﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2012v2.1">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2013-10-11T09:57:45-05:00</Timestamp>
    <TaxPeriodEndDate>2013-07-31</TaxPeriodEndDate>
    <PreparerFirm>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>CALHOUN &amp; COMPANY PLLC CPAS</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>4537 FORT CAMPBELL BLVD</AddressLine1>
        <City>HOPKINSVILLE</City>
        <State>KY</State>
        <ZIPCode>42240</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990PF</ReturnType>
    <TaxPeriodBeginDate>2012-08-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>356772670</EIN>
      <Name>
        <BusinessNameLine1>LITCHFIELD MEMORIAL STUDENT LOAN</BusinessNameLine1>
        <BusinessNameLine2>FUND INC</BusinessNameLine2>
      </Name>
      <NameControl>LITC</NameControl>
      <Phone>8124650616</Phone>
      <USAddress>
        <AddressLine1>P O BOX 207</AddressLine1>
        <City>EVANSVILLE</City>
        <State>IN</State>
        <ZIPCode>47702</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>BRENDA CARRIGAN</Name>
      <Title>TRUSTEE</Title>
      <Phone>8124650616</Phone>
      <DateSigned>2013-08-31</DateSigned>
    </Officer>
    <Preparer>
      <Name>EARL L CALHOUN</Name>
      <Phone>2708860880</Phone>
      <DatePrepared>2013-10-11</DatePrepared>
      <SelfEmployed>X</SelfEmployed>
    </Preparer>
    <TaxYear>2012</TaxYear>
    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="12">
    <IRS990PF documentId="RetDoc1">
      <ExemptPF>X</ExemptPF>
      <FMVAssetsEOY>683733</FMVAssetsEOY>
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <AnalysisOfRevenueAndExpenses>
        <NotRequiredToAttachScheduleB>X</NotRequiredToAttachScheduleB>
        <InterestOnSavingsRevAndExpnss>8299</InterestOnSavingsRevAndExpnss>
        <InterestOnSavingsNetInvstIncm>7736</InterestOnSavingsNetInvstIncm>
        <DividendsRevAndExpnss>4954</DividendsRevAndExpnss>
        <DividendsNetInvstIncm>4954</DividendsNetInvstIncm>
        <NetGainSaleAssetsRevAndExpnss referenceDocumentId="RetDoc4">7401</NetGainSaleAssetsRevAndExpnss>
        <GrossSalesPrice>107787</GrossSalesPrice>
        <OtherIncomeRevAndExpnss referenceDocumentId="RetDoc9">20203</OtherIncomeRevAndExpnss>
        <TotalRevenueAndExpenses>40857</TotalRevenueAndExpenses>
        <TotalNetInvestmentIncome>12690</TotalNetInvestmentIncome>
        <AccountingFeesRevAndExpnss referenceDocumentId="RetDoc2">880</AccountingFeesRevAndExpnss>
        <OtherProfFeesRevAndExpnss referenceDocumentId="RetDoc11">9346</OtherProfFeesRevAndExpnss>
        <TaxesRevAndExpnss referenceDocumentId="RetDoc12">319</TaxesRevAndExpnss>
        <OtherExpensesRevAndExpnss referenceDocumentId="RetDoc8">15</OtherExpensesRevAndExpnss>
        <TotOprExpensesRevAndExpnss>10560</TotOprExpensesRevAndExpnss>
        <TotOprExpensesNetInvstIncm>0</TotOprExpensesNetInvstIncm>
        <TotOprExpensesDsbrsChrtblPrps>0</TotOprExpensesDsbrsChrtblPrps>
        <ContriGiftsPaidRevAndExpnss>54340</ContriGiftsPaidRevAndExpnss>
        <ContriGiftsPaidDsbrsChrtblPrps>54340</ContriGiftsPaidDsbrsChrtblPrps>
        <TotalExpensesRevAndExpnss>64900</TotalExpensesRevAndExpnss>
        <TotalExpensesNetInvstIncm>0</TotalExpensesNetInvstIncm>
        <TotalExpensesDsbrsChrtblPrps>54340</TotalExpensesDsbrsChrtblPrps>
        <ExcessOfRevenueOverExpenses>-24043</ExcessOfRevenueOverExpenses>
        <NetInvestmentIncome>12690</NetInvestmentIncome>
      </AnalysisOfRevenueAndExpenses>
      <BalanceSheets>
        <SavingsAndTempCashInvstBOY>53953</SavingsAndTempCashInvstBOY>
        <SavingsAndTempCashInvstEOY>15696</SavingsAndTempCashInvstEOY>
        <SavingsAndTempCashInvstEOYFMV>15696</SavingsAndTempCashInvstEOYFMV>
        <OtherNotesAndLoansReceivable>162409</OtherNotesAndLoansReceivable>
        <OtherNotesAndLoansRcvblBOY>145612</OtherNotesAndLoansRcvblBOY>
        <OtherNotesAndLoansRcvblEOY referenceDocumentId="RetDoc10">162409</OtherNotesAndLoansRcvblEOY>
        <OtherNotesAndLoansRcvblEOYFMV>162409</OtherNotesAndLoansRcvblEOYFMV>
        <InvestmentsCorpStockBOY>276923</InvestmentsCorpStockBOY>
        <InvestmentsCorpStockEOY referenceDocumentId="RetDoc6">255608</InvestmentsCorpStockEOY>
        <InvestmentsCorpStockEOYFMV>309393</InvestmentsCorpStockEOYFMV>
        <InvestmentsCorpBondsBOY>168830</InvestmentsCorpBondsBOY>
        <InvestmentsCorpBondsEOY referenceDocumentId="RetDoc5">184711</InvestmentsCorpBondsEOY>
        <InvestmentsCorpBondsEOYFMV>196235</InvestmentsCorpBondsEOYFMV>
        <TotalAssetsBOY>645318</TotalAssetsBOY>
        <TotalAssetsEOY>618424</TotalAssetsEOY>
        <TotalAssetsEOYFMV>683733</TotalAssetsEOYFMV>
        <TotalLiabilitiesEOY>0</TotalLiabilitiesEOY>
        <OrgThatFollowSFAS117>X</OrgThatFollowSFAS117>
        <UnrestrictedBOY>645318</UnrestrictedBOY>
        <UnrestrictedEOY>618424</UnrestrictedEOY>
        <TotalNetAssetsBOY>645318</TotalNetAssetsBOY>
        <TotalNetAssetsEOY>618424</TotalNetAssetsEOY>
        <TotalLiabilitiesNetAssetsBOY>645318</TotalLiabilitiesNetAssetsBOY>
        <TotalLiabilitiesNetAssetsEOY>618424</TotalLiabilitiesNetAssetsEOY>
      </BalanceSheets>
      <ChangesInNetAssetsFundBalances>
        <TotalNetAssetsFundBalancesBOY>645318</TotalNetAssetsFundBalancesBOY>
        <ExcessOfRevenueOverExpenses>-24043</ExcessOfRevenueOverExpenses>
        <Subtotal>621275</Subtotal>
        <OtherDecreases referenceDocumentId="RetDoc7">2851</OtherDecreases>
        <TotalNetAssetsFundBalancesEOY>618424</TotalNetAssetsFundBalancesEOY>
      </ChangesInNetAssetsFundBalances>
      <QlfyUndSect4940eForReducedTax>
        <LiableFor4942Tax>false</LiableFor4942Tax>
        <QualifyingDistributionsYear1>18000</QualifyingDistributionsYear1>
        <NoncharitableAssetsYear1>649900</NoncharitableAssetsYear1>
        <DistributionRatioYear1>0.027697</DistributionRatioYear1>
        <QualifyingDistributionsYear2>25000</QualifyingDistributionsYear2>
        <NoncharitableAssetsYear2>653380</NoncharitableAssetsYear2>
        <DistributionRatioYear2>0.038263</DistributionRatioYear2>
        <QualifyingDistributionsYear3>107825</QualifyingDistributionsYear3>
        <NoncharitableAssetsYear3>608940</NoncharitableAssetsYear3>
        <DistributionRatioYear3>0.177070</DistributionRatioYear3>
        <NoncharitableAssetsYear4>542062</NoncharitableAssetsYear4>
        <NoncharitableAssetsYear5>658571</NoncharitableAssetsYear5>
        <TotalDistributionRatio>0.243030</TotalDistributionRatio>
        <AverageDistributionRatio>0.081010</AverageDistributionRatio>
        <NetNoncharitableAssets>585422</NetNoncharitableAssets>
        <AdjustedNoncharitableAssets>47425</AdjustedNoncharitableAssets>
        <OnePercentNetInvestmentIncome>127</OnePercentNetInvestmentIncome>
        <AdjNonchrtblAssetsAndOnePct>47552</AdjNonchrtblAssetsAndOnePct>
        <QualifyingDistributions>54340</QualifyingDistributions>
      </QlfyUndSect4940eForReducedTax>
      <ExciseTaxBasedOnInvestmentIncm>
        <DomesticOrgMeetingSect4940e>X</DomesticOrgMeetingSect4940e>
        <InvestmentIncomeExciseTax>127</InvestmentIncomeExciseTax>
        <Subtotal>127</Subtotal>
        <TaxBasedOnInvestmentIncome>127</TaxBasedOnInvestmentIncome>
        <TaxDue>127</TaxDue>
      </ExciseTaxBasedOnInvestmentIncm>
      <StatementsRegardingActivities>
        <LegislativePoliticalActivities>false</LegislativePoliticalActivities>
        <MoreThan100Spent>false</MoreThan100Spent>
        <Form1120POLFiled>false</Form1120POLFiled>
        <ActivitiesNotPrevReported>false</ActivitiesNotPrevReported>
        <ChangesToArticlesOrBylaws>false</ChangesToArticlesOrBylaws>
        <UnrelatedBusIncomeOver1000>false</UnrelatedBusIncomeOver1000>
        <TerminationEtc>false</TerminationEtc>
        <RequirementsOfSect508e>true</RequirementsOfSect508e>
        <AtLeast5000InAssets>true</AtLeast5000InAssets>
        <Form990PFFiledWithAG>true</Form990PFFiledWithAG>
        <PrivateOperatingFoundation>false</PrivateOperatingFoundation>
        <NewSubstantialContributors>false</NewSubstantialContributors>
        <InterestInControlledEntity>false</InterestInControlledEntity>
        <ApplicableInsuranceContract>false</ApplicableInsuranceContract>
        <ComplyWithPublicInspectionRqr>true</ComplyWithPublicInspectionRqr>
        <WebsiteAddress>N/A</WebsiteAddress>
        <BooksInCareOfPersonName>MARK CHANDLER</BooksInCareOfPersonName>
        <BooksInCareOfPhoneNumber>8124650616</BooksInCareOfPhoneNumber>
        <BooksInCareOfUSAddress>
          <AddressLine1>P O BOX 207</AddressLine1>
          <AddressLine2>ONE MAIN STREET</AddressLine2>
          <City>EVANSVILLE</City>
          <State>IN</State>
          <ZIPCode>477020207</ZIPCode>
        </BooksInCareOfUSAddress>
        <ForeignBank>false</ForeignBank>
      </StatementsRegardingActivities>
      <StatementsRegardingActy4720>
        <SaleOrExchangeWithDsqflyPerson>false</SaleOrExchangeWithDsqflyPerson>
        <BorrowOrLendWithDsqflyPerson>false</BorrowOrLendWithDsqflyPerson>
        <FurnishedGoodsWithDsqflyPerson>false</FurnishedGoodsWithDsqflyPerson>
        <PayCompensationToDsqflyPerson>false</PayCompensationToDsqflyPerson>
        <TransferAssetsToDsqflyPerson>false</TransferAssetsToDsqflyPerson>
        <PaymentToGovernmentOffical>false</PaymentToGovernmentOffical>
        <UndistributedIncomePriorYears>false</UndistributedIncomePriorYears>
        <BusinessHoldings>false</BusinessHoldings>
        <JeopardyInvestments>false</JeopardyInvestments>
        <UncorrectedJeopardyInvestments>false</UncorrectedJeopardyInvestments>
        <InfluenceLegislation>false</InfluenceLegislation>
        <InfluenceElection>false</InfluenceElection>
        <GrantsToIndividuals>false</GrantsToIndividuals>
        <GrantsToOrganizations>false</GrantsToOrganizations>
        <NoncharitablePurpose>false</NoncharitablePurpose>
        <RcvFundsToPayPrsnlBnftContract>false</RcvFundsToPayPrsnlBnftContract>
        <PayPremiumsPrsnlBnftContract>false</PayPremiumsPrsnlBnftContract>
        <ProhibitedTaxShelterTransactn>false</ProhibitedTaxShelterTransactn>
      </StatementsRegardingActy4720>
      <OfcrDirTrusteesKeyEmployeeInfo>
        <OfcrDirTrusteesOrKeyEmployee>
          <BusinessName referenceDocumentId="RetDoc3">
            <BusinessNameLine1>OLD NATIONAL WEALTH MANAGEMENT</BusinessNameLine1>
            <BusinessNameLine2>OLD NATIONAL WEALTH MANAGEMENT</BusinessNameLine2>
          </BusinessName>
          <USAddress>
            <AddressLine1>P O BOX 207</AddressLine1>
            <AddressLine2>P O BOX 207</AddressLine2>
            <City>EVANSVILLE</City>
            <State>IN</State>
            <ZIPCode>47702</ZIPCode>
          </USAddress>
          <Title>TRUST OFFICE</Title>
          <AvgHoursPerWkDevotedToPosition>0.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <BusinessName referenceDocumentId="RetDoc3">
            <BusinessNameLine1>CALHOUN &amp; COMPANY</BusinessNameLine1>
            <BusinessNameLine2>CALHOUN &amp; COMPANY</BusinessNameLine2>
          </BusinessName>
          <USAddress>
            <AddressLine1>4537 FT CAMPBELL BLVD</AddressLine1>
            <AddressLine2>4537 FT CAMPBELL BLVD</AddressLine2>
            <City>HOPKINSVILLE</City>
            <State>KY</State>
            <ZIPCode>42240</ZIPCode>
          </USAddress>
          <Title>CPA</Title>
          <AvgHoursPerWkDevotedToPosition>0.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <BusinessName referenceDocumentId="RetDoc3">
            <BusinessNameLine1>WOODALL &amp; QUINN</BusinessNameLine1>
            <BusinessNameLine2>WOODALL &amp; QUINN</BusinessNameLine2>
          </BusinessName>
          <USAddress>
            <AddressLine1>P O BOX 1549</AddressLine1>
            <AddressLine2>P O BOX 1549</AddressLine2>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </USAddress>
          <Title>ATTORNEY</Title>
          <AvgHoursPerWkDevotedToPosition>0.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <OfcrDirTrusteesOrKeyEmployee>
          <PersonName referenceDocumentId="RetDoc3">SCOTT SUTHERLAND</PersonName>
          <USAddress>
            <AddressLine1>167 W C WHITE ROAD</AddressLine1>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </USAddress>
          <Title>OPTOMETRIST</Title>
          <AvgHoursPerWkDevotedToPosition>0.00</AvgHoursPerWkDevotedToPosition>
          <Compensation>0</Compensation>
          <ContriToEmplBenefitPlansEtc>0</ContriToEmplBenefitPlansEtc>
          <ExpenseAccountOtherAllowances>0</ExpenseAccountOtherAllowances>
        </OfcrDirTrusteesOrKeyEmployee>
        <CompOfHighestPaidEmplNONE>NONE</CompOfHighestPaidEmplNONE>
        <CompOfHghstPaidCntrctNONE>NONE</CompOfHghstPaidCntrctNONE>
      </OfcrDirTrusteesKeyEmployeeInfo>
      <SumOfProgramRelatedInvestments>
        <Description1>N/A</Description1>
      </SumOfProgramRelatedInvestments>
      <MinimumInvestmentReturn>
        <AvgMonthlyFMVOfSecurities>314807</AvgMonthlyFMVOfSecurities>
        <AvgMonthlyCashBalances>13329</AvgMonthlyCashBalances>
        <FMVAllOtherNoncharitableAssets>266201</FMVAllOtherNoncharitableAssets>
        <TotalFMVOfUnusedAssets>594337</TotalFMVOfUnusedAssets>
        <AdjTotalFMVOfUnusedAssets>594337</AdjTotalFMVOfUnusedAssets>
        <CashDeemedCharitable>8915</CashDeemedCharitable>
        <NetNoncharitableAssets>585422</NetNoncharitableAssets>
        <MinimumInvestmentReturn>29271</MinimumInvestmentReturn>
      </MinimumInvestmentReturn>
      <DistributableAmount>
        <MinimumInvestmentReturn>29271</MinimumInvestmentReturn>
        <TaxBasedOnInvestmentIncome>127</TaxBasedOnInvestmentIncome>
        <TotalTax>127</TotalTax>
        <DistributableAmountBeforeAdj>29144</DistributableAmountBeforeAdj>
        <DistributableAmountBeforeDed>29144</DistributableAmountBeforeDed>
        <DistributableAmountAsAdjusted>29144</DistributableAmountAsAdjusted>
      </DistributableAmount>
      <QualifyingDistributions>
        <ExpensesAndContributions>54340</ExpensesAndContributions>
        <QualifyingDistributions>54340</QualifyingDistributions>
        <OnePctSect4940eOrgNetInvstIncm>127</OnePctSect4940eOrgNetInvstIncm>
        <AdjQualifyingDistributions>54213</AdjQualifyingDistributions>
      </QualifyingDistributions>
      <UndistributedIncome>
        <DistributableAmountAsAdjusted>29144</DistributableAmountAsAdjusted>
        <UndistributedIncomePriorYear>31262</UndistributedIncomePriorYear>
        <QualifyingDistributions>54340</QualifyingDistributions>
        <AppliedToYear1>31262</AppliedToYear1>
        <AppliedToCurrentYear>23078</AppliedToCurrentYear>
        <UndistributedIncomeCY>6066</UndistributedIncomeCY>
      </UndistributedIncome>
      <SupplementaryInformation>
        <OnlyContributesToPreselected>X</OnlyContributesToPreselected>
        <AppicationSubmissionInfo>
          <RecipientName>MARK CHANDLER</RecipientName>
          <RecipientUSAddress>
            <AddressLine1>P O BOX 207</AddressLine1>
            <AddressLine2>1 MAIN STREET</AddressLine2>
            <City>EVANSVILLE</City>
            <State>IN</State>
            <ZIPCode>47702</ZIPCode>
          </RecipientUSAddress>
          <FormAndInfoAndMaterials>NEED-BASED EDUCATION LOAN APPLICATION</FormAndInfoAndMaterials>
          <RestrictionsOnAwards>TRIGG COUNTY RESIDENTS ATTENDING A COLLEGE, UNIVERSITY, VOCATIONAL, TECHNICAL, OR TRADE SCHOOL.</RestrictionsOnAwards>
        </AppicationSubmissionInfo>
        <GrantOrContriPaidDuringYear>
          <RecipientPersonName>JEREMY BUTTS</RecipientPersonName>
          <RecipientUSAddress>
            <AddressLine1>154 CANTON BLUE SPRINGS</AddressLine1>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </RecipientUSAddress>
          <PurposeOfGrantOrContribution>EDUCATION</PurposeOfGrantOrContribution>
          <Amount>5340</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientPersonName>SARA ALEXANDER</RecipientPersonName>
          <RecipientUSAddress>
            <AddressLine1>3010 BAREFIELD ROAD</AddressLine1>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </RecipientUSAddress>
          <PurposeOfGrantOrContribution>EDUCATION</PurposeOfGrantOrContribution>
          <Amount>6000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientPersonName>GARRETT BROWN</RecipientPersonName>
          <RecipientUSAddress>
            <AddressLine1>CADIZ</AddressLine1>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </RecipientUSAddress>
          <PurposeOfGrantOrContribution>EDUCATION</PurposeOfGrantOrContribution>
          <Amount>6000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientPersonName>ERIN OAKLEY</RecipientPersonName>
          <RecipientUSAddress>
            <AddressLine1>60 OAKLEY DRIVE</AddressLine1>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </RecipientUSAddress>
          <PurposeOfGrantOrContribution>EDUCATION</PurposeOfGrantOrContribution>
          <Amount>12000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientPersonName>SHELBY STEVENS</RecipientPersonName>
          <RecipientUSAddress>
            <AddressLine1>166 CHASITY DRIVE</AddressLine1>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </RecipientUSAddress>
          <PurposeOfGrantOrContribution>EDUCATION</PurposeOfGrantOrContribution>
          <Amount>9000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientPersonName>EZEKIEL WRIGHT</RecipientPersonName>
          <RecipientUSAddress>
            <AddressLine1>122 HOSPITAL STREET</AddressLine1>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </RecipientUSAddress>
          <PurposeOfGrantOrContribution>EDUCATION</PurposeOfGrantOrContribution>
          <Amount>12000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientPersonName>ZACHARY WRIGHT</RecipientPersonName>
          <RecipientUSAddress>
            <AddressLine1>122 HOSPITAL STREET</AddressLine1>
            <City>CADIZ</City>
            <State>KY</State>
            <ZIPCode>42211</ZIPCode>
          </RecipientUSAddress>
          <PurposeOfGrantOrContribution>EDUCATION</PurposeOfGrantOrContribution>
          <Amount>4000</Amount>
        </GrantOrContriPaidDuringYear>
        <TotGrantOrContriPaidDuringYear>54340</TotGrantOrContriPaidDuringYear>
      </SupplementaryInformation>
      <AnalysisIncomeProducingActy>
        <IntOnSavingsAndTempCashInvst>
          <RelatedOrExemptFunctionIncome>8299</RelatedOrExemptFunctionIncome>
        </IntOnSavingsAndTempCashInvst>
        <DividendsAndIntFromSecPartVII>
          <RelatedOrExemptFunctionIncome>4954</RelatedOrExemptFunctionIncome>
        </DividendsAndIntFromSecPartVII>
        <GainSalesAssetsOthThanInvntry>
          <RelatedOrExemptFunctionIncome>7401</RelatedOrExemptFunctionIncome>
        </GainSalesAssetsOthThanInvntry>
        <OtherRevenueDescribed>
          <Description>PRINCIPAL PAYMENTS OF LOANS</Description>
          <RelatedOrExemptFunctionIncome>20203</RelatedOrExemptFunctionIncome>
        </OtherRevenueDescribed>
        <SubtotalsPartXVIA>
          <RelatedOrExemptFunctionIncome>40857</RelatedOrExemptFunctionIncome>
        </SubtotalsPartXVIA>
        <TotalPartXVIA>40857</TotalPartXVIA>
      </AnalysisIncomeProducingActy>
      <RlnOfActyToAccomOfExemptPrps>
        <RlnOfActyToAccomOfExemptPrps>
          <LineNumber>3</LineNumber>
          <RelationshipStatement>PROVIDE FINANCIAL ASSISTANCE TO STUDENTS</RelationshipStatement>
        </RlnOfActyToAccomOfExemptPrps>
        <RlnOfActyToAccomOfExemptPrps>
          <LineNumber>4</LineNumber>
          <RelationshipStatement>PROVIDE FINANCIAL ASSISTANCE TO STUDENTS</RelationshipStatement>
        </RlnOfActyToAccomOfExemptPrps>
        <RlnOfActyToAccomOfExemptPrps>
          <LineNumber>8</LineNumber>
          <RelationshipStatement>PROVIDE FINANCIAL ASSISTANCE TO STUDENTS</RelationshipStatement>
        </RlnOfActyToAccomOfExemptPrps>
      </RlnOfActyToAccomOfExemptPrps>
      <TrnsfrTrRlnWithNoncharitableEO>
        <TrnsfrOfCashToNoncharitableEO>false</TrnsfrOfCashToNoncharitableEO>
        <TrnsfrOthAssetsNoncharitableEO>false</TrnsfrOthAssetsNoncharitableEO>
        <SalesOrExchangesOfAssets>false</SalesOrExchangesOfAssets>
        <PurchaseAssetsNoncharitableEO>false</PurchaseAssetsNoncharitableEO>
        <RentalOfFacilitiesEtc>false</RentalOfFacilitiesEtc>
        <ReimbursementArrangements>false</ReimbursementArrangements>
        <LoansOrLoanGuarantees>false</LoansOrLoanGuarantees>
        <PerformanceOfServicesEtc>false</PerformanceOfServicesEtc>
        <SharingOfFacilitiesEtc>false</SharingOfFacilitiesEtc>
        <RelationshipsNoncharitableEOs>false</RelationshipsNoncharitableEOs>
      </TrnsfrTrRlnWithNoncharitableEO>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2">
      <AccountingFees>
        <Category>CALHOUN &amp; COMPANY</Category>
        <Amount>880</Amount>
      </AccountingFees>
      <AccountingFees>
        <Category>CALHOUN &amp; COMPANY</Category>
      </AccountingFees>
    </AccountingFeesSchedule>
    <CompensationExplanation documentId="RetDoc3">
      <Compensation>
        <BusinessName>
          <BusinessNameLine1>OLD NATIONAL WEALTH MANAGEMENT</BusinessNameLine1>
          <BusinessNameLine2>OLD NATIONAL WEALTH MANAGEMENT</BusinessNameLine2>
        </BusinessName>
      </Compensation>
      <Compensation>
        <BusinessName>
          <BusinessNameLine1>CALHOUN COMPANY</BusinessNameLine1>
          <BusinessNameLine2>CALHOUN COMPANY</BusinessNameLine2>
        </BusinessName>
      </Compensation>
      <Compensation>
        <BusinessName>
          <BusinessNameLine1>WOODALL QUINN</BusinessNameLine1>
          <BusinessNameLine2>WOODALL QUINN</BusinessNameLine2>
        </BusinessName>
      </Compensation>
      <Compensation>
        <PersonName>SCOTT SUTHERLAND</PersonName>
      </Compensation>
    </CompensationExplanation>
    <GainLossSaleOtherAssetsSch documentId="RetDoc4">
      <GainLossSaleOtherAsset>
        <Name>LT SALES</Name>
        <DateAcquired>2006-06</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-11</DateSold>
        <GrossSalesPrice>53209</GrossSalesPrice>
        <Basis>45581</Basis>
        <TotalNet>7628</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>ST SALES</Name>
        <DateAcquired>2012-03</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-11</DateSold>
        <GrossSalesPrice>54578</GrossSalesPrice>
        <Basis>54805</Basis>
        <TotalNet>-227</TotalNet>
      </GainLossSaleOtherAsset>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpBondsSchedule documentId="RetDoc5">
      <InvestmentsCorpBonds>
        <NameOfBond>CORPORATE BONDS</NameOfBond>
        <EOYBookValue>184711</EOYBookValue>
        <EOYFMV>196235</EOYFMV>
      </InvestmentsCorpBonds>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc6">
      <InvestmentsCorpStock>
        <NameOfStock>EQUITIES</NameOfStock>
        <EOYBookValue>255608</EOYBookValue>
        <EOYFMV>309393</EOYFMV>
      </InvestmentsCorpStock>
    </InvestmentsCorpStockSchedule>
    <OtherDecreasesSchedule documentId="RetDoc7">
      <OtherDecreases>
        <Description>TO ADJUST FUND BALANCE</Description>
        <Amount>2851</Amount>
      </OtherDecreases>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc8">
      <OtherExpenses>
        <Description>EXPENSES</Description>
      </OtherExpenses>
      <OtherExpenses>
        <Description>ANNUAL REPORT FILING FEE</Description>
        <RevenueAndExpensesPerBooks>15</RevenueAndExpensesPerBooks>
      </OtherExpenses>
      <OtherExpenses>
        <Description>FOREIGN CONVERSION EXPENSE</Description>
      </OtherExpenses>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc9">
      <OtherIncome>
        <Description>PRINCIPAL PAYMENTS OF LOANS</Description>
        <RevenueAndExpensesPerBooks>20203</RevenueAndExpensesPerBooks>
      </OtherIncome>
    </OtherIncomeSchedule2>
    <OtherNotesLoansRcvblShortSch2 documentId="RetDoc10">
      <OtherNotesLoansRcvblShort>
        <NameOf501c3Organization>
          <BusinessNameLine1>STUDENT LOANS</BusinessNameLine1>
        </NameOf501c3Organization>
        <BalanceDue>162409</BalanceDue>
      </OtherNotesLoansRcvblShort>
    </OtherNotesLoansRcvblShortSch2>
    <OtherProfessionalFeesSchedule documentId="RetDoc11">
      <OtherProfessionalFees>
        <Category>FIDUCIARY FEES</Category>
        <Amount>9346</Amount>
      </OtherProfessionalFees>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc12">
      <Taxes>
        <Category>FEDERAL TAXES-FORM 990PF</Category>
        <Amount>319</Amount>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>