2023-08-17T18:42:12-04:00 2023-03-31 454570537 MARJTAX INCORPORATED 3542 FRUITVALE- AVE PMB 227 OAKLAND CA 94602 990 2022-04-01 237172908 SAN FRANCISCO CONSUMER ACTION SANF 4157779648 57 POST STREET SUITE 611 SAN FRANCISCO CA 94104 ANNA FLORES INTERIM EXEC DIRECTR 4157779648 2023-08-17 true ANNA FLORES XXX-XX-XXXX false MARJORIE WILLIAMS-JONES P00564614 5104826204 2023-08-17 X 2022 2023-04-26 12:10:37Z ANNA FLORES 57 POST STREET SUITE 611 SAN FRANCISCO CA 94104 1172055 false X HTTPS://WWW.CONSUMER-ACTION.ORG/ X 1971 CA CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT) 11 10 16 0 1647594 1017657 7586 138437 3921 6757 -411 1836 1658690 1164687 71600 100292 0 1519416 1066432 40980 36000 138584 169943 201472 1801939 1404196 -143249 -239509 1493172 1266588 231729 242369 1261443 1024219 X CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT) false false 282459 100292 THE HOUSING AND INSURANCE "CY PRES" COURT SETTLEMENT FUNDS WERE USED TO DEVELOP WEBINARS, FACT SHEETS AND RESOURCES TO ASSIST LOW-INCOME, BIPOC AND OTHER UNDERSERVED COMMUNITIES TO PROVIDE INFORMATION ON HOW HOMEOWNERSHIP AND SECURING INSURANCE CAN PROVIDE STABILITY FOR FAMILIES AND ANCHOR THEM IN THEIR COMMUNITIES, CAN BE A TOOL FOR WEALTH CREATION AND FOR BUILDING A LEGACY OF GENERATIONAL WEALTH. THE MATERIALS OUTLINED AND ADDRESSED THE NUMEROUS HURDLES FACED BY THESE COMMUNITIES, SUCH AS DIFFICULTIES IN PUTTING TOGETHER A SUFFICIENT DOWNPAYMENT, CRIPPLING LEVELS OF STUDENT LOAN DEBT, AND THE INABILITY TO ACCESS CREDIT. IN ADDITION, A WEBINAR ON THE IMPACT OF THE COVID 19 PANDEMIC ON HOUSING AND HOUSING INSECURITY WAS PRODUCED. 132808 THE PGE CONSUMER OUTREACH AND EDUCATION PROJECT PROVIDED PROFESSIONAL ASSISTANCE AND ADVISORY SERVICES TO PG&E TO SUPPORT MARKETING, EDUCATION, AND OUTREACH EFFORTS FOR MULTIPLE UTILITY DISCOUNT PROGRAMS TARGETING HARD-TO-REACH POPULATIONS, AS WELL AS LOCAL AND TRIBAL GOVERNMENTS AND CBOS ACROSS THE UTILITY'S SERVICE TERRITORY, INCLUDING RURAL, TRIBAL, INDIGENOUS, LANGUAGE-ISOLATED, GEOGRAPHICALLY-ISOLATED, LOW-INCOME, DISADVANTAGED COMMUNITIES, OTHER ENVIRONMENTAL AND SOCIAL JUSTICE COMMUNITIES, AND POPULATIONS WHICH FACE BARRIERS TO ACCESS. 98529 THE NASDAQ INVESTING EDUCATION FOR WOMEN AND COMMUNITIES OF COLOR PROJECT INCLUDED THE CREATION OF INVESTOR EDUCATION RESOURCES, INCLUDING A WEBINAR SERIES AND FINANCIAL CAPABILITY PROGRAMMING TO HELP CLOSE THE RACE AND GENDER GAPS AND IMPROVE THE FINANCIAL HEALTH OF DIVERSE CONSUMERS, AND THE DEVELOPMENT AND DISTRIBUTION OF MULTI-LINGUAL (SPANISH, CHINESE, VIETNAMESE AND KOREAN) INVESTOR EDUCATION MATERIALS TO 6,500 CBOS FOR THE DIRECT BENEFIT OF AN ESTIMATED 65,000 WOMEN AND UNDERREPRESENTED CONSUMERS. 562588 PROGRAM SERVICE ACCOMPLISHMENT STATEMENT 4 THE AT&T EMERGENCY BROADBAND BENEFIT (EBB) PROJECT REVISED CONSUMER ACTION'S LIFELINE MODULE TO INCLUDE MORE DETAILS ABOUT THE NATIONAL LIFELINE PROGRAM AND SHIFTED THE FOCUS OF OUR "LOW-COST INTERNET" MODULE TO THE EBB PROGRAM WHILE RETAINING AND UPDATING INFORMATION ABOUT THE ADDITIONAL PROGRAMS PROVIDED BY AT&T AND OTHER PROVIDERS. IN ADDITION, A NEW CONSUMER FACT SHEET ON THE EBB PROGRAM WAS CREATED IN FIVE LANGUAGES, A WEBINAR FOR CBO STAFF ON THE PROGRAM WAS HELD AND INFORMATION TO 100,000 CBOS AND INDIVIDUALS WAS DISTRIBUTED THROUGH SOCIAL, MAINSTREAM AND IN- LANGUAGE MEDIA. (85,646) GENERAL (476,942) IN GENERAL, ALL OF THE PROJECTS TAKEN ON OR CONTINUED BY CONSUMER ACTION DURING FY 2022-23 AIM TO EMPOWER AND EDUCATE LOW-INCOME, MULTI-LINGUAL AND UNDERSERVED CONSUMERS WITH FACT SHEETS, WEBINARS AND INFORMATION ABOUT AVAILABLE RESOURCES. 562588 1076384 true true false true false false false false false false true false false false true false false false false false false false false true true false false true true false false false false false false false false false false false false false false false false false false true 10 0 true 16 true false false false false false true true false false false false false false false false X 11 10 false false false false false false false true true false false true true true true true true true false false CA X X ANNA FLORES 4157779648 57 POST STREET SUITE 611 SAN FRANCISCO CA 94104 BEN LAU BOARD CHAIR 1.00 X X 0 0 0 SUE ROGAN BOARD CHAIR 1.00 X X 0 0 0 SUE HESTOR TREASURER (F 1.00 X X 0 0 0 ANNA FLORES INTERIM EXEC 1.00 X 0 0 0 DEBORAH LOWE MURAMOTO DIRECTOR 1.00 X 0 0 0 IRENE LEECH DIRECTOR 1.00 X 0 0 0 GAIL SANDERS DIRECTOR 1.00 X 0 0 0 JOE WYNN DIRECTOR 1.00 X 0 0 0 LATESHA SLAPPY DIRECTOR 1.00 X 0 0 0 ROSA GONZALEZ-ABREGO DIRECTOR (FO 1.00 X 0 0 0 KEN MCELDOWNEY EXEC DIRECTO 28.00 X X 134824 0 5621 RUTH SUSSWEIN ASSOC DC DIR 28.00 X 88498 0 22025 LINDA SHERRY DC OFFICE DI 28.00 X 103548 0 6095 KATHY LI SF OFFICE DI 28.00 X 87723 0 4776 414593 38517 2 false false false 273250 744407 1017657 PROGRAM INCOME 541610 131726 131726 MISCELLANEOUS INCOME 6711 6711 138437 6757 6757 9204 273250 7368 1836 1164687 138437 6757 73335 73335 26957 26957 400019 280013 80004 40002 499860 409845 56957 33058 91385 69930 14249 7206 75168 57307 11736 6125 64531 49418 9808 5305 36000 36000 16548 15562 668 318 119 119 14173 11151 2018 1004 55531 42504 8427 4600 16570 12727 2506 1337 18004 15230 435 2339 693 585 75 33 635 497 87 51 14668 11204 2258 1206 1404196 1076384 189228 138584 127432 -6299 100000 1099600 95250 141716 21315 23698 50235 46328 3907 1140709 8466 3966 1493172 1266588 16274 29861 25000 111000 190455 101508 231729 242369 X 667870 647361 593573 376858 1261443 1024219 1493172 1266588 -239509 2285 X false false false X 2106307 847124 1173731 1647594 1017657 6792413 2106307 847124 1173731 1647594 1017657 6792413 2403262 4389151 83716 82264 22764 3921 6757 199422 5150 5150 6996985 177597 0.62730 0.58200 X PART II, LINE 10 OTHER INCOME 5,150 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false false false false false true 826 false false 826 false SCHEDULE C, PART II-B, LINE 1 LOBBYING FY 2022-23 CONSUMER ACTION EMPLOYEES PARTICIPATED IN A VERY LIMITED NUMBER OF MEETINGS WITH CONGRESSIONAL STAFF MEMBERS IN WASHINGTON, DC, TO PRESERVE THE CONSUMER PROTECTION RULE- WRITING AND ENFORCEMENT DUTIES OF THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) THAT HAVE COME UNDER REGULAR POLITICAL ATTACK. CONSUMER ACTION HAS SENT A FEW ADVOCACY ALERTS TO OUR NETWORK OF COMMUNITY-BASED ORGANIZATIONS (CBOS) TO ENCOURAGE THEM TO SUPPORT THE CFPB'S CONSUMER PROTECTION DUTIES. WE HAVE ALSO MET WITH CONGRESSIONAL STAFFERS TO URGE CONGRESS TO REINSTATE THE FEDERAL TRADE COMMISSION'S SECTION 13B AUTHORITY TO REQUIRE DEFENDANTS TO PAY REFUNDS TO HARMED CONSUMERS. WE HAVE MET WITH FEDERAL REGULATORY AGENCIES TO URGE THEM TO CRAFT A RULE THAT WOULD PROVIDE REFUNDS FOR AIRLINE PASSENGERS IMPACTED BY CANCELLED OR SIGNIFICANTLY DELAYED FLIGHTS; TO REQUIRE MORTGAGE ORIGINATORS AND SERVICERS TO ASK BORROWERS THEIR LANGUAGE PREFERENCE AND TO MAKE ESSENTIAL DOCUMENTS AVAILABLE IN THE PRIMARY LANGUAGES THAT THEIR CUSTOMERS PREFER; AND TO SUPPORT FEDERAL AGENCIES' EFFORTS TO EXPOSE, LIMIT AND ELIMINATE 'JUNK' FEES IN FINANCIAL, AUTO, HOSPITALITY AND OTHER INDUSTRIES. 50235 46328 3907 3907 ACCRUED LEAVE + PAYROLL 94870 ACCRUED EXPENSES 4013 LEASE PAYMENT DUE 2625 101508 X X X true CAROLE BERKE 7412 OAK LANE CHEVY CHASE MD 20815 CONSULTING false 70500 36000 34500 70500 36000 34500 51ST ANNIVERSAR 282454 273250 9204 6426 942 282454 273250 9204 6426 942 7368 1836 SCHEDULE G, PAGE 1, PART I, LINE 2B, COLUMN (V) CAROLE BERKE FEES BILLED FOR SERVICES true CATHOLIC CHARITIES OF DALLAS INC 1421 W MOCKINGBIRD LANE DALLAS TX 75247 752745221 501C3 10000 EDUCATION APPLICATIO EASTER SEALS OF GREATER HOUSTON IN 4888 LOOP CENTRAL DR 200 HOUSTON TX 77081 741238418 501C3 7500 EDUCATION APPLICATIO HOPE OXON HILL ROAD SUITE 700 OXON HILL MD 20745 202526058 C-CORP 7500 EDUCATION APPLICATIO PHILADELPHIA CHINATOWN DEVELOPMENT 301 N 9TH STREET PHILADELPHIA PA 19107 237439723 501C3 12167 EDUCATION APPLICATIO VOLUNTEER STIPENDS 203 26957 GIFT CARDS FORM 990 FULL MISSION STATEMENT: USING MULTILINGUAL CONSUMER EDUCATION MATERIALS, COMMUNITY OUTREACH AND ISSUE-FOCUSED ADVOCACY, CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH-SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. FORM 990, PAGE 2, PART III, LINE 4D PROGRAM SERVICE ACCOMPLISHMENT STATEMENT 4 THE AT&T EMERGENCY BROADBAND BENEFIT (EBB) PROJECT REVISED CONSUMER ACTION'S LIFELINE MODULE TO INCLUDE MORE DETAILS ABOUT THE NATIONAL LIFELINE PROGRAM AND SHIFTED THE FOCUS OF OUR "LOW-COST INTERNET" MODULE TO THE EBB PROGRAM WHILE RETAINING AND UPDATING INFORMATION ABOUT THE ADDITIONAL PROGRAMS PROVIDED BY AT&T AND OTHER PROVIDERS. IN ADDITION, A NEW CONSUMER FACT SHEET ON THE EBB PROGRAM WAS CREATED IN FIVE LANGUAGES, A WEBINAR FOR CBO STAFF ON THE PROGRAM WAS HELD AND INFORMATION TO 100,000 CBOS AND INDIVIDUALS WAS DISTRIBUTED THROUGH SOCIAL, MAINSTREAM AND IN- LANGUAGE MEDIA. (85,646) GENERAL (476,942) IN GENERAL, ALL OF THE PROJECTS TAKEN ON OR CONTINUED BY CONSUMER ACTION DURING FY 2022-23 AIM TO EMPOWER AND EDUCATE LOW-INCOME, MULTI-LINGUAL AND UNDERSERVED CONSUMERS WITH FACT SHEETS, WEBINARS AND INFORMATION ABOUT AVAILABLE RESOURCES. FORM 990, PAGE 6, PART VI, LINE 11B THE EXECUTIVE DIRECTOR AND FINANCIAL CONSULTANT CONDUCT AN INITIAL REVIEW OF THE 990. THEN THE BOARD OF DIRECTORS REVIEWS IT PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C ALL BOARD MEMBERS ARE COVERED UNDER THE POLICY WHERE ANNUAL ASSERTIONS ARE REQUESTED TO CONFIRM THAT THERE IS A LACK OF CONFLICTS. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS DECIDE THE SALARY AND BENEFITS OF THE EXECUTIVE DIRECTOR OF THE AGENCY. THE BOARD, WHICH INCLUDES INDEPENDENT MEMBERS, HAVE ASSESSED FAIR AND EQUITABLE COMPENSATION BASED ON COMPENSATION OF MANAGERS OF AGENCIES OF SIMILAR SIZE, FIELD AND LOCATION TO THE AGENCY. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS, THE CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.FORM 990 IS POSTED ON OUR WEB SITE.