2023-06-19T11:42:09-04:00 2022-12-31 462108854 KENDALL PREBOLA AND JONES LLC PO BOX 259 BEDFORD PA 155220259 990 2022-01-01 824272195 CBA FUND CBAF 2027309390 1701 K STREET NW STE 1000 WASHINGTON DC 20006 DARA DUGUAY CEO 2027309390 2023-06-15 true DARA DUGUAY XXX-XX-XXXX true ROBERT F PREBOLA CPA P00575666 8146231880 2023-06-15 X 2022 2023-04-26 12:10:37Z DARA DUGUAY 1701 K STREET NW STE 1000 WASHINGTON DC 20006 1343390 false X WWW.CREDITBUILDERSALLIANCE.ORG X 2018 DC CBA FUND'S MISSION IS TO EXPAND THE CAPACITY OF NONPROFITS THAT PROVIDE SAFE AND AFFORDABLE SMALL DOLLAR CONSUMER LOANS AND CREDIT BUILDING PRODUCTS TO LOW AND MODERATE INCOME INDIVIDUALS. 13 13 0 17 0 2644212 1286240 25367 35490 235 8378 13282 2669814 1343390 197321 434786 0 291612 389973 0 0 136532 121846 625465 946605 2044349 396785 3373113 3861353 346549 438004 3026564 3423349 X CBA FUND IS A NONPROFIT CORPORATION ESTABLISHED UNDER THE LAWS OF THE DISTRICT OF COLUMBIA, FORMED AND OPERATED FOR THE PURPOSE OF EXPANDING THE CAPICITY OF NONPROFITS THAT PROVIDE SAFE AND AFFORDABLE SMALL DOLLAR CONSUMER LOANS AND CREDIT BUILDING PRODUCTS TO LOW AND MODERATE INCOME INDIVIDUALS. false false 901339 434786 35490 CBA FUND PROVIDES LOAN CAPITAL AND SMALL OPERATING GRANTS FOR NONPROFITS INTERESTED IN ADDING A NEW CONSUMER LOAN TO THEIR PORTFOLIO OR EXPANDING/IMPROVING AN EXISTING CONSUMER LOAN. 901339 true true false false false false false false false false true false false false true true false true false false false false false false false false false true false true false false false false false false false false false false false false false true false false false true 6 0 0 false false false false false false false false X 13 13 false false false false false false false true true false false true true true true true true false false false X DARA DUGUAY 2027309390 1701 K STREET NW STE 1000 WASHINGTON DC 20006 JACK BRUMMEL CHAIR 2.00 X X 0 0 0 ANDREW POSNER VICE-CHAIR 2.00 X X 0 0 0 KEVIN FRYATT TREASURER 2.00 X X 0 0 0 JEANNE HOGARTH SECRETARY 2.00 X X 0 0 0 DONOVAN DUNCAN DIRECTOR 2.00 X 0 0 0 YANKI TSHERING DIRECTOR 2.00 X 0 0 0 CHUCK JONES DIRECTOR 2.00 X 0 0 0 MORGAN SPEARS DIRECTOR 2.00 X 0 0 0 VALECIA QUINN DIRECTOR 2.00 X 0 0 0 DWAYNE KEYS DIRECTOR 2.00 X 0 0 0 CINDY LOGSDON DIRECTOR 2.00 X 0 0 0 SHAWNA COLLIER DIRECTOR 2.00 X 0 0 0 HOLLY FRINDELL DIRECTOR 2.00 X 0 0 0 ISIS SALMERON - OUTGOING DIRECTOR 2.00 X 0 0 0 CELINA PENA - OUTGOING DIRECTOR 2.00 X 0 0 0 KAREN DABSON - OUTGOING CHAIR 2.00 X X 0 0 0 LAURA FISHER - OUTGOING DIRECTOR 2.00 X 0 0 0 DARA DUGUAY CEO 12.00 28.00 X 50739 118390 19151 JULIA GAZIZOVA SR DIRECTOR, 20.00 20.00 X 32435 32435 6532 MARIANA IPPOLITO - OUTGOING CFO 20.00 20.00 X 11893 11894 1097 95067 162719 26780 false true false 212676 1073564 1286240 PROGRAM LOAN ORIG FEES & INT 900099 35490 35490 35490 8378 8378 OTHER INCOME 13282 13282 13282 1343390 48772 8378 434786 434786 102463 102463 214218 214218 8321 8321 36492 36492 28479 28479 788 788 17270 11519 5751 43165 24915 18250 5819 5569 250 14134 13954 180 31450 17035 14415 2912 2417 495 2550 1171 1379 3419 3419 LICENSES AND FEES 339 339 946605 901339 45266 0 1213655 345548 328328 2012847 166011 85000 8012 8640 1646348 1393992 771 7888 12750 5312 9988 7438 3373113 3861353 7400 96 172176 107839 350762 59134 87146 346549 438004 X 1861023 2599739 1165541 823610 3026564 3423349 3373113 3861353 396785 X false true X true false X 48639 207551 1885517 2644212 1286240 6072159 48639 207551 1885517 2644212 1286240 6072159 4428934 1643225 112 348 570 235 8378 9643 6081802 80489 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 12750 5312 7438 7438 DUE TO RELATED ORGANIZATION 87146 87146 X 1343390 1343390 1343390 946605 946605 946605 SCHEDULE D, PAGE 3, PART X ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA PROVIDE CONSISTENT GUIDANCE FOR THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES RECOGNIZED IN THE ORGANIZATION'S FINANCIAL STATEMENTS AND PRESCRIBE A THRESHOLD OF "MORE LIKELY THAN NOT" FOR RECOGNITION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. CBA FUND PERFORMED AN EVALUATION OF UNCERTAIN TAX POSITIONS FOR THE YEAR ENDED DECEMBER 31, 2022, AND DETERMINED THAT THERE WERE NO MATTERS THAT WOULD REQUIRE RECOGNITION IN THE FINANCIAL STATEMENTS OR THAT MAY HAVE ANY EFFECT ON ITS TAX-EXEMPT STATUS. AS OF DECEMBER 31, 2022, THE STATUTE OF LIMITATIONS FOR TAX YEARS 2019 THROUGH 2021 REMAINS OPEN WITH THE U.S. FEDERAL JURISDICTION OR THE VARIOUS STATES AND LOCAL JURISDICTIONS IN WHICH THE ORGANIZATION FILES TAX RETURNS. IT IS THE ORGANIZATION'S POLICY TO RECOGNIZE INTEREST AND/OR PENALTIES RELATED TO UNCERTAIN TAX POSITIONS, IF ANY, IN INCOME TAX EXPENSE. AS OF DECEMBER 31, 2022, THE ORGANIZATION HAD NO ACCRUALS FOR INTEREST AND/OR PENALTIES. true COMMUNITY CAPITAL NEW YORK 44 EXECUTIVE BLVD ELMSFORD NY 10523 133544227 501C3 20000 SMALL DOLLAR LENDING COVENANT COMMUNITY CAPITAL CORP PO BOX 15398 HOUSTON TX 77020 760573676 501C3 100000 SMALL DOLLAR LENDING FRESNO AREA HISPANIC FOUNDATION 1444 FULTON STREET FRESNO CA 93721 753129705 501C3 5893 SMALL DOLLAR LENDING HEBREW FREE LOAN SOCIETY 675 THIRD AVENUE 19TH FLOOR NEW YORK NY 10017 135562239 501C3 20000 SMALL DOLLAR LENDING JUSTINE PETERSEN HOUSING & REINVEST 1023 NORTH GRAND ST ST LOUIS MO 63106 431769074 501C3 11000 SMALL DOLLAR LENDING LAKE SUPERIOR COMMUNITY DEVT CORP 1 N FRONT ST LANSE MI 49946 364616294 501C3 5893 SMALL DOLLAR LENDING PEOPLE TRUST 5300 W 65TH STREET LITTLE ROCK AR 72209 262497096 501C3 11000 SMALL DOLLAR LENDING THE FOUNTAIN FUND 233 4TH ST BOX Z CHARLOTTESVILLE VA 22903 813741447 501C3 11000 SMALL DOLLAR LENDNIG WORKING CREDIT NFP 111 W WASHINGTON ST SUITE 900 CHICAGO IL 60602 472614811 501C3 250000 SMALL DOLLAR LENDING 9 SCHEDULE I, PAGE 1, PART I, LINE 2 SUBGRANTS WERE AWARDED TO "AID SMALL DOLLAR CONSUMER LENDING". THE USE OF THESE FUNDS ARE MONITORED THROUGHOUT THE YEAR. false false false false false false false false false DARA DUGUAY CEO 49250 114914 1489 3476 1530 3584 3801 10236 56070 132210 FORM 990 - ORGANIZATION'S MISSION CBA FUND IS A NONPROFIT CORPORATION ESTABLISHED UNDER THE LAWS OF THE DISTRICT OF COLUMBIA, FORMED AND OPERATED FOR THE PURPOSE OF EXPANDING THE CAPICITY OF NONPROFITS THAT PROVIDE SAFE AND AFFORDABLE SMALL DOLLAR CONSUMER LOANS AND CREDIT BUILDING PRODUCTS TO LOW AND MODERATE INCOME INDIVIDUALS. FORM 990 SALARIES AND OTHER COMPENSATION REPORTED ON THIS RETURN WERE PAID BY CREDIT BUILDERS ALLIANCE AS DISCLOSED ON SCHEDULE R. THEREFORE THE NUMBER OF INDIVIDUALS EMPLOYED IS LISTED AS NONE ON THIS RETURN. FORM 990, PAGE 1, PART I, LINE 6 VOLUNTEERS CONSIST OF INDIVIDUALS WHO SERVED ON THE BOARD DURING THE YEAR. FORM 990, PAGE 6, PART VI, LINE 11B THE EXECUTIVE DIRECTOR AND THE FINANCE MANAGER REVIEW THE 990 TAX RETURN UPON RECEIPT FROM THE PREPARERS. THE FINANCE COMMITTEE OF THE BOARD ALSO REVIEWS THE RETURN. ALL QUESTIONS AND ISSUES ARE ANSWERED AND RESOLVED AND ANY APPROPRIATE CORRECTIONS ARE MADE TO THE RETURN. ONCE THIS PROCESS IS COMPLETE, A COPY OF THE 990 IS FORWARDED TO THE FULL BOARD OF DIRECTORS PRIOR TO FILING THE RETURN. FORM 990, PAGE 6, PART VI, LINE 12C THE ORGANIZATION ANNUALLY REVIEWS THE CONFLICT OF INTEREST POLICY WITH THE BOARD OF DIRECTORS AND MANAGEMENT. THE ORGANIZATION REQUIRES DISCLOSURE OF ANY INTERESTS THAT MAY PRESENT A CONFLICT OF INTEREST. FORM 990, PAGE 6, PART VI, LINE 19 THESE POLICIES AND DOCUMENTS ARE PROVIDED UPON REQUEST. CREDIT BUILDERS ALLIANCE 1701 K STREET NW STE 1000 WASHINGTON DC 20006 208351782 CRED BUILD VA 501C3 7 N/A false false false true false true false false false false false false false true true true true false false false CREDIT BUILDERS ALLIANCE E 75000 FMV CREDIT BUILDERS ALLIANCE O 389972 FMV CREDIT BUILDERS ALLIANCE P 72783 FMV CREDIT BUILDERS ALLIANCE C 75000 FMV