2023-11-02T03:30:39-04:00 2022-12-31 990 2022-01-01 450226724 CAPITAL CREDIT UNION % Ryan Monson CAPI 7012550042 204 W THAYER AVE BISMARCK ND 585013772 Ryan Monson Chief Financial Officer 2023-11-02 2022 2023-04-26 12:10:37Z Ryan Monson 204 W THAYER AVE BISMARCK ND 585013772 44554792 false X www.capcu.org X Organization 1936 ND TO BE THE TRUSTED FINANCIAL RESOURCE THAT PUTS MEMBERS FIRST. 9 9 199 9 73839 0 0 0 31511079 31411689 1861176 461199 693302 937115 34065557 32810003 0 0 0 0 12712846 12070717 0 0 0 12766523 13744221 25479369 25814938 8586188 6995065 692597459 724151270 612144458 643185799 80453001 80965471 TO BE THE TRUSTED FINANCIAL RESOURCE THAT PUTS MEMBERS FIRST. false false 25814938 0 0 OUR CREDIT UNION WAS SERVING 30942 MEMBERS AS IF DECEMBER 31 2022. OUR PROGRAM OBJECTIVES ARE TO BE THE TRUSTED FINANCIAL RESOURCE THAT PUTS MEMBER FIRST AND TO BE THE BEST CHOICE FOR FINANCIAL SERVICES IN OUR MARKET. OUR PROGRAM OFFERS OUR MEMBERS A VARIETY OF PRODUCTS INCLUDING BUT NOT LIMITED TO: LOANS SAVINGS AND CHECKING ACCOUNTS CERTIFICATES OF DEPOSIT CARD AND DIGITAL SERVICES. 0 0 0 0 0 0 0 0 0 25814938 false false false false false false false true false true true false false true true false true false false false false false false false false false false false true false true false false false false false false false false true false false false true 10492 0 true 199 true true true false false false false false false false X 9 9 false false false false true true true true true true false false true true true true true true true false ND X Kyla Stampka 7013557738 204 W THAYER AVE BISMARCK ND 585013772 VANCE REINBOLD PRESIDENT CEO 45.00 0.00 X 476715 0 47535 BRADLEY SHETLER BISMARCK-MANDAN MARKET PRESIDENT 45.00 0.00 X 282352 0 39413 JOSHUA HAHN BUSINESS LOAN OFFICER 45.00 0.00 X 269521 0 23308 SCOTT BULLINGER MLO - BUSINESS DEVELOPMENT SPECIALIST 45.00 0.00 X 222038 0 40653 JONATHAN GRIFFIN CHIEF LENDING OFFICER 45.00 0.00 X 219913 0 25374 KEITH MANTZ CHIEF RETAIL OFFICER 45.00 0.00 X 212236 0 26167 DOUGLAS LEE MARKET PRESIDENT - EAST REGION 45.00 0.00 X 218473 0 16746 KURT SCHMIDT CHIEF INFORMATION OFFICER 45.00 0.00 X 192602 0 14533 KEVIN KRAGNES MARKET PRESIDENT - EAST REGION 45.00 0.00 X 167001 0 14409 KATHLEEN STOPPLER MLO - UNDERWRITING 45.00 0.00 X 154163 0 21652 DUSTIN BITZ VP OF MEMBER SERVICES 45.00 0.00 X 145080 0 30715 PATRICIA OLSON VP OF HUMAN RESOURCES 45.00 0.00 X 141738 0 33341 RYAN MONSON CHIEF FINANCIAL OFFICER 45.00 0.00 X 161412 0 13578 KACIE IGLEHART BUSINESS LOAN OFFICER 45.00 0.00 X 131963 0 33592 SEAN SMITH VP OF LEGAL RISK MANAGEMENT 45.00 0.00 X 146545 0 11343 JILLIAN LAGASSE VP OF MARKETING 45.00 0.00 X 118280 0 33918 NANETTE FORT MORTGAGE UNDERWRITER 45.00 0.00 X 126632 0 25216 JAY BURINGRUD BOARD MEMBER 4.00 0.00 X 2000 0 0 LANCE GAEBE BOARD MEMBER 4.00 0.00 X 2000 0 0 KEVIN SCHOENBORN BOARD MEMBER 4.00 0.00 X 1542 0 0 MARLINA WALTH BOARD MEMBER 4.00 0.00 X 1450 0 0 STEPHEN VAUGHAN BOARD MEMBER 4.00 0.00 X 535 0 0 FAYE MILLER BOARD MEMBER 4.00 0.00 X 500 0 0 SHAWN DEISZ BOARD MEMBER 4.00 0.00 X 500 0 0 MICHAEL GUNSCH BOARD MEMBER 4.00 0.00 X 500 0 0 KEN GEIGER BOARD MEMBER 4.00 0.00 X 500 0 0 3396191 0 451493 26 false true false ROERS CONSTRUCTION 1260 W VILLARD ST DICKINSON ND 58601 LLC - PARTNERSHIP 1229109 FINASTRA PO BOX 945120 ATLANTA GA 303945120 CORPORATION 566347 STRUM 2033 6TH AVE SUITE 600 SEATTLE WA 98121 CORPORATION 405317 DIEBOLD NIXDORF INC PO BOX 643543 PITTSBURGH PA 152643543 CORPORATION 302717 MDM CONSTRUCTION 2215 SHEYENNE ST WEST FARGO ND 58078 LLC 246596 12 0 0 0 0 0 0 0 0 LOAN INTEREST INCOME 522130 23694911 23694911 0 0 FEES INTERCHANGE INCOME 522130 5225334 5161928 63407 0 MORTGAGE LENDING FEES 522130 2491444 2491444 0 0 0 0 0 0 0 0 0 0 0 0 0 0 31411689 681538 681538 0 0 0 0 0 0 0 0 0 0 99642 0 64475 0 35167 0 35167 35167 0 0 11267520 192455 11261601 418713 5919 -226258 -220339 -220339 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 INCOME SPLIT DOLLAR LOAN 522130 315554 315554 0 0 LOAN INSURANCE SALES 522130 234497 234497 0 0 CREDIT UNIONS 522130 218099 218099 0 0 133798 123366 10432 0 901948 32810003 32736165 73839 0 0 0 0 0 0 0 0 0 2798946 2798946 0 0 0 0 0 0 7136924 7136924 0 0 384775 384775 0 0 1050829 1050829 0 0 699243 699243 0 0 0 0 0 0 39275 39275 0 0 92568 92568 0 0 0 0 0 0 0 0 27053 27053 0 0 434023 434023 0 0 1509487 1509487 0 0 1205198 1205198 0 0 1306868 1306868 0 0 0 0 0 0 1004884 1004884 0 0 22227 22227 0 0 0 0 0 0 128418 128418 0 0 1597345 1597345 0 0 0 0 0 0 1070137 1070137 0 0 133252 133252 0 0 PROVISION FOR LOAN LOSS 2160507 2160507 0 0 CARD SERVICES 1809357 1809357 0 0 LOAN PROGRAM EXPENSES 449492 449492 0 0 FEDERAL & STATE SUPERVISORY FEES 116918 116918 0 0 637212 637212 0 0 25814938 25814938 0 0 0 0 0 0 4111753 3733888 66744933 45582329 0 0 510513 566683 4668422 15101528 0 0 488481516 546909993 0 0 519264 386961 27359857 10977101 14817106 16382756 7137401 3422594 94182707 77808248 6196403 7349280 2042158 1926794 3185283 4980216 692597459 724151270 5419111 7926729 0 0 0 0 0 0 4059267 4189178 0 0 0 0 0 20804595 602666080 610265297 612144458 643185799 X 0 0 0 0 80453001 80965471 80453001 80965471 692597459 724151270 6995065 -6482595 0 0 0 0 X false true X true false false 0 0 0 0 true X 4986956 4986956 13586805 5222952 8363853 905696 378847 526849 5087652 3385568 1702084 2792748 1989734 803014 16382756 C C FEDERAL AGENCY OBLIGATIONS 60453306 F GSE RESIDENTIAL MORTAGE-BACKED SECURITIES 15619629 F US TREASURIES 1735313 F 77808248 MEMBER SHARES 518887577 MEMBER SAVINGS & IRA CERTIFICATES 91377720 610265297 X Part IV, line 2b OUR ORGANIZATION MUST MAINTAIN ESCROW ACCOUNTS FOR SOME OF OUR MEMBERS AND ON MORTGAGE LOANS WE SERVICE. Part X, line 2 IT IS THE OPINION OF MANAGEMENT THAT THE CREDIT UNION HAS NO SIGNIFICANT UNCERTAIN TAX POSITIONS THAT WOULD BE SUBJECT TO CHANGE UPON EXAMINATION. X true true X false false false VANCE REINBOLD PRESIDENT CEO 396039 0 78108 0 2568 0 0 0 47535 0 524250 0 0 0 BRADLEY SHETLER BISMARCK-MANDAN MARKET PRESIDENT 157473 0 124258 0 621 0 0 0 39413 0 321765 0 0 0 JOSHUA HAHN BUSINESS LOAN OFFICER 78660 0 190658 0 203 0 0 0 23308 0 292829 0 0 0 SCOTT BULLINGER MLO - BUSINESS DEVELOPMENT SPECIALIST 70677 0 150578 0 782 0 0 0 40654 0 262691 0 0 0 JONATHAN GRIFFIN CHIEF LENDING OFFICER 180794 0 38639 0 480 0 0 0 25374 0 245287 0 0 0 KEITH MANTZ CHIEF RETAIL OFFICER 176076 0 34607 0 1553 0 0 0 26167 0 238403 0 0 0 DOUGLAS LEE MARKET PRESIDENT - EAST REGION 90793 0 126926 0 754 0 0 0 16746 0 235219 0 0 0 KURT SCHMIDT CHIEF INFORMATION OFFICER 167170 0 24186 0 1245 0 0 0 14533 0 207134 0 0 0 KEVIN KRAGNES MARKET PRESIDENT - EAST REGION 78803 0 87750 0 448 0 0 0 14409 0 181410 0 0 0 KATHLEEN STOPPLER MLO - UNDERWRITING 55874 0 95099 0 3190 0 0 0 21652 0 175815 0 0 0 DUSTIN BITZ VP OF MEMBER SERVICES 126276 0 18240 0 564 0 0 0 30715 0 175795 0 0 0 PATRICIA OLSON VP OF HUMAN RESOURCES 122615 0 18472 0 651 0 0 0 33341 0 175079 0 0 0 RYAN MONSON CHIEF FINANCIAL OFFICER 152645 0 8412 0 355 0 0 0 13578 0 174990 0 0 0 KACIE IGLEHART BUSINESS LOAN OFFICER 87706 0 43791 0 466 0 0 0 33592 0 165555 0 0 0 SEAN SMITH VP OF LEGAL & RISK MANAGEMENT 127282 0 18496 0 767 0 0 0 11343 0 157888 0 0 0 JILLIAN LAGASSE VP OF MARKETING 102786 0 15031 0 463 0 0 0 33918 0 152198 0 0 0 NANETTE FORT MORTGAGE UNDERWRITER 121134 0 4575 0 923 0 0 0 25216 0 151848 0 0 0 DEBRA GALLAGHER FORMER CEO LIFE INSURANCE X 4171205 4262760 false true true VANCE REINBOLD PRESIDENT CEO LIFE INSURANCE X 620000 675188 false true true VANCE REINBOLD PRESIDENT CEO LIFE INSURANCE X 9993552 10163579 false true true 15101527 Part VI, Line 6 THE ORGANIZATION HAS MEMBERS. Part VI, Line 7a OUR BYLAWS ALLOW THE MEMBERS WHO OWN THE CREDIT UNION TO ELECT THE GOVERNING BODY AT THE CREDIT UNION'S ANNUAL MEETING. Part VI, Line 7b OUR BYLAWS STIPULATE WHICH DECISIONS ARE RESERVED TO OR SUBJECT TO APPROVAL BY OUR MEMBERS. Part VI, Line 11a THE FORM 990 IS COMPLETED BY THE ACCOUNTING DEPARTMENT AND REVIEWED BY THE CHIEF FINANCIAL OFFICER AND CONTROLLER. Part VI, Line 12c ANNUALLY THE EMPLOYEES MUST SIGN A CODE OF CONDUCT FORM WHICH INCLUDES THE CONFLICT OF INTEREST POLICY. Part VI, Line 15 THE CREDIT UNION'S BOARD OF DIRECTORS DETERMINE THE CEO'S SALARY AND APPROVES THE ANNUAL SALARY BUDGET. THE CEO'S SALARY AND ALL OTHER EMPLOYEE'S COMPENSATION IS BASED ON SEVERAL FACTORS INCLUDING COMPARABLE DATA. Part VI, Line 19 THE DOCUMENTS ARE AVAILABLE UPON REQUEST BY OUR MEMBERS. Part VI, line 9 | Name of the person:, Address of the person:| Joshua Hahn, 2624 8TH ST W, West Fargo, ND, 58078| Kevin Kragnes, 4060 58TH AVE S UNITE F, FARGO, ND, 58104| CCU FINANCIAL SERVICES LLC 204 W THAYER AVE BISMARCK ND 58501 CREDIT UNION SERVICE ORGANIZATION ND 43190 450721 CAPITAL CREDIT UNION