false</TerminateOperationsInd>
      <PartialLiquidationInd>false</PartialLiquidationInd>
      <DisregardedEntityInd>false</DisregardedEntityInd>
      <RelatedEntityInd>false</RelatedEntityInd>
      <RelatedOrganizationCtrlEntInd>false</RelatedOrganizationCtrlEntInd>
      <TrnsfrExmptNonChrtblRltdOrgInd>false</TrnsfrExmptNonChrtblRltdOrgInd>
      <ActivitiesConductedPrtshpInd>false</ActivitiesConductedPrtshpInd>
      <ScheduleORequiredInd>true</ScheduleORequiredInd>
      <IRPDocumentCnt>0</IRPDocumentCnt>
      <IRPDocumentW2GCnt>0</IRPDocumentW2GCnt>
      <EmployeeCnt>0</EmployeeCnt>
      <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
      <TaxablePartyNotificationInd>false</TaxablePartyNotificationInd>
      <NondeductibleContributionsInd>false</NondeductibleContributionsInd>
      <QuidProQuoContributionsInd>false</QuidProQuoContributionsInd>
      <Form8282PropertyDisposedOfInd>false</Form8282PropertyDisposedOfInd>
      <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
      <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
      <Form8899Filedind>false</Form8899Filedind>
      <Form1098CFiledInd>false</Form1098CFiledInd>
      <IndoorTanningServicesInd>false</IndoorTanningServicesInd>
      <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      <SubjectToExcsTaxNetInvstIncInd>false</SubjectToExcsTaxNetInvstIncInd>
      <InfoInScheduleOPartVIInd>X</InfoInScheduleOPartVIInd>
      <GoverningBodyVotingMembersCnt>12</GoverningBodyVotingMembersCnt>
      <IndependentVotingMemberCnt>12</IndependentVotingMemberCnt>
      <FamilyOrBusinessRlnInd>false</FamilyOrBusinessRlnInd>
      <DelegationOfMgmtDutiesInd>false</DelegationOfMgmtDutiesInd>
      <ChangeToOrgDocumentsInd>false</ChangeToOrgDocumentsInd>
      <MaterialDiversionOrMisuseInd>false</MaterialDiversionOrMisuseInd>
      <MembersOrStockholdersInd>false</MembersOrStockholdersInd>
      <ElectionOfBoardMembersInd>false</ElectionOfBoardMembersInd>
      <DecisionsSubjectToApprovaInd>false</DecisionsSubjectToApprovaInd>
      <MinutesOfGoverningBodyInd>true</MinutesOfGoverningBodyInd>
      <MinutesOfCommitteesInd>true</MinutesOfCommitteesInd>
      <OfficerMailingAddressInd>false</OfficerMailingAddressInd>
      <LocalChaptersInd>false</LocalChaptersInd>
      <Form990ProvidedToGvrnBodyInd>true</Form990ProvidedToGvrnBodyInd>
      <ConflictOfInterestPolicyInd>false</ConflictOfInterestPolicyInd>
      <WhistleblowerPolicyInd>false</WhistleblowerPolicyInd>
      <DocumentRetentionPolicyInd>false</DocumentRetentionPolicyInd>
      <CompensationProcessCEOInd>false</CompensationProcessCEOInd>
      <CompensationProcessOtherInd>false</CompensationProcessOtherInd>
      <InvestmentInJointVentureInd>false</InvestmentInJointVentureInd>
      <UponRequestInd>X</UponRequestInd>
      <BooksInCareOfDetail>
        <PersonNm>DANA CUTLER</PersonNm>
        <PhoneNum>7579254738</PhoneNum>
        <USAddress>
          <AddressLine1Txt>PO BOX 160</AddressLine1Txt>
          <CityNm>SUFFOLK</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>234390160</ZIPCd>
        </USAddress>
      </BooksInCareOfDetail>
      <NoListedPersonsCompensatedInd>X</NoListedPersonsCompensatedInd>
      <Form990PartVIISectionAGrp>
        <PersonNm>HARRY LEE CROSS</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>DAVID LOVE</PersonNm>
        <TitleTxt>VICE PRES.</TitleTxt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>WENDALL WALLER</PersonNm>
        <TitleTxt>SEC./TRES.</TitleTxt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <FormerOfcrEmployeesListedInd>false</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>false</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>false</CompensationFromOtherSrcsInd>
      <AllOtherContributionsAmt>20000</AllOtherContributionsAmt>
      <TotalContributionsAmt>20000</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>LOW INCOME HOUSING-MANGMNT AN</Desc>
        <TotalRevenueColumnAmt>30980</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>30980</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalProgramServiceRevenueAmt>30980</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>52009</TotalRevenueColumnAmt>
        <ExclusionAmt>52009</ExclusionAmt>
      </InvestmentIncomeGrp>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>102989</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>30980</RelatedOrExemptFuncIncomeAmt>
        <ExclusionAmt>52009</ExclusionAmt>
      </TotalRevenueGrp>
      <GrantsToDomesticOrgsGrp>
        <TotalAmt>103000</TotalAmt>
        <ProgramServicesAmt>103000</ProgramServicesAmt>
      </GrantsToDomesticOrgsGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>1200</TotalAmt>
        <ProgramServicesAmt>1200</ProgramServicesAmt>
      </FeesForServicesAccountingGrp>
      <FeesForSrvcInvstMgmntFeesGrp>
        <TotalAmt>31097</TotalAmt>
        <ProgramServicesAmt>31097</ProgramServicesAmt>
      </FeesForSrvcInvstMgmntFeesGrp>
      <OfficeExpensesGrp>
        <TotalAmt>311</TotalAmt>
        <ProgramServicesAmt>311</ProgramServicesAmt>
      </OfficeExpensesGrp>
      <InsuranceGrp>
        <TotalAmt>963</TotalAmt>
        <ProgramServicesAmt>963</ProgramServicesAmt>
      </InsuranceGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>136571</TotalAmt>
        <ProgramServicesAmt>136571</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <EOYAmt>7315</EOYAmt>
      </CashNonInterestBearingGrp>
      <AccountsReceivableGrp>
        <BOYAmt>849</BOYAmt>
      </AccountsReceivableGrp>
      <InvestmentsPubTradedSecGrp>
        <BOYAmt>3334316</BOYAmt>
        <EOYAmt>2612571</EOYAmt>
      </InvestmentsPubTradedSecGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>1074</BOYAmt>
        <EOYAmt>409</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>3336239</BOYAmt>
        <EOYAmt>2620295</EOYAmt>
      </TotalAssetsGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>85733</BOYAmt>
        <EOYAmt>86263</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>85733</BOYAmt>
        <EOYAmt>86263</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
      <RtnEarnEndowmentIncmOthFndsGrp>
        <BOYAmt>3250506</BOYAmt>
        <EOYAmt>2534032</EOYAmt>
      </RtnEarnEndowmentIncmOthFndsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>3250506</BOYAmt>
        <EOYAmt>2534032</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>3336239</BOYAmt>
        <EOYAmt>2620295</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>-33582</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>-682892</NetUnrlzdGainsLossesInvstAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc5">
      <PubliclySupportedOrg509a2Ind>X</PubliclySupportedOrg509a2Ind>
      <GiftsGrantsContrisRcvd509Grp>
        <CurrentTaxYearAmt>20000</CurrentTaxYearAmt>
        <TotalAmt>20000</TotalAmt>
      </GiftsGrantsContrisRcvd509Grp>
      <GrossReceiptsAdmissionsGrp>
        <CurrentTaxYearMinus4YearsAmt>92087</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>71085</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>39092</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>43050</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>32217</CurrentTaxYearAmt>
        <TotalAmt>277531</TotalAmt>
      </GrossReceiptsAdmissionsGrp>
      <Total509Grp>
        <CurrentTaxYearMinus4YearsAmt>92087</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>71085</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>39092</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>43050</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>52217</CurrentTaxYearAmt>
        <TotalAmt>297531</TotalAmt>
      </Total509Grp>
      <PublicSupportTotal509Amt>297531</PublicSupportTotal509Amt>
      <GrossInvestmentIncome509Grp>
        <CurrentTaxYearMinus4YearsAmt>10877</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>15941</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>22845</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>40197</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>52010</CurrentTaxYearAmt>
        <TotalAmt>141870</TotalAmt>
      </GrossInvestmentIncome509Grp>
      <InvestmentIncomeAndUBTIGrp>
        <CurrentTaxYearMinus4YearsAmt>10877</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>15941</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>22845</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>40197</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>52010</CurrentTaxYearAmt>
        <TotalAmt>141870</TotalAmt>
      </InvestmentIncomeAndUBTIGrp>
      <NetIncomeFromOtherUBIGrp>
        <CurrentTaxYearMinus4YearsAmt>10877</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>15941</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>22845</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>40197</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>51009</CurrentTaxYearAmt>
        <TotalAmt>140869</TotalAmt>
      </NetIncomeFromOtherUBIGrp>
      <TotalSupportCalendarYearGrp>
        <CurrentTaxYearMinus4YearsAmt>113841</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>102967</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>84782</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>123444</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>155236</CurrentTaxYearAmt>
        <TotalAmt>580270</TotalAmt>
      </TotalSupportCalendarYearGrp>
      <PublicSupportCY509Pct>0.51270</PublicSupportCY509Pct>
      <PublicSupportPY509Pct>0.63190</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.24000</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.18000</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleD documentId="RetDoc2">
      <OtherLiabilitiesOrgGrp>
        <Desc>PARTNERSHIP EQUITY DEFICITS- LOW INC</Desc>
        <Amt>86263</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>86263</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="RetDoc3">
      <GrantRecordsMaintainedInd>true</GrantRecordsMaintainedInd>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>ACCESS COLLEGE FUND</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>7300 NEWPORT AVE</AddressLine1Txt>
          <CityNm>NORFOLK</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23505</ZIPCd>
        </USAddress>
        <RecipientEIN>541440734</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>10000</CashGrantAmt>
        <PurposeOfGrantTxt>PROMOTE EDUCATION</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>FOR KIDS</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>PO BOX 6044</AddressLine1Txt>
          <CityNm>NORFOLK</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23508</ZIPCd>
        </USAddress>
        <RecipientEIN>541477799</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>10000</CashGrantAmt>
        <PurposeOfGrantTxt>PROMOTE EDUCATION</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>NANSEMOND RIVER PRESERVATION ALLIAN</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>PO BOX 6090</AddressLine1Txt>
          <CityNm>SUFFOLK</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23433</ZIPCd>
        </USAddress>
        <RecipientEIN>272941030</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>8500</CashGrantAmt>
        <PurposeOfGrantTxt>ENVIR &amp; EDUCATION</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>SALVATION ARMY</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>P O BOX 1000</AddressLine1Txt>
          <CityNm>SUFFOLK</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23434</ZIPCd>
        </USAddress>
        <RecipientEIN>580660607</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>13500</CashGrantAmt>
        <PurposeOfGrantTxt>PROMOTE THE EDUCATIO</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>SUFFOLK CENTER FOR THE ARTS</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>PO BOX 1000</AddressLine1Txt>
          <CityNm>SUFFOLK</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23439</ZIPCd>
        </USAddress>
        <RecipientEIN>542051283</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>10000</CashGrantAmt>
        <PurposeOfGrantTxt>PROMOTE EDUCATION</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>VA LEGAL AID SOCIETY</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>PO BOX 6200</AddressLine1Txt>
          <CityNm>LYNCHBURG</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>24505</ZIPCd>
        </USAddress>
        <RecipientEIN>510208914</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>10000</CashGrantAmt>
        <PurposeOfGrantTxt>PROMOTE EDUC</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>WESTERN TIDWTR FREE CLINIC</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>2019 MEADE PKWY</AddressLine1Txt>
          <CityNm>SUFFOLK</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23434</ZIPCd>
        </USAddress>
        <RecipientEIN>611475908</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>10000</CashGrantAmt>
        <PurposeOfGrantTxt>PROMOTE EDUC</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>YMCA</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>2769 GODWIN BOULEVARD</AddressLine1Txt>
          <CityNm>SUFFOLK</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23434</ZIPCd>
        </USAddress>
        <RecipientEIN>540445205</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>6000</CashGrantAmt>
        <PurposeOfGrantTxt>PROMOTE THE EDUCATIO</PurposeOfGrantTxt>
      </RecipientTable>
      <Total501c3OrgCnt>15</Total501c3OrgCnt>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="RetDoc4">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990, PART I, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: MINORITY AND LOW-INCOME PERSONS, TO INCREASE LITERACY TO FURTHER IMPROVEMENT OF THE ENVIRONMENT AND LAND CONSERVATION, TO PROMOTE MEDICAL CARE, HEALTH AND NUTRITION AND TO PROMOTE ANY OTHER EDUCATIONAL, SCIENTIFIC AND CHARITABLE ACTIVITIES EITHER WITHIN OR WITHOUT THE COMMONWEALTH OF VIRGINIA. THE MAKING OF DISTRIBUTIONS TO ORGANIZATIONS THAT QUALIFY AS EXEMPT 501(C)(3) ORGANIZATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 3</FormAndLineReferenceDesc>
        <ExplanationTxt>PSINCE ITS INCEPTION THE ORGANIZATION HAS ASSISTED IN THE COMPLETEDROGRAM SERVICE ACCOMPLISHMENTS: PROGRAM SERVICE ACCOMPLISHMENTS: SINCE ITS INCEPTION THE ORGANIZATION HAS ASSISTED IN THE COMPLETED DEVELOPMENT AND MANAGEMENT OF THREE LOW INCOME HOUSING PROJECT WITH 316 UNITS AND OVER 500 TENANTS. THE ORGANIZATION HAS BEEN DIRECTLY INVOLVED IN THE DEVELOPMENT AND MANAGEMENT OF LOW INCOME HOUSING PROJECTS AND HAS BEEN RESPONSIBLE FOR A. SPECIAL NEEDS OF LOW INCOME FAMILIES AND HOW THEIR NEEDS CAN BEST BE SERVED IN A COST-EFFECTIVE MANNER. B. COORDINATION WITH LOCAL SERVICE AGENCIES INCLUDING HOUSING AUTHORITIES, WELFARE AND SOCIAL SERVICES DEPARTMENTS, CHURCHES AND OTHER ORGANIZATIONS. C. OBTAINING INFORMATION FROM LOW INCOME HOUSING TENANTS AS TO SERVICES THAT MIGHT BE PROVIDED BY THE PROJECT. D. ORGANIZATION OF RECREATIONAL ACTIVITIES FOR CHILDREN RESIDING IN THE PROJECTS. THE ORGANIZATION HAS MADE CONTRIBUTIONS TO VARIOUS ORGANIZATIONS THAT BENEFIT SIMILAR CLASSES OF INDIVIDUALS CONSISTENT WITH THE ORGANIZATIONS PRIMARY PURPOSE</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4A</FormAndLineReferenceDesc>
        <ExplanationTxt>PROGRAM SERVICE ACCOMPLISHMENTS: SINCE ITS INCEPTION THE ORGANIZATION HAS ASSISTED IN THE COMPLETED DEVELOPMENT AND MANAGEMENT OF THREE LOW INCOME HOUSING PROJECT WITH 316 UNITS AND OVER 500 TENANTS. THE ORGANIZATION HAS BEEN DIRECTLY INVOLVED IN THE DEVELOPMENT AND MANAGEMENT OF LOW INCOME HOUSING PROJECTS AND HAS BEEN RESPONSIBLE FOR A. SPECIAL NEEDS OF LOW INCOME FAMILIES AND HOW THEIR NEEDS CAN BEST BE SERVED IN A COST-EFFECTIVE MANNER. B. COORDINATION WITH LOCAL SERVICE AGENCIES INCLUDING HOUSING AUTHORITIES, WELFARE AND SOCIAL SERVICES DEPARTMENTS, CHURCHES AND OTHER ORGANIZATIONS. C. OBTAINING INFORMATION FROM LOW INCOME HOUSING TENANTS AS TO SERVICES THAT MIGHT BE PROVIDED BY THE PROJECT. D. ORGANIZATION OF RECREATIONAL ACTIVITIES FOR CHILDREN RESIDING IN THE PROJECTS. THE ORGANIZATION HAS MADE CONTRIBUTIONS TO VARIOUS ORGANIZATIONS THAT BENEFIT SIMILAR CLASSES OF INDIVIDUALS CONSISTENT WITH THE ORGANIZATIONS PRIMARY PURPOSE</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>SINCE ITS INCEPTION THE ORGANIZATION HAS ASSISTED IN THE COMPLETEDPROGRAM SERVICE ACCOMPLISHMENTS:</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990, PART VI, SECTION B, LINE 11: THE ORGANIZATION RELIES ON THE INTERNAL ACCOUNTANT TO REVIEW AND PRESENT THE FORM 990 TO THE BOARD FOR APPROVAL.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>INFORMATION IS PROVIDED UPON WRITTEN REQUEST TO THE ORGANIATIONS MAILING ADDRESS.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>
