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        <BusinessNameLine1Txt>YOUNG MEN'S CHRISTIAN ASSOCIATION OF SOUTHWESTERN INDIANA INC</BusinessNameLine1Txt>
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      <ActivityOrMissionDesc>THE YMCA OF SOUTHWESTERN INDIANA INC. FOLLOWING THE EXAMPLE OF JESUS CHRIST, RESPONDS TO COMMUNITY NEEDS BY SERVING ALL PEOPLE, ESPECIALLY YOUTH, THROUGH RELATIONSHIPS AND ACTIVITIES THAT PROMOTE A HEALTHY SPIRIT, MIND, AND BODY.</ActivityOrMissionDesc>
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      <MissionDesc>THE YMCA OF SOUTHWESTERN IN. INC., FOLLOWING THE EXAMPLE OF JESUS CHRIST, RESPONDS TO COMMUNITY NEEDS BY SERVING ALL PEOPLE, ESPECIALLY YOUTH, THROUGH RELATIONSHIPS AND ACTIVITIES THAT PROMOTE HEALTHY SPIRIT, MIND, AND BODY.</MissionDesc>
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      <Desc>OUR CHILD CARE PROGRAMS OFFER HIGH QUALITY CHILD CARE ACTIVITIES FOR PRESCHOOL AND SCHOOL AGE CHILDREN FROM ALL SEGMENTS OF OUR COMMUNITY. THE YMCA PROVIDES A SAFE AND NURTURING ENVIRONMENT WHERE YOUTH CAN DEVELOP SELF-ESTEEM, GOOD VALUES, AND AN APPRECIATION OF CHARITABLE SERVICE. WOVEN INTO THE FABRIC OF THE YMCA MISSION IS A COMMITMENT TO STRENGTHENING FAMILIES. OUR CHILD CARE PROGRAMS INCLUDES BEFORE/AFTER SCHOOL AGE CHILDCARE AND SUMMER DAY CAMPS. WE PARTNER WITH OTHER COMMUNITY AGENCIES SUCH AS UNITED WAY, INDIANA STATE STUDENT ASSISTANCE, EVANSVILLE PARKS &amp; RECREATIONS, AND LOCAL SCHOOL CORPORATIONS. THE YMCA PROVIDES FINANCIAL ASSISTANCE TO THOSE FAMILIES WHO CANNOT AFFORD TO PAY FOR QUALITY CHILD CARE. IN 2022, WE SERVED 1,072 CHILDREN IN OUR BEFORE &amp; AFTER SCHOOL CARE AND 863 CHILDREN IN SUMMER DAY CAMP AND PROVIDED OVER $101,163 IN FINANCIAL ASSISTANCE.</Desc>
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        <Desc>RESIDENTIAL CAMP PROVIDES FUN AND ADVENTURE THROUGH CHALLENGES, A BETTER UNDERSTANDING AND RESPECT FOR SELF AND OTHERS THROUGH GROUP LIVING AND SHARED EXPERIENCES, APPRECIATION AND CONCERN FOR THE NATURAL WORLD, GREATER SELF RELIANCE, SELF-RESPECT AND SELF-CONFIDENCE, STRONGER CHRISTIAN VALUES, AND A GREATER UNDERSTANDING OF THE LIFE AND PROMISES OF JESUS CHRIST. YMCA CAMP CARSON'S PURPOSE IS TO CONDUCT A PROGRAM OF ACTIVITIES WHICH EMULATES THESE OBJECTIVES, ENDOWING CAMPERS AND LEADERS WITH VALUES FOR LIVING AND A CLOSER WALK WITH GOD. YMCA CAMP CARSON CONTINUED ITS PARTNERSHIP WITH ARMY RESERVE CHILD &amp; YOUTH SERVICES ALONG WITH THE NATIONAL MILITARY FAMILY ASSOCIATION TO HOST OPERATION PURPLE CAMP. OPERATION PURPLE CAMP IS A FREE SIX DAY RESIDENTIAL CAMPING EXPERIENCE TO CHILDREN OF ACTIVE MILITARY PERSONNEL. CAMP CARSON SERVED 1,485 CAMPERS DURING 2022 AND AWARDED $156,528 IN FINANCIAL ASSISTANCE TO CAMPERS.</Desc>
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        <Desc>YMCA HEALTH &amp; WELL BEING VIEWS HEALTH HOLISTICALLY: A HEALTHY PERSON HAS UNITY OF BODY, MIND, AND SPIRIT. THE YMCA HAS IDENTIFIED THE GROWING NATIONAL OBESITY RATES IN THIS COUNTRY AS A CRITICAL SOCIAL ISSUE THAT MUST BE ADDRESSED AND OUR HEALTH AND WELL BEING PROGRAMS ARE DESIGNED TO HELP PEOPLE DEVELOP NEW SKILLS AND GROW IN SPIRIT, MIND, AND BODY BY SETTING REALISTIC GOALS FOR SELF IMPROVEMENT AND DISEASE PREVENTION THROUGH AN ACTIVE LIFESTYLE, PROPER NUTRITION, STRESS MANAGEMENT, AND HEALTH EDUCATION. YMCA PROGRAMS PROMOTE INTERACTION, TEAMWORK, AND DEVELOPMENT OF MORAL AND ETHICAL BEHAVIOR, SOCIAL SKILLS, AND SELF ESTEEM. WE SERVE ALL AGES, ABILITIES, RACE, NATIONALITIES, AND RELIGIONS. WE PROVIDED OVER $397,002 IN DIRECT FINANCIAL ASSISTANCE TO THOSE WHO ARE IN NEED. IN 2022, WE SERVED OVER 18,208 INDIVIDUALS THROUGH OUR HEALTH AND WELL BEING INITIATIVES.</Desc>
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      <ProgramServiceRevenueGrp>
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      <PrmnntEndowmentBalanceEOYPct>0.1344</PrmnntEndowmentBalanceEOYPct>
      <TermEndowmentBalanceEOYPct>0.6346</TermEndowmentBalanceEOYPct>
      <EndowmentsHeldUnrelatedOrgInd>false</EndowmentsHeldUnrelatedOrgInd>
      <EndowmentsHeldRelatedOrgInd>true</EndowmentsHeldRelatedOrgInd>
      <RelatedOrgListSchRInd>true</RelatedOrgListSchRInd>
      <LandGrp>
        <OtherCostOrOtherBasisAmt>5425210</OtherCostOrOtherBasisAmt>
        <BookValueAmt>5425210</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <OtherCostOrOtherBasisAmt>16429630</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>8195108</DepreciationAmt>
        <BookValueAmt>8234522</BookValueAmt>
      </BuildingsGrp>
      <LeaseholdImprovementsGrp>
        <OtherCostOrOtherBasisAmt>39990</OtherCostOrOtherBasisAmt>
        <BookValueAmt>39990</BookValueAmt>
      </LeaseholdImprovementsGrp>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>3882251</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>2791479</DepreciationAmt>
        <BookValueAmt>1090772</BookValueAmt>
      </EquipmentGrp>
      <OtherLandBuildingsGrp>
        <OtherCostOrOtherBasisAmt>6291763</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>3007324</DepreciationAmt>
        <BookValueAmt>3284439</BookValueAmt>
      </OtherLandBuildingsGrp>
      <TotalBookValueLandBuildingsAmt>18074933</TotalBookValueLandBuildingsAmt>
      <OtherSecuritiesGrp>
        <Desc>INVESTMENTS - PUBLICLY TRADED SECURITIES</Desc>
        <BookValueAmt>3866415</BookValueAmt>
        <MethodValuationCd>F</MethodValuationCd>
      </OtherSecuritiesGrp>
      <OtherSecuritiesGrp>
        <Desc>INVESTMENTS - OTHER SECURITIES</Desc>
        <BookValueAmt>215485</BookValueAmt>
        <MethodValuationCd>F</MethodValuationCd>
      </OtherSecuritiesGrp>
      <TotalBookValueSecuritiesAmt>4081900</TotalBookValueSecuritiesAmt>
      <OtherAssetsOrgGrp>
        <Desc>OTHER ASSETS</Desc>
        <BookValueAmt>49841</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>LEVERAGED LOAN RECEIVABLE</Desc>
        <BookValueAmt>6046200</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Beneficial Interest in Perpetual Trust</Desc>
        <BookValueAmt>270212</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Interest Rate Swap Agreement</Desc>
        <BookValueAmt>70657</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>6436910</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>INTEREST RATE SWAP AGREEMENT</Desc>
        <Amt>0</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Operating Lease Liability</Desc>
        <Amt>1154578</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>Operating Lease Liability</Desc>
        <Amt>3682866</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>4837444</TotalLiabilityAmt>
      <FootnoteTextInd>X</FootnoteTextInd>
      <TotalRevEtcAuditedFinclStmtAmt>11353799</TotalRevEtcAuditedFinclStmtAmt>
      <NetUnrealizedGainsInvstAmt>-785969</NetUnrealizedGainsInvstAmt>
      <DonatedServicesAndUseFcltsAmt>29069</DonatedServicesAndUseFcltsAmt>
      <OtherRevenueAmt>-60709</OtherRevenueAmt>
      <RevenueNotReportedAmt>-817609</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>12171408</RevenueSubtotalAmt>
      <InvestmentExpensesNotIncldAmt>35860</InvestmentExpensesNotIncldAmt>
      <OtherRevenuesNotIncludedAmt>-86543</OtherRevenuesNotIncludedAmt>
      <RevenueNotReportedFinclStmtAmt>-50683</RevenueNotReportedFinclStmtAmt>
      <TotalRevenuePerForm990Amt>12120725</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>11461509</TotExpnsEtcAuditedFinclStmtAmt>
      <OtherExpensesIncludedAmt>-153941</OtherExpensesIncludedAmt>
      <ExpensesNotReportedAmt>-153941</ExpensesNotReportedAmt>
      <ExpensesSubtotalAmt>11615450</ExpensesSubtotalAmt>
      <InvestmentExpensesNotIncld2Amt>35860</InvestmentExpensesNotIncld2Amt>
      <OtherExpensesNotIncludedAmt>0</OtherExpensesNotIncludedAmt>
      <ExpensesNotRptFinclStmtAmt>35860</ExpensesNotRptFinclStmtAmt>
      <TotalExpensesPerForm990Amt>11651310</TotalExpensesPerForm990Amt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule D, Part V, Line 4 Intended uses of endowment funds</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PURPOSE OF THE BOARD DESIGNATED FUNDS IS FOR THE LONG-TERM STABILITY AND GROWTH OF THE YMCA'S MISSION. THE PURPOSE OF THE TEMPORARILY RESTRICTED ENDOWMENT FUNDS IS TO PROMOTE EDUCATION, SCHOLARSHIPS, GROWTH AND EXPANSION, AND FOR THE GENERAL PURPOSE, BENEFIT AND SUPPORT OF CAMP CARSON. THE PURPOSE OF THE PERMANENTLY RESTRICTED ENDOWMENT FUNDS IS TO PROMOTE EDUCATION, RENOVATING CAMP CARSON, AND FOR THE GENERAL PURPOSE, BENEFIT AND SUPPORT OF THE YMCA.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote</FormAndLineReferenceDesc>
        <ExplanationTxt>The Internal Revenue Service has ruled that the YMCA is exempt from the payment of federal income tax under the provisions of Section 501(c)(3) of the Internal Revenue Code. The YMCA has been classified as an organization that is not a private foundation and has been designated as a "publicly-supported" organization. Management evaluated the YMCA's uncertain tax positions and concluded that the YMCA had taken no uncertain tax positions that require adjustment to the financial statements.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule D, Part XI, Line 2(d) Other revenues in audited financial statements not in form 990</FormAndLineReferenceDesc>
        <ExplanationTxt>CHANGE IN BENEFICIAL INTEREST IN FINANCIAL STATEMENT REVENUE - -60709</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule D, Part XI, Line 4(b) Other revenues in form 990 not in audited financial statements</FormAndLineReferenceDesc>
        <ExplanationTxt>FUNDRAISING EXPENSES IN TAX RETURN REVENUE - -106544 RECOVERIES OF PRIOR YEAR PLEDGE IN TAX RETURN REVENUE - 20000 ROUNDING - 1</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule D, Part XII, Line 2(d) Other expenses in audited financial statements not in form 990</FormAndLineReferenceDesc>
        <ExplanationTxt>UNREALIZED SWAP GAIN IN FINANCIAL STATEMENT EXPENSES - -240485 RECOVERIES OF PRIOR YEAR PLEDGE IN FINANCIAL STATEMENT EXPENSES - -20000 FUNDRAISING EXPENSES IN FINANCIAL STATEMENT EXPENSES - 106544</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="IRS990ScheduleG" softwareId="22016089" softwareVersionNum="2022v5.0">
      <FundraisingEventInformationGrp>
        <Event1Nm>Road Races</Event1Nm>
        <GrossReceiptsEvent1Amt>164978</GrossReceiptsEvent1Amt>
        <GrossRevenueEvent1Amt>164978</GrossRevenueEvent1Amt>
        <OtherDirectExpensesEvent1Amt>86377</OtherDirectExpensesEvent1Amt>
        <Event2Nm>Golf Outing</Event2Nm>
        <GrossReceiptsEvent2Amt>20038</GrossReceiptsEvent2Amt>
        <GrossRevenueEvent2Amt>20038</GrossRevenueEvent2Amt>
        <OtherDirectExpensesEvent2Amt>14906</OtherDirectExpensesEvent2Amt>
        <OtherEventsTotalCnt>2</OtherEventsTotalCnt>
        <GrossReceiptsOtherEventsAmt>34470</GrossReceiptsOtherEventsAmt>
        <CharitableContriOtherEventsAmt>17127</CharitableContriOtherEventsAmt>
        <GrossRevenueOtherEventsAmt>17343</GrossRevenueOtherEventsAmt>
        <OthDirectExpnssOtherEventsAmt>5261</OthDirectExpnssOtherEventsAmt>
        <GrossReceiptsTotalAmt>219486</GrossReceiptsTotalAmt>
        <CharitableContributionsTotAmt>17127</CharitableContributionsTotAmt>
        <GrossRevenueTotalEventsAmt>202359</GrossRevenueTotalEventsAmt>
        <OthDirectExpnssTotalEventsAmt>106544</OthDirectExpnssTotalEventsAmt>
        <DirectExpenseSummaryEventsAmt>106544</DirectExpenseSummaryEventsAmt>
        <NetIncomeSummaryAmt>95815</NetIncomeSummaryAmt>
      </FundraisingEventInformationGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule G, Part I not applicable</FormAndLineReferenceDesc>
        <ExplanationTxt>not applicable</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule G, Part III not applicable</FormAndLineReferenceDesc>
        <ExplanationTxt>not applicable</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule G, Part IV not applicable</FormAndLineReferenceDesc>
        <ExplanationTxt>not applicable</ExplanationTxt>
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    </IRS990ScheduleG>
    <IRS990ScheduleJ documentId="IRS990ScheduleJ" softwareId="22016089" softwareVersionNum="2022v5.0">
      <BoardOrCommitteeApprovalInd>X</BoardOrCommitteeApprovalInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <CompBasedOnRevenueOfFlngOrgInd>false</CompBasedOnRevenueOfFlngOrgInd>
      <CompBsdOnRevRelatedOrgsInd>false</CompBsdOnRevRelatedOrgsInd>
      <CompBsdNetEarnsFlngOrgInd>false</CompBsdNetEarnsFlngOrgInd>
      <CompBsdNetEarnsRltdOrgsInd>false</CompBsdNetEarnsRltdOrgsInd>
      <AnyNonFixedPaymentsInd>false</AnyNonFixedPaymentsInd>
      <InitialContractExceptionInd>false</InitialContractExceptionInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <BusinessName>
          <BusinessNameLine1Txt>Johnathan Pope</BusinessNameLine1Txt>
        </BusinessName>
        <TitleTxt>CEO</TitleTxt>
        <BaseCompensationFilingOrgAmt>180790</BaseCompensationFilingOrgAmt>
        <CompensationBasedOnRltdOrgsAmt>0</CompensationBasedOnRltdOrgsAmt>
        <BonusFilingOrganizationAmount>0</BonusFilingOrganizationAmount>
        <BonusRelatedOrganizationsAmt>0</BonusRelatedOrganizationsAmt>
        <OtherCompensationFilingOrgAmt>0</OtherCompensationFilingOrgAmt>
        <OtherCompensationRltdOrgsAmt>0</OtherCompensationRltdOrgsAmt>
        <DeferredCompensationFlngOrgAmt>18079</DeferredCompensationFlngOrgAmt>
        <DeferredCompRltdOrgsAmt>0</DeferredCompRltdOrgsAmt>
        <NontaxableBenefitsFilingOrgAmt>22316</NontaxableBenefitsFilingOrgAmt>
        <NontaxableBenefitsRltdOrgsAmt>0</NontaxableBenefitsRltdOrgsAmt>
        <TotalCompensationFilingOrgAmt>221185</TotalCompensationFilingOrgAmt>
        <TotalCompensationRltdOrgsAmt>0</TotalCompensationRltdOrgsAmt>
        <CompReportPrior990FilingOrgAmt>0</CompReportPrior990FilingOrgAmt>
        <CompReportPrior990RltdOrgsAmt>0</CompReportPrior990RltdOrgsAmt>
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    <IRS990ScheduleK documentId="IRS990ScheduleK1" softwareId="22016089" softwareVersionNum="2022v5.0">
      <TaxExemptBondsIssuesGrp>
        <BondReferenceCd>A</BondReferenceCd>
        <IssuerName>
          <BusinessNameLine1Txt>Indiana Development Finance Authority</BusinessNameLine1Txt>
        </IssuerName>
        <BondIssuerEIN>351602316</BondIssuerEIN>
        <BondIssuedDt>2015-10-21</BondIssuedDt>
        <IssuePriceAmt>3000000</IssuePriceAmt>
        <PurposeDesc>ASSIST WITH A 6,067 SQUARE FOOT EXPANSION TO DUNIGAN YMCA</PurposeDesc>
        <DefeasedInd>false</DefeasedInd>
        <OnBehalfOfIssuerInd>false</OnBehalfOfIssuerInd>
        <PoolFinancingInd>false</PoolFinancingInd>
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      <TaxExemptBondsProceedsGrp>
        <BondReferenceCd>A</BondReferenceCd>
        <RetiredAmt>3000000</RetiredAmt>
        <BondDefeasedAmt>0</BondDefeasedAmt>
        <TotalProceedsAmt>3000000</TotalProceedsAmt>
        <InReserveFundAmt>0</InReserveFundAmt>
        <CapitalizedInterestAmt>0</CapitalizedInterestAmt>
        <RefundingEscrowAmt>0</RefundingEscrowAmt>
        <IssuanceCostsFromProceedsAmt>34798</IssuanceCostsFromProceedsAmt>
        <CreditEnhancementAmt>0</CreditEnhancementAmt>
        <WorkingCapitalExpendituresAmt>0</WorkingCapitalExpendituresAmt>
        <CapitalExpendituresAmt>0</CapitalExpendituresAmt>
        <OtherSpentProceedsAmt>2100000</OtherSpentProceedsAmt>
        <UnspentAmt>865202</UnspentAmt>
        <SubstantialCompletionYr>2004</SubstantialCompletionYr>
        <RefundingTaxExemptBondsInd>false</RefundingTaxExemptBondsInd>
        <RefundingTaxableBondsInd>false</RefundingTaxableBondsInd>
        <FinalAllocationMadeInd>true</FinalAllocationMadeInd>
        <AdequateBooksAndRecMaintInd>true</AdequateBooksAndRecMaintInd>
      </TaxExemptBondsProceedsGrp>
      <TaxExemptBondsPrivateBusUseGrp>
        <BondReferenceCd>A</BondReferenceCd>
        <PrivateBusUseByOthersPct>0.0</PrivateBusUseByOthersPct>
        <PrivateBusConcerningUBIPct>0.0</PrivateBusConcerningUBIPct>
        <TotalPrivateBusinessUsePct>0.0</TotalPrivateBusinessUsePct>
      </TaxExemptBondsPrivateBusUseGrp>
      <TaxExemptBondsArbitrageGrp>
        <BondReferenceCd>A</BondReferenceCd>
        <Form8038TFiledInd>false</Form8038TFiledInd>
        <RebateNotDueYetInd>false</RebateNotDueYetInd>
        <ExceptionToRebateInd>false</ExceptionToRebateInd>
        <NoRebateDueInd>false</NoRebateDueInd>
        <VariableRateIssueInd>true</VariableRateIssueInd>
        <HedgeIdentifiedInBksAndRecInd>false</HedgeIdentifiedInBksAndRecInd>
        <GrossProceedsInvestedInGICInd>false</GrossProceedsInvestedInGICInd>
        <GrossProceedsInvestedInd>false</GrossProceedsInvestedInd>
        <WrittenProcToMonitorReqsInd>false</WrittenProcToMonitorReqsInd>
      </TaxExemptBondsArbitrageGrp>
      <ProceduresCorrectiveActionGrp>
        <BondReferenceCd>A</BondReferenceCd>
        <ProceduresCorrectiveActionInd>true</ProceduresCorrectiveActionInd>
      </ProceduresCorrectiveActionGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule K, Part V Different Procedures to Undertake Corrective Action</FormAndLineReferenceDesc>
        <ExplanationTxt>Issuer name: Indiana Development Finance Authority N/A</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleK>
    <IRS990ScheduleL documentId="IRS990ScheduleL" softwareId="22016089" softwareVersionNum="2022v5.0">
      <LoansBtwnOrgInterestedPrsnGrp>
        <BusinessName>
          <BusinessNameLine1Txt>Substantial Contributor</BusinessNameLine1Txt>
        </BusinessName>
        <RelationshipWithOrgTxt>Substantial Contributor</RelationshipWithOrgTxt>
        <LoanPurposeTxt>Tax-Exempt Bond</LoanPurposeTxt>
        <LoanToOrganizationInd>X</LoanToOrganizationInd>
        <OriginalPrincipalAmt>3000000</OriginalPrincipalAmt>
        <BalanceDueAmt>2021077</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <BusinessName>
          <BusinessNameLine1Txt>Substantial Contributor</BusinessNameLine1Txt>
        </BusinessName>
        <RelationshipWithOrgTxt>Substantial Contributor</RelationshipWithOrgTxt>
        <LoanPurposeTxt>Construction of New Facility</LoanPurposeTxt>
        <LoanToOrganizationInd>X</LoanToOrganizationInd>
        <OriginalPrincipalAmt>1000000</OriginalPrincipalAmt>
        <BalanceDueAmt>842154</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <TotalBalanceDueAmt>2863231</TotalBalanceDueAmt>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <BusinessName>
            <BusinessNameLine1Txt>Substantial Contributor</BusinessNameLine1Txt>
          </BusinessName>
        </NameOfInterested>
        <RelationshipDescriptionTxt>Substantial Contributor</RelationshipDescriptionTxt>
        <TransactionAmt>149354</TransactionAmt>
        <TransactionDesc>Sublease of Building</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
    </IRS990ScheduleL>
    <IRS990ScheduleM documentId="IRS990ScheduleM" softwareId="22016089" softwareVersionNum="2022v5.0">
      <SecuritiesPubliclyTradedGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <ContributionCnt>2</ContributionCnt>
        <NoncashContributionsRptF990Amt>51201</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>Market value</MethodOfDeterminingRevenuesTxt>
      </SecuritiesPubliclyTradedGrp>
      <OtherNonCashContriTableGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <Desc>Camp Equipment</Desc>
        <ContributionCnt>3</ContributionCnt>
        <NoncashContributionsRptF990Amt>6300</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>Market value</MethodOfDeterminingRevenuesTxt>
      </OtherNonCashContriTableGrp>
      <OtherNonCashContriTableGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <Desc>Camp Fuel</Desc>
        <ContributionCnt>2</ContributionCnt>
        <NoncashContributionsRptF990Amt>4005</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>Market value</MethodOfDeterminingRevenuesTxt>
      </OtherNonCashContriTableGrp>
      <OtherNonCashContriTableGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <Desc>Camp Supplies</Desc>
        <ContributionCnt>1</ContributionCnt>
        <NoncashContributionsRptF990Amt>1500</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>Market value</MethodOfDeterminingRevenuesTxt>
      </OtherNonCashContriTableGrp>
      <OtherNonCashContriTableGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <Desc>Camp Banner</Desc>
        <ContributionCnt>1</ContributionCnt>
        <NoncashContributionsRptF990Amt>107</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>Market value</MethodOfDeterminingRevenuesTxt>
      </OtherNonCashContriTableGrp>
      <Form8283ReceivedCnt>0</Form8283ReceivedCnt>
      <AnyPropertyThatMustBeHeldInd>false</AnyPropertyThatMustBeHeldInd>
      <ReviewProcessUnusualNCGiftsInd>true</ReviewProcessUnusualNCGiftsInd>
      <ThirdPartiesUsedInd>true</ThirdPartiesUsedInd>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule M, Part I, Line 32b Third parties used to solicit, process, or sell noncash contributions</FormAndLineReferenceDesc>
        <ExplanationTxt>WE USE MORGAN STANLEY TO RECEIVE, SELL, AND PROCESS GIFTS OF STOCK.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule M, Part I Explanations of reporting method for number of contributions</FormAndLineReferenceDesc>
        <ExplanationTxt>Securities - Publicly traded - 2 contributions of stock. Other - Camp Equipment 3 contributions of items. Other - Camp Fuel 2 contributions of fuel. Other - Camp Supplies 1 contribution of supplies. Other - Camp Banner 1 contribution of a banner.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleM>
    <IRS990ScheduleO documentId="IRS990ScheduleO" softwareId="22016089" softwareVersionNum="2022v5.0">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d Description of other program services</FormAndLineReferenceDesc>
        <ExplanationTxt>(Expenses $ 4,177,027 including grants of $ 1,047)(Revenue $ 472,926) THE YMCA IS MORE THAN THE FOUR WALLS OF THE FACILITIES: THE YMCA IS A PARTNER IN BUILDING STRONGER COMMUNITIES FOR MEMBERS AND NON-MEMBERS. THE YMCA OF SOUTHWESTERN IN, INC. PROMOTES COMMUNITY DEVELOPMENT THROUGH A SERIES OF PROGRAMS DESIGNED TO WORK WITH THE DISADVANTAGED, THE HOMELESS, AND THE HUNGRY YOUTH BY PROVIDING JOB TRAINING, LANGUAGE AND LITERACY CLASSES, LEADERSHIP CLASSES SUCH AS YOUTH IN GOVERNMENT, AND COUNSELING. WE HAVE COMMUNITY PARTNERSHIPS WITH AGENCIES SUCH AS UNITED WAY, EVANSVILLE HOUSING AUTHORITY, AND EVANSVILLE VANDERBURGH SCHOOL CORPORATION. THE YMCA BELIEVES THAT ITS ROLE IN STIMULATING VOLUNTEERISM, TRAINING VOLUNTEER LEADERS, AND PROVIDING VEHICLES FOR CHARITABLE WORK ADDRESSES AN IMPORTANT SOCIAL NEED. IN 2022, WE SERVED 2,237 CHILDREN IN AQUATICS AND SPORTS PROGRAMS AND 1,562 CHILDREN IN FREE OUTREACH PROGRAMS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 2 Family/business relationships amongst interested persons</FormAndLineReferenceDesc>
        <ExplanationTxt>Dave Abbott &amp; Alex Abbott - Family relationship, Jim Sandgren, Sara Miller, &amp; Pete Mogavero - Business relationship, John Greaney &amp; Jim Sandgren - Business relationship</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 11b Review of form 990 by governing body</FormAndLineReferenceDesc>
        <ExplanationTxt>THE 990 IS PREPARED BY THE ACCOUNTING DIRECTOR IN COOPERATION WITH THE CFO. THE CFO AND BOARD TREASURER REVIEW THE 990, THEN A COPY OF THE 990 IS SENT ELECTRONICALLY TO THE FINANCE COMMITTEE MEMBERS FOR APPROVAL. THE BOARD IS NOTIFIED WHEN THE 990 IS COMPLETE AND EACH MEMBER IS FURNISHED A COPY IF REQUESTED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 12c Conflict of interest policy</FormAndLineReferenceDesc>
        <ExplanationTxt>A PERSON IS ASKED TO STEP OUT IF HE/SHE HAS A CONFLICT OF INTEREST IN REGARDS TO A DECISION THAT REQUIRES A VOTE. BOARD MEMBERS ARE ASKED TO DISCLOSE ANY CONFLICT OF INTEREST BEFORE ACCEPTING A BOARD POSITION. EVERY YEAR, THE EXECUTIVE COMMITTEE REVIEWS AND APPROVES THE CONFLICT OF INTEREST POLICY, AND THEN THE BOARD MEMBERS ARE ASKED TO SIGN THE CONFLICT OF INTEREST POLICY AND TO DISCLOSE ANY CONFLICTS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 15a Process to establish compensation of top management official</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PROCESS FOR DETERMINING COMPENSATION OF THE ORGANIZATION'S TOP MANAGEMENT AND OTHER OFFICERS OR KEY EMPLOYEES IS AN ANNUAL PROCESS BY THE HUMAN RESOURCE COMMITTEE. MEMBERS OF THE HUMAN RESOURCE COMMITTEE INCLUDE TWO INDEPENDENT BOARD MEMBERS AND TWO COMMUNITY VOLUNTEERS. COMPENSATION IS DETERMINED BASED ON INDUSTRY AVERAGES AND GUIDELINES ESTABLISHED BY THE YMCA OF THE USA. THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION ON AN ANNUAL BASIS AND THE FULL BOARD APPROVES ANNUAL COMPENSATION RECOMMENDATIONS FOR THE CHIEF EXECUTIVE OFFICER.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 15b Process to establish compensation of other employees</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PROCESS FOR DETERMINING COMPENSATION OF THE ORGANIZATION'S TOP MANAGEMENT AND OTHER OFFICERS OR KEY EMPLOYEES IS AN ANNUAL PROCESS BY THE HUMAN RESOURCE COMMITTEE. MEMBERS OF THE HUMAN RESOURCE COMMITTEE INCLUDE TWO INDEPENDENT BOARD MEMBERS AND TWO COMMUNITY VOLUNTEERS. COMPENSATION IS DETERMINED BASED ON INDUSTRY AVERAGES AND GUIDELINES ESTABLISHED BY THE YMCA OF THE USA. THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION ON AN ANNUAL BASIS AND THE FULL BOARD APPROVES ANNUAL COMPENSATION RECOMMENDATIONS FOR THE CHIEF EXECUTIVE OFFICER.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Line 19 Required documents available to the public</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES FINANCIAL STATEMENTS, GOVERNING DOCUMENTS, AND POLICY DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VIII, Line 2f Other Program Service Revenue</FormAndLineReferenceDesc>
        <ExplanationTxt>Other Program Revenue - Total Revenue: 472926, Related or Exempt Function Revenue: 472926, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ; Residence Revenue - Total Revenue: 0, Related or Exempt Function Revenue: 0, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ;</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part XI, Line 9 Other changes in net assets or fund balances</FormAndLineReferenceDesc>
        <ExplanationTxt>Change in Beneficial Interest in Perpetual Trusts - -60709; Rounding - -1;</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part XII, Line 2c Audit committee oversight process</FormAndLineReferenceDesc>
        <ExplanationTxt>THERE HAS BEEN NO CHANGES TO THE OVERSIGHT PROCESS DURING THE CURRENT YEAR.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part I, Line 1 DESCRIPTION OF ORGANIZATION MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>THE YMCA OF SOUTHWESTERN INDIANA INC., FOLLOWING THE EXAMPLE OF JESUS CHRIST, RESPONDS TO COMMUNITY NEEDS BY SERVING ALL PEOPLE, ESPECIALLY YOUTH, THROUGH RELATIONSHIPS AND ACTIVITIES THAT PROMOTE A HEALTHY SPIRIT, MIND, AND BODY.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="IRS990ScheduleR" softwareId="22016089" softwareVersionNum="2022v5.0">
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>EVANSVILLE YMCA CAMP CARSON FUND</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>516 COURT STREET</AddressLine1Txt>
          <CityNm>EVANSVILLE</CityNm>
          <StateAbbreviationCd>IN</StateAbbreviationCd>
          <ZIPCd>47708</ZIPCd>
        </USAddress>
        <EIN>356043141</EIN>
        <PrimaryActivitiesTxt>SUPPORT</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>IN</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>501(c)(3)</ExemptCodeSectionTxt>
        <PublicCharityStatusTxt>11</PublicCharityStatusTxt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>NA</BusinessNameLine1Txt>
        </DirectControllingEntityName>
        <ControlledOrganizationInd>false</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>EVANSVILLE YMCA ENDOWMENT FUND TRUST</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>516 COURT STREET</AddressLine1Txt>
          <CityNm>EVANSVILLE</CityNm>
          <StateAbbreviationCd>IN</StateAbbreviationCd>
          <ZIPCd>47708</ZIPCd>
        </USAddress>
        <EIN>900945328</EIN>
        <PrimaryActivitiesTxt>SUPPORT</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>IN</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>501(c)(3)</ExemptCodeSectionTxt>
        <PublicCharityStatusTxt>11</PublicCharityStatusTxt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>NA</BusinessNameLine1Txt>
        </DirectControllingEntityName>
        <ControlledOrganizationInd>false</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>YSWIN DEVELOPMENT INC</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>516 COURT STREET</AddressLine1Txt>
          <CityNm>EVANSVILLE</CityNm>
          <StateAbbreviationCd>IN</StateAbbreviationCd>
          <ZIPCd>47708</ZIPCd>
        </USAddress>
        <EIN>831445716</EIN>
        <PrimaryActivitiesTxt>SUPPORT</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>IN</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>501(c)(2)</ExemptCodeSectionTxt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>NA</BusinessNameLine1Txt>
        </DirectControllingEntityName>
        <ControlledOrganizationInd>false</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <ReceiptOfIntAnntsRntsRyltsInd>false</ReceiptOfIntAnntsRntsRyltsInd>
      <GiftGrntOrCapContriToOthOrgInd>true</GiftGrntOrCapContriToOthOrgInd>
      <GiftGrntCapContriFromOthOrgInd>true</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>true</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>false</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>false</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>false</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>false</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>false</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>true</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>true</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>true</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>false</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>false</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>true</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>false</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>true</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>false</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>false</TransferFromOtherOrgInd>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>YSWIN DEVELOPMENT INC</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>K</TransactionTypeTxt>
        <InvolvedAmt>1228925</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>COST</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>YSWIN DEVELOPMENT INC</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>L</TransactionTypeTxt>
        <InvolvedAmt>52760</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>COST</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <TransactionTypeTxt>C</TransactionTypeTxt>
        <InvolvedAmt>802247</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>COST</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule R, Part VII not applicable</FormAndLineReferenceDesc>
        <ExplanationTxt>not applicable</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleR>
  </ReturnData>
</Return>
