2023-11-07T13:48:29-06:00 2022-12-31 203557677 KELLER AND ASSOCIATES LLP 18645 SHERMAN WAY SUITE 110 RESEDA CA 91335 990 2022-01-01 811791167 A-1 COMMUNITY HOUSING SERVICES A-1C 5106749227 22320 FOOTHILL BOULEVARD 200 HAYWARD CA 94541 JOANNE BAKER PRESIDENT 5106749227 2023-11-07 1 JOANNE BAKER 999009999 0 DAVID KELLER P00227750 8183833079 X 3 AAL1 IAL1 2022 2023-04-26 12:10:37Z X JOANNE BAKER 22320 FOOTHILL BOULEVARD 200 HAYWARD CA 94541 679942 0 X WWW.A1CHS.ORG X 2016 CA TO EDUCATE AND EMPOWER THE PUBLIC ON SUBJECTS USEFUL TO INDIVIDUAL HOUSEHOLDS, AS WELL AS BEING BENEFICIAL TO THE OVERALL COMMUNITY. THIS HOUSING RELATED EDUCATION IS DESIGNED TO ASSIST HOUSEHOLDS IN MAKING INFORMED DECISIONS REGARDING THEIR HOUSING OPTIONS. 9 9 9 0 0 0 501604 636358 16413 11874 0 0 60789 -79 578806 648153 0 0 0 0 285290 339602 0 0 0 127362 219657 412652 559259 166154 88894 345814 436852 1040 3184 344774 433668 X TO EDUCATE AND EMPOWER THE PUBLIC ON SUBJECTS USEFUL TO INDIVIDUAL HOUSEHOLDS, AS WELL AS BEING BENEFICIAL TO THE OVERALL COMMUNITY. THIS HOUSING RELATED EDUCATION IS DESIGNED TO ASSIST HOUSEHOLDS IN MAKING INFORMED DECISIONS REGARDING THEIR HOUSING OPTIONS. 0 0 466845 666478 ALL OF PROGRAMS LISTED BELOW ARE DESIGNED TO IMPROVE THE CALIFORNIA HOUSING MARKET AND ARE BEING PROVIDED BY THE ORGANIZATION AS FOLLOWS:DEVELOPING HOMEOWNERSHIP - FIRST TIME HOME BUYER WORKSHOPSWORKING WITH INDIVIDUALS AND HOUSEHOLDS WHOM ARE BUYING THEIR FIRST HOME OR THOSE WHO ARE RETURNING BACK INTO HOMEOWNERSHIP, AND HAVE THE DESIRE TO EDUCATE THEMSELVES, IN THE PROCESS AND IMPORTANCE OF PLANNING AHEAD IN ORDER TO MANAGE THEIR FINANCES AND BECOME SUCCESSFUL HOMEOWNERS. OUR HUD APPROVED WORKSHOPS COVER THE FOLLOWING:PREPARING FOR HOMEOWNERSHIPMANAGING FINANCESUNDERSTANDING THE IMPORTANCE OF GOOD CREDITTHE PROCESS OF QUALIFYING FOR A MORTGAGEAVAILABLE DOWN PAYMENT AND CLOSING COSTS PROGRAMSIMPORTANCE OF PROTECTING INVESTMENTS.MAINTAINING HOMEOWNERSHIP - FORECLOSURE PREVENTIONEDUCATING HOMEOWNERS ABOUT THE MORTGAGE PROCESS WE OFFER GROUP AND ONE ON ONE COUNSELING SESSIONS SO THAT INDIVIDUALS MAY BETTER UNDERSTAND THE OPTIONS AVAILABLE AND HOW TO MAKE IT THROUGH A FINANCIAL HARDSHIP. THROUGH THE PROCESS THEY WILL LEARN ABOUT GOVERNMENT PROGRAMS THAT MAY OFFER RELIEF. THEY WILL ALSO BE INFORMED ABOUT ALTERNATIVES OPTIONS; REPAYMENT PLANS, FORBEARANCE, DEED-IN-LIEU AND LIQUIDATION. OUR HOUSING ADVISERS WORK WITH HOMEOWNERS AND THEIR FINANCIAL INSTITUTION IN ORDER TO PROVIDE THE BEST POSSIBLE OUTCOME. FINANCIAL LITERACY EDUCATION - MONEY MANAGEMENTOUR FINANCIAL LITERACY WORKSHOPS INCLUDE THE FOLLOWING:CREATING A BUDGETSTRATEGIES ON HOW TO MANAGE FINANCESCONSEQUENCES ON FALLING BEHIND ON DEBTMANAGING PERSONAL ASSETSCREDIT MANAGEMENTWE OFFER CREDIT REPAIR ASSISTANCE WORKSHOPS OR ONE ON ONE COUNSELING TO CONSUMERS INTERESTED IN CLEANING UP THEIR CREDIT REPORT ISSUES. THE RESULT WILL CAUSE THE CONSUMER TO HAVE A BETTER CREDIT (FICO) SCORE. OUR CREDIT REPAIR ASSISTANCE WORKSHOPS OR COUNSELING INCLUDES THE FOLLOWING:REVIEW OF THE CREDIT REPORTPRIORITIZING DEBTSCREATING A BUDGETHOW TO REDUCE DEBTS AND EXPENSESSTRATEGIES TO REBUILD CREDITHOW TO AVOID IDENTITY THEFT AND CREDIT SCAMSRENTAL ASSISTANCEWE PROVIDE A COMPREHENSIVE LIST OF PROPERTY MANAGEMENT COMPANIES OFFERING AVAILABLE AFFORDABLE HOUSING, AS WELL AS COMPANIES OFFERING FINANCIAL ASSISTANCE WITH THE FIRST MONTH RENT, LAST MONTH RENT AND SECURITY DEPOSIT REQUIREMENTS.HOMELESS ASSISTANCEA LIST OF FACILITIES OFFERING HOUSING ASSISTANCE TO HOMELESS INDIVIDUALS, FAMILIES, OR VETERANS IS PROVIDED UPON REQUEST.THESE PROGRAMS AND SERVICES ARE GEARED TOWARD THOSE WITHIN THE DEMOGRAPHIC POPULATIONS OF POOR AND LOW TO MODERATE INCOME HOUSEHOLDS. THESE PROGRAMS ARE DESIGNED TO PROVIDE QUALITY HOUSING EDUCATION TO HOUSEHOLDS WITHIN THE COMMUNITY THAT HAVE A DESIRE TO IMPROVE THEIR FINANCIAL AND HOUSING SITUATION. 466845 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 9 1 0 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 CA X THE ORGANIZATION 5106749227 22320 FOOTHILL BOULEVARD SUITE 200 HAYWARD CA 94541 SHARON BAKER BOARD MEMBER 4.00 X 0 0 0 OLGA GUTIERREZ BOARD MEMBER 2.00 X 0 0 0 VICTOR NAVARRO BOARD MEMBER 1.00 X 0 0 0 ANDRES ROSALES BOARD MEMBER 1.00 X 0 0 0 NANCY RIVERA EXECUTIVE DIRECTOR 57.00 X 80230 0 0 JOANNE BAKER PRESIDENT 55.00 X 60223 0 0 ALEX RAJO-DURAN VICE PRESIDENT 4.00 X 0 0 0 ANGEL SWEET SECRETARY 2.00 X 0 0 0 ARMANDO MENDOZA TREASURER 5.00 X 0 0 0 140453 0 0 0 0 0 0 0 631380 4978 636358 INCOME FROM ONLINE ACT 11282 11282 CREDIT REPORT INCOME 592 592 11874 31710 31789 -79 -79 648153 11874 0 -79 140453 140453 174691 174691 24458 24458 8600 2000 6600 19450 14452 4998 15719 9964 5755 42966 12053 30913 426 426 14525 14525 8231 8231 143 143 1993 1993 13234 13234 OTHER ADMINISTRATIVE EX 28220 7916 20304 PREPURCHASE COUNSELING 22650 22650 MEALS 9540 9540 TRAINING AND EDUCATION 8853 8853 25107 12796 12311 559259 466845 92414 0 306705 423991 30725 4800 11502 3941 7884 7561 500 500 345814 436852 1040 3184 1040 3184 X 344774 433668 344774 433668 345814 436852 88894 0 X 0 1 X 1 0 X 51752 145899 336482 581012 666478 1781623 51752 145899 336482 581012 666478 1781623 0 0 0 1781623 51752 145899 336482 581012 666478 1781623 1.00000 1.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 10101 3591 6510 1401 350 1051 7561 666478 18325 18325 648153 0 648153 577584 18325 18325 559259 0 559259 PART XI, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES NETTED WITH REVENUES PART XII, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES NETTED WITH REVENUES X X X ANNUAL HOUSING FAIR 19169 19169 363 3119 16348 MONTHLY EDUCATIONAL WORKSHOPS 12541 12541 11959 31710 31710 363 3119 28307 31789 -79 FORM 990, PART VI, SECTION B, LINE 11B THE ENTIRE BAORD IS PROVIDED A COPY OF THE FORM 990 FOR APPROVAL PRIOR TO FILING IT WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS UPDATED ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD AS A GROUP REVIEWS AND APPROVES ALL COMPENSATION ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS DOCUMENTS AVAILABLE FOR REVIEW UPON REQUEST.