2023-04-28T12:59:46-07:00 2022-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2022-01-01 850157089 HIGH DESERT COMMUNITY CREDIT UNION HIGH 5053343074 321 SOUTH MAIN AVE Aztec NM 87410 LIZ RUSK CEO 2023-04-28 true LIZ RUSK 999009999 true Patrick Haughey P01980057 8005225820 2 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z ANNA REDDING 321 SOUTH MAIN AVE Aztec NM 874102124 1101509 false X HIGHDESERTCOMMUNITYCU.ORG X 1956 NV to promote thrift among its members and to create a source of credit for them at legitimate interest for provident and productive purposes. 7 7 12 5600 0 1097612 999930 10381 101579 0 1107993 1101509 0 0 299481 310719 0 0 596389 681250 895870 991969 212123 109540 23129097 20879861 20931385 18572609 2197712 2307252 to promote thrift among its members and to create a source of credit for them at legitimate interest for provident and productive purposes. false false The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2022 was 2,170. The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2022 was 922. false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 782 0 true 12 false true true false false false false false false false X 7 7 false false false false true true true true false false true true false false false true true true false X X Emily Huckins 5053343074 PO BOX 1059 Aztec NM 874102124 LIZ RUSK MANAGER/CEO 40.00 0.00 X 67148 0 7698 ANNA REDDING CHAIRPERSON 2.00 0.00 X 0 0 0 SONDRA SPENCER SEC/TREASURER 2.00 0.00 X 0 0 0 NANCY ROSS VICE CHAIR 2.00 0.00 X 0 0 0 JUDY ENGLEHART Director 2.00 0.00 X 0 0 0 BETH SIMS Director 2.00 0.00 X 0 0 0 67148 7698 0 false false false 0 0 EXTENDED WARRANTY INCOME 5600 5600 FEES AND OTHER CHARGES 119751 119751 INTEREST ON LOAN 522100 874579 874579 999930 101579 101579 0 0 0 0 0 0 0 0 1101509 1095909 5600 0 0 0 0 74846 0 187760 1806 27292 19015 0 0 17324 0 0 0 16852 9112 536 33325 0 68417 2539 0 0 195759 0 17994 13420 Provision for Loan Loss 186078 Loan Servicing 53997 VISA CARD Expense 43331 Postage and Shipping 7399 15167 991969 0 0 0 19321 19015 8076873 4945196 0 0 0 0 14285929 13639508 0 29819 29830 604692 132911 473956 471781 0 1500 1504544 0 0 241699 269987 23129097 20879861 322286 40162 20609099 18532447 20931385 18572609 X 2197712 2307252 2197712 2307252 23129097 20879861 109540 X false false false 85000 85000 378660 39591 339069 141032 93320 47712 471781 1504544 Shares and Share Equivalents 18532447 18532447 Form 990, Part VI, Section A, Line 6 Section 501c(14) Credit Union is composed of members. Form 990, Part VI, Section A, Line 7a Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting. Form 990, Part VI, Section A, Line 7b THE GOVERNING BODY DOES NOT GIVE AUTHORITY TO COMMITTEES TO ACT ON THEIR BEHALF Form 990, Part VI, Section B, Line 11b THE CREDIT UNION'S MANAGER PROVIDES THE 990 TO THE BAORD MEMBERS AT ON OF ITS MONTHLY MEETINGS. Form 990, Part VI, Section B, Line 12c Employee loans are Management approved. Management loans are APPROVED BY THE GOVERNING BODY. Form 990, Part VI, Section B, Line 15b THE CEO/MANAGER REVIEWS THE PERFORMANCE OF EMPLOYEES TO DETERMINE ANY INCREASES IN SALARY AND BENEFITS. Form 990, Part VI, Section C, Line 18 Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions. Form 990, Part VI, Section C, Line 19 No documents available to the public.