2014-01-11T12:11:23-08:00 2013-06-30 Martin J Scafidi PC 7 Essex Green Drive 66 Peabody MA 01960 990 2012-07-01 042931627 HOMEOWNERS OPTIONS FOR MASSACHUSETTS ELDERS INC HOME 9789700012 87 HALE STREET 2ND FLOOR LOWELL MA 01851 LEONARD RAYMOND 2014-01-08 true MARTIN SCAFIDI CPA P00015207 9785381919 2012 2015-11-30 17:44:51Z 480489 false false X N/A X 1986 MA PROVIDING COUNSELLING ON FINANCIAL, HOUSING, AND RESOURCE OPTIONS TO NEEDY ELDERS IN MASSACHUSETTS WHO WISH TO PROTECT THE EQUITY IN THEIR HOMES. 10 9 9 0 161875 294671 178028 159943 1 0 21954 20073 361858 474687 0 0 247660 302214 0 32614 94521 110644 342181 412858 19677 61829 72837 119663 179048 164045 -106211 -44382 PROVIDING COUNSELLING ON FINANCIAL, HOUSING, AND RESOURCE OPTIONS TO NEEDY ELDERS IN MASSACHUSETTS WHO WISH TO PROTECT THE EQUITY IN THEIR HOMES. false false 293954 The organization provides counseling on financial, housing, and resource options available to needy elders in Massachusetts who wish to protect the equity in their homes. 293954 true true false false false false false false false false true false false false false false true false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false 0 0 false 9 true false false false false false false false false 0 false false false false false false false false false false X 10 9 false false false false false false false true false false false true false false false false false false false false MA X X X LEONARD RAYMOND EXEC DIR 9789700012 87 HALE STREET 2ND FLOOR LOWELL MA 01851 ROBERT MICHEL 1.00 0.00 X X 0 0 0 ANDREW CALAMARE 1.00 0.00 X 0 0 0 DAVID ANDERSON 1.00 0.00 X 0 0 0 CHRIS NORRIS 1.00 0.00 X X 0 0 0 LEONARD RAYMOND 40.00 0.00 X X 62000 0 15940 MARIANNE SULLIVAN 1.00 0.00 X 0 0 0 DON FROST 1.00 0.00 X 0 0 0 JAMES SULLIVAN 1.00 0.00 X 0 0 0 CARL ALLEN 1.00 0.00 X 0 0 0 JON AUGER 1.00 0.00 X X 0 0 0 62000 15940 0 false false false 0 294671 294671 Lender licensing fees 70600 70600 Contract revenues 89343 89343 159943 0 0 0 0 0 25875 5802 20073 20073 0 0 0 474687 159943 20073 0 0 0 0 77940 52999 17147 7794 0 167899 114171 36938 16790 0 30617 20819 6736 3062 25758 17515 5667 2576 0 0 9000 9000 0 0 0 0 0 3461 2354 761 346 0 0 4606 3132 1013 461 3265 2939 163 163 0 0 5736 5736 0 0 3971 2700 874 397 PRINTING AND COPYING 3201 2177 704 320 TELEPHONE 4068 2766 895 407 BAD DEBT 6750 6750 SUBCONTRACT SERVICES 63085 63085 3501 2547 656 298 412858 293954 86290 32614 32636 77709 397 397 6750 0 33054 40541 0 0 0 0 1016 6718 6718 0 0 0 0 0 0 72837 119663 62747 47759 116301 116286 179048 164045 X -112961 -44382 6750 -106211 -44382 72837 119663 61829 X false true X false false X 89124 220370 169050 161875 294671 935090 346286 173390 211973 204615 182286 1118550 0 0 0 435410 393760 381023 366490 476957 2053640 0 0 2053640 13 6 5 1 25 0 13 6 5 1 25 0 0 435423 393766 381028 366491 476957 2053665 1.00000 1.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 6718 6718 474687 474687 474687 412858 412858 412858 X X X false Golf Tournament 25875 25875 5802 25875 25875 5802 5802 20073 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available No documents available to the public. Form 990, Part VI, Line 18 Form 990, Part VI, Line 18: Explanation of Other Means Forms Available For Public Inspection AUDITED FINANCIAL STATEMENTS AND COPY OF FORM 990 ARE PUBLICALLY AVAILABLE ON THE COMMONWEALTH OF MASSACHUSETTS ATTORNEY GENERARAL'S CHARITABLE FILINGS WEBSITE. GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE ALSO AVAILABLE ON REQUEST. Form 990, Part VI, Line 11b Form 990, Part VI, Line 11b: Form 990 Review Process DRAFT OF FORM 990 PROVIDED TO THE ORGANIZATION AND REVIEWED BY THE EXECUTIVE DIRECTOR AND MADE AVAILABLE TO THE BOARD MEMBERS PRIOR TO FILING.