2023-11-06T12:51:55-06:00 2022-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2022-01-01 310395830 HOMELAND CREDIT UNION INC HOME 7407728911 25 CONSUMER CENTER DRIVE CHILLICOTHE OH 45601 TODD MCDONALD CFO 7407728911 2023-11-01 1 TODD MCDONALD 999009999 0 GREG HEIMKREITER P01331287 5138713033 2023-11-01 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z SHAYNE POE 25 CONSUMER CENTER DRIVE CHILLICOTHE OH 45601 18412209 0 X WWW.HOMELANDCU.COM X 1932 OH THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. 9 9 108 15 84326 0 0 0 10437652 10945122 4593482 5120313 0 0 15031134 16065435 0 0 0 0 5217775 5696933 0 0 0 7047665 7679971 12265440 13376904 2765694 2688531 544770601 513400298 464913023 468276139 79857578 45124159 THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. 0 0 PROVIDES FINANCIAL SERVICES TO MEMBERS 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 6789 0 1 108 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 0 1 1 1 0 X SHAYNE POE 7407728911 25 CONSUMER CENTER DRIVE CHILLICOTHE OH 45601 DANA WIDMAYER BOARD MEMBER 1.00 X X 0 0 0 DENNIS MILLER CHAIRMAN 1.00 X X 0 0 0 BRAD PURDUM TREASURER 1.00 X X 0 0 0 DONALD THOMPSON SECRETARY 1.00 X X 0 0 0 FREDERICK FAIRROW II 2ND VICE CHAIRMAN 1.00 X 0 0 0 BETH FOWLER BOARD MEMBER 1.00 1.00 X 0 0 0 MATHEW COSENZA BOARD MEMBER 1.00 X X 0 0 0 PHILIP BUTCHERS 1ST VICE CHAIRMAN 1.00 X 0 0 0 JUDITH ABERNATHY BOARD MEMBER 1.00 X 0 0 0 SHAYNE POE CEO 40.00 X 290338 0 0 JOHN P OWENS VP OF LENDING & SALES 40.00 X 7993 0 0 HEATHER R IRWIN VP MEMBER SERVICES 40.00 X 152943 0 0 TODD J MCDONALD CFO 40.00 X 176524 0 0 KELLY HOPPER DIRECTOR 40.00 X 105403 0 0 SONDRA BUTLER DIRECTOR 40.00 X 119219 0 0 JAMES H MATTHEWS JR VP IT 40.00 X 114395 0 0 966815 0 0 6 0 1 0 0 INTEREST ON LOANS 522100 8106582 8106582 OTHER INCOME 522100 1111169 1026843 84326 LENDING-RELATED INCOME 522100 941331 941331 FEES & COMMISSIONS 522100 786040 786040 10945122 5120097 5120097 2346990 2346774 216 216 216 16065435 15981109 84326 0 968815 3744072 675571 308475 268 103176 97326 290403 2183580 905767 392556 40868 2686791 257671 77583 PROVISION FOR LOAN LOSS 393201 MISC. OPERATING EXPENSE 250343 PROFESSIONAL FEES 438 13376904 3223249 3201469 63207816 35363774 161911641 170874275 10319406 7975773 2448015 2343633 279514811 268506645 27195170 24560031 7269899 8550471 544770601 513400298 2684379 2134926 462228644 466141213 464913023 468276139 X 0 0 0 0 79857578 45124159 79857578 45124159 544770601 513400298 X 2688531 -38833682 1411732 X 0 1 X 1 0 857447 857447 4489018 3282088 1206930 4953256 4693685 259571 19685 19685 2343633 MEMBERS' SHARES AND DEPOSITS 466141213 466141213 X 16065435 0 16065435 0 16065435 13376904 0 13376904 0 13376904 PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FASB ASC, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. THE CREDIT UNION'S INCOME TAX RETURNS PRIOR TO 2019 ARE CLOSED. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. 1 X X X 0 0 0 SHAYNE POE CEO 243724 0 2100 0 44514 0 0 0 0 0 290338 0 0 0 TODD J MCDONALD CFO 175724 0 800 0 0 0 0 0 0 0 176524 0 0 0 HEATHER R IRWIN VP MEMBER SERVICES 150793 0 2150 0 0 0 0 0 0 0 152943 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE CEO PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C ANNUAL REVIEW AND ACKNOWLEDGEMENT REQUIRED. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS ANNUALLY USING THIRD PARTY COMPARABLES. OTHER OFFICERS' COMPENSATION IS REVIEWED ANNUALLY BY MANAGEMENT AND ESTABLISHED USING THIRD PARTY COMPARABLES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: UNRECOGNIZED PENSION COSTS 1,411,732.