2023-05-05T12:47:59-07:00 2022-12-31 990 2022-01-01 050252335 RHODE ISLAND CREDIT UNION RHOD 4017517440 160 Francis Street Providence RI 02903 DANA TAGLIANETTI VP/CONTROLLER 4015532251 2023-04-30 1 1 11 0 AAL2 2022 2023-04-26 12:10:37Z David B Suvall 160 Francis Street Providence RI 02903 16174747 0 X www.ricreditunion.org X Credit Union Financial Institution 1946 RI Rhode Island Credit Union Provides financial services to members 8 8 79 8 72526 72526 0 0 16678289 16174747 0 0 0 0 16678289 16174747 0 0 0 0 6706241 6642670 0 0 0 6202309 6875186 12908550 13517856 3769739 2656891 387896384 402123591 352014250 364056906 35882134 38066685 Rhode Island Credit Union provides financial services to members 0 0 13517856 0 16174147 The Credit Union provides financial services to its members 0 0 0 13517856 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 24 0 1 79 1 1 1 0 0 0 0 0 0 0 X 8 8 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X Dana R Taglianetti 4017517440 160 Francis Street Providence RI 02903 David B Suvall President/CEO 40 0 X X X 236988 0 36941 Nancy L Zeppa Executive Vice President/COO 40 0 X X X 179964 0 75967 Maureen Jendzejec Vice President/ Credit 40 0 X X X 136538 0 78931 Dana R Taglianetti Vice President/ Controller 40 0 X X X 138054 0 53683 Gina M DePalo Vice President Branch Admin/Marketing 40 0 X X X 126446 0 34310 Jane F Correia Board Chair 5 0 X 20400 0 0 Ernest A DeAngelis First Vice Chair 5 0 X 18000 0 0 Robert P Gemma Board Secretary 5 0 X 18000 0 0 Robert E Christie Board Treasurer 5 0 X 17900 0 0 Dennis Tripodi Assistant Treasurer 5 0 X 16600 0 0 Roger Pincince Board Member 5 0 X 16550 0 0 Henry Godin Jr Board Member 2 0 X 15000 0 0 Paul V Filippone Director Deceased 0 0 X 10500 0 0 R Gary Clark Board Member deceased 0 0 X 9750 0 0 Beverly A Dwyer Board Member 1 0 X 6375 0 0 967065 0 279832 6 1 1 0 0 0 Insurance Sales 524298 72526 0 72526 0 Interest Income Loans 522130 10837548 0 0 10837548 Investment Income 522130 1022515 0 0 1022515 Other Service Fees and Income 522130 4242158 0 0 4242158 0 0 0 0 16174747 0 0 0 0 0 16174747 0 72526 16102221 0 0 0 0 967065 0 3808752 187025 1303891 375937 0 25277 75250 0 0 2 286813 1563029 963509 37426 0 30194 490902 0 636233 88062 Loan Expenses/Loan Losses 1183624 Checking Expenses 103908 Visa/ATM Expenses 832578 558379 13517856 0 0 0 1693201 2014478 122042328 101523204 0 0 245353941 280452058 0 0 0 0 0 0 0 0 3487859 3310646 18784843 10213113 7302097 8571730 8016958 6251475 387896384 402123591 3801373 5820856 348212877 358236050 352014250 364056906 X 0 0 0 0 35882134 38066685 35882134 38066685 387896384 402123591 X 2656891 0 0 0 0 -472340 X 0 1 X 1 0 0 330252 330252 0 9697329 4092306 5605023 0 429242 429242 0 0 6745366 5691565 1053801 0 1582654 0 1582654 8571730 0 Member Savings and Deposit Accounts 353036050 fhlbb loan advance 5200000 358236050 16174747 0 0 0 0 0 16174747 0 0 0 16174747 13517856 0 0 0 0 0 13517856 0 0 0 13517856 X 1 1 X 0 1 0 David B Suvall President/CEO 236988 0 0 0 0 0 14219 0 22722 0 273929 0 0 0 Nancy L Zeppa Executive Vice President/COO 179964 0 0 0 0 0 53245 0 22722 0 255931 0 0 0 Maureen Jendzejec Vice President/ Credit 136538 0 0 0 0 0 56159 0 22772 0 215469 0 0 0 Dana R Taglianetti Vice President/ Controller 138054 0 0 0 0 0 44072 0 9611 0 191737 0 0 0 Gina M DePalo Vice President Branch Admin/Marketing 126446 0 0 0 0 0 24699 0 9611 0 160756 0 0 0 Schedule J, Part I, Line 1a Some Board members were accompanied by spouse on a Credit Union Business Conference to support Board Knowledge and education Schedule J, Part I, Line 4 The Credit Union offers a Supplemental Retirement Plan to certain top executives Form 990, Part VI, Section A, Line 6 Each member is a stockholder of the Credit Union Form 990, Part VI, Section A, Line 7a The members of the credit Union elect the governing body Form 990, Part VI, Section A, Line 7b Any By Law changes require approval of the membership Form 990, Part VI, Section B, Line 11b The Supervisory Committee reviews the 990 Filing annually Form 990, Part VI, Section B, Line 12c The members of the governing body attest in writing that they have no conflict of interest Form 990, Part VI, Section B, Line 15 External salary data is used to determine salary for credit union executives annually Form 990, Part VI, Section C, Line 19 Documents and policies are available on request Form 990, Part XI, Line 9 Amount reported is OCI from pension reserves