2023-03-15T15:57:12-05:00 2022-12-31 363321958 Desmond & Ahern Ltd 10827 S Western Avenue Chicago IL 60643 990 2022-01-01 366068676 Access Credit Union ACCE 7083430228 1807 W Cermak Rd Broadview IL 60115 Lisa Dinges President 7083430228 2023-03-15 1 Lisa Dinges 999009999 0 Jason L Gierhahn P02385275 7737794720 2023-03-15 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z Lisa Dinges 1807 W Cermak Rd Broadview IL 60115 2598259 0 X www.access-cu.com X Cooperative 1998 IL Illinois state chartered credit union operated for the mutual benefit of its members 9 9 14 9 320 0 0 0 2115840 2243288 408112 343586 0 0 2523952 2586874 0 0 0 0 902819 1039620 0 0 0 1225319 1253616 2128138 2293236 395814 293638 61378110 61905866 54126389 54360507 7251721 7545359 Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest. 0 0 Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/22 was 1,706 for a total of $31,698,333. Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/22 is 8,685 in the amount of $54,107,366. 0 0 1 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 754 0 1 14 1 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 0 1 1 0 1 1 0 0 0 1 1 0 0 X Lisa Dinges 7083430228 1807 W Cermak Rd Broadview IL 60155 Steven Bergeon Chairman 2.00 X X 0 0 0 Craig Lundt Vice Chairman 2.00 X X 0 0 0 Yogi Patel Treasurer 2.00 X X 0 0 0 Donna Sebestyen Secretary 2.00 X X 0 0 0 Alexis Wallace Director 2.00 X 0 0 0 Kurtis Todd Director 2.00 X 0 0 0 James Parker Director 2.00 X 0 0 0 Ron Mikicich Director 2.00 X 0 0 0 Pamela Harrison Director 2.00 X 0 0 0 Lisa Dinges President/CEO 45.00 X 124200 0 19749 Thomas Pierce COO 45.00 X 108708 0 16553 232908 0 36302 2 0 0 0 Fiserv 255 Fiserv Drive Brookfield WI 53308 Bank interface/maintenance 325789 1 Loan Interest 522100 1523054 1523054 Fees & other charges 525990 720234 719914 320 2243288 342471 342471 12500 11385 1115 1115 1115 2586874 2242968 320 343586 273398 603951 30169 71545 60557 18183 74793 30646 105240 261889 144329 4412 5045 89214 71384 21844 ATM/Debit fees 206196 Loan servicing 166005 Other operating 54436 2293236 485566 246105 1280468 638576 28157797 31698333 171353 288840 3393236 1036054 2385633 2357182 28039034 25784136 67059 67059 791200 825635 61378110 61905866 164998 253141 53961391 54107366 54126389 54360507 X 0 0 0 0 7251721 7545359 7251721 7545359 61378110 61905866 293638 0 X X 0 1 X 1 0 Credit Union Political Action Council 1807 West Diehl Road Naperville IL 60563 363092340 160 0 Form 990, Schedule C, Part 1-C, line 5: The organization's only political activity is the contribution to the Credit Union Political Action Council that is reported in Parts 1-A and 1-C of this Schedule C. 975000 975000 1965008 663560 1301448 453228 372494 80734 2357182 Member Shares 54107366 54107366 X 2586874 0 2586874 0 2586874 2293236 0 2293236 0 2293236 Part X, Line 2: FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2022 or 2021 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing. Form 990, Part VI, Section A, line 6 Membership consists of individuals with funds on deposit with the Credit Union. Form 990, Part VI, Section A, line 7a Members participate in the annual election of the Board of Directors. Form 990, Part VI, Section B, line 11b The Form 990 was reviewed by the CEO, COO, and VP of Operations of the Credit Union prior to filing. Form 990, Part VI, Section B, line 15a Compensation of the CEO and top management is determined by the Board of Directors using comparibility data. Form 990, Part VI, Section C, line 19 Governing documents available upon request. Form 990, Part XII, line 2c: The process has not changed from the prior year.