2023-11-15T12:33:27-06:00 2022-12-31 251031723 H2R CPA 875 GREENTREE RD BLDG 7 STE 1000 PITTSBURGH PA 15220 990 2022-01-01 340220540 FIRST CATHOLIC SLOVAK LADIES ASSOCIATION OF THE UNITED STATES OF AMERICA FIRS 2164648015 24950 CHAGRIN BOULEVARD CLEVELAND OH 441225634 CYNTHIA MARIA MALESKI NATIONAL, PRESIDENT/CEO 2164648015 2023-10-23 1 CYNTHIA MARIA MALESKI 999009999 1 LEO A HANNAH P00950147 4123912920 2023-10-23 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z CYNTHIA MARIA MALESKI 24950 CHAGRIN BLVD BEACHWOOD OH 44122 111615743 0 X WWW.FCSLA.ORG X 1899 OH TO PROVIDE FRATERNAL AND OTHER BENEFITS TO MEMBERS. 11 0 46 0 7725 0 0 0 67332617 37395224 51304197 49958076 15071 43046 118651885 87396346 414520 386787 56912121 67518282 4169841 3834855 0 0 0 55392065 14488126 116888547 86228050 1763338 1168296 1116473671 1127543562 1007154614 1018468080 109319057 109075482 X ESTABLISHED IN 1892, THE FIRST CATHOLIC SLOVAK LADIES ASSOCIATION PROVIDES FINANCIAL SECURITY TO ITS MEMBERS NATIONWIDE THROUGH ITS PREMIER LIFE INSURANCE AND ANNUITY PRODUCTS. SALES OF THESE PRODUCTS ALLOW THE FIRST CATHOLIC SLOVAK LADIES ASSOCIATION TO SERVE BOTH ITS MEMBERS AND THE COMMUNITY WITH FRATERNAL AND CHARITABLE OPPORTUNITIES THAT PROMOTE CATHOLIC VALUES AND SLAVIC TRADITIONS. 0 0 LIFE INSURANCE ACTIVITIES AND BENEFITS (134,075 CERTIFICATES IN FORCE: $1,111,705,000 AMOUNT OF INSURANCE IN FORCE). 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 11898 0 1 46 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 11 0 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X FRANK RANDO (CONTROLLER) 2164648017 24950 CHAGRIN BOULEVARD BEACHWOOD OH 441225634 CYNTHIA MARIA MALESKI NATIONAL,PRESIDENT/CEO 50.00 X X 287198 0 27692 MSGR PETER M POLANDO NATIONAL CHAPLAIN 10.00 X 20271 0 0 LAWRENCE M GOLOFSKI NATIONAL DIRECTOR 10.00 X 15606 0 0 BARBARA A SEKERAK NATIONAL AUDITOR 10.00 X 21848 0 0 JOANN SKVAREK BANVICH NATIONAL DIRECTOR 10.00 X 15606 0 0 DENNIS L POVONDRA NATIONAL AUDITOR 10.00 X 21848 0 0 JEANETTE E PALANCA NATIONAL DIRECTOR 10.00 X 15606 0 0 DOROTHY L URBANOWICZ NATIONAL AUDITOR 10.00 X 21848 0 0 SUE ANN M SEICH NATIONAL DIRECTOR 10.00 X 21848 0 0 PATRICK BRAUN NATIONAL DIRECTOR 10.00 X 15606 0 0 SUZANNE V STROHL NATIONAL DIRECTOR 10.00 X 21848 0 0 STUART L COLLINS NATIONAL TREASURER 40.00 X 200073 0 22484 KIMBERLY GRAHAM NATIONAL SECRETARY 40.00 X 177511 0 20206 JAMES DEAK PROGRAMMER/ANALYST 40.00 X 111206 0 17273 PAULA DALPIAZ INSURANCE/IT MGR 40.00 X 110878 0 17860 PAUL S SMITHERS NATIONAL SALES MANAGER 40.00 X 210875 0 23837 FRANK RANDO CONTROLLER 40.00 X 106842 0 16963 PRATHIMA VADI IT MANAGER 40.00 X 124956 0 17863 1521474 0 164178 8 0 1 0 ILLUSTRATE INC USA 8101 COLLEGE BLVD SUITE 100 OVERLAND PARK KS 66210 DIGITAL SUPPORT FOR LIFE INSURANCE & ANN 466470 TRIANGLE PRESS 6702 ALLENTOWN BLVD HARRISBURG PA 17112 PRINTING AND MAILING SERVICES 459101 SLAPPY COMMUNICATIONS 13315 BROADWAY AVENUE CLEVELAND OH 44125 COMPUTER SUPPORT SERVICES 233874 WILLORY LLC PO BOX 50 1970 N CLEVELAND MASSI BATH OH 44210 TEMPORARY AGENCY 183258 THE BREWER-GARRETT COMPANY PO BOX 72324 CLEVELAND OH 44192 BUILDING REPAIRS 163585 7 FRATERNAL INSURANCE PREMIUMS 524113 37187201 37187201 AMORTIZATION OF IMR 524113 208023 208023 37395224 50623178 50623178 23539558 24204660 -665102 -665102 -665102 22462 14737 7725 7725 MISCELLANEOUS 900099 35321 35321 35321 87396346 87388621 7725 0 180350 206437 67518282 927099 2225703 41563 422414 218076 65604 182194 232163 176742 97796 237346 77501 275044 291124 66810 CHANGE IN AGGREGATE RES 8813764 COMMISSIONS ON PREMIUMS 971768 PRINTING AND PUBLICATIO 676933 BRANCH MEMBERSHIP 631373 1691964 86228050 33135 30070 17602735 18227618 519810 258126 8642979 3817973 4598305 4825006 1056795578 1067508218 1927530 1817062 34996578 34877462 1116473671 1127543562 1620776 2009095 1005533838 1016458985 1007154614 1018468080 X 0 0 0 0 109319057 109075482 109319057 109075482 1116473671 1127543562 X 1168296 -855528 -556343 X X 0 1 X 1 0 20100 20100 7094170 2753668 4340502 1528709 1064305 464404 4825006 AGGREGATE LIFE CERTIFICATES & CONTRACTS RESERVE 968035320 CERTIFICATE AND CONTRACT CLAIMS - LIFE 3145726 PROVISIONS FOR REFUNDS PAYABLE 1400000 PREMIUMS AND ANNUITY ADVANCES RECEIVED 401665 DEVELOPMENT FUND - NEW BRANCHES 121681 ACCRUED COMMISSIONS TO FIELD WORKERS 4740 ASSET VALUATION RESERVE 12282192 ACCRUED BENEFITS TO DIRECTORS 120815 ANNA HURBAN AND OTHER SCHOLARSHIP FUNDS 257769 DEPOSIT-TYPE CONTRACTS 29394701 UNPAID BENEFICIARY TRUST 41076 ACCRUED BENEFITS TO EMPLOYEES 507656 OTHER LIABILITIES 257956 INTEREST MAINTENANCE RESERVE 487688 1016458985 86653221 418665 418665 86234556 418665 743125 1161790 87396346 86242813 434099 434099 85808714 419336 419336 86228050 PART XI, LINE 2D - OTHER ADJUSTMENTS: SELF CHARGED RENT 418,665. PART XI, LINE 4B - OTHER ADJUSTMENTS: COGS FOR COOKBOOK SALES NETTED AGAINST PROCEEDS ON 990 -14,737. NET CAPITAL LOSSES TRANSFERRED TO IMR LIABILITY - NOT ON STMT OF OPERATIONS 757,862. PART XII, LINE 2D - OTHER ADJUSTMENTS: OCCUPANCY EXPENSES TO OFFSET SELF-CHARGED RENT 419,362. COGS FOR COOKBOOK SALES NETTED AGAINST PROCEEDS ON 990, PART VIII 14,737. ROUNDING 1 ST ANDREW ABBEY 10510 BUCKEYE ROAD CLEVELAND OH 44104 340714321 20000 0 TO SUPPORT THE ORGANIZATION IN ITS CENTENNIAL CELEBRATION CARITAS IN VERITATE 3443 N CENTRAL AVENUE PHOENIX AZ 85012 452444433 10000 0 TO AID THOSE AFFECTED BY UKRANIAN WAR SCHOLARSHIPS PROVIDED TO QUALIFYING FRATERNAL MEMBERS. 195 206437 PART I, LINE 2: SCHOLARSHIP RECIPIENTS ARE REQUIRED TO PROVIDE PROOF OF ENROLLMENT AT AN ELIGIBLE EDUCATIONAL INSTITUTION. U.S. ORGANIZATIONS WHO RECEIVE GRANTS ARE REQUIRED TO PROVIDE DOCUMENTATION THAT FUNDS WERE USED FOR THE INTENDED PURPOSE WITH PICTURES OR OTHER EVIDENCE. ORGANIZATIONS WHO RECEIVED GRANTS OF $5,000 OR MORE ARE LISTED ON SCHEDULE I DURING THE CALENDAR YEAR IN WHICH THE GRANTS ARE ACTUALLY PAID. THESE SPECIAL GRANTS ARE TYPICALLY AWARDED QUADRENNIALLY. AN ESTIMATED AMOUNT IS ACCRUED ON AN MONTHLY BASIS OVER A FOUR YEAR PERIOD. THE AMOUNT ON FORM 990, PART IX, LINE 1(A) INCLUDES THE SPECIAL GRANT AMOUNTS THAT WERE ACCRUED DURING THE CURRENT YEAR ($150,000), PLUS MISCELLANEOUS OTHER GRANTS PAID IN CASH ($30,350), NONE OF WHICH EXCEEDED $5,000. SCHEDULE I, PART II LISTS THE CURRENT YEAR CASH BASIS AMOUNTS PAID TO EACH ORGANIZATION RECEIVING $5,000 OR MORE. IN 2022, THERE WERE NO PART II PAYMENTS REQUIRED TO BE DISCLOSED. PART III SCHOLARSHIPS INCLUDE AMOUNTS ACTUALLY PAID DURING THE CURRENT YEAR. X X 0 0 0 CYNTHIA MARIA MALESKI NATIONAL,PRESIDENT/CEO 287198 0 0 0 0 0 17284 0 10408 0 314890 0 0 0 PAUL S SMITHERS NATIONAL SALES MANAGER 210875 0 0 0 0 0 13429 0 10408 0 234712 0 0 0 STUART L COLLINS NATIONAL TREASURER 200073 0 0 0 0 0 12076 0 10408 0 222557 0 0 0 KIMBERLY GRAHAM NATIONAL SECRETARY 177511 0 0 0 0 0 9798 0 10408 0 197717 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 MEMBERSHIP SHALL BE EXTENDED TO ANY PERSON IN ACCORDANCE WITH THE REQUIREMENTS AND LIMITATIONS SET FORTH IN THE CHARTER, THE BY-LAWS, AND THE ACTIONS OF THE BOARD. FORM 990, PART VI, SECTION A, LINE 7A AT THE GENERAL CONVENTION, WHICH IS THE HIGHEST GOVERNING BODY OF THE ASSOCIATION, DELEGATES ELECT THE BOARD OF DIRECTORS. THE ELECTED BOARD OF DIRECTORS THEN OPERATES AS THE GOVERNING BODY BETWEEN CONVENTIONS. FORM 990, PART VI, SECTION A, LINE 7B AT THE GENERAL CONVENTION, WHICH IS THE HIGHEST GOVERNING BODY OF THE ASSOCIATION, DELEGATES ELECT THE BOARD OF DIRECTORS. THE ELECTED BOARD OF DIRECTORS THEN OPERATES AS THE GOVERNING BODY BETWEEN CONVENTIONS. THE BOARD OF DIRECTORS MUST SEEK APPROVAL FROM A GENERAL OR SPECIAL CONVENTION ONLY IF THEY WISH TO AMEND THE ASSOCIATION BY-LAWS, EXCEPT IN THE LIMITED CIRCUMSTANCES AS SET FORTH IN ARTICLE III A6. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 WILL BE DISTRIBUTED TO BOARD MEMBERS PRIOR TO THE EXTENDED DUE DATE OF THE TAX RETURN. THE PARTNER OF THE ACCOUNTING FIRM WILL REVIEW THE FORM 990 AND ANSWER ANY QUESTIONS BOARD MEMBERS MAY HAVE. FORM 990, PART VI, SECTION B, LINE 12C EVERY DECEMBER, THE NATIONAL SECRETARY DISTRIBUTES CONFLICT OF INTEREST QUESTIONAIRES TO EVERY BOARD MEMBER, OFFICER AND KEY EMPLOYEE TO COMPLETE AND RETURN. FORM 990, PART VI, SECTION B, LINE 15 THE CONVENTION APPROVES THE COMPENSATION FOR THE ASSOCIATION'S ELECTED OFFICERS AS RECOMMENDED BY THE COMPENSATION COMMITTEE AS PER THE BY-LAWS. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST, FIRST CATHOLIC SLOVAK LADIES ASSOCIATION (FCSLA) WILL MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION AT FSCLA'S OFFICE. FCSLA WILL ALSO MAKE ITS AUDITED FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION THROUGH THE NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS OR THE OHIO DEPARTMENT OF INSURANCE. FORM 990, PART XI, LINE 9: CHANGE IN NONADMITTED ASSETS -78,806. CHANGE IN ASSET VALUATION RESERVE 280,354. REALIZED CAPITAL LOSSES TRANSFERRED TO IMR LIABILITY -757,891. PART XII, LINE 2C FIRST CATHOLIC SLOVAK LADIES ASSOCIATION'S BOARD OF DIRECTORS CHARTERED AN AUDIT COMMITTEE, WITH SPECIFIC POWERS AND DUTIES RELATING TO FCSLA'S INDEPENDENT AUDIT PROGRAM AND INTERNAL CONTROL PROGRAM. THE COMMITTEE MEETS ON A REGULAR BASIS, AND PROVIDES ACTIVE OVERSIGHT TO FCSLA'S FINANCIAL AND COMPLIANCE ACTIVITIES. THE COMMITTEE IS DIRECTLY RESPONSIBLE FOR THE RECOMMENDATION TO THE FULL BOARD FOR THE APPOINTMENT AND DISMISSAL, EVALUATION, COMPENSATION, AND OVERSIGHT OF FCSLA'S INDEPENDENT ACCOUNTANT, WHICH IS IN CONFORMITY WITH THE ASSOCIATION BYLAWS.