2023-05-09T17:29:50-05:00 2022-12-31 362985770 SELDEN FOX LTD 619 ENTERPRISE DRIVE OAK BROOK IL 605238835 990 2022-01-01 370904387 THE CREDIT UNION FOR ALL CRED 3096611166 PO BOX 1266 BLOOMINGTON IL 61702 TOM STEWART PRESIDENT 3096611166 2023-05-09 1 TOM STEWART 999009999 0 PAUL J ROZEK P00542258 6309541400 3 AAL1 IAL1 2022 2023-04-26 12:10:37Z X TOM STEWART PO BOX 1266 BLOOMINGTON IL 61702 4068734 0 X WWW.MIDILLINICU.COM X 1940 IL THE CREDIT UNION PROVIDES SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND CAPITAL GROWTH WITHIN THE ASSOCIATION. 9 8 23 8 0 0 0 0 4076293 3855706 46428 213028 0 0 4122721 4068734 0 0 0 0 1603206 1545345 0 0 0 1854273 2111679 3457479 3657024 665242 411710 74172804 80425234 68698394 74539114 5474410 5886120 THE CREDIT UNION PROVIDES SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND CAPITAL GROWTH WITHIN THE ASSOCIATION. 0 0 MAINTAINED 11,859 SHARE ACCOUNTS TOTALING $74,254,621 IN TOTAL SHARES AS OF 12/31/22 GRANTED 2,042 LOANS TOTALING $36,797,107, TO OUR MEMBERS DURING 2022. 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1291 0 1 23 1 0 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 1 1 1 0 1 1 1 1 0 0 1 1 1 1 0 X TOM STEWART 3096611166 PO BOX 1266 BLOOMINGTON IL 61702 BENJAMIN RYBURN CHAIRMAN 1.00 X 0 0 0 JOHN WYSSMAN SECRETARY 1.00 X 0 0 0 DAVID WITT BOARD MEMBER 1.00 X 0 0 0 TOM BRUCKER BOARD MEMBER 1.00 X 0 0 0 WILLIAM HALBERT BOARD MEMBER 1.00 X 0 0 0 LUE WALTERS VICE CHAIRMAN 1.00 X 0 0 0 CAROL BEARD BOARD MEMBER 1.00 X 0 0 0 LINDA FOSTER BOARD MEMBER 1.00 X 0 0 0 TOM STEWART PRESIDENT/TREASURER 40.00 X X 259224 0 29073 ROBIN JUHLER VICE PRESIDENT OF LENDING 40.00 X 117940 0 6368 SABRINA COLEMAN VICE PRESIDENT OF OPERATIONS 40.00 X 101840 0 9909 479004 0 45350 3 0 1 0 0 INTEREST ON LOANS 900099 2667773 2667773 FEES & OTHER INC. 900099 1187933 1187933 3855706 213028 213028 4068734 4068734 0 0 288297 1050367 51372 47737 107572 16482 25930 136848 438784 48137 1038 383 225279 VISA/ATM EXPENSES 336419 LOAN SERVICING 280320 DIVIDENDS 263994 PROVISION FOR LOAN LOSS 181860 156205 3657024 15815602 3777870 5251003 0 50173447 62317965 140457 188173 2950468 1934742 1103384 1015726 11801003 1688911 1324497 74172804 80425234 268007 294444 68430387 74244670 68698394 74539114 X 0 0 0 0 5474410 5886120 5474410 5886120 74172804 80425234 411710 0 X 0 0 0 232765 232765 519939 320629 199310 2197764 1614113 583651 1015726 INTEREST BEARING DEPOSITS 11801003 C 11801003 MEMBERSHIP SHARES 74244670 74244670 1 X X 0 0 0 TOM STEWART PRESIDENT/TREASURER 259224 0 0 0 0 0 12961 0 16112 0 288297 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS 11,859 MEMBERS AS OF 12/31/22. QUALIFICATIONS FOR MEMBERSHIP ARE ON FILE WITH THE ILLINOIS DEPARTMENT OF FINANCIAL & PROFESSIONAL REGULATION. A $5.00 DEPOSIT IS REQUIRED TO GAIN AND MAINTAIN MEMBERSHIP FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION'S MEMBERSHIP ELECT A BOARD OF DIRECTORS EACH YEAR AT ITS ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B MAJOR DECISIONS, SUCH AS WHETHER OR NOT TO MERGE INTO ANOTHER CREDIT UNION, WOULD REQUIRE RATIFICATION BY THE MEMBERSHIP TO BE APPROVED. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS INCLUDED IN THE BOARD OF DIRECTORS MONTHLY BOARD PACKET FOR THE BOARD OF DIRECTORS REVIEW. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION FOR THE CREDIT UNION'S PRESIDENT AND CEO ARE APPROVED BY THE BOARD ANNUALLY. PERIODICALLY THE BOARD USES ANNUAL SALARY SURVEYS TO COMPARE AND DETERMINE COMPENSATION. COMPENSATION FOR THE CREDIT UNION'S OFFICERS AND KEY EMPLOYEES ARE DETERMINED USING LIMITS APPROVED BY THE BOARD OF DIRECTORS. THE PRESIDENT AWARDS COMPENSATION BASED ON MERIT AND ON AN ANNUAL SALARY SURVEY USED AS A REFERENCE. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND FORM 990 ARE AVAILABLE TO OUR MEMBERHSIP UPON REQUEST. FINANCIAL STATEMENTS ARE AVAILABLE TO OUR MEMBERS AND THE GENERAL PUBLIC VIA THE NCUA'S WEB SITE.